Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them with a big smile.
Star Health Women Care Policy is an all-in-all insurance product that you'll ever need for your anytime healthcare needs. The plan comes with a whopping sum insured ranging from INR 5 Lakhs to 1 Crore, options of which are individual and family floater variants (there should be at least one female member in the policy if you choose a family floater option). It provides coverage for a woman and her family (if the family floater plan is chosen), covering all the hospitalisation expenses, maternity-related conditions, and complications at the time of pregnancy or delivery. The good part is, that the female insured members of the policy don't need to go through a pre-acceptance medical screening. If you're buying this plan for your health care, don't worry! There's a window for buying this policy anytime, even during pregnancy.
The Star Health Women's Care Insurance plan comes with additional coverage such as:
Bariatric surgery
In-utero fetal surgeries/repair
Assisted reproduction treatment
Antenatal care
Accidental miscarriage treatment
Optional cancer care
Organ donor expenses
Modern treatment cover
Rehabilitation and pain management, etc
Apart from this, you can avail of extensive maternity benefits, a wellness program to track your health, preventive health check-up benefits, vaccination charges, delivery care, and other medical conditions related to women. You can choose an installment option to pay your premiums that's subject to loading charges like; for quarterly premium payment, 3% loading, and for half yearly, 2% loading. Mid-term inclusions are also allowed giving you the freedom to include additional members like a newlywed spouse, infant/newborn, or legally adopted child under your health policy.
All other specifications under this plan are mentioned on this page. Read further to know more about Star Women's Care health policy to make a well-informed decision.
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Star women care Insurance Policy
Star Women Care Plan Specifications
Read below to know more about the Star health Insurance "Star Women Care Plan", including its specifications and eligibility.
Plan Type
Individual & Family floater
Sum Insured
5 | 10 | 15 | 20 | 25 | 50 | 100 Lakhs
Entry Age
Adult 18 - 75 years Child: 91 days - 25 years (30 years if the dependant is unmarried/unemployed)
Policy Term
1 | 2 | 3 Years
Allowed Relation
2A + 3C in family floater
Initial Waiting Period*
30 days
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Read more specifications in the brochure.
Benefits of Star Women's Care Insurance Policy
Below are some of the amazing benefits of buying the Star Health Women Care policy, that you must know:-
Coverage for in-utero surgery
The female insured person gets special benefits with the in-utero surgical treatment, specifications of which are:
Open fetal surgery
Fetendo fetal surgery
Fetal image-guided surgery (FIGS-IT)
EXIT procedure
Bariatric Surgery
Cashless facilitation for bariatric surgery is covered to the maximum limit of INR 2.5 to 5 Lakhs as per the expense coverage mentioned in your policy's documents.
Voluntary Sterilization Expenses
Voluntary sterilization like Tubectomy and Vasectomy (for married women above 22 years) are covered under the plan which comes into effect only after serving a waiting period of 24 months. Reversal sterilization is not covered in any case.
Star Wellness Program
This is the star of all the benefits that tend to encourage you to live well and follow a healthy lifestyle. You get rewarding benefits with this wellness program of the policy that ensures a discount on premiums.
No pre-policy check-ups
The good part is, that the female insured members do not require any pre-acceptance medical check-ups.
Lump sum payout on diagnosis of Cancer
With an additional charge over payable premiums, you can buy an optional cover for cancer under this plan. The insurer will pay a lump sum amount, only to the insured person mentioned in the policy.
Automatic Restoration of Sum Insured
The policyholder has the option to restore their policy's sum insured up to 100%. You can avail of this benefit either on partial or full exhaustion of the base SI.
Tax benefit
You can avail of a tax exemption benefit for this plan under Section 80D of the Income Tax Act, 1961.
Choose your Star Women Care Plan
Coverage for SI:5 Lakhs
In-patient & Out-patient Coverage
Room Rent
1% of sum insured or maximum up to INR 20K per day
ICU Charges
Covered up to base SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Not Covered
Daycare Treatment
All Daycare treatments covered
OPD Charges
Covered, under the sub-limit
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered after a waiting period
No Claim Bonus
20% of SI for every claim-free year
Automatic Restoration
One time 100% Restoration of SI
Daily Hospital Cash
Not available
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
25% of SI
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Covered, under Assisted Reproduction Treatment
Modern Treatment
Covered as per Sub Limits
Emergency Coverage
Ambulance
Covered
Air Ambulance
10% of the Sum Insured per year is payable.
