Care Health Insurance (Formerly Known as Religare Health Insurance) Renewal

Care Health Insurance, formerly known as Religare Health Insurance Company Limited, is an Indian health insurance company founded in 1984. It is a subsidiary of Religare Enterprises Limited (REL). The company is headquartered in Gurugram, Haryana, and has over 6,000 employees in 146 offices across pan-India. Currently, the company offers products such as Health Insurance, Personal Accident Insurance, Critical Illness Insurance, Top-up, Super Top-up Coverage, and Maternity Cover.

Care Health Insurance offers an easy and hassle-free renewal process, allowing customers to renew their policies seamlessly.

Let's discuss Care Health Insurance renewal in detail.

Benefits of Care Health Insurance Renewal

Timely renewal of your health insurance policy offers the following benefits:

• When you don't make a claim on your health policy, you earn a No Claim Bonus (NCB). Care Health Insurance offers an increase of 50% in the sum insured for every claim-free year, up to a maximum of 100% of the sum insured. Additionally, you will receive an increase of 10% in the sum insured, up to a maximum of 50%.
• Every health insurance policy includes a waiting period of 24-26 months for certain illnesses like cataract, thyroid, and ENT. Timely renewal ensures you remain eligible for continuous coverage against these and other critical illnesses/diseases.
• Timely renewal provides flexibility, allowing you to customize your plan according to your current needs. You can add or remove family members or opt for available riders.
• Timely renewal ensures continuous coverage for you and your family against medical uncertainties and emergencies.
• Policyholders can renew their policy in just a few clicks, continuing to avail benefits such as coverage for pre-existing diseases and No Claim Bonus.

What Happens If You Do Not Renew Your Health Policy on Time?

If you don't renew your health policy on time, you might face the following problems:

• You won't get benefits like No Claim Bonus or lower premiums.
• You will not enjoy continuous health coverage.
• The waiting period is reduced after every policy renewal. Pre-existing diseases are covered only after a waiting period. If you do not renew your health policy, the waiting period stipulation will reapply from the start.

Care Health Insurance Grace Period

A grace period in health insurance is a pre-decided duration during which a policyholder can pay the health insurance premium even after its due date. Care Health Insurance offers a 30-day grace period with easy payment methods, allowing you to make premium payments without losing coverage or letting your policy lapse.

How to Renew Care Health Insurance Online?

Policyholders should renew their policy before its expiry date. Care Health Insurance policies can be renewed through the official website or by visiting the nearest branch.

Steps to Renew Your Care Health Insurance Policy Online:

• Visit the official website and click on 'Renew' from the top menu.
• Fill in all required information, such as policy number, date of birth, and registered mobile number.
• Click on the 'Let's Renew' button.
• The next page will display the payment amount.
• Once payment is complete, policy documents will be sent to your registered email ID.

For any further queries, you can call on 1800-102-6655 | 1800-102-4488.

Important Things to Remember While Renewing Your Care Health Insurance Policy

Renewing your Care Health Insurance policy is not a daunting task. Here are some important things to keep in mind:

• Renew your health insurance policy before its expiry date.
• Keep track of the policy's expiry date.
• Claims made between the policy expiry date and renewal will not be reimbursed.
• Before renewing, re-evaluate your needs and requirements.