Care Critical Illness Insurance

Care critical illness insurance offers many features and benefits to its policyholders protecting against 32 critical illnesses from cancer care to paralysis. Critical illness treatment costs are skyrocketing across the globe and availing treatment for the same without care critical illness insurance will lead you to break the bank and spend your hard-earned savings on your treatment. The pandemic taught us how important it is to avail of critical illness coverage as it is unpredictable when you might need one.

In this article, we are talking about care critical illness plans, their key features, benefits, eligibility, and how they can be helpful for you and your family.

Features of Care Critical Illness

Care Critical illness plans offer the much-needed financial safety net required when diagnosed with a critical illness. It provides the policyholder with a set of comprehensive features required during the treatment for critical illnesses that are mentioned below:

Avail Lifelong Cover
Due to our current lifestyle and hectic schedules, we worry about the potential illnesses that can affect our lifestyle, making us worry if our health insurance is enough to cover us. With Care Critical Illness Insurance’s life-long cover and no entry age limit, you are assured of holistic health insurance coverage and the best medical care treatment.
Regular Health Check-Ups
It is always advised by doctors to keep yourself fit and perform regular health check-ups to maintain optimal health. It is even more crucial to do so in case you are diagnosed with a critical illness to see the progress you have made in your treatment. The Care Critical Illness insurance provides regular health check-ups and provides you with financial support as regular medical check-ups are expensive for all critical illnesses.
EMI Premiums
Due to financial commitments at times, insurance holders are unable to pay premiums in full. Care for critical illness is offered in monthly or quarterly installments. The plans also allow a premium payment relaxation period from 5 days to 15 days for each installment.
Global Coverage
A lot of times you may be travelling internationally and are faced with an inevitable medical emergency. With Care Critical Illness Insurance policyholders can avail of treatment outside India within a sum insured of 1 Crore.
Cashless Hospitalization Network
In case of a medical emergency, you do not want to run around as with the Care Critical Illnesses policy you are entitled to avail cashless hospitalization and treatment in over 22900+ hospitals.

Care Critical Illnesses Coverage

We have highlighted the major coverage features in each of the critical illness plans offered by Care Health Insurance. To understand better refer to the table provided below:

Care Critical Mediclaim	Care Heart Mediclaim	Care Cancer Care Mediclaim
Offers a high sum insured of up to INR 2 crores.	Offers protection against 16 major heart ailments along with lifelong renewability.	Offers protection against cancer by providing coverage for all advanced cancer treatments.
Critical Illness Mediclaim policy provides lifelong renewability to the policyholders.	The plan offers lifelong coverage with rewards of no claim bonus.	The plan offers comprehensive coverage for all cancer stages.
Treatment for 32 critical illnesses like organ transplant, Multiple Sclerosis, Coma, Third-degree burns, and more.	Multiple features like annual cardiac health check-ups, OPD expenses, and ambulance cover, are available.	Chemotherapy, Radiotherapy, Quick recovery counselling, and ambulance cover, are all covered under cancer insurance.
Min Entry Age - 91 Days Max Entry Age - Lifelong	Min Entry Age - 91 Days Max Entry Age - 50 Years	Min Entry Age - 91 Days Max Entry Age - 50 Years
Optional Benefits available like room rent modification, international second opinion, air ambulance cover, and more.	Indemnity-based plan with flexible tenure options.	No pre-policy medical check-up is required.

Who Should Invest In Care Critical Illness Plans?

If you are arguing about purchasing a critical illness health insurance plan we are here to help you nudge in the right direction. There are multiple reasons to purchase a care critical illness plan. Read more to find out if you should invest in one for the protection of you and your family members.

If You Have a Family History of Illnesses
If you are an individual with a long lineage of illnesses like cancer, heart ailments, kidney ailments, or any other major critical illnesses it is best to invest in a care critical illness mediclaim policy as it will provide you with financial protection when needed.
If You Are The Only Earning Member of Your Family
We all know the importance of providing a safe future for your family members in case you are bedridden or struck by severe illness. This becomes even more vital when you are the only earning member of your family and have the responsibility of taking care of your children, dependent parents, siblings, or any other member of your family.
If You Are In a High-Risk Job
If you are someone who has to travel frequently, have a field job, or work in hostile environments like oil rigs, construction sites, etc. it is necessary for you to invest in a care critical illness mediclaim policy as you are a high-risk individual. You must safeguard yourself from potential accidents, injuries, and illnesses.
If You Are Over 40 Without Health Insurance
We all know that purchasing health insurance at a younger age is beneficial as the premiums are low. However, if you have crossed a certain age like 30-40 years, and are still without health insurance or rely on your corporate health insurance it is time to purchase yourself one. The chances of getting diagnosed with a critical illness increase after a certain age bracket depending on your family history, lifestyle, eating habits, and more.
Women
Women need to invest in critical illness medical insurance as the rising cases of cancer in women are a cause of concern. Investing in good critical illness insurance will not only provide you with facilities like annual check-ups making sure you are at the top of your health but also give you a financial safety net in case you are diagnosed with a critical illness.

