Care Health Insurance for Maternity
  • Affordable Premiums
  • Daycare Treatment
  • Congenital diseases covered
Care Health Insurance
premium

Network hospitals

9747+

premium

Incurred claim ratio

53.82%

premium

Sum insured

Up to 6 CR

premium

No. of Plans

14

premium

Solvency Ratio

1.8

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Pan India Presence

-

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Customized Health Insurance Plan for you.

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Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

9747+

premium

Incurred claim ratio

53.82%

premium

Sum insured

Up to 6 CR

premium

No. of Plans

14

premium

Solvency Ratio

1.8

premium

Pan India Presence

-

Recognized By carePolicyX.com is a Recognised Care Partner View Certificate

Care Health Insurance for Maternity

Care health insurance maternity cover provides financial security for women who are expecting a child and want to expand their families. Care health insurance maternity cover includes hospitalization as well as maternity coverage. The plan also includes newborn baby coverage for up to 90 days, as well as various discounts. Care health insurance maternity cover is a valuable asset that individuals can use as a financial safety net in the event of a medical emergency.

The plan includes in-patient care, day care treatments for up to 500 procedures, ambulance coverage, maternity coverage, newborn baby coverage, newborn birth defects, and more, room rent, and other benefits. Care Health Insurance Maternity Cover is an ideal option for those who are looking forward to starting a family and do not want the financial stress of bringing new life into the world. The medical expenses for a normal delivery as well as C-sections are getting expensive year after year.

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Care maternity insurance plans

Care Joy

A maternity health insurance plan with child cover. This plan protects individuals and families during medical emergencies.

Unique Features

  • 100% increase in SI as NCB
  • Newborn Cover
  • 541 day care treatments covered

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Other Maternity Health insurance Companies

Key Benefits of Care Health Insurance Maternity Cover

There are a plethora of benefits when it comes to investing in Care Health Insurance Maternity Cover for a couple who wants to start a family as it acts as a financial cushion.

  • Comprehensive Protection Pregnancy cover, newborn baby cover, congenital diseases coverage, pre & post-hospitalization cover, daycare treatment coverage, advanced technology methods, room rent, and more are all included in the Care maternity insurance.
  • Easy EMI Options Care health insurance for senior citizens offers a unique feature wherein policyholders can avail of easy EMI options.
  • Multi-year discount Care health insurance maternity cover provides policyholders with a 10% discount at the time of purchase if they choose a multi-year policy. The benefits of purchasing a multi-year policy include reducing the stress of remembering to renew your policy every year and saving money on premium rates.
  • 24 Hour Service Care health insurance maternity cover is amongst the most preferred names as the brand has built a loyal customer base by proving its efficiency and exceptional 24x7 service. Care health insurance has more than 20,800 cashless hospital networks and a claim settlement ratio of 95.2%. The insurance company is always available to help their policyholders in any way.
  • Tax Benefits Opting for care maternity insurance is beneficial in terms of medical care, and it is eligible to avail of tax benefits on the premiums paid towards the policy under the Income Tax Act.
  • Optional Protection Under JOY health insurance for pregnancy, Care maternity insurance provides an optional cover in which policyholders can receive up to a bonus of 100% of the sum insured if they make no claims for three years. This optional coverage is available for a small premium increase if chosen.

Health Insurance Companies

Care maternity insurance plans Eligibility Criteria

Entry Age

New Born: Day 1 to 90 Days
Child: Day 1 to 24 Years

Entry Age Adult

Adult: 18 Years
Maximum:65 Years

Policy Term

1/2/3 Years

Plan Type

Individual/ Family Floater

Sum Insured (in Rs.)

3 L | 5 L

Initial Waiting Period

30 Days*

Care maternity insurance Inclusions

Inclusions of Care Health Insurance Maternity Cover include:

Pre and post hospitalization expenses

Daycare Treatments

Pregnancy cover

Ambulance cover

New born baby cover

Congenital disease cover New born baby cover

Care maternity insurance Exclusions

Exclusions of Care Health Insurance Maternity Cover include:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Pre-existing illness up to 48 months

Explore other Care Health Insurance Health Plans

Care Health Insurance Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive

A comprehensive health plan for individual and family with SI of 3 lacs to 6 Cr. with global coverage.

Unique Benefits

  • In-built maternity cover
  • No upper age limit for enrollment
  • Coverage for modern treatments

Flexible

A flexible health plan that covers advanced technology methods, unlimited e-consultations and personal accidents.

Unique Benefits

  • 200% increase in cumulative bonus
  • Rewards for being fit
  • Dental and Ophthalmic cover

Care Plus (Pros)

  • Unlimited Recharge Benefit
  • High Sum Insured
  • Cover up to 6 family members
  • Up to 200% No Claim Bonus
  • 10% renewal discount

Care Plus (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Plus (Other Benefits)

  • 5% Digital Discounts
  • Annual health check-up
  • Unlimited e-consultations
  • Health Services Available
  • Air Ambulance Cover

Care Plus (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Comprehensive

A comprehensive family floater plan that decides your policy premium based on the living cost of the city you reside in.

