Care Freedom Plan
  • Additional health checkups for diabetic and cardiac patients
  • Get cover for Dialysis
  • No pre-medical check-ups required
premium

Network hospitals

9747+

premium

Incurred claim ratio

53.82%

premium

Sum insured

Up to 6 CR

premium

No. of Plans

14

premium

Solvency Ratio

1.8

premium

Pan India Presence

-

Recognized By carePolicyX.com is a Recognised Care Partner View Certificate

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

9747+

premium

Incurred claim ratio

53.82%

premium

Sum insured

Up to 6 CR

premium

No. of Plans

14

premium

Solvency Ratio

1.8

premium

Pan India Presence

-

Recognized By carePolicyX.com is a Recognised Care Partner View Certificate

Care Freedom Health Insurance Policy

Free yourself from the worries of healthcare.

As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. This health insurance is for people suffering from diabetes, high pressure, and BMI. So, now you can get health insurance coverage without worrying about your current health status. With this plan, you only need to serve a 2-year waiting period. Two types of variants fall under the Care Freedom plan, which are:

  • Care Freedom Plan 1- Where minimum entry age will be 90 days.
  • Care Freedom Plan 2- Where minimum entry age for the individual is 46 years.

If you are someone who is diagnosed with any critical illness, then this plan is for you. You just need to serve two years waiting period and then apply for the claim. Read more to understand about the plan.

What Makes this Plan Stand Out?

  • Covers Pre-existng Diseases

    A very special plan by Care Health for your ultimate healthcare requirements. As mentioned earlier, this plan covers critical illnesses such as diabetes, cancer, and heart ailments.

  • Covers Health Check-ups

    Under the Health Check+ feature, you will get an option to upgrade your annual health check-up to either a diabetes health check-up or a cardiac health check-up.

  • Direct Claim Settlement

    Care Health provides a CHI Health Card, that you can use at any of the network hospitals to avail of cashless benefits.

  • Covers Dialysis

    The plan also covers dialysis charges by paying an amount per sitting for upto 24 months.

  • Free Look Period

    Sometimes, we do not want to continue with the particular health insurance plan. We might find a better plan. In this case, the policy provides a free look period of 15 days, within which you can cancel the policy.

  • Consumable Allowance

    A visit to a hospital does not only include medical bills, there are much more than that. You need to pay for other non-medical expenses. Care Freedom plan pays a consumable allowance for upto 7 days per hospitalisation.

Recommended Videos

Care Health Insurance Plan Detailed Review

Care Health Insurance Plan Detailed Review

Religare Care Freedom | Care Health Insurance Plan

Religare Care Freedom | Care Health Insurance Plan

Care Freedom Plan Specifications

Care Freedom policy is a comprehensive health insurance plan and is available in two plan variants. To know more about the plan specification and the eligibility of both the plan variants. Take a look at the below table of its specifications:

Variant

Care Freedom Plan 1

Sum Insured

3 | 5 Lakhs

Age Eligibility

Adult: 18 to Lifelong Child: 90 days to 24 years

Plan Type

Individual and Family Floater

Policy Term

1,2,3 Years

Renewability

Lifetime

Initial Waiting Period*

30 Days

Care Freedom Plan 2

Sum Insured

7 | 10 Lakhs

Age Eligibility

Individual: 46 yrs, Floater: Oldest Person- 46 Yrs, Other Adult: 18 Yrs, Child: 90 days

Plan Type

Individual and Family Floater

Policy Term

1,2,3 Years

Renewability

Lifetime

Initial Waiting Period*

30 Days

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose your Care Freedom Plan

Care Freedom policy is available in two variants that allow policyholders to customize the plan as per their requirements. Take a look at the below coverage table and choose the variant according to your budget and need:

In-patient & Out-patient Coverage

Room Rent

Twin Sharing Room (Max up to 1% SI per day)

ICU Charges

Covered up to 2% SI per day

Pre-Hospitalization

Covered up to 7.5% of hospitalization expenses

Post-Hospitalization

Covered up to 7.5% of hospitalization expenses

Domiciliary Hospitalization

Covered up to 10% of SI

Daycare Treatment

Covered up to SI

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered under a rider

Cataract

Covered up to 20K per eye

No Claim Bonus

Not available

Automatic Restoration

100% of SI

Daily Hospital Cash

Not available

Organ Donor

Not Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Not Covered

IVF Treatment

Not Covered

Modern Treatment

Not Covered

Emergency Coverage

Ambulance

Covered up to 1K per Hospitalization

Air Ambulance

Not available

Compassionate Travel

Covered up to 10K

Global Coverage

Not available

Wellness Programmes

E-Consultation

Not available

Health Check-Up

Covered

Second Medical Opinion

Not available

Vaccination

Not Covered

Limitations

Co-payment

Applicable

Sub-limits

Applicable

What is Room Rent?

