Care Classic
  • Get coverage for IVF treatment*
  • Free doctor consultation
  • Discounted premium amount
premium

Network hospitals

22900+

premium

Claim settlement ratio

100%

premium

Sum insured

1 CR

premium

No. of Plans

13

premium

Solvency Ratio

1.81

premium

Pan India Presence

-

Recognized By carePolicyX.com is a Recognised Care Partner View Certificate

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

22900+

premium

Claim settlement ratio

100%

premium

Sum insured

1 CR

premium

No. of Plans

13

premium

Solvency Ratio

1.81

premium

Pan India Presence

-

Recognized By carePolicyX.com is a Recognised Care Partner View Certificate

Care Classic Health Insurance

Get coverage based on your residential zone.

Care Classic health insurance is a family floater health plan ideal for married couples, joint families, young and grown-up families. It offers cost-effective comprehensive health coverage to families across India based on their respective residential zones. The plan from Care Health Insurance company covers expenses for IVF treatment and provides various value-added services like free doctor consultation, health tips, etc.

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Care Health Insurance Plan Detailed Review

Care Health Insurance Plan Detailed Review

Care Classic Plan Specifications

Care classic is a zone-based family health insurance plan that is ideal for joint families, married couples etc. To understand care classic plan and its eligibility in a better way. Take a look at the below table of its specifications:

Sum Insured

5 | 7 | 10 | 15 Lakhs

Allowed Relation

Self, Spouse, Son, Daughter or Parents or Parents-in-law

Entry Age

Min: 91 Days + 1 Adult insured, Max: Adult: 60 Years, Child: 24 Years

Exit Age

Adult: Lifelong, Child: 25 Years

Policy Term

1 | 2 | 3 Years

Initial Waiting Period

30 Days

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose your Care Classic Plan

Care classic plan offers various coverage options that vary on the sum insured amount. Policyholders can customize the plan as per their needs. Take a look at the below coverage table and choose the one according to your needs and budget:

In-patient & Out-patient Coverage

Room Rent

Private Single AC

ICU Charges

Covered up to SI

Pre-Hospitalization

Covered up to 60 days

Post-Hospitalization

Covered up to 90 days

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Covered under a rider

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered up to 40K per eye

No Claim Bonus

25% of SI per year

Automatic Restoration

Unlimited SI Restoration

Daily Hospital Cash

Not available

Organ Donor

Up to 10% of SI

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Covered up to 10% of SI

IVF Treatment

Covered

Modern Treatment

Covered as per Sub Limits

Emergency Coverage

Ambulance

Covered up to 1K per policy

Air Ambulance

Not available

Compassionate Travel

Covered up to 5K per policy

Global Coverage

Not available

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Once per policy

Vaccination

Not Covered

What is Room Rent?

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Care Classic Plan?

Under this plan, a policyholder can get coverage for a Private Single AC room.

What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Care Classic Plan?

Under this plan, ICU charges are covered up to your selected Sum Insured.

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Care Classic Plan?

This plan covers medical expenses of up to 60 days before your hospitalization.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Care Classic Plan?

This plan covers medical expenses of up to 90 days after you get discharged from the hospital.

What is Domiciliary Hospitalization?

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Care Classic Plan?

Under this plan, the domiciliary hospitalization that exceeds 3 days is covered up to your selected Sum Insured.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Care Classic Plan?

This plan covers all day care procedures.

What are OPD charges?

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Care Classic Plan?

This plan covers OPD charges as an add-on benefit. You can avail of this benefit by adding an OPD Benefit rider along with this policy at an additional cost.

What is COVID-19 Treatment?

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Care Classic Plan?

COVID-19 treatment cover is available under this plan.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Care Classic Plan?

This plan offers coverage for Cataract treatment as per the selected Sum Insured amount.

Sum InsuredLimit per Policy
5 LakhsUp to INR 40K per eye, Max 60K per policy year
7 Lakhs and aboveUp to INR 50K per eye, Max 75K per policy year
What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Care Classic Plan?

This plan offers a 25% increment in the sum insured for every claim-free year. This increment can go up to a maximum of 150% of SI per policy.