Compassionate Travel
Not available
Global Coverage
Not available
Wellness Programmes
E-Consultation
Not available
Health Check-Up
Covered, up to SI
Second Medical Opinion
Covered
Vaccination
Vaccination expenses for the new born baby are payable
Limitations
Co-payment
No Co-payment applicable
Sub-limits
Applicable for Modern Technology Treatments
Coverage for SI:10 Lakhs
In-patient & Out-patient Coverage
Room Rent
1% of sum insured or maximum up to INR 20K per day
ICU Charges
Covered up to base SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Not Covered
Daycare Treatment
All Daycare treatments covered
OPD Charges
Covered, under the sub-limit
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered after a waiting period
No Claim Bonus
20% of SI for every claim-free year
Automatic Restoration
One time 100% Restoration of SI
Daily Hospital Cash
Not available
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
25% of SI
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Covered, under Assisted Reproduction Treatment
Modern Treatment
Covered as per Sub Limits
Emergency Coverage
Ambulance
Covered
Air Ambulance
10% of the Sum Insured per year is payable.
Compassionate Travel
Not available
Global Coverage
Not available
Wellness Programmes
E-Consultation
Not available
Health Check-Up
Covered, up to SI
Second Medical Opinion
Covered
Vaccination
Vaccination expenses for the new born baby are payable
Limitations
Co-payment
No Co-payment applicable
Sub-limits
Applicable for Modern Technology Treatments
Coverage for SI:15 Lakhs
In-patient & Out-patient Coverage
Room Rent
1% of sum insured or maximum up to INR 20K per day
ICU Charges
Covered up to base SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Not Covered
Daycare Treatment
All Daycare treatments covered
OPD Charges
Covered, under the sub-limit
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered after a waiting period
No Claim Bonus
20% of SI for every claim-free year
Automatic Restoration
One time 100% Restoration of SI
Daily Hospital Cash
Not available
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
25% of SI
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Covered, under Assisted Reproduction Treatment
Modern Treatment
Covered as per Sub Limits
Emergency Coverage
Ambulance
Covered
Air Ambulance
10% of the Sum Insured per year is payable.
Compassionate Travel
Not available
Global Coverage
Not available
Wellness Programmes
E-Consultation
Not available
Health Check-Up
Covered, up to SI
Second Medical Opinion
Covered
Vaccination
Vaccination expenses for the new born baby are payable
Limitations
Co-payment
No Co-payment applicable
Sub-limits
Applicable for Modern Technology Treatments
Coverage for SI:20 Lakhs
In-patient & Out-patient Coverage
Room Rent
1% of sum insured or maximum up to INR 20K per day
ICU Charges
Covered up to base SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Not Covered
Daycare Treatment
All Daycare treatments covered
OPD Charges
Covered, under the sub-limit
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered after a waiting period
No Claim Bonus
20% of SI for every claim-free year
Automatic Restoration
One time 100% Restoration of SI
Daily Hospital Cash
Not available
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
25% of SI
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Covered, under Assisted Reproduction Treatment
Modern Treatment
Covered as per Sub Limits
Emergency Coverage
Ambulance
Covered
Air Ambulance
10% of the Sum Insured per year is payable.
Compassionate Travel
Not available
Global Coverage
Not available
Wellness Programmes
E-Consultation
Not available
Health Check-Up
Covered, up to SI
Second Medical Opinion
Covered
Vaccination
Vaccination expenses for the new born baby are payable
Limitations
Co-payment
No Co-payment applicable
Sub-limits
Applicable for Modern Technology Treatments
Coverage for SI:25 Lakhs
In-patient & Out-patient Coverage
Room Rent
1% of sum insured or maximum up to INR 20K per day
ICU Charges
Covered up to base SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Not Covered
Daycare Treatment
All Daycare treatments covered
OPD Charges
Covered, under the sub-limit
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered after a waiting period
No Claim Bonus
20% of SI for every claim-free year
Automatic Restoration
One time 100% Restoration of SI
Daily Hospital Cash
Not available
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
25% of SI
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Covered, under Assisted Reproduction Treatment
Modern Treatment
Covered as per Sub Limits
Emergency Coverage
Ambulance
Covered
Air Ambulance
10% of the Sum Insured per year is payable.
Compassionate Travel
Not available
Global Coverage
Not available
Wellness Programmes
E-Consultation
Not available
Health Check-Up
Covered, up to SI
Second Medical Opinion
Covered
Vaccination
Vaccination expenses for the new born baby are payable
Limitations
Co-payment
No Co-payment applicable
Sub-limits
Applicable for Modern Technology Treatments
Coverage for SI:1 Cr.