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Care Freedom Plan?

Under this plan, the room rent coverage is offered as per the selected SI amount as mentioned in the table below:

SI Options 3 Lakhs 5 Lakhs 7 Lakhs 10 Lakhs
Room Rent Twin Sharing Room (Max up to 1% SI per day) Twin Sharing Room Single Private room
What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Care Freedom Plan?

Under this plan, ICU charges coverage is based on your selected Sum Insured.

SI Options 3 Lakhs 5 Lakhs 7 Lakhs 10 Lakhs
ICU Charges Covered up to 2% SI per day Covered up to SI Covered up to SI
What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Care Freedom Plan?

This plan covers medical expenses up to 30 days as mentioned in the table below:

SI Options 3 Lakhs 5 Lakhs 7 Lakhs 10 Lakhs
Pre-Hospitalization Covered up to 7.5% of hospitalization expenses Covered up to 10% of hospitalization expenses Covered up to 10% of hospitalization expenses
What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Care Freedom Plan?

This plan covers medical expenses up to 60 days as mentioned in the table below:

SI Options 3 Lakhs 5 Lakhs 7 Lakhs 10 Lakhs
Post-Hospitalization Covered up to 7.5% of hospitalization expenses Covered up to 10% of hospitalization expenses Covered up to 10% of hospitalization expenses
What is Domiciliary Hospitalization?

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Care Freedom Plan?

Under this plan, the domiciliary hospitalization that exceeds 3 days is covered up to 10% of your selected Sum Insured.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Care Freedom Plan?

This plan covers expenses of day care procedures up to the selected SI amount.

What are OPD charges?

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Care Freedom Plan?

Not covered

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Care Freedom Plan?

COVID-19 treatment cover is available under a rider that can be availed of by paying an extra premium.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Care Freedom Plan?

This plan offers coverage for Cataract treatment as per the selected Sum Insured amount.

SI Options 3 Lakhs 5 Lakhs 7 Lakhs 10 Lakhs
Cataract Covered up to 20K per eye Covered up to 30K per eye Covered up to 30K per eye
What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Care Freedom Plan?

Not Available

What is Automatic Restoration?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Care Freedom Plan?

The plan offers automatic restoration of 100% of your basic SI.

What is Daily Hospital Cash?

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Care Freedom Plan?

Not available

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Care Freedom Plan?

Not available

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Care Freedom Plan?

Maternity cover is not available under this plan.

*It is generally not covered under most health insurance plans as pregnancy is a planned condition.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the new born cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Pre-mature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under Care Freedom Plan?

Newborn baby expenses are not covered under this plan.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Care Freedom Plan?

Not Covered

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under Care Freedom Plan?

Not Covered

What is a Modern Treatment?

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Care Freedom Plan?

Not Covered

What is an Ambulance Cover?

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Care Freedom Plan?

This plan covers Ambulance charges of up to 1K per hospitalization.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Care Freedom Plan?

Not available

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Care Freedom Plan?

The policy covers compassionate travel expenses if hospitalization exceeds 10 days. The coverage is as mentioned in the table below:

SI Options 3 Lakhs 5 Lakhs 7 Lakhs 10 Lakhs
Compassionate Travel Covered up to 10K Covered up to 15K Covered up to 15K
What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under Care Freedom Plan?

Not available

What is E-Consultation?

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Care Freedom Plan?

Not available

What is a Health Checkup?

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Care Freedom Plan?

The policy allows health check-ups for all insured members once a year.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Care Freedom Plan?

Not available

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Care Freedom Plan?

Not available

What is Co-payment?

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Care Freedom Plan?

  • Customers up to 70yrs of age: 20% co-pay amount
  • Customers above 70yrs of age: 30% co-pay amount
What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to pay by the policyholder.

Status under Care Freedom Plan?