Benefits of Care Critical Illness Insurance Policy

There are various advantages to investing in a care critical illness policy that will elevate your overall medical care experience:

A peace of mind with the guarantee of quality medical care for yourself and your family even in case a major illness is diagnosed.
A wide network hospital list will ensure efficient medical care in the nearest hospital with the best medical practitioners.
Coverage against expensive diseases like cancer of all kinds, heart ailments, critical illnesses like multiple sclerosis, brain tumours, and more.
Coverage for modern and advanced treatments that can burn a hole in your pocket without medical care insurance.
Optional services like an international second opinion, wellness services, health tracking, and more to help you recover from your critical illnesses.

To Sum It Up

Care Critical illness insurance plans are not only affordable but provide holistic health insurance features that are generally a costly affair if paid straight out of pocket. Investing in a care critical illness insurance policy will ensure your peace of mind and financial security for yourself and your loved ones along with additional health and wellness services and reward points like no-claim bonuses, wellness discounts, long-term policy discounts, and more.

Care Health Insurance Network Hospital List

Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Explore other Care Health Insurance

To cater to the different medical needs of an individual & their family, Care Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Care Health Insurance plans explore more:

Individual and Family Health Insurance

Arogya Sanjeevani Plan

Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...

Unique Features

High sum insured
540+ procedures covered
Organ donation cover

Arogya Sanjeevani Plan (Pros)

AYUSH treatment
Affordable premium
Lifelong renewability
Tax benefit

Arogya Sanjeevani Plan (Cons)

Change of gender treatment
Obesity treatment unavailable
Hazardous activity not covered

Arogya Sanjeevani Plan (Other Benefits)

Modern treatments available
50% cumulative bonus
30 days pre-hospitalisation

Arogya Sanjeevani Plan (Eligibility Criteria)

Entry age- 5 years
Max entry age- 65 years
SI- 5 L
Waiting period- 30 days

Individual and Family Health Insurance

Care Operation Insurance

Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...

Unique Features

Unlimited E-consultations
Automatic Restoration
Wellness Benefits

Care Operation Insurance (Pros)

Health services
Air Ambulance cover
Chemotherapy cover

Care Operation Insurance (Cons)

Illegal activities
Alcohol abuse
Obesity treatments

Care Operation Insurance (Other Benefits)

Dialysis cover
Second opinion
Organ donor cover

Care Operation Insurance (Eligibility Criteria)

Min entry age: 5 Years
Max entry age: 50 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 2 Cr

Individual and Family Health Insurance

Care Advantage Plan

Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...

Unique Features

High sum insured
540+ procedures covered
Organ donation cover

Care Advantage Plan (Pros)

No bonus claim up to 50%
Automatic SI recharge
Organ donor cover
Automatic recharge
High SI

Care Advantage Plan (Cons)

20% co-pay
Obesity treatment unavailable
Hazardous activity not covered

Care Advantage Plan (Other Benefits)

Ambulance cover available
Optional cover available
Co-pay waiver
Room rent modification

Care Advantage Plan (Eligibility Criteria)

Entry age- 91 days
Max entry age- Lifelong
SI- 25 L to 6 Cr
Waiting Period- 30 days

Critical Illness Health Insurance

Cancer Mediclaim Policy

Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...

Unique Features

Wide SI options
Lifelong renewability
Cancer-related global coverage

Cancer Mediclaim Policy (Pros)

Annual health checkup
Chemo and radiotherapy cover
Air ambulance cover
Chemo and radio therapy
Organ donor cover

Cancer Mediclaim Policy (Cons)

Change of gender treatment
Obesity treatment unavailable
HIV/AIDS not covered
Cosmetic surgery unavailable

Cancer Mediclaim Policy (Other Benefits)

International second opinion
Doctor on call
Air ambulance cover
OPD cover

Cancer Mediclaim Policy (Eligibility Criteria)

Entry age- 5 years
Max entry age- 50 years
SI- 10 L to 2 Cr
Waiting Period- 30 days

Accident Health Insurance

Care Secure Personal Accident

Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...

