Care Critical Illness Insurance
  • Explore Care Critical Illness Plans
  • Cancer & Heart Ailments Covered
  • High Sum Insured
Care Health Insurance
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Network hospitals

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Incurred claim ratio

53.82%

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Sum insured

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No. of Plans

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Network hospitals

9747+

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Incurred claim ratio

53.82%

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Up to 6 CR

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No. of Plans

14

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Solvency Ratio

1.8

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Pan India Presence

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Care Critical Illness Insurance

Care critical illness insurance offers a plethora of features and benefits to its policyholders offering protection against 32 critical illnesses from cancer care to paralysis. Critical illness treatment costs are skyrocketing across the globe and availing treatment for the same without care critical illness insurance will lead you to break the bank and spend your hard-earned savings on your treatment. The pandemic taught us how important it is to avail critical illness coverage as it is unpredictable as to when you might need the one.

In this article, we are talking about care critical illness plans, their key features, benefits, eligibility, and how they can be helpful for you and your family.

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Care Critical Illness Insurance Plan

Care Critical Illness Insurance Plan

Features of Care Critical Illness

Care Critical illness plans offer the much-needed financial safety net required when diagnosed with a critical illness. It provides the policyholder with a set of comprehensive features required during the treatment for critical illnesses that are mentioned below

  • Avail Lifelong Cover

    Due to our current lifestyle and hectic schedules we worry about the potential illnesses that can affect our lifestyle, making us worry if our health insurance is enough to cover us. With Care Critical Illness Insurance's life-long cover and no entry age limit, you are assured of holistic health insurance coverage and the best medical care treatment.

  • Regular Health Check-Ups

    It is always advised by doctors to keep yourself fit and perform regular health check-ups in order to maintain optimal health. It is even more crucial to do so in case you are diagnosed with a critical illness in order to see the progress you have made in your treatment. The Care Critical Illness insurance provides regular health check-ups and provides you with financial support as regular medical check-ups are expensive for all critical illnesses.

  • EMI Premiums

    Due to financial commitments at times insurance holders are unable to pay premiums in full. Care for critical illness is offered in monthly or quarterly installments. The plans also allow a premium payment relaxation period from 5 days to 15 days for each installment.

  • Global Coverage

    A lot of times you may be traveling internationally and are faced with an inevitable medical emergency. With Care Critical Illness Insurance policyholders can avail of treatment outside India within a sum insured of 1 Crore.

  • Cashless Hospitalization Network

    In case of a medical emergency, you do not want to run around as with the Care Critical Illnesses policy you are entitled to avail cashless hospitalization and treatment in over 22900+ hospitals.

Care Critical Illness Insurance Plans

The company is known to offer multiple health insurance plans for various concerns and medical ailments. The critical illness plans offered by the company are loaded with multiple features:

Heart Diseases

Care Heart

Individuals with pre-existing cardiac diseases can get coverage against medical treatments by paying 20-30% of co-payment for every claim.

Unique Benefits

  • Cardiac Health Checkup
  • Second medical Opinion
  • Automatic SI Restoration

Care Heart (Pros)

  • Lifelong Cover
  • Domiciliary Hospitalization
  • Cardiac Check-up
  • Ambulance Expenses
  • No claim bonus

Care Heart (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Heart (Other Benefits)

  • OPD Care
  • Home Care
  • International 2nd Opinion
  • Automatic Recharge
  • High SI

Care Heart (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - No Age limit
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Cancer Care

Care Cancer Mediclaim

Offers lifelong coverage against cancer and the cost of its treatment with several other benefits.

Unique Benefits

  • Annual Health Checkup
  • Chemo and radiotherapy cover
  • Air Ambulance Cover

Care Cancer Mediclaim (Pros)

  • Chemo & Radio Therapy
  • Organ Donor Cover
  • Annual Health Check-up
  • Covers all major cancer
  • Lifelong Renewability

Care Cancer Mediclaim (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Cancer Mediclaim (Other Benefits)

  • International Second Opinion
  • Doctor On Call
  • Air Ambulance Cover
  • Quick Recovery Counseling
  • OPD Cover

Care Cancer Mediclaim (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 50 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Critical Illness Plan

Care Critical illness

Offers coverage against 32 critical illnesses that are pre-defined under the policy such as catastrophic burns, coma, etc.

