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Updated on