Unique Benefits

  • Covers IVF treatment
  • Compassionate travel coverage
  • Unlimited e-consultation

Care Classic (Pros)

  • Zone-Based Health Insurance
  • Family Floater Plan
  • Affordable Plan
  • High Sum Insured
  • Value Added Services

Care Classic (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Classic (Other Benefits)

  • Unlimited e-consultations
  • Annual Health Check-up
  • Wellness Services
  • OPD care
  • ENT Consultations

Care Classic (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Affordable

Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.

Unique Benefits

  • No bonus claim up to 50%
  • Automatic SI recharge
  • Organ donor cover

Care Advantage (Pros)

  • Automatic Recharge
  • High SI
  • 50% No Claim Bonus
  • Ambulance Cover
  • Optional Cover Available

Care Advantage (Cons)

  • 20% Co-pay
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Advantage (Other Benefits)

  • 5 L Air Ambulance Cover
  • Reduction in PED Waiting period
  • Co-pay Waiver
  • Annual Health Check-up
  • Room rent modification

Care Advantage (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 25 L to 6 Cr
  • Waiting Period - 30 Days

Standard

A standard comprehensive plan mandated by IRDAI that offers coverage for both Ayurvedic or Allopathic treatments.

Unique Benefits

  • AYUSH Treatment
  • Pre and Post hospitalization
  • 5% cumulative bonus

Care Arogya Sanjeevani (Pros)

  • Affordable Premium
  • Lifelong Renewability
  • Tax Benefits
  • Ambulance Expenses Cover
  • Cataract Treatment Cover

Care Arogya Sanjeevani (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Arogya Sanjeevani (Other Benefits)

  • Modern Treatments Available
  • 50% Cumulative Bonus
  • 30 Days Pre Hospitalization
  • 60 Days Post Hospitalization
  • COVID-19 Cover

Care Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 5 L
  • Waiting Period - 30 Days

Diabetes & BP

Get medical coverage for pre-existing diseases like BP, diabetes without any waiting period by bearing a co-pay of 20-30%.

Unique Benefits

  • No pre-policy checkup needed
  • Dialysis cover available
  • Annual Health Checkup

Care Freedom (Pros)

  • Cashless Healthcare
  • No pre-policy check-ups
  • SI Recharge
  • Lifelong Renewability
  • 15-day free-look period

Care Freedom (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Freedom (Other Benefits)

  • 2 Plan variants
  • Consumable Allowance
  • Annual Health Check-up
  • Long Term Discounts
  • Dialysis Cover

Care Freedom (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Heart Diseases

Individuals with pre-existing cardiac diseases can get coverage against medical treatments by paying 20-30% of co-payment for every claim.

Unique Benefits

  • Cardiac Health Checkup
  • Second medical Opinion
  • Automatic SI Restoration

Care Heart (Pros)

  • Lifelong Cover
  • Domiciliary Hospitalization
  • Cardiac Check-up
  • Ambulance Expenses
  • No claim bonus

Care Heart (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Heart (Other Benefits)

  • OPD Care
  • Home Care
  • International 2nd Opinion
  • Automatic Recharge
  • High SI

Care Heart (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - No Age limit
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Cancer Care

Offers lifelong coverage against cancer and the cost of its treatment with several other benefits.

Unique Benefits

  • Annual Health Checkup
  • Chemo and radiotherapy cover
  • Air Ambulance Cover

Care Cancer Mediclaim (Pros)

  • Chemo & Radio Therapy
  • Organ Donor Cover
  • Annual Health Check-up
  • Covers all major cancer
  • Lifelong Renewability

Care Cancer Mediclaim (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Cancer Mediclaim (Other Benefits)

  • International Second Opinion
  • Doctor On Call
  • Air Ambulance Cover
  • Quick Recovery Counseling
  • OPD Cover

Care Cancer Mediclaim (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 50 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Top-Up Plan

A super top-up health insurance plan to provide extra medical cover on the basis of policy deductible principle.

Unique Benefits

  • Covers modern treatment
  • Flexible options of deductible
  • No pre-policy medical test

Care Enhance (Pros)

  • Annual Health Check-up
  • Family floater option
  • Pre & Post Hospitalization
  • Inpatient care
  • Day Care Treatments

Care Enhance (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Enhance (Other Benefits)

  • High Sum Insured
  • Organ Donor Expenses
  • Expert Opinion Cover
  • Cashless Treatment
  • Long Term Policy

Care Enhance (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No age limit
  • SI - 1 L to 55 L
  • Waiting Period - 30 Days

Senior Citizen Plan

Comprehensive health plan for people above 60 to make their second inning stress-free from health-related financial worries.