Below mentioned are the sub-limit available under the care freedom plan:

Variant Care Freedom 1 Care Freedom 2
Sum Insured Option 3L 5L 7L 10L
Total Knee Replacement Covered up to 80K per knee Covered up to 1 Lakh per knee Covered up to 1.2 Lakhs per knee
Surgery for treatment of all types of Hernia Covered up to 50K Covered up to 65K Covered up to 80K
Hysterectomy Covered up to 50K Covered up to 65K Covered up to 80K
Surgeries for Benign Prostate Hypertrophy (BPH) Covered up to 50K Covered up to 65K Covered up to 80K
Surgical Treatment of stones of Renal System Covered up to 50K Covered up to 65K Covered up to 80K
Treatment of cerebrovascular and cardiovascular disorders Covered up to 2 Lakh Covered up to 2.5 Lakhs Covered up to 3 Lakhs
Treatments/Surgeries for cancer Covered up to 2 Lakh Covered up to 2.5 Lakhs Covered up to 3 Lakhs
Treatment of other renal complications and Disorders Covered up to 2 Lakh Covered up to 2.5 Lakhs Covered up to 3 Lakhs
Treatments for breakage of bones Covered up to 2 Lakh Covered up to 2.5 Lakhs Covered up to 3 Lakhs

Care Health Insurance Network Hospital List

Care Health Insurance promises a wide Network of cashless Hospitals across India. A well connected network of over 9747+ cashless hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Care Network Hospital

Choose Care Health Insurance Plan for

Care Health Insurance for Senior Citizens

Care Health Insurance for Senior Citizens

Care Health Insurance for Maternity

Care Health Insurance for Maternity

Exclusions of Care Freedom Policy

Permanent Exclusions

Permanent diseases or health conditions that are not included under this plan are:

Injuries resulting from a suicide attempt

Injuries resulting from adventurous sports

Hospitalization due to alcohol, and drug abuse

Maternity

Cost of the routine eye and ear examination, dentures, and artificial teeth

Tests and treatments related to infertility and sterility

External Congenital Disease

Coverage after Waiting Period

Some treatments are covered after a defined waiting period under this plan. To know more, read below:

Pre-Existing Diseases after 2 years

Initial Waiting Period after 30 Days

Specific ailment after 2 years

COVID-19 Treatment after 15 days

Care Freedom Premium

To give a better idea of the premiums, we have shown the premium of both the variants with different ages, sum insured, and the number of members insured based on a policy term of 1 year. Take a look:

Care Freedom 1: Age 25-35

Sum Insured 1 Adult 2 Adult
3 Lakhs 5653 7858
5 Lakhs 6548 9149

Care Freedom 2: Age 51-55

Sum Insured 1 Adult 2 Adult
7 Lakhs 18184 29514
10 Lakhs 20424 33032

Choose your Care Freedom Plan

Care Freedom plan offers numerous coverage benefits along with some additional riders under both the plan variants. Care freedom offers 5 optional riders that can cover your specific needs:

COVID Care with OPD

COVID treatment up to 1% of SI

COVID Care

Covers the COVID-19 treatment

Home Care

Covers medical expenses incurred during home care

Health Check+

Upgrade health check-up specific to a disease.

Care Shield

Combination of 3 additional benefits in one

COVID Care with OPD

Get COVID treatment with up to 1% of Sum Insured as OPD benefit. Below mentioned are some of the benefits available under this rider:

  • In-patient care
  • Day care treatment
  • Quarantine coverage is offered with a Sub-limit of up to 1% of the Sum Insured per day. It can go to a maximum of up to 30 days.
  • 30 days of pre-hospitalization
  • 60 days of post-hospitalization
  • OPD expenses such as pharmacy expenses, patient consultation, etc.
COVID Care

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre. Below mentioned are some of the benefits available under this rider:

  • In-patient care
  • Day care treatment
  • Quarantine coverage is offered with a Sub-limit of up to 1% of the Sum Insured per day. It can go to a maximum of up to 30 days.
  • 30 days of pre-hospitalization
  • 60 days of post-hospitalization
Home Care

Offers coverage for expenses such as hiring a qualified nurse on doctor’s recommendation during undergoing treatment at home.