Unique Benefits

  • Psychiatric Counselling
  • Dialysis Cover
  • Organ Donor Cover

Care Critical illness (Pros)

  • Dialyses Cover
  • Organ Donor Cover
  • Psychiatric Counseling
  • 32 Critical Illness Covered
  • Day Care Treatment

Care Critical illness (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Critical illness (Other Benefits)

  • Ambulance Cover
  • Annual Health Check-up
  • Global Cover
  • OPD Cover
  • Doctor On Call

Care Critical illness (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Care Critical Illnesses Coverage

We have highlighted the major coverage features in each of the critical illness plans offered by Care Health Insurance. To understand better refer to the table provided below:

Care Critical Mediclaim Care Heart MediclaimCare Cancer Care Mediclaim
Offers a high sum insured of up to INR 2 crores. Offers protection against 16 major heart ailments along with lifelong renewability.Offers protection against cancer by providing coverage for all advanced cancer treatments.
Critical Illness Mediclaim policy provides lifelong renewability to the policyholders. The plan offers lifelong coverage with rewards of no claim bonus. The plan offers comprehensive coverage for all cancer stages.
Treatment for 32 critical illnesses like organ transplant, Multiple Sclerosis, Coma, Third-degree burns, and more. Multiple features like annual cardiac health check-ups, OPD expenses, and ambulance cover, are available. Chemotherapy, Radiotherapy, Quick recovery counseling, and ambulance cover, are all covered under cancer insurance.
Min Entry Age - 91 Days
Max Entry Age - Lifelong		Min Entry Age - 91 Days
Max Entry Age - 50 Years 		Min Entry Age - 91 Days
Max Entry Age - 50 Years
Optional Benefits available like room rent modification, international second opinion, air ambulance cover, and more. Indemnity-based plan with flexible tenure options. No pre-policy medical check-up required.

Other Critical Illness Health insurance companies

Star Critical Illness Health Insurance Plans

Hdfc Ergo Critical Illness Health Insurance Plans

ICICI Lombard Critical Illness Health Insurance Plans

Aditya Birla Critical Illness Health Insurance Plans

Reliance Critical Illness Health Insurance Plans

Bajaj Allianz Critical Illness Health Insurance Plans

Niva Bupa Critical Illness Health Insurance Plans

SBI Critical Illness Health Insurance Plans

Who Should Invest In Care Critical Illness Plans?

If you are arguing about purchasing a critical illness health insurance plan we are here to help you nudge in the right direction. There are multiple reasons to purchase a care critical illness plan. Read more to find out if you should invest in one for the protection of you and your family members.

  • If You Have a Family History of Illnesses

    If you are an individual with a long lineage of illnesses like cancer, heart ailments, kidney ailments, or any other major critical illnesses it is best to invest in a care critical illness mediclaim policy as it will provide you with financial protection when needed.

  • If You Are The Only Earning Member of Your Family

    We all know the importance of providing a safe future for your family members in case you are bedridden or struck by severe illness. This becomes even more vital when you are the only earning member of your family and have the responsibility of taking care of your children, dependent parents, siblings, or any other member of your family.

  • If You Are In a High-Risk Job

    If you are someone who has to travel frequently, have a field job, or work in hostile environments like oil rigs, construction sites, etc. it is necessary for you to invest in a care critical illness mediclaim policy as you are a high-risk individual. It is imperative for you to safeguard yourself from potential accidents, injuries, and illnesses.

  • If You Are Over 40 Without Health Insurance

    We all know that purchasing health insurance at a younger age is beneficial as the premiums are low. However, if you have crossed a certain age like 30-40 years, and are still without health insurance or rely on your corporate health insurance it is time to purchase yourself one. The chances of getting diagnosed with a critical illness increase after a certain age bracket depending on your family history, lifestyle, eating habits, and more.

  • Women

    It is important for women to invest in critical illness medical insurance as the rising cases of cancer in women are a cause of concern. Investing in good critical illness insurance will not only provide you with facilities like annual check-ups making sure you are at the top of your health but also give you a financial safety net in case you are diagnosed with a critical illness.

Choose Care Health Insurance Plan for

Care Health Insurance for Senior Citizens

Care Health Insurance for Senior Citizens

Care Health Insurance for Maternity

Care Health Insurance for Maternity

Benefits of Care Critical Illness Insurance Policy

There are various advantages to investing in a care critical illness policy that will elevate your overall medical care experience:

  • A peace of mind with the guarantee of quality medical care for yourself and your family even in case a major illness is diagnosed.
  • A wide network hospital list will ensure efficient medical care in the nearest hospital with the best medical practitioners.
  • Coverage against expensive diseases like cancer of all kinds, heart ailments, critical illnesses like multiple sclerosis, brain tumors, and more.
  • Coverage for modern and advanced treatments that can burn a hole in your pocket without medical care insurance.
  • Optional services like international second opinion, wellness services, health tracking, and more in order to help you recover from your critical illnesses.