Unique Benefits

  • No pre-policy Medical Checkup
  • Lifelong Renewability
  • Automatic SI Recharge

Care Senior Citizen (Pros)

  • No pre-policy check-up
  • Annual Health Check-up
  • 540+ Day Care Treatments
  • EMI premium options
  • Discounts Available

Care Senior Citizen (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Senior Citizen (Other Benefits)

  • Organ Donor Cover
  • Second Opinion Available
  • Affordable Premiums
  • Covid-19 Treatment
  • Ambulance Cover

Care Senior Citizen (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Critical Illness Plan

Offers coverage against 32 critical illnesses that are pre-defined under the policy such as catastrophic burns, coma, etc.

Unique Benefits

  • Psychiatric Counselling
  • Dialysis Cover
  • Organ Donor Cover

Care Critical illness (Pros)

  • Dialyses Cover
  • Organ Donor Cover
  • Psychiatric Counseling
  • 32 Critical Illness Covered
  • Day Care Treatment

Care Critical illness (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Critical illness (Other Benefits)

  • Ambulance Cover
  • Annual Health Check-up
  • Global Cover
  • OPD Cover
  • Doctor On Call

Care Critical illness (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Supreme Plan

A unique healthcare plan offering extensive coverage to individuals and families under a single plan with affordable premiums.

Unique Features

  • Unlimited E-consultations
  • Unlimited Automatic Restoration
  • Avail Up to 30% Discounts

Care Supreme Plan (Pros)

  • Day Care Treatments
  • No Sub-Limits
  • Emergency Ambulance
  • No-Claim Bonus
  • Organ Donor Cover

Care Supreme Plan (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Supreme Plan (Other Benefits)

  • Unlimited Recharge
  • 30% Renewal Discount
  • Unlimited E - Consultation
  • Wellness Benefits
  • Nutrition and Fitness Coaching

Care Supreme Plan (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age - No age limit
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Care Health Insurance for Maternity: FAQ's

1. Why should I invest in Care health insurance for maternity?

Care health insurance for maternity is a health insurance plan that can serve the dual purpose of providing coverage for medical treatment expenses along with pregnancy coverage, new born baby cover, and congenital diseases cover.

2. What are the eligibility criteria for care health insurance maternity cover?

The eligibility criteria for care health insurance maternity cover is minimum entry age of 18 years and maximum entry age of 45 years. For a newborn baby, the cover starts from day 1 till they are 90 days old and for children, the cover starts from day 1 till they are 24 years.

3. What is the waiting period for care health insurance maternity cover?

The waiting period exists for pre-existing diseases under care health insurance maternity cover of 48 months.

4. Can I avail care health insurance maternity cover while pregnant?

Care health insurance maternity cover is only applicable and beneficial if the insurance holders have completed the waiting period as mentioned in the policy.

5. Are day care treatments covered under care health insurance maternity cover?

Yes, Care health insurance maternity cover includes cover for over 500+ daycare procedures.

What Our Customers Have to Say

Customer Review Image

Jayant Vigraha

Dehradun

April 8, 2024

One of my friends recommended me to buy the Care Supreme health policy and I can guarantee, you will never regret buying it with the guidance of PolicyX.

Customer Review Image

Ayush Sharma

Kochi

April 8, 2024

I ported my previous health insurance to Care and so far I got my claims settled easily. Last year also, I was admitted due to an accidental injury which was later covered by Care health insura...

Customer Review Image

Shubhada Mandavi

Jaipur

April 8, 2024

I’m expecting this year and I’m so happy to know that my husband had bought the Care Joy maternity health policy in advance. I’m hopeful that the company will cover my deliver...

Customer Review Image

Prachi Shambhavi

Lukhnow

April 8, 2024

The user experience of PolicyX is so seamless and effective that I compared many health plans and chose the Care Supreme health insurance for my family which is a really good investment in my 2...

Customer Review Image

Arjun Singh

Pune

April 8, 2024

From seamless transportation to the hospital to hospitalisation for COVID, Care Senior Citizen plan helped me in all. Thank you PolicyX for recommending the plan

Customer Review Image

Dheeraj Shah

Kolkata

April 8, 2024

A family friend asked us to consult with PolicyX for family health plan, we are very happy to take the decision and bought Care Supreme for family

Customer Review Image

Shalini Mhatre

Delhi

April 8, 2024

The Care Joy health insurance plan that I bought from PolicyX is the best investment for my family planning.

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Parasbhai Birla

Chennai

April 8, 2024

I don’t have words to praise PolicyX’s effort in helping me throughout the Care Advantage health policy buying process.

View All Religare Health Insurance Reviews

Naval Goel

Reviewed By : Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.