Arogya Sanjeevani Plan

Overview

Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and affordable healthcare plan to the citizens of India.

Care Arogya Sanjeevani Policy is an affordable healthcare plan providing you and your families with the right healthcare needs. Under this policy, you are covered for expenses incurred for AYUSH treatment, pre and post-hospitalization expenses, ambulance cover, modern treatments, and lifelong renewability as subject to the policy schedule. A sum insured of INR 5 lakh is promised to all policyholders availing of this health plan. In case of a planned or unplanned hospitalization, 22,900+ Care network hospitals across India are available for effective medical care for you and your family members. If you are considering Care Arogya Sanjeevani for your family, we can help you make an informed decision.

Care Arogya Sanjeevani Health Plan Benefits

On investing in the Care Arogya Sanjeevani Health Policy, you and your family members are entitled to the following benefits:

• Regular Increase In Sum Insured Value: For filing zero claims throughout the policy year, you are entitled to a 5% increase in your sum insured, up to a maximum of 50% per policy year. This allows you to enjoy an enhanced sum insured amount which will be added to your base sum insured and can be utilized later.
• Avail Advanced Treatments: Secure yourself and your family members with the promise of advanced and modern treatments for listed ailments as per the policy schedule.
• Tax Benefits: You are eligible to avail yourself of tax benefits under Section 80D of the Income Tax Act of 1961 when investing in the Care Arogya Sanjeevani Health Plan, along with the numerous medical care benefits mentioned in the policy schedule.
• Covers Cataract Treatment: A common ailment in senior citizens, the Care Arogya Sanjeevani Policy offers cataract treatment subject to sub-limits mentioned in the policy schedule. It is beneficial for those who require medical care coverage for their parents.
• Diagnostics and Tests Covered: Care Arogya Sanjeevani health policy covers you and your family members against all expenses related to diagnostics and tests prescribed by the doctor.

Exclusions

• Injury or diseases caused due to involvement in illegal activities
• Hospitalization caused due to adventure sports
• Change of gender treatments
• Plastic surgeries or cosmetic treatments
• Treatment for obesity
• Pre-existing diseases: 48 Months
• Specific Ailments: 24/48 Months

Other Features

Care Arogya Sanjeevani is a versatile health insurance plan offering basic healthcare coverage at affordable premium rates. Designed by IRDAI, it is available from all insurance providers in India on both individual and family floater bases, catering to diverse family needs.

Care Arogya Sanjeevani Premium Table

Premiums for the Arogya Sanjeevani Health Plan are calculated on an individual and family floater basis for a sum insured amount of INR 5 lakhs, including GST, for your reference. For further premium details, contact our team of experts at PolicyX.

1 Adult

1 + 1 Adult

2 Adults + 1 Child