Unique Features

PTD & PPD cover
Cover for child education
100% accidental death payout

Care Secure Personal Accident (Pros)

Accidental death
Accidental total disablement
Permanent total disablement

Care Secure Personal Accident (Cons)

Illegal activities
Alcohol abuse
Obesity treatment

Care Secure Personal Accident (Other Benefits)

Accidental hospitalisation
Tax benefits
Loyalty benefit

Care Secure Personal Accident (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 70 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 50 L

Individual and Family Health Insurance

Care Supreme Plan

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

Unlimited E-consultations
Automatic Restoration
Wellness Benefits

Care Supreme Plan (Pros)

Modern treatments
Renewal discounts
Unlimited e-consultation

Care Supreme Plan (Cons)

Illegal activities
alcohol abuse
obesity treatments

Care Supreme Plan (Other Benefits)

Ambulance cover
Doctor on chat
Maternity care

Care Supreme Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: No age limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

Care Freedom

Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...

Unique Features

Additional health checkups
Dialysis cover
No pre-medical check-up

Care Freedom (Pros)

No pre-policy checkup needed
Dialysis cover available
Annual health checkup

Care Freedom (Cons)

Change of gender treatment
Obesity treatment
HIV/AIDS not covered
Cosmetic surgery unavailable

Care Freedom (Other Benefits)

Cashless healthcare
No pre-policy check up
SI recharge
Lifelong renewability

Care Freedom (Eligibility Criteria)

2 plan variants
Consumable allowance
Annual health check-up
Long term discounts

Critical Illness Health Insurance

Care Critical Mediclaim

Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...

Unique Features

32 Critical illnesses cover
Dialysis expenses covered
Avail psychiatric counselling

Care Critical Mediclaim (Pros)

Wellness benefits
Organ donor cover
32 CI covered

Care Critical Mediclaim (Cons)

Obesity treatment
alcohol abuse
illegal activities

Care Critical Mediclaim (Other Benefits)

Global coverage
International opinion
Doctor on call

Care Critical Mediclaim (Eligibility Criteria)

Min entry age: 5 Years
Max entry age: 50 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 2 Cr

Senior Citizen Health Insurance

Care Senior

Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...

Unique Features

No pre-policy check-up
Annual rewards available
Reduction in wait period

Care Senior (Pros)

Affordable premiums
Day care treatments
ICU charges

Care Senior (Cons)

Illegal activites
Adventure sports
Alcohol abuse

Care Senior (Other Benefits)

No-claim bonus
Second opinion
Alternative treatments

Care Senior (Eligibility Criteria)

Min entry age: 61 Years
Max entry age: No Limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Individual and Family Health Insurance

Care Plan

Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...

Unique Features

No claim bonus up to 100%
Annual health check-ups
Personal accident cover

Care Plan (Pros)

In-built maternity cover
No upper age limit for enrollment
Coverage for modern treatment
Pre-existing diseases

Care Plan (Cons)

War
Riot
AIDS
Miscarriage
Congenital disease

Care Plan (Other Benefits)

Lifelong renewability
ICU charges
Day care treatment
Ambulance cover
Organ donor cover

Care Plan (Eligibility Criteria)

Min entry age: 91 days
Max entry age: No limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 6 Cr

Women Health Insurance

Care Joy Plan

An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...

Unique Features

Newborn baby cover
541 Daycare treatments
Modern treatments cover

Care Joy Plan (Pros)

2 Plan variants
New born cover
Maternity cover

Care Joy Plan (Cons)

Illegal activities
Alcohol abuse
Ambulance cover

Care Joy Plan (Other Benefits)

No claim bonus
Renewal
Lifelong renewability

Care Joy Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 5 L

Family

Care Enhance Plan

A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...

Unique Features

Flexible deductible
Modern treatments
No pre-medical check-ups

Care Enhance Plan (Pros)

Covers modern treatment
Flexible options of deducton
No pre-policy medical test
Annual health check-up
Floater option

Care Enhance Plan (Cons)

Change of gender treatments
Obesity treatment unavailable
HIV/AID not covered

Care Enhance Plan (Other Benefits)

High sum insured
Organ donor expenses
Expert opinion cover
Cashless treatment

Care Enhance Plan (Eligibility Criteria)

Entry age- 5 years
Max entry age- No age limit
SI- 1 L to 55 L
Waiting period- 30 days

Family

Care Classic

Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...

Unique Features

IVF treatment cover
Free doctor consultation
Discounted premiums

Care Classic (Pros)

Room rent covered
Day care treatment
Advanced technology methods
ICU charges

Care Classic (Cons)

Global coverage
Air ambulance
Vaccination
Daily hospital cash

Care Classic (Other Benefits)

AYUSH treatment
IVF treatment
Cataract
No claim bonus

Care Classic (Eligibility Criteria)

Min. entry age: 18 Years
Max. entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 15 L

Individual and Family Health Insurance

Care Plus Plan

Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...

