Care Classic Riders
Along with the coverage and basic advantages, the Care Classic plan offers coverage for all primary healthcare needs of families. Moreover, you can boost your basic health plan with some optional riders.
OPD Benefits
Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.
- Coverage up to INR 10K
- Maximum INR 500 will be paid per consultation for OPD benefit opted up to 5K.
- Up to 3 consultations are allowed per year.
Annual Health Check-up
This additional rider is available for individuals who have purchased the Care Classic Insurance Policy (Individual), with a minimum sum insured of INR 10 Lakhs. This additional rider ensures features such as:
- Covers the cost of a health check-up.
- Covers for a year.
- 1 pre-selected health check-up.
Exclusions
- Listed ailments after 24 months.
- Pre-existing diseases after 48 months.
- Assisted Reproductive Treatment after 36 months.
Care Classic Premium
The premium amount of the Care Classic plan depends on your residing zone. To better understand how this calculation works, we have represented various sample premium amounts below based on a policy term of 1 year.
Zone 1: Mumbai, Thane, Delhi including Faridabad, Gurgaon, Ghaziabad and Noida, Ahmedabad, Baroda, Surat
| Age (Male) |
Sum Insured |
2 Adult |
2 Adult+1 Child |
2 Adult+2 Child |
| 30 Years |
5 Lakhs |
11465 |
14243 |
17021 |
| 30 Years |
15 Lakhs |
19353 |
23846 |
28338 |
Zone 2: Bangalore, Pune, Nashik, Rest of Gujarat
| Age (Male) |
Sum Insured |
2 Adult |
2 Adult+1 Child |
2 Adult+2 Child |
| 30 Years |
5 Lakhs |
10191 |
12660 |
15130 |
| 30 Years |
15 Lakhs |
17203 |
21196 |
25189 |
Zone 3: Rest of India, excluding Zone 1 & 2
| Age (Male) |
Sum Insured |
2 Adult |
2 Adult+1 Child |
2 Adult+2 Child |
| 30 Years |
5 Lakhs |
8492 |
10550 |
12608 |
| 30 Years |
15 Lakhs |
14336 |
17663 |
20991 |