To Sum It Up

Care Critical illness insurance plans are not only affordable but provide holistic health insurance features that are generally a costly affair if paid straight out of pocket. Investing in a care critical illness insurance policy will ensure your peace of mind and financial security for yourself and your loved ones along with additional health and wellness services and reward points like no-claim bonuses, wellness discounts, long-term policy discounts, and more.

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Care Health Renewal

Care Health Renewal

Care Premium Calculator

Care Health Premium Calculator

Care Health Insurance Premium Payment

Care Health Insurance Premium Payment

Care Health Claim Settlement Ratio

Care Health Claim Settlement Ratio

Care Health Insurance Plans

Care Health Insurance Plans

Explore other Care Health Insurance Health Plans

Care Health Insurance Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive

Care Plan

A comprehensive health plan for individual and family with SI of 3 lacs to 6 Cr. with global coverage.

Unique Benefits

  • In-built maternity cover
  • No upper age limit for enrollment
  • Coverage for modern treatments

Flexible

Care Plus

A flexible health plan that covers advanced technology methods, unlimited e-consultations and personal accidents.

Unique Benefits

  • 200% increase in cumulative bonus
  • Rewards for being fit
  • Dental and Ophthalmic cover

Care Plus (Pros)

  • Unlimited Recharge Benefit
  • High Sum Insured
  • Cover up to 6 family members
  • Up to 200% No Claim Bonus
  • 10% renewal discount

Care Plus (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Plus (Other Benefits)

  • 5% Digital Discounts
  • Annual health check-up
  • Unlimited e-consultations
  • Health Services Available
  • Air Ambulance Cover

Care Plus (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Comprehensive

Care Classic

A comprehensive family floater plan that decides your policy premium based on the living cost of the city you reside in.

Unique Benefits

  • Covers IVF treatment
  • Compassionate travel coverage
  • Unlimited e-consultation

Care Classic (Pros)

  • Zone-Based Health Insurance
  • Family Floater Plan
  • Affordable Plan
  • High Sum Insured
  • Value Added Services

Care Classic (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Classic (Other Benefits)

  • Unlimited e-consultations
  • Annual Health Check-up
  • Wellness Services
  • OPD care
  • ENT Consultations

Care Classic (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Affordable

Care Advantage

Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.

Unique Benefits

  • No bonus claim up to 50%
  • Automatic SI recharge
  • Organ donor cover

Care Advantage (Pros)

  • Automatic Recharge
  • High SI
  • 50% No Claim Bonus
  • Ambulance Cover
  • Optional Cover Available

Care Advantage (Cons)

  • 20% Co-pay
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Advantage (Other Benefits)

  • 5 L Air Ambulance Cover
  • Reduction in PED Waiting period
  • Co-pay Waiver
  • Annual Health Check-up
  • Room rent modification

Care Advantage (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 25 L to 6 Cr
  • Waiting Period - 30 Days

Standard

Care Arogya Sanjeevani

A standard comprehensive plan mandated by IRDAI that offers coverage for both Ayurvedic or Allopathic treatments.

Unique Benefits

  • AYUSH Treatment
  • Pre and Post hospitalization
  • 5% cumulative bonus

Care Arogya Sanjeevani (Pros)

  • Affordable Premium
  • Lifelong Renewability
  • Tax Benefits
  • Ambulance Expenses Cover
  • Cataract Treatment Cover

Care Arogya Sanjeevani (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Arogya Sanjeevani (Other Benefits)

  • Modern Treatments Available
  • 50% Cumulative Bonus
  • 30 Days Pre Hospitalization
  • 60 Days Post Hospitalization
  • COVID-19 Cover

Care Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 5 L
  • Waiting Period - 30 Days

Diabetes & BP

Care Freedom

Get medical coverage for pre-existing diseases like BP, diabetes without any waiting period by bearing a co-pay of 20-30%.

Unique Benefits

  • No pre-policy checkup needed
  • Dialysis cover available
  • Annual Health Checkup

Care Freedom (Pros)

  • Cashless Healthcare
  • No pre-policy check-ups
  • SI Recharge
  • Lifelong Renewability
  • 15-day free-look period

Care Freedom (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Freedom (Other Benefits)

  • 2 Plan variants
  • Consumable Allowance
  • Annual Health Check-up
  • Long Term Discounts
  • Dialysis Cover

Care Freedom (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Top-Up Plan

Care Enhance

A super top-up health insurance plan to provide extra medical cover on the basis of policy deductible principle.

