#Virukipolicy | T&C*
Religare Care Freedom Policy provides an overall coverage to its insured with its individual and family floater options. The insured is free to choose the sum insured according to the requirement. This Health Insurance plan provide its insured with excellent coverage.
The features of the plan have been listed below:
The policy buyers need to fulfill the eligibility criteria to buy the plan:
|Minimum Entry Age For Children||91 Days|
|Minimum Entry Age For Adults||18 Years|
|Maximum Entry Age for Adults||46 Years|
|Number Of Members In Family Floater Plan||Up to 6 Members|
|Sum Insured Options||Rs.3 Lakhs, Rs.5 Lakhs, Rs.7 Lakhs, Rs.10 Lakhs|
|Policy Term||1 Year, 2 Years, 3 Years|
|Criteria||Sum Insured Rs. 3 Lakhs||Sum Insured Rs. 5 Lakhs||Sum Insured Rs. 7 Lakhs/ Rs. 10 Lakhs|
|Cataract Treatment||Maximum Rs. 20,000 per eye.||Maximum Rs. 30,000 per eye.||Maximum Rs. 30,000 per eye.|
|Total Knee Transplant Costings||Maximum Rs. 80,000 per knee.||Maximum Rs. 1,00,000 per knee.||Maximum Rs. 1,20,000 per knee.|
|Co-Payment||20% to 30% per claim||20% to 30% per claim||20% for Age>70 years: there is an increase in co-payment by 10% for each claim. (Compulsory only for 1st-time entrants)|
|ICU Expenses||Maximum 2% of the insured sum per day||No limits.||No limits.|
|Pre-Hospitalization Expenses||Maximum 7.5% of payable hospitalization expenses.||Maximum 10% of payable hospitalization expenses.||Maximum 10% of payable hospitalization expenses.|
|Post-Hospitalization Expenses||Maximum 7.5% of payable hospitalization expenses.||Maximum 10% of payable hospitalization expenses.||Maximum 10% of payable hospitalization expenses.|
|Room Category||Twin Sharing room and the expense coverage would be maximum up to 1% of the sum insured daily.||Twin sharing room||Single Private Room|
|Maximum Rs. 50,000||Maximum Rs. 65,000||Maximum Rs. 80,000|
|Maximum Rs. 2,00,000||Maximum Rs. 2,50,000||Maximum Rs. 3,00,000|
Both the individual and family floater plan under the Religare Care freedom Policy has been liked by the policyholders. The sub-limits of the plan is the main center of attraction for the policy buyers. A wider range of coverage and customer friendly facilities has made an impact on the policy buyers.
Yes, cataract gets coverage under the plan and the sub-limits have been mentioned above in the plan.
Yes, pregnancy and childbirth are mentioned under the exclusions of the Religare Care Freedom Policy.
The coverage sub-limits for cancer is Maximum Rs. 2,00,000, Maximum Rs. 2,50,000, Maximum Rs. 3,00,000 for sum insures Rs. 3 Lakhs, Rs. 5 Lakhs, and Rs 7/ 10 lakhs respectively.
20% to 30% co-payment is applied per-claim in case the sum insured is Rs. 5 Lakhs.
The maximum age for adults to buy the plan is 46 years.
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Last updated on 20-12-2019