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Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Network hospitals
14000+
Claim settlement ratio
99.06%
Sum insured
2 CR
No. of Plans
21
Solvency Ratio
1.7
Pan India Presence
815
Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during the treatment of COVID-19 infection. The plan comes on an individual basis, and only one policy is allowed for one insured person.
If you or a loved one contracts COVID-19, the Star Novel Coronavirus (nCov) Insurance Policy will provide affordable health coverage. A lump sum compensation is offered to the insured under this trial programme from Star Health Insurance in case he/she gets diagnosed with the novel coronavirus (COVID-19).
18 Years to 65 Years
Individual / Family Floater
1 year
Lifetime Renewability
Rs.21,000 /- and Rs.42,000/-
16 Days
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Permanent diseases or health conditions that are not included under Star Novel Coronavirus are:
Claims for the disease contracted prior to the commencement of the policy shall not be admissible
If the policyholder has travelled outside India during the policy period, claims are not admissible.
For a claim to be made, hospitalization is required.
Claims for any other illness other than COVID-19 will not be entertained.
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Listed ailments after 24 Months
Pre-existing diseases after 36 Months
Take a look at the below-given sample premium illustrations under different family options with different sum insured options:
Sum Insured (in Rs.) | 21,000 | 42,000 |
Premium Payable | 353 | 706 |
Sum Insured (in Rs.) | 21,000 | 42,000 |
Premium Payable | 706 | 1,412 |
Star health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, senior citizens. From Star Mediclaim Policy for a family to specialized plans for Diabetes & Autistic children, Star Health has a total of 22 plans to offers. Take a look at them:
A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.
Unique Features
The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.
Unique Features
This policy is designed to provide complete protection against all health care eventualities to you and your family.
Unique Features
The plan is ideal for the families who want to get covered under single sum insured.
Unique Features
Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.
Unique Features
The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.
Unique Features
This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.
Unique Features
Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)
Unique Features
Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.
Unique Features
Designed specifically for diabetic persons. Hospitalization related to diabetes and non-diabetic problems is covered under this plan.
Unique Features
It covers the cost of hospitalization if the policyholder tested positive for COVID-19.
Unique Features
This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.
Unique Features
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Unique Features
A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.
Unique Features
Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.
Unique Features
Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.
Unique Features
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
Unique Features
No, the policy ceases to operate either once a claim is settled or on completion of one year.
This is not a problem since a child can be covered under this policy as a dependent along with the parent. Children, up to 25 years of age can be covered under the policy.
At present, the policy duration is 1 year and since it is a pilot product, renewal is allowed until the product is offered.
Yes, cancellation is possible anytime. If the policy is cancelled before 3 months, 15% premium can be refunded. If the policy is cancelled after 3 months, no refund may be given.
There is no medical screening or testing requirement for applicants.
The policy provides a 100% lump sum payment as a benefit to the policyholder who has contracted COVID-19 and has had to undergo hospitalization.
Yes, a free look period is available from the company, whereby you can buy this policy, and if unsatisfied, can return it within 15 days. The refund is applicable only if no claim has been made. Refunds are applicable only for the purchase of the policy and not for renewal.
Ranjan Kumar Verma
Patna
March 5, 2023
मैने 2016 में PolicyX.Com से Health Insurance Online Purchase किया था। अभी 2021 से मैं STAR HEALTH का Policy continue किया हूँ...
sandeep singh
Chandigarh
January 12, 2023
Dnt buy any policy from Star health They are big fraud my father is admitted in hospital crucial stage they reject our claims without reason i will filled case against company in consumer court...
Sanjay naraware
Pune
November 8, 2022
Sanjay nanaware here, first of all I appreciate Star Health for your punctuality, service, conversation and I really thanks to Mr.Sanchin pathavnkar who has suggest star health policy.
Ritesh
Delhi
June 2, 2022
Star health insurance company is one of the most trusted brands and my experience has been good with the insurer.
Himanshu Gada
Delhi
May 25, 2022
Star is a good company. I have bought 2 plans from this company. One for myself, and another for my parents. I am happy with both the plan. Thank you PolicyX.com for helping me to find this gre...
samarth wadhwa
Guwahati
March 14, 2022
Star is one of the topmost insurance companies and they prove it with their services and plans. They have plans for each family member of mine starting from my parents to my own family and even...
rachana singh
Ahmedabad
February 24, 2022
I am star health s customers from last 5 months where i have got best customer service. They have a huge list of network hospitals which keeps me relaxed that i can get cashless treatment
paridhi
Hyderabad
February 17, 2022
No doubt that why people recommended me this company. They are loyal towards their customers and help them in every possible way.
*T&C Apply