Star Women Care
  • Maternity Benefits
  • Preventive Health Check Up
  • Coverage for Modern Treatments
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Health Insurance Plan for you.

Enter Your Name

Mobile Number

+91-

Star Women Care Health Insurance

Star Women Care Insurance Policy is a unique health insurance plan specifically designed to meet the requirements of today's women and their families. This plan from Star Health Insurance comes in two types i.e. individual and family floater. It offers coverage for regular hospitalization and complete maternity benefits. This product comes with a number of unique features such as no pre-acceptance medical screening, entrance during pregnancy, and an installment option in premium payment.

Star Women Care Plan Specifications

Read below to know more about the Star health Insurance "Star Women Care Plan", including its specifications and eligibility.

Plan Type

Individual & Family floater

Sum Insured

5 | 10 | 15 | 20 | 25 | 50 | 100 Lakhs

Entry Age

Individuals: 18 to 75 years
Floater Sum Insured: Adult 18 years to 75 years (with min. 1 female adult)

Policy Term

1 | 2 | 3 Years

Allowed Relation

2A + 3C in family floater

Initial Waiting Period*

180 Days

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose your Star Women Care Plan

Coverage for SI: 5 Lakhs

In-patient & Out-patient Coverage

Room Rent

1% of sum insured or maximum up to INR 20K per day

ICU Charges

Covered up to base SI

Pre-Hospitalization

Covered up to 60 days

Post-Hospitalization

Covered up to 90 days

Domiciliary Hospitalization

Not Covered

Daycare Treatment

All Daycare treatments covered

OPD Charges

Covered, under the sub-limit

Coverage Terms

COVID-19 Treatment

Not Covered

Cataract

Covered after a waiting period

No Claim Bonus

20% of SI for every claim-free year

Automatic Restoration

One time 100% Restoration of SI

Daily Hospital Cash

Not available

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

25% of SI

Alternative Treatments

AYUSH Treatment

Covered up to SI

IVF Treatment

Covered, under Assisted Reproduction Treatment

Modern Treatment

Covered as per Sub Limits

Emergency Coverage

Ambulance

Covered

Air Ambulance

10% of the Sum Insured per year is payable.

Compassionate Travel

Not available

Global Coverage

Not available

Wellness Programmes

E-Consultation

Not available

Health Check-Up

Covered, up to SI

Second Medical Opinion

Covered

Vaccination

Vaccination expenses for the new born baby are payable

Limitations

Co-payment

No Co-payment applicable

Sub-limits

Applicable for Modern Technology Treatments

What is Room Rent?

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Star Women Care Plan?

Under this plan, the policyholder is entitled up to 1% of sum insured or maximum up to Rs.20,000/-per day.

What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Star Women Care Plan?

Under this plan, ICU charges coverage is available up to the selected SI.

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Star Women Care Plan?

This plan covers medical expenses incurred during pre-hospitalization for up to 60 days.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Star Women Care Plan?

This plan covers medical expenses incurred during post-hospitalization for up to 90 days.

What is Domiciliary Hospitalization?

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Star Women Care Plan?

Under this plan, the domiciliary hospitalization is not covered.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Star Women Care Plan?

This plan covers expenses of all the day care procedures.

What are OPD charges?

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Star Women Care Plan?

OPD charges are covered under this plan. However, there is a sub-limit mentioned in the below table:

Sum Insured (Rs.)Limit per policy year up to (Rs.)5,00,000/- to 15,00,000/-2,500/-20,00,000/- and 25,00,000/-3,500/-50,00,000/- and 1,00,00,000/-5,000
What is COVID-19 Treatment?

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Star Women Care Plan?

COVID-19 treatment cover is not available under this plan.

What is COVID-19 Treatment?

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Star Women Care Plan?

COVID-19 treatment cover is not available under this plan.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Star Women Care Plan?

Cataract treatments are covered after the waiting period of 24 months

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Star Women Care Plan?

For every claim free year, the policyholder is entitled to avail the bonus of 20% of the expiring Sum Insured from the second year onwards. The maximum allowable bonus shall not exceed 100%.

What is Automatic Restoration?

Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.

Coverage status under Star Women Care Plan?

The plan offers automatic restoration of 100% of your basic SI once during a policy year.

What is Daily Hospital Cash?

It is a cash amount that you will get each day during the time of hospitalization.

Coverage status under Star Women Care Plan?

Daily Hospital Cash is not available under this plan.

What is an Organ Donor Cover?

Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Star Women Care Plan?

Organ donor cover is available under this plan up to the chosen sum insured.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Star Women Care Plan?

Covers the expense for normal and c-section procedures deliveries up to the below-mentioned limits:

SI5 Lakhs10 Lakhs15 Lakhs20 Lakhs25 Lakhs50 Lakhs1Cr
Coverage (in Rs.)25, 00050,00075,0001,00,000
What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the new born cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Pre-mature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under Star Women Care Plan?

In-patient hospitalization expenses (including congenital internal and external defects/anomalies) are covered up to 25% of the total insured.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Star Women Care Plan?

AYUSH treatment is covered under this plan.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under Star Women Care Plan?

The plan covers IVF Treatments under Assisted Reproduction Treatment

What is a Modern Treatment?

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Star Women Care Plan?

Treatment5 L10 L15 L20 L25 L50 L1 Cr
Limit per person, per policy period for each treatment / Procedure (Rs.)
Uterine Artery Embolization and HIFUUp to 50% of sum insured Up to 40% of sum insured Up to 30% of sum insured
Balloon Sinuplasty
Deep Brain Stimulation
Oral Chemotherapy
Immunotherapy
IVF
Robotic surgeries
Stereotactic Radio Surgeries
Bronchial Thermoplasty,Vaporization of the prostate (Green laser/Holmium laser)
Intra Operative Neuro Monitoring
Stem Cell Therapy
What is an Ambulance Cover?

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Star Women Care Plan?

This plan covers Ambulance charges of up to the selected Sum Insured.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Star Women Care Plan?

The plan offers coverage up to 10% of the Sum Insured per year.

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Star Women Care Plan?

Not Covered

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under Star Women Care Plan?

Not Available

What is E-Consultation?

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Star Women Care Plan?

Not Available

What is a Health Checkup?

The policy covers health check-up expenses as per the selected Sum Insured, up to the below mentioned limits:

GenderBenefit DescriptionLimit per policy year up to (Rs.)Tests
FemaleAdolescent Puberty Age: 13-19 yrs1,000/-USG Abdomen
FemaleAdult Reproductive Age: 20-39 yrs3,000/-Thyroid profile, PAP, Vitamin D, USG Abdomen
FemaleMiddle Aged Menopausal Age: 40-59 yrs 5,000/-Dexa Scan, Sonomamogram, PAP, USG Abdomen
FemaleSr Citizens Age: 60 yrs and above4,000/- Dexa Scan, PAP, USG Abdomen
MaleAny Age1,000/-Any tests
What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under Star Women Care Plan?

Available

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Star Women Care Plan?

Star Women Care covers the vaccination expenses of a newborn baby up to the below limits:

Sum Insured (Rs.)Limit (Rs.)
5,00,000/- and 10,00,000/-2500
15,00,000/- and above3500
What is Co-payment?

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Star Women Care Plan?

Not applicable

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to pay by the policyholder.

Coverage status under Star Women Care Plan?

Treatment5 L10 L15 L20 L25 L50 L1 Cr
Limit per person, per policy period for each treatment / Procedure (Rs.)
Uterine Artery Embolization and HIFUUp to 50% of sum insured Up to 40% of sum insured Up to 30% of sum insured
Balloon Sinuplasty
Deep Brain Stimulation
Oral Chemotherapy
Immunotherapy
IVF
Robotic surgeries
Stereotactic Radio Surgeries
Bronchial Thermoplasty,Vaporization of the prostate (Green laser/Holmium laser)
Intra Operative Neuro Monitoring
Stem Cell Therapy

Star Health Insurance Network Hospital List

Star Health Insurance Network Hospitals are present in 28 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Star Women Care Plan Exclusions

There is a list of certain conditions and treatments that Star Women Care Plan doesn't cover. A few of them are listed below-

Permanent Exclusions

Permanent diseases or health conditions that are not included under Star Women Care Plan are:

Changes of gender

Indulging in hazardous or adventure sports

Cosmetic & aesthetic treatment

Sterility and infertility

Hospitalization out of war, riot, strike, and nuclear weapons

Coverage after Waiting Period

Certain diseases and treatments are covered under the Star Women Care plan after a certain time period. Read the details below:

Listed ailments after 24 Months

Pre-existing diseases after 24 Months

Star Women Care Premium

To give you a better idea about the Star Women Care Plan premium calculations, we PolicyX.com have calculated some sample premium amounts below based on a policy term of 1 year.

Refer to the table below:

For Individual

Age (Male)Sum Insured1 Adult
30 Years5 Lakhs7,965
30 Years15 Lakhs12,740
30 Years25 Lakhs15,970
30 Years50 Lakhs18,645

For Family Floater

Age (Male)Sum Insured2 Adult
30 Years5 Lakhs11,735
30 Years15 Lakhs18,460
30 Years25 Lakhs23,070
30 Years50 Lakhs27,660

Explore/Contact Star Health Insurance

Know more about Star Health Insurance plans, claim process, buying process and contact details of the company by clicking on the sections below:

Claim Process

Click to know Star Women Care Claim Process.

Buying Process

Click to know Star Women Care Buying Process.

Contact Us

Feel free to contact us for more details.

Renewal Process

Renew your Star Health Policy Online

Explore other Star Health Plans

Star Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens. From Star Mediclaim Policy for a family to specialized plans for Diabetes & Autistic children, Star Health has a total of 22 plans to offer. Take a look at them:

The plan is specially designed for those individuals who are willing to secure their old-age medical needs after their retirement.

Unique Features

  • Guaranteed Lifelong renewals
  • No Pre-acceptance Medical test
  • Availability of Instalment Facility

This policy is designed to provide complete protection against all health care eventualities to you and your family.

Unique Features

  • Health Checkup for Claim-Free Years.
  • Hospital Cash Benefit
  • 100% Automatic Restoration

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

  • Automatic Restroration of SI
  • Instant Recharge UPTO 30% of SI
  • New born baby cover from 16th day

Star Cardiac Care is ideal for those individuals who want to cover the expenses of cardiac & non-cardiac ailments.

Unique Features

  • Accidents and non-cardiac ailments
  • Day care procedure
  • No pre-acceptance Medical test

The plan offers additional coverage to the policyholder in case their existing coverage is exhausted.

Unique Features

  • All Daycare procedure
  • Pre and Post Hospitalization
  • Organ Donor Expense

This plan is for individuals who want to protect themselves and their families against the deadliest virus of Covid-19.

Unique Features

  • No pre-medical Test
  • Only 16 days of Waiting Period
  • Low premium amount

Star Cancer Care Gold (Pilot Product)

Covers the risk of spreading/recurrence of first cancer (metastasis) & second cancer (second malignancy)

Unique Features

  • Pre-hospitalization (30 days)
  • All daycare procedure
  • Nursing Expense

Star Special Care Policy

Star Special Care provides coverage to children (3 years to 25 years) who are diagnosed with Autism Spectrum Disorder.

Unique Features

  • No Pre-medical test
  • Nursing Expense
  • Emergency Ambulance Charges

Star Diabetes Safe Insurance Policy

Designed specifically for diabetic persons. Hospitalization related to diabetes and non-diabetic problems is covered under this plan.

Unique Features

  • 30 days waiting period
  • Automatic restoration of Sum Insured
  • Outpatient Expenses

Corona Kavach Policy

It covers the cost of hospitalization if the policyholder tested positive for COVID-19.

Unique Features

  • AYUSH Treatments
  • Home Care Treatment
  • No pre-medical screening test

Corona Rakshak Policy

This policy offers 100% sum insured to the policyholder if he/she tested positive for COVID-19.