Max. INR 1000 for max. 7 days/hospitalisation

Max. 45 days of coverage is available in a year

Health Check+

Upgrade your health checkup to a diabetic or cardiac checkup as per your requirement.

Care Shield

Combination of 3 additional benefits in one:

Claim Shield: Covers the non-payable expenses like gloves, masks, etc.

No Claim Bonus Shield: Applicable if the claim amount is less than 25% of the SI.

Inflation Shield: Sum Insured will increase at every renewal on a cumulative basis.

Explore Care Health Insurance

Care Health Renewal

Care Health Renewal

Care Premium Calculator

Care Health Premium Calculator

Care Health Insurance Premium Payment

Care Health Insurance Premium Payment

Care Health Claim Settlement Ratio

Care Health Claim Settlement Ratio

Care Health Insurance Plans

Care Health Insurance Plans

Explore Other Care Health Insurance Plan

Care Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive

Care Plan

A comprehensive health plan for individual and family with SI of 3 lacs to 6 Cr. with global coverage.

Unique Benefits

  • In-built maternity cover
  • No upper age limit for enrollment
  • Coverage for modern treatments

Comprehensive

Care Operation Insurance Plan

A plan designed to provide coverage for the high expenses occurred from major surgeries and procedures.

Unique Benefits

  • Life Long Coverage
  • Flexible Tenure Options
  • Surgical Procedure Cover

Care Operation Insurance Plan (Pros)

  • Annual Health Checkup
  • Second Opinion Cover
  • Lifetime Renewability
  • Day Care Treatment
  • Road Ambulance Cover

Care Operation Insurance Plan (Cons)

  • No C- Section Cover
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Operation Insurance Plan (Other Benefits)

  • Organ Donor Cover
  • ICU Cover
  • In Patient Cover
  • Modern Treatment
  • No Claim Bonus

Care Operation Insurance Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Flexible

Care Plus

A flexible health plan that covers advanced technology methods, unlimited e-consultations and personal accidents.

Unique Benefits

  • 200% increase in cumulative bonus
  • Rewards for being fit
  • Dental and Ophthalmic cover

Care Plus (Pros)

  • Unlimited Recharge Benefit
  • High Sum Insured
  • Cover up to 6 family members
  • Up to 200% No Claim Bonus
  • 10% renewal discount

Care Plus (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Plus (Other Benefits)

  • 5% Digital Discounts
  • Annual health check-up
  • Unlimited e-consultations
  • Health Services Available
  • Air Ambulance Cover

Care Plus (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Comprehensive

Care Classic

A comprehensive family floater plan that decides your policy premium based on the living cost of the city you reside in.

Unique Benefits

  • Covers IVF treatment
  • Compassionate travel coverage
  • Unlimited e-consultation

Care Classic (Pros)

  • Zone-Based Health Insurance
  • Family Floater Plan
  • Affordable Plan
  • High Sum Insured
  • Value Added Services

Care Classic (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Classic (Other Benefits)

  • Unlimited e-consultations
  • Annual Health Check-up
  • Wellness Services
  • OPD care
  • ENT Consultations

Care Classic (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Affordable

Care Advantage

Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.

Unique Benefits

  • No bonus claim up to 50%
  • Automatic SI recharge
  • Organ donor cover

Care Advantage (Pros)

  • Automatic Recharge
  • High SI
  • 50% No Claim Bonus
  • Ambulance Cover
  • Optional Cover Available

Care Advantage (Cons)

  • 20% Co-pay
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Advantage (Other Benefits)

  • 5 L Air Ambulance Cover
  • Reduction in PED Waiting period
  • Co-pay Waiver
  • Annual Health Check-up
  • Room rent modification

Care Advantage (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 25 L to 6 Cr
  • Waiting Period - 30 Days

Maternity

Care Joy

A maternity health insurance plan with child cover. This plan protects individuals and families during medical emergencies.

Unique Benefits

  • 100% increase in SI as NCB
  • Newborn Cover
  • 541 day care treatments covered

Care Joy (Pros)

  • 2 Plan Variants
  • Maternity Plan
  • New Born Baby Cover
  • Day Care Treatment
  • Modern Treatment Cover

Care Joy (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Joy (Other Benefits)

  • Long term discount
  • Congenital Disease Cover
  • 100% increase in SI
  • Ambulance Cover
  • Lifelong Renewability

Care Joy (Eligibility Criteria)

  • Entry Age - 1 Day
  • Max Entry Age - 65 Years
  • SI - 3 L/5 L
  • Waiting Period - 30 Days

Standard

Care Arogya Sanjeevani

A standard comprehensive plan mandated by IRDAI that offers coverage for both Ayurvedic or Allopathic treatments.