In case of a claim: The no-claim bonus will be decreased by the same rate of increment.

What is Automatic Restoration?

Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.

Coverage status under Care Classic Plan?

An unlimited automatic restoration of your selected SI is available under this plan. However, it is not applicable in case of hospitalization due to advanced treatment methods.

What is Daily Hospital Cash?

It is a cash amount that you will get each day during the time of hospitalization.

Coverage status under Care Classic Plan?

Daily hospital cash is not available under this plan.

What is an Organ Donor Cover?

Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Care Classic Plan?

The plan provides coverage for organ donor expenses up to 10% of your selected Sum Insured amount.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Care Classic Plan?

Maternity cover is not available under this plan.

*It is generally not covered under most health insurance plans as pregnancy is a planned condition.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the new born cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Pre-mature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under Care Classic Plan?

Newborn baby expenses are not covered under this plan.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Care Classic Plan?

This plan covers AYUSH treatment expenses up to 10% of your selected SI amount. It is covered a maximum of up to 50K in a policy year.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under Care Classic Plan?

The plan offers coverage of up to 2 Lakhs for Sum Insured more than 5 Lakhs after the waiting period of 3 years.

What is a Modern Treatment?

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Care Classic Plan?

This plan covers a wide range of modern treatments with certain sub limits as mentioned in the table below:

Advanced Technology TreatmentsCoverage Amount
Uterine Artery Embolization and HIFU15% of SI
Balloon Sinuplasty5% of SI
Deep Brain Stimulation25% of SI
Oral Chemotherapy15% of SI
Immunotherapy25% of SI
IVF5% of SI
Robotic surgeries25% of SI
Stereotactic Radio Surgeries25% of SI
Bronchial ThermoplastyUp to SI
Vaporization of the prostrate (Green laser/Holmium laser)Up to SI
Intra Operative Neuro MonitoringUp to SI
Stem Cell Therapy25% of SI
What is an Ambulance Cover?

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Care Classic Plan?

This plan covers Ambulance charges of up to 1K per policy year.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Care Classic Plan?

Not available

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Care Classic Plan?

The policy covers compassionate travel expenses of up to 5K per policy year.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under Care Classic Plan?

Not available

What is E-Consultation?

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Care Classic Plan?

This plan offers unlimited e-consultation with general physicians.

What is a Health Checkup?

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Care Classic Plan?

The policy allows health check-ups for all insured members once a year.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under Care Classic Plan?

Every insured member under this policy can avail of a second medical opinion only for major illness/injury once in a policy year.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Care Classic Plan?

Not available

Care Classic Riders

Along with the coverage and basic advantages, Care Classic plan offers coverage for all the primary healthcare needs of families. Moreover, you can boost your basic health plan with some optional riders.

OPD Benefits

Covers the cost of doctor consultation.

Annual Health check-up

Covers 1 pre-selected health checkup.

OPD Benefits

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

  • Coverage up to INR 10K
  • Up to 3 consultations are allowed per year

Limits:

  • Max. INR 500 will be paid per consultation for OPD benefit opted up to 5K.
  • Max. INR 1000 will be paid per consultation for OPD benefit opted for more than 5K.
Annual Health check-up

Covers the cost of 1 pre-selected health checkup in a year.

Care Health Insurance Network Hospital List

Care Health Insurance promises a wide Network of cashless Hospitals across India. A well connected network of over 19000+ cashless hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in

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Care Classic Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under this plan are:

War-related injuries

Cosmetic or Plastic Surgery

Injuries resulting from a suicide attempt

Injuries resulting from adventurous sports

Hospitalization due to alcohol, and drug abuse

Treatments related to sex change

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Listed ailments after 24 Months

Pre-existing diseases after 48 Months

Assisted Reproductive Treatment after 36 Months

Care Classic Premium

The premium amount of the Care Classic plan depends on your residing zone. To give you a better idea about how this calculation works, we have represented various sample premium amounts below based on a policy term of 1 year.

Zone 1: Mumbai, Thane, Delhi including Faridabad, Gurgaon, Ghaziabad and Noida, Ahmedabad, Baroda, Surat.