In-patient & Out-patient Coverage
Room Rent
1% of sum insured or maximum up to INR 20K per day
ICU Charges
Covered up to base SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Not Covered
Daycare Treatment
All Daycare treatments covered
OPD Charges
Covered, under the sub-limit
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Covered after a waiting period
No Claim Bonus
20% of SI for every claim-free year
Automatic Restoration
One time 100% Restoration of SI
Daily Hospital Cash
Not available
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
25% of SI
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Covered, under Assisted Reproduction Treatment
Modern Treatment
Covered as per Sub Limits
Emergency Coverage
Ambulance
Covered
Air Ambulance
10% of the Sum Insured per year is payable.
Compassionate Travel
Not available
Global Coverage
Not available
Wellness Programmes
E-Consultation
Not available
Health Check-Up
Covered, up to SI
Second Medical Opinion
Covered
Vaccination
Vaccination expenses for the new born baby are payable
Limitations
Co-payment
No Co-payment applicable
Sub-limits
Applicable for Modern Technology Treatments
What is Room Rent?
Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Private Single AC Room
Twin Sharing
General Ward
Coverage status under Star Women Care Plan?
Under this plan, the policyholder is entitled up to 1% of sum insured or maximum up to Rs.20,000/-per day.
What are ICU Charges?
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Star Women Care Plan?
Under this plan, ICU charges coverage is available up to the selected SI.
What is Pre Hospitalization?
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Star Women Care Plan?
This plan covers medical expenses incurred during pre-hospitalization for up to 60 days.
What is Post Hospitalization?
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Star Women Care Plan?
This plan covers medical expenses incurred during post-hospitalization for up to 90 days.
What is Domiciliary Hospitalization?
Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.
Coverage status under Star Women Care Plan?
Under this plan, the domiciliary hospitalization is not covered.
What is Daycare Treatment?
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under Star Women Care Plan?
This plan covers expenses of all the day care procedures.
What are OPD charges?
The cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under Star Women Care Plan?
OPD charges are covered under this plan. However, there is a sub-limit mentioned in the below table:
Sum Insured (Rs.)
Limit per policy year up to (Rs.)
5,00,000/- to 15,00,000/-
2,500/-
20,00,000/- and 25,00,000/-
3,500/-
50,00,000/- and 1,00,00,000/-
5,000
What is COVID-19 Treatment?
Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Star Women Care Plan?
COVID-19 treatment cover is not available under this plan.
What is COVID-19 Treatment?
Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Star Women Care Plan?
COVID-19 treatment cover is not available under this plan.
What is Cataract Treatment?
A common eye condition in which your vision gets blurred.
Coverage status under Star Women Care Plan?
Cataract treatments are covered after the waiting period of 24 months
What is a No-Claim Bonus?
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain
percentage that varies from plan to plan.
Coverage status under Star Women Care Plan?
For every claim free year, the policyholder is entitled to avail the bonus of 20% of the expiring Sum Insured from the second year onwards. The maximum allowable bonus shall not exceed 100%.
What is Automatic Restoration?
Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.
Coverage status under Star Women Care Plan?
The plan offers automatic restoration of 100% of your basic SI once during a policy year.
What is Daily Hospital Cash?
It is a cash amount that you will get each day during the time of hospitalization.
Coverage status under Star Women Care Plan?
Daily Hospital Cash is not available under this plan.
What is an Organ Donor Cover?
Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Star Women Care Plan?
Organ donor cover is available under this plan up to the chosen sum insured.
What is a Maternity Cover?
It refers to the cover that includes expenses for normal and c-section procedures deliveries.
Coverage status under Star Women Care Plan?
Covers the expense for normal and c-section procedures deliveries up to the below-mentioned limits:
SI
5 Lakhs
10 Lakhs
15 Lakhs
20 Lakhs
25 Lakhs
50 Lakhs
1Cr
Coverage (in Rs.)
25, 000
50,000
75,000
1,00,000
What is a New Born Baby Cover?
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the new born cover and these common treatments
can vary from plan to plan:
Congenital anomaly (conditions since birth)
Acute condition
Chronic condition
Pre-mature delivery
Birth asphyxia
Day care treatment
Coverage status under Star Women Care Plan?
In-patient hospitalization expenses (including congenital internal and external defects/anomalies) are covered up to 25% of the total insured.
What is AYUSH Treatment?
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Star Women Care Plan?
AYUSH treatment is covered under this plan.
What is IVF Treatment?
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Full infertility
No fertility
Infertility diagnosis
Infertility diagnosis and limited fertility treatment
Medication (which may or may not include fertility drug prescriptions)
Coverage status under Star Women Care Plan?