Unique Benefits

  • AYUSH Treatment
  • Pre and Post hospitalization
  • 5% cumulative bonus

Care Arogya Sanjeevani (Pros)

  • Affordable Premium
  • Lifelong Renewability
  • Tax Benefits
  • Ambulance Expenses Cover
  • Cataract Treatment Cover

Care Arogya Sanjeevani (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Arogya Sanjeevani (Other Benefits)

  • Modern Treatments Available
  • 50% Cumulative Bonus
  • 30 Days Pre Hospitalization
  • 60 Days Post Hospitalization
  • COVID-19 Cover

Care Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 5 L
  • Waiting Period - 30 Days

Heart Diseases

Care Heart

Individuals with pre-existing cardiac diseases can get coverage against medical treatments by paying 20-30% of co-payment for every claim.

Unique Benefits

  • Cardiac Health Checkup
  • Second medical Opinion
  • Automatic SI Restoration

Care Heart (Pros)

  • Lifelong Cover
  • Domiciliary Hospitalization
  • Cardiac Check-up
  • Ambulance Expenses
  • No claim bonus

Care Heart (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Heart (Other Benefits)

  • OPD Care
  • Home Care
  • International 2nd Opinion
  • Automatic Recharge
  • High SI

Care Heart (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - No Age limit
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Cancer Care

Care Cancer Mediclaim

Offers lifelong coverage against cancer and the cost of its treatment with several other benefits.

Unique Benefits

  • Annual Health Checkup
  • Chemo and radiotherapy cover
  • Air Ambulance Cover

Care Cancer Mediclaim (Pros)

  • Chemo & Radio Therapy
  • Organ Donor Cover
  • Annual Health Check-up
  • Covers all major cancer
  • Lifelong Renewability

Care Cancer Mediclaim (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Cancer Mediclaim (Other Benefits)

  • International Second Opinion
  • Doctor On Call
  • Air Ambulance Cover
  • Quick Recovery Counseling
  • OPD Cover

Care Cancer Mediclaim (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 50 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Top-Up Plan

Care Enhance

A super top-up health insurance plan to provide extra medical cover on the basis of policy deductible principle.

Unique Benefits

  • Covers modern treatment
  • Flexible options of deductible
  • No pre-policy medical test

Care Enhance (Pros)

  • Annual Health Check-up
  • Family floater option
  • Pre & Post Hospitalization
  • Inpatient care
  • Day Care Treatments

Care Enhance (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Enhance (Other Benefits)

  • High Sum Insured
  • Organ Donor Expenses
  • Expert Opinion Cover
  • Cashless Treatment
  • Long Term Policy

Care Enhance (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No age limit
  • SI - 1 L to 55 L
  • Waiting Period - 30 Days

Senior Citizen Plan

Care Senior Citizen

Comprehensive health plan for people above 60 to make their second inning stress-free from health-related financial worries.

Unique Benefits

  • No pre-policy Medical Checkup
  • Lifelong Renewability
  • Automatic SI Recharge

Care Senior Citizen (Pros)

  • No pre-policy check-up
  • Annual Health Check-up
  • 540+ Day Care Treatments
  • EMI premium options
  • Discounts Available

Care Senior Citizen (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Senior Citizen (Other Benefits)

  • Organ Donor Cover
  • Second Opinion Available
  • Affordable Premiums
  • Covid-19 Treatment
  • Ambulance Cover

Care Senior Citizen (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Critical Illness Plan

Care Critical illness

Offers coverage against 32 critical illnesses that are pre-defined under the policy such as catastrophic burns, coma, etc.

Unique Benefits

  • Psychiatric Counselling
  • Dialysis Cover
  • Organ Donor Cover

Care Critical illness (Pros)

  • Dialyses Cover
  • Organ Donor Cover
  • Psychiatric Counseling
  • 32 Critical Illness Covered
  • Day Care Treatment

Care Critical illness (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Critical illness (Other Benefits)

  • Ambulance Cover
  • Annual Health Check-up
  • Global Cover
  • OPD Cover
  • Doctor On Call

Care Critical illness (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Supreme Plan

Care Supreme Plan

A unique healthcare plan offering extensive coverage to individuals and families under a single plan with affordable premiums.