Age (Male)Sum Insured2 Adult2 Adult+1 Child2 Adult+2 Child
30 Years5 Lakhs114651424317021
30 Years15 Lakhs193532384628338

Zone 2: Banglore, Pune, Nasik, Rest of Gujarat

Age (Male)Sum Insured2 Adult2 Adult+1 Child2 Adult+2 Child
30 Years5 Lakhs101911266015130
30 Years15 Lakhs172032119625189

Zone 3: Rest of India, excluding Zone 1 & 2

Age (Male)Sum Insured2 Adult2 Adult+1 Child2 Adult+2 Child
30 Years5 Lakhs84921055012608
30 Years15 Lakhs143361766320991

Explore Other Care Health Insurance Plan

Care Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive

A comprehensive health plan for individual and family with SI of 3 lacs to 6 Cr. with global coverage.

Unique Benefits

  • In-built maternity cover
  • No upper age limit for enrollment
  • Coverage for modern treatments

Comprehensive

A plan designed to provide coverage for the high expenses occurred from major surgeries and procedures.

Unique Benefits

  • Life Long Coverage
  • Flexible Tenure Options
  • Surgical Procedure Cover

Care Operation Insurance Plan (Pros)

  • Annual Health Checkup
  • Second Opinion Cover
  • Lifetime Renewability
  • Day Care Treatment
  • Road Ambulance Cover

Care Operation Insurance Plan (Cons)

  • No C- Section Cover
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Operation Insurance Plan (Other Benefits)

  • Organ Donor Cover
  • ICU Cover
  • In Patient Cover
  • Modern Treatment
  • No Claim Bonus

Care Operation Insurance Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - NA
  • Waiting Period - 30 Days

Flexible

A flexible health plan that covers advanced technology methods, unlimited e-consultations and personal accidents.

Unique Benefits

  • 200% increase in cumulative bonus
  • Rewards for being fit
  • Dental and Ophthalmic cover

Care Plus (Pros)

  • Unlimited Recharge Benefit
  • High Sum Insured
  • Cover up to 6 family members
  • Up to 200% No Claim Bonus
  • 10% renewal discount

Care Plus (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Plus (Other Benefits)

  • 5% Digital Discounts
  • Annual health check-up
  • Unlimited e-consultations
  • Health Services Available
  • Air Ambulance Cover

Care Plus (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 L to 25 L
  • Waiting Period - 30 Days

Affordable

Enjoy the advantage of 1 crore cover and multiple benefits at lower monthly premiums with this affordable individual & family floater plan.

Unique Benefits

  • No bonus claim up to 50%
  • Automatic SI recharge
  • Organ donor cover

Care Advantage (Pros)

  • Automatic Recharge
  • High SI
  • 50% No Claim Bonus
  • Ambulance Cover
  • Optional Cover Available

Care Advantage (Cons)

  • 20% Co-pay
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Advantage (Other Benefits)

  • 5 L Air Ambulance Cover
  • Reduction in PED Waiting period
  • Co-pay Waiver
  • Annual Health Check-up
  • Room rent modification

Care Advantage (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 25 L to 6 Cr
  • Waiting Period - 30 Days

Maternity

A maternity health insurance plan with child cover. This plan protects individuals and families during medical emergencies.

Unique Benefits

  • 100% increase in SI as NCB
  • Newborn Cover
  • 541 day care treatments covered

Care Joy (Pros)

  • 2 Plan Variants
  • Maternity Plan
  • New Born Baby Cover
  • Day Care Treatment
  • Modern Treatment Cover

Care Joy (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Joy (Other Benefits)

  • Long term discount
  • Congenital Disease Cover
  • 100% increase in SI
  • Ambulance Cover
  • Lifelong Renewability

Care Joy (Eligibility Criteria)

  • Entry Age - 1 Day
  • Max Entry Age - 65 Years
  • SI - 3 L/5 L
  • Waiting Period - 30 Days

Standard

A standard comprehensive plan mandated by IRDAI that offers coverage for both Ayurvedic or Allopathic treatments.