The plan covers IVF Treatments under Assisted Reproduction Treatment
What is a Modern Treatment?
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Star Women Care Plan?
Treatment
5 L
10 L
15 L
20 L
25 L
50 L
1 Cr
Limit per person, per policy period for each treatment / Procedure (Rs.)
Uterine Artery Embolization and HIFU
Up to 50% of sum insured
Up to 40% of sum insured
Up to 30% of sum insured
Balloon Sinuplasty
Deep Brain Stimulation
Oral Chemotherapy
Immunotherapy
IVF
Robotic surgeries
Stereotactic Radio Surgeries
Bronchial Thermoplasty,Vaporization of the prostate (Green laser/Holmium laser)
Intra Operative Neuro Monitoring
Stem Cell Therapy
What is an Ambulance Cover?
An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.
Coverage status under Star Women Care Plan?
This plan covers Ambulance charges of up to the selected Sum Insured.
What is an Air Ambulance?
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under Star Women Care Plan?
The plan offers coverage up to 10% of the Sum Insured per year.
What is Compassionate Travel?
Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under Star Women Care Plan?
Not Covered
What is Global Coverage?
Any kind of medical/health emergency when you are outside of India.
Coverage status under Star Women Care Plan?
Not Available
What is E-Consultation?
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Star Women Care Plan?
Not Available
What is a Health Checkup?
The policy covers health check-up expenses as per the selected Sum Insured, up to the below mentioned limits:
Gender
Benefit Description
Limit per policy year up to (Rs.)
Tests
Female
Adolescent Puberty Age: 13-19 yrs
1,000/-
USG Abdomen
Female
Adult Reproductive Age: 20-39 yrs
3,000/-
Thyroid profile, PAP, Vitamin D, USG Abdomen
Female
Middle Aged Menopausal Age: 40-59 yrs
5,000/-
Dexa Scan, Sonomamogram, PAP, USG Abdomen
Female
Sr Citizens Age: 60 yrs and above
4,000/-
Dexa Scan, PAP, USG Abdomen
Male
Any Age
1,000/-
Any tests
What is a Second Medical Opinion?
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.
Coverage status under Star Women Care Plan?
Available
What is Vaccination cover?
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Star Women Care Plan?
Star Women Care covers the vaccination expenses of a newborn baby up to the below limits:
Sum Insured (Rs.)
Limit (Rs.)
5,00,000/- and 10,00,000/-
2500
15,00,000/- and above
3500
What is Co-payment?
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Coverage status under Star Women Care Plan?
Not applicable
What is the Sub limit?
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to pay by the policyholder.
Coverage status under Star Women Care Plan?
Treatment
5 L
10 L
15 L
20 L
25 L
50 L
1 Cr
Limit per person, per policy period for each treatment / Procedure (Rs.)
Uterine Artery Embolization and HIFU
Up to 50% of sum insured
Up to 40% of sum insured
Up to 30% of sum insured
Balloon Sinuplasty
Deep Brain Stimulation
Oral Chemotherapy
Immunotherapy
IVF
Robotic surgeries
Stereotactic Radio Surgeries
Bronchial Thermoplasty,Vaporization of the prostate (Green laser/Holmium laser)
Intra Operative Neuro Monitoring
Stem Cell Therapy
Star Health Insurance Network Hospital List
Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
The Women's Care plan of Star Health Insurance provides broad coverage. On the other hand, there are some exclusions that you should know in the first place. Read below what's not covered in the Star Health Women Care Policy:-
Pre-existing and specified diseases
Investigation & Evaluation
Rest cure, rehabilitation (expect rehabilitation & pain management) and respite care
Obesity/ Weight Control (expect bariatric surgery)
Change of gender treatments, unproven treatments
Beauty treatments and cosmetic/plastic surgeries
Adventure activities, hazardous or life-threatening sports
Breach of law
Excluded providers
Sterility and infertility (except assisted reproduction treatment and voluntary sterilization)
Drug or alcohol abuse
Hospitalization out of war, riot, strike, and nuclear weapons, and
Coverage after Waiting Period
Certain diseases and treatments are covered under the Star Women Care plan after a certain time period. Read the details below:
Listed ailments after 24 Months
Pre-existing diseases after 24 Months
How do I claim my Star Women Care Insurance Policy?
Here are the steps following which you can raise a claim against your Star Women's Care health insurance policy:-
Step 1 For a planned hospitalization, inform the insurer 24 hours before getting hospitalized. For an emergency, inform them within 24 hours of getting admitted to the hospital.
Step 2 If you're hospitalized in a networking hospital, visit the TPA desk and inform them of the hospital admission. Collect the claim form and fill it up with all the details required.