Unique Features

Comprehensive coverage
No upper age limit
Variants on Sum Insured

Care Plus Plan (Pros)

Ambulance cover
Day care treatments
Domiciliary hospitalization

Care Plus Plan (Cons)

Illegal activities
alcohol abuse
obesity treatment

Care Plus Plan (Other Benefits)

Personal accident cover
Inflation shield
Health services

Care Plus Plan (Eligibility Criteria)

Min entry age: 5 Years
Max entry age: No limit
Initial Waiting Period: 30 Days
Sum Insured: Up to 25 L

Critical Illness Health Insurance

Care Heart Plan

Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...

Unique Features

Coverage for OPD
Home care available
International 2nd opinion

Care Heart Plan (Pros)

Cardiac health check up
Second medical opinion
Automatic SI restoration
Lifelong cover

Care Heart Plan (Cons)

Change of gender treatment
Obesity treatment unavaialable
Hazardous activity not covered
HIV/AIDS not covered

Care Heart Plan (Other Benefits)

OPD care
Home care
International 2nd opinion
Automatic recharge
High SI

Care Heart Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- No age limit
SI- 3 to 10 L
Waiting period- 30 days

Health Insurance Companies

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Explore Care Health Insurance

Care Critical Illness Insurance: FAQs

1. What are the various Critical illness plans available by Care Health Insurance?

Care health insurance offers the following critical illness plans: Care Critical Illness Mediclaim Care Cancer Care Care Heart

2. What is covered under Care Critical Illness Insurance?

There are different plans as per your needs and requirements that cover different critical illnesses like different forms of cancer, 16 heart ailments, and critical illnesses like brain tumors, hypertension, Blindness, Paralysis, and more.

3. What are the eligibility criteria for a critical illness health insurance policy?

Care critical illness insurance offers coverage from as early as 91 days for children up to 50 years for adults. Some care critical illness insurance policies also provide a lifelong entry age.

4. What are the sum insured options available under the Care critical illness insurance policy?

Sum insured options are available from 10 Lakhs to 2 Crores under the care critical illness insurance policy as per your needs and requirements.

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Written By: Simran Kaur Vij

Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.

Care Critical Illness Insurance

Features of Care Critical Illness

Avail Lifelong Cover

Regular Health Check-Ups

EMI Premiums

Global Coverage

Cashless Hospitalization Network

Care Critical Illnesses Coverage

Who Should Invest In Care Critical Illness Plans?

If You Have a Family History of Illnesses

If You Are The Only Earning Member of Your Family

If You Are In a High-Risk Job

If You Are Over 40 Without Health Insurance

Women

Benefits of Care Critical Illness Insurance Policy

To Sum It Up

Care Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Recommended Videos

Explore other Care Health Insurance

Arogya Sanjeevani Plan (Pros)

Arogya Sanjeevani Plan (Cons)

Arogya Sanjeevani Plan (Other Benefits)

Arogya Sanjeevani Plan (Eligibility Criteria)

Care Operation Insurance (Pros)

Care Operation Insurance (Cons)

Care Operation Insurance (Other Benefits)

Care Operation Insurance (Eligibility Criteria)

Care Advantage Plan (Pros)

Care Advantage Plan (Cons)

Care Advantage Plan (Other Benefits)

Care Advantage Plan (Eligibility Criteria)

Cancer Mediclaim Policy (Pros)

Cancer Mediclaim Policy (Cons)

Cancer Mediclaim Policy (Other Benefits)

Cancer Mediclaim Policy (Eligibility Criteria)

Care Secure Personal Accident (Pros)

Care Secure Personal Accident (Cons)

Care Secure Personal Accident (Other Benefits)

Care Secure Personal Accident (Eligibility Criteria)

Care Supreme Plan (Pros)

Care Supreme Plan (Cons)

Care Supreme Plan (Other Benefits)

Care Supreme Plan (Eligibility Criteria)

Care Freedom (Pros)

Care Freedom (Cons)

Care Freedom (Other Benefits)

Care Freedom (Eligibility Criteria)

Care Critical Mediclaim (Pros)

Care Critical Mediclaim (Cons)

Care Critical Mediclaim (Other Benefits)

Care Critical Mediclaim (Eligibility Criteria)

Care Senior (Pros)

Care Senior (Cons)

Care Senior (Other Benefits)

Care Senior (Eligibility Criteria)

Care Plan (Pros)

Care Plan (Cons)

Care Plan (Other Benefits)

Care Plan (Eligibility Criteria)

Care Joy Plan (Pros)

Care Joy Plan (Cons)

Care Joy Plan (Other Benefits)

Care Joy Plan (Eligibility Criteria)

Care Enhance Plan (Pros)

Care Enhance Plan (Cons)

Care Enhance Plan (Other Benefits)

Care Enhance Plan (Eligibility Criteria)

Care Classic (Pros)

Care Classic (Cons)

Care Classic (Other Benefits)