Unique Benefits

  • AYUSH Treatment
  • Pre and Post hospitalization
  • 5% cumulative bonus

Care Arogya Sanjeevani (Pros)

  • Affordable Premium
  • Lifelong Renewability
  • Tax Benefits
  • Ambulance Expenses Cover
  • Cataract Treatment Cover

Care Arogya Sanjeevani (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Arogya Sanjeevani (Other Benefits)

  • Modern Treatments Available
  • 50% Cumulative Bonus
  • 30 Days Pre Hospitalization
  • 60 Days Post Hospitalization
  • COVID-19 Cover

Care Arogya Sanjeevani (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 65 Years
  • SI - 5 L
  • Waiting Period - 30 Days

Diabetes & BP

Get medical coverage for pre-existing diseases like BP, diabetes without any waiting period by bearing a co-pay of 20-30%.

Unique Benefits

  • No pre-policy checkup needed
  • Dialysis cover available
  • Annual Health Checkup

Care Freedom (Pros)

  • Cashless Healthcare
  • No pre-policy check-ups
  • SI Recharge
  • Lifelong Renewability
  • 15-day free-look period

Care Freedom (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Freedom (Other Benefits)

  • 2 Plan variants
  • Consumable Allowance
  • Annual Health Check-up
  • Long Term Discounts
  • Dialysis Cover

Care Freedom (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - Lifelong
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Heart Diseases

Individuals with pre-existing cardiac diseases can get coverage against medical treatments by paying 20-30% of co-payment for every claim.

Unique Benefits

  • Cardiac Health Checkup
  • Second medical Opinion
  • Automatic SI Restoration

Care Heart (Pros)

  • Lifelong Cover
  • Domiciliary Hospitalization
  • Cardiac Check-up
  • Ambulance Expenses
  • No claim bonus

Care Heart (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Heart (Other Benefits)

  • OPD Care
  • Home Care
  • International 2nd Opinion
  • Automatic Recharge
  • High SI

Care Heart (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - No Age limit
  • SI - 3 to 10 L
  • Waiting Period - 30 Days

Cancer Care

Care Cancer Mediclaim

Offers lifelong coverage against cancer and the cost of its treatment with several other benefits.

Unique Benefits

  • Annual Health Checkup
  • Chemo and radiotherapy cover
  • Air Ambulance Cover

Care Cancer Mediclaim (Pros)

  • Chemo & Radio Therapy
  • Organ Donor Cover
  • Annual Health Check-up
  • Covers all major cancer
  • Lifelong Renewability

Care Cancer Mediclaim (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Cancer Mediclaim (Other Benefits)

  • International Second Opinion
  • Doctor On Call
  • Air Ambulance Cover
  • Quick Recovery Counseling
  • OPD Cover

Care Cancer Mediclaim (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - 50 Years
  • SI - 10 L to 2 Cr
  • Waiting Period - 30 Days

Top-Up Plan

A super top-up health insurance plan to provide extra medical cover on the basis of policy deductible principle.

Unique Benefits

  • Covers modern treatment
  • Flexible options of deductible
  • No pre-policy medical test

Care Enhance (Pros)

  • Annual Health Check-up
  • Family floater option
  • Pre & Post Hospitalization
  • Inpatient care
  • Day Care Treatments

Care Enhance (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Enhance (Other Benefits)

  • High Sum Insured
  • Organ Donor Expenses
  • Expert Opinion Cover
  • Cashless Treatment
  • Long Term Policy

Care Enhance (Eligibility Criteria)

  • Entry Age - 5 Years
  • Max Entry Age - No age limit
  • SI - 1 L to 55 L
  • Waiting Period - 30 Days

Senior Citizen Plan

Comprehensive health plan for people above 60 to make their second inning stress-free from health-related financial worries.

Unique Benefits

  • No pre-policy Medical Checkup
  • Lifelong Renewability
  • Automatic SI Recharge

Care Senior Citizen (Pros)

  • No pre-policy check-up
  • Annual Health Check-up
  • 540+ Day Care Treatments
  • EMI premium options
  • Discounts Available

Care Senior Citizen (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Senior Citizen (Other Benefits)

  • Organ Donor Cover
  • Second Opinion Available
  • Affordable Premiums
  • Covid-19 Treatment
  • Ambulance Cover

Care Senior Citizen (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Critical Illness Plan

Offers coverage against 32 critical illnesses that are pre-defined under the policy such as catastrophic burns, coma, etc.