Step 3 Submit all the forms with carefully filled claim forms and other documents that are asked, and the health card of your policy
Step 4 On verification of the documents, the TPA will forward the same to the insurer
Step 5 Upon cross-verification, the insurer will send the confirmation for internal settlement with the hospital medical bills.
Step 6 In case of a reimbursement claim settlement, pay the medical bills on your own. Submit the claim form, the health card, policy documents, hospital bills, discharge summary, and other documents to your insurer. Medical bills will be reimbursed upon verification
Star Women Care Premium
To give you a better idea about the Star Women Care Plan premium calculations, we PolicyX.com have calculated some sample premium amounts below based on a policy term of 1 year.
Refer to the table below:
For Individual
Age (Male)
Sum Insured
1 Adult
30 Years
5 Lakhs
7,965
30 Years
15 Lakhs
12,740
30 Years
25 Lakhs
15,970
30 Years
50 Lakhs
18,645
For Family Floater
Age (Male)
Sum Insured
2 Adult
30 Years
5 Lakhs
11,735
30 Years
15 Lakhs
18,460
30 Years
25 Lakhs
23,070
30 Years
50 Lakhs
27,660
Follow Up
Women are more prone to get lifelong diseases, illnesses related to hormonal shifts that lead to chronic ailments, and so on. It not only causes irritation and more pain in our lives but also stops a woman from pacing up in this world. This is one of the reasons why you should buy health insurance for yourself from a trusted health insurer in the Indian insurance market. Star Health Insurance Company cares for women's health, and it's enough to state that Star Women Care insurance policy is the best investment you can make to save yourself from losing your health and well-being in the long run.
Buy your Star Health Women Care policy by visiting our official website www.policyx.com. You can also reach out to our customer care support at 1800 4200 269 or get a quote by clicking on the screen. Check out other women's health insurance plans here.
To cater to the different medical needs of an individual & their family, Star Health offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to explore more:
Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.
A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.
Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.
It is designed to care for your incidental expenses such as travel, food, etc. that are not covered under your Health Insurance Policy in the event of Hospitalization.
A critical illness policy providing lump sum benefit on diagnosis of Critical illnesses related to Cancer, Heart, Brain & Nervous System, and Major Organs.
Star Extra Protect is an add-on Cover that enhances the limits of existing covers in addition to offering new features to the base policy
Unique Features
Additional SI
Enhanced Protection
Tax Benefits
Extra- Protect Policy (Pros)
Enhanced Room Rent
Non-Medical Items Covered
Affordable Premiums
Baby Food Cover
Ambulance Cover
Extra- Protect Policy (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law
Extra- Protect Policy (Other Benefits)
Modern Treatment Cover
Oral Chemotherapy
Robotic surgeries
AYUSH Treatment
Home Care Treatment
Star Women Care Plan: FAQs
1. I want to opt for a Tubectomy. Will Star Women Plus offer coverage against the same?
Yes, after a waiting period of 24 months from the date of first inception of this policy, the Company would cover the expenses spent
for Voluntary Sterilization (Tubectomy / Vasectomy), provided that the Insured is a Married Person and his/ her age is 22 years and above.
2. Does Star Women Plus offer any benefits for staying fit and healthy?
Yes, the plan offers Star Wellness Program, wherein one can get incentives for opting a healthy lifestyle through various wellness activities. The below table showcases the discount on premium available under the Wellness Program:
Wellness Points Earned
Discount in Premium
200 to 350
2%
351 to 600
5%
601 to 750
7%
751 to 1000
10%
3. Can I pay my Star Women Care premiums in installments?
Yes, you can pay your premiums Quarterly and Half Yearly, Annually, Biennially (once in 2 years) and Triennially (once in 3 years).
4. Does Star Women Care offer coverage against Cancer?
Yes, the Star Women Care Insurance plan provides a lump sum payout benefit for cancer-related diagnoses, treatments, etc.
5. How many members can be covered under the Star Women Care health policy?
You can cover up to 5 members (2 adults & 3 dependent children) under this policy.
6. Who can benefit from cancer coverage under the Star Health Women Care policy?
The female members included in the policy aged from 91 days to 65 years can be covered for cancer coverage.
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Indore
April 8, 2024
I got treated with Angioplasty surgery and I’m thankful that the Star Comprehensive plan covered my treatment expenses and saved my hard-earned money.
Vaidehi Kanaujia
Indore
April 8, 2024
I have been insured with a Star Health Assure policy that I bought at the suggestion of PolicyX’s agent. I got my claims settled two times in a year and I highly recommend this policy.
Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.