Unique Benefits

  • Covers modern treatment
  • Flexible options of deductible
  • No pre-policy medical test

Care Enhance (Pros)

  • Annual Health Check-up
  • Family floater option
  • Pre & Post Hospitalization
  • Inpatient care
  • Day Care Treatments

Care Enhance (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Enhance (Other Benefits)

  • High Sum Insured
  • Organ Donor Expenses
  • Expert Opinion Cover
  • Cashless Treatment
  • Long Term Policy

Care Enhance (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No age limit
  • SI - 1 L to 55 L
  • Waiting Period - 30 Days

Senior Citizen Plan

Care Senior Citizen

Comprehensive health plan for people above 60 to make their second inning stress-free from health-related financial worries.

Unique Benefits

  • No pre-policy Medical Checkup
  • Lifelong Renewability
  • Automatic SI Recharge

Care Senior Citizen (Pros)

  • No pre-policy check-up
  • Annual Health Check-up
  • 540+ Day Care Treatments
  • EMI premium options
  • Discounts Available

Care Senior Citizen (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Senior Citizen (Other Benefits)

  • Organ Donor Cover
  • Second Opinion Available
  • Affordable Premiums
  • Covid-19 Treatment
  • Ambulance Cover

Care Senior Citizen (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Supreme Plan

Care Supreme Plan

A unique healthcare plan offering extensive coverage to individuals and families under a single plan with affordable premiums.

Unique Features

  • Unlimited E-consultations
  • Unlimited Automatic Restoration
  • Avail Up to 30% Discounts

Care Supreme Plan (Pros)

  • Day Care Treatments
  • No Sub-Limits
  • Emergency Ambulance
  • No-Claim Bonus
  • Organ Donor Cover

Care Supreme Plan (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Supreme Plan (Other Benefits)

  • Unlimited Recharge
  • 30% Renewal Discount
  • Unlimited E - Consultation
  • Wellness Benefits
  • Nutrition and Fitness Coaching

Care Supreme Plan (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age - No age limit
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Care Critical Illness Insurance: FAQ's

1. What are the various Critical illness plans available by Care Health Insurance?

Care health insurance offers the following critical illness plans:

  • Care Critical Illness Mediclaim
  • Care Cancer Care
  • Care Heart

2. What is covered under Care Critical Illness Insurance?

There are different plans as per your needs and requirements that cover different critical illnesses like different forms of cancer, 16 heart ailments, and critical illnesses like brain tumors, hypertension, Blindness, Paralysis, and more.

3. What are the eligibility criteria for a critical illness health insurance policy?

Care critical illness insurance offers coverage from as early as 91 days for children up to 50 years for adults. Some care critical illness insurance policies also provide a lifelong entry age.

4. What are the sum insured options available under the Care critical illness insurance policy?

Sum insured options are available from 10 Lakhs to 2 Crores under the care critical illness insurance policy as per your needs and requirements.

Health Insurance Companies

Star Health Insurance

Care Health Insurance

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HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

What Our Customers Have to Say

Customer Review Image

Jayant Vigraha

Dehradun

April 8, 2024

One of my friends recommended me to buy the Care Supreme health policy and I can guarantee, you will never regret buying it with the guidance of PolicyX.

Customer Review Image

Ayush Sharma

Kochi

April 8, 2024

I ported my previous health insurance to Care and so far I got my claims settled easily. Last year also, I was admitted due to an accidental injury which was later covered by Care health insura...

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Shubhada Mandavi

Jaipur

April 8, 2024

I’m expecting this year and I’m so happy to know that my husband had bought the Care Joy maternity health policy in advance. I’m hopeful that the company will cover my deliver...

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Prachi Shambhavi

Lukhnow

April 8, 2024

The user experience of PolicyX is so seamless and effective that I compared many health plans and chose the Care Supreme health insurance for my family which is a really good investment in my 2...

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Arjun Singh

Pune

April 8, 2024

From seamless transportation to the hospital to hospitalisation for COVID, Care Senior Citizen plan helped me in all. Thank you PolicyX for recommending the plan

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Dheeraj Shah

Kolkata

April 8, 2024

A family friend asked us to consult with PolicyX for family health plan, we are very happy to take the decision and bought Care Supreme for family

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Shalini Mhatre

Delhi

April 8, 2024

The Care Joy health insurance plan that I bought from PolicyX is the best investment for my family planning.

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Parasbhai Birla

Chennai

April 8, 2024

I don’t have words to praise PolicyX’s effort in helping me throughout the Care Advantage health policy buying process.

View All Religare Health Insurance Reviews

Simran Kaur Vij

Written By: Simran Kaur Vij

Simran is an insurance expert with more than 3 years of experience in the industry. She may have all the answers to your insurance queries. With a background in Banking, she proactively helps her readers to stay on par with all the latest Insurance industry developments.

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