Unique Benefits

  • Psychiatric Counselling
  • Dialysis Cover
  • Organ Donor Cover

Care Critical illness (Pros)

  • Dialyses Cover
  • Organ Donor Cover
  • Psychiatric Counseling
  • 32 Critical Illness Covered
  • Day Care Treatment

Care Critical illness (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Critical illness (Other Benefits)

  • Ambulance Cover
  • Annual Health Check-up
  • Global Cover
  • OPD Cover
  • Doctor On Call

Care Critical illness (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Supreme Plan

A unique healthcare plan offering extensive coverage to individuals and families under a single plan with affordable premiums.

Unique Features

  • Unlimited E-consultations
  • Unlimited Automatic Restoration
  • Avail Up to 30% Discounts

Care Supreme Plan (Pros)

  • Day Care Treatments
  • No Sub-Limits
  • Emergency Ambulance
  • No-Claim Bonus
  • Organ Donor Cover

Care Supreme Plan (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Supreme Plan (Other Benefits)

  • Unlimited Recharge
  • 30% Renewal Discount
  • Unlimited E - Consultation
  • Wellness Benefits
  • Nutrition and Fitness Coaching

Care Supreme Plan (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age - No age limit
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Care Classic Plan: FAQs

1. How is the Care Classic plan different from a standard health insurance plan?

It is an indemnity health plan in which premium is based on the city you live in, age, pre-existing diseases, etc.

2. How many network hospitals are there with which the company has tied up for Care Classic?

The company has tied up with more than 8350 network hospitals PAN India.

3. Are there any pre-policy medical tests to buy the Care Classic Insurance?

No, there is no pre-policy medical test required to buy the Care Classic insurance.

4. Can I buy Care Classic Zone-Based Health Insurance online?

Yes, you can buy Care Classic health insurance plan online by visiting the official website of Care Health Insurance or you can buy this plan through PolicyX.com by visiting our official website.

5. Are there any sub-limits under Care Classic Health Insurance?

Yes, Care Classic Health plan comes with a sub-limit for providing coverage against modern treatments.

6. Does the Care Classic Plan offer any additional riders?

Yes, the plan comes with two risers:

  • OPD benefits, which cover the cost of doctor consultation.
  • Annual health check-up which covers one pre-selected health checkup.

Read Reviews & Ratings

Customer Review Image

Mohit Sharma

Agra

1 days ago

I purchased a health insurance policy from Care Insurance Company and applied for my first claim after 3 years. PolicyX helped me through all the processes.

Customer Review Image

Rohan Mehra

Delhi

1 days ago

I purchased Care health insurance one year ago from PolicyX and forgot to renew it. But, the team called right before renewal and not only reminded me but also helped me renew the policy. I am ...

Customer Review Image

Shefali Singh

Chandigarh

1 days ago

Getting a health insurance plan for my family was on my to-do list. PolicyX guided me with the best plan of Care Supreme that will cover me and my family.

Customer Review Image

Ritesh Dholakia

Cuttack

February 16, 2024

My wife and I had met with an accident a few days back. Thank God, we had health coverage of Care Health which we had bought a few months back on PolicyX’s executives’ suggestions. ...

Customer Review Image

Sanyam Srivastava

Patna

February 16, 2024

I was suffering from kidney disease, due to which I needed a transplant. My Care Critical Illness plan covered all the costs. And PolicyX helped me to settle all the claims.

Customer Review Image

Ambrish Purohit

Kochi

February 16, 2024

Thank you PolicyX team for helping me get reimbursement for the Care Health Insurance Policy for my OPD treatment

Customer Review Image

Urvashi Singhi

Mumbai

February 16, 2024

I’m a single mother of a child and she is suffering from epilepsy disease. PolicyX’s team suggested buying a Care Plus health plan under which my child is getting treated without sp...

Customer Review Image

Sahil Rattan

Delhi

February 14, 2024

I have health insurance coverage provided to me by my employer. However, I was on the lookout for top-up health insurance which was made easy by PolicyX when they suggested me Care Super Top-Up...

View All Care Health Insurance Reviews