Unique Features

  • No pre-medical screening test
  • Sum insured: INR 50K to 2.5Lakhs
  • Only 15 days Waiting Period

Star Health Arogya Sanjeevani Policy

A standard health plan mandated by IRDAI that covers all essential healthcare benefits including Ayush treatment, day care procedures, etc. for individuals and families.

Unique Features

  • Room rent up to 5K/day
  • Modern treatments covered up to 50% of SI
  • 20% rural discount available

Medi Classic Insurance Policy (Individual)

A uniquely designed insurance policy that covers organ donor expenses up to sum insured, AYUSH treatments, modern treatments, and many more.

Unique Features

  • All Daycare procedures
  • Automatic Restoration
  • Domiciliary hospitalization

Star Health Gain Insurance Policy

Provides flexibility in terms of choosing the Sum Insured amount, premium amount, family size. It can be a perfect tax saver for you.

Unique Features

  • All Daycare procedures
  • Coverage for Modern Treatment
  • Outpatient Expense

Star Criticare Plus Insurance Policy

Provides reimbursement of hospitalization expenses and also provides a total amount of sum insured if the insured person is diagnosed with a major illness.

Unique Features

  • Modern Treatment Covered
  • Non-allopathic Treatment
  • Coverage for Medicine and drugs cost

Created for young individuals under 40 years of age. It also offers various benefits such as discounts on renewals, incentive-led wellness programs, lowest waiting periods.

Unique Features

  • No-claim bonus
  • Hospital daily cash
  • Automatic restoration of SI

Star Women Care Plan: FAQs

1. I want to opt for a Tubectomy. Will Star Women Plus offer coverage against the same?

Yes, after a waiting period of 24 months from the date of first inception of this policy, the Company would cover the expenses spent for Voluntary Sterilization (Tubectomy / Vasectomy), provided that the Insured is a Married Person and his/ her age is 22 years and above.

2. Does Star Women Plus offer any benefits for staying fit and healthy?

Yes, the plan offers Star Wellness Program, wherein one can get incentives for opting a healthy lifestyle through various wellness activities. The below table showcases the discount on premium available under the Wellness Program:

Wellness Points EarnedDiscount in Premium
200 to 3502%
351 to 6005%
601 to 7507%
751 to 100010%

3. Can I pay my Star Women Care premiums in installments?

Yes, you can pay your premiums Quarterly and Half Yearly, Annually, Biennially (once in 2 years) and Triennially (once in 3 years).

4. Does Star Women Care offer coverage against Cancer?

Yes, the female covered under the plan offers a lump sum on diagnosis of Cancer.

Star Health Senior Citizen Red Carpet Review

Read what customers think about the Star Health Red Carpet.

Customer Review Image

samarth wadhwa

Guwahati

March 14, 2022

Star is one of the topmost insurance companies and they prove it with their services and plans. They have plans for each family member of mine starting from my parents to my own family and even...

Customer Review Image

rachana singh

Ahmedabad

February 24, 2022

I am star health s customers from last 5 months where i have got best customer service. They have a huge list of network hospitals which keeps me relaxed that i can get cashless treatment

Customer Review Image

paridhi

Hyderabad

February 17, 2022

No doubt that why people recommended me this company. They are loyal towards their customers and help them in every possible way.

Customer Review Image

Yash Sharma

Indore

January 18, 2022

Best comparison portal and best services given by policyx.com and this company is growing in insurance web aggregator sector

Customer Review Image

manish patel

Indore

December 29, 2021

This is best company compare to all web agrigaters com. most imp to cistomer support best for help go with this

Customer Review Image

Subhash Chandra Pandey

Delhi

December 14, 2021

Amazing services with policyx.com . All the time 24*7 they are able to help you . Specially thanks to sanjiv sir for always better guidance.

Customer Review Image

Kanchan Gupta

Agra

August 9, 2021

Thanks to PolicyX for guiding me through my Star health insurance purchase. I had my doubts but they were effectively put to rest.

Customer Review Image

Shakti Kapoor

Ahmedabad

August 5, 2021

Maine ye health insurance plan Liya star health se, aur Mujhe bahut acha respone mila company ki taraf se aur mujhe apna claim settle karane mai bhi jyada mehnat nahi karni padi, Is company ka ...