Unique Features

  • Unlimited E-consultations
  • Unlimited Automatic Restoration
  • Avail Up to 30% Discounts

Care Supreme Plan (Pros)

  • Day Care Treatments
  • No Sub-Limits
  • Emergency Ambulance
  • No-Claim Bonus
  • Organ Donor Cover

Care Supreme Plan (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Supreme Plan (Other Benefits)

  • Unlimited Recharge
  • 30% Renewal Discount
  • Unlimited E - Consultation
  • Wellness Benefits
  • Nutrition and Fitness Coaching

Care Supreme Plan (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age - No age limit
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Supreme Plan

Care Secure Personal Accident Insurance

A unique personal accident plan covering serious ailments arising due to accidents and safeguarding your family

Unique Benefits

  • Mobility Cover
  • Tax Benefits
  • Burn Damage Cover

Care Secure Personal Accident Insurance (Pros)

  • Road Ambulance Cover
  • Fracture Cover
  • High Sum Insured
  • Accidental Hospitalization
  • Permanent Total Disablement

Care Secure Personal Accident Insurance (Cons)

  • Pre-existing injuries not covered
  • Suicide not covered
  • Adventure sport injuries not covered
  • Claims related to mental illness
  • Individuals working with explosives

Care Secure Personal Accident Insurance (Other Benefits)

  • Loyalty Benefit
  • Child Education
  • Permanent Partial Disablement
  • Diagnosis Tests Cover
  • Repatriation of Mortal Remains

Care Secure Personal Accident Insurance (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age - 70 Years
  • SI - 10 to 50 L
  • Waiting Period - 30 Days

Care Freedom Policy: FAQs

1. Up to what amount will my Dialysis be covered?

Care Freedom will cover Dialysis up to INR 1,000 per sitting.

2. Will I get coverage for Plastic surgery?

No, the plan does not provide coverage for Plastic or cosmetic surgeries.

3. Are there any discounts available on the policy?

Yes, Care Freedom offers discounts on your premium if you opt for a longer policy term.

4. My father is Diabetic and has a high BP. Can he opt for this Care Freedom plan?

Yes, he can. Care Freedom is especially designed for those suffering from Diabetes or Hypertension. You can buy this plan without any pre-medical check-ups.

Other Health Insurance Companies

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Read Reviews & Ratings

Customer Review Image

Jayant Vigraha

Dehradun

April 8, 2024

One of my friends recommended me to buy the Care Supreme health policy and I can guarantee, you will never regret buying it with the guidance of PolicyX.

Customer Review Image

Ayush Sharma

Kochi

April 8, 2024

I ported my previous health insurance to Care and so far I got my claims settled easily. Last year also, I was admitted due to an accidental injury which was later covered by Care health insura...

Customer Review Image

Shubhada Mandavi

Jaipur

April 8, 2024

I’m expecting this year and I’m so happy to know that my husband had bought the Care Joy maternity health policy in advance. I’m hopeful that the company will cover my deliver...

Customer Review Image

Prachi Shambhavi

Lukhnow

April 8, 2024

The user experience of PolicyX is so seamless and effective that I compared many health plans and chose the Care Supreme health insurance for my family which is a really good investment in my 2...

Customer Review Image

Arjun Singh

Pune

April 8, 2024

From seamless transportation to the hospital to hospitalisation for COVID, Care Senior Citizen plan helped me in all. Thank you PolicyX for recommending the plan

Customer Review Image

Dheeraj Shah

Kolkata

April 8, 2024

A family friend asked us to consult with PolicyX for family health plan, we are very happy to take the decision and bought Care Supreme for family

Customer Review Image

Shalini Mhatre

Delhi

April 8, 2024

The Care Joy health insurance plan that I bought from PolicyX is the best investment for my family planning.

Customer Review Image

Parasbhai Birla

Chennai

April 8, 2024

I don’t have words to praise PolicyX’s effort in helping me throughout the Care Advantage health policy buying process.

View All Care Health Insurance Reviews

You May Also Know About

Health Insurance India Best Health Insurance Companies Best Health Insurance Plans Best Family Health Plans Critical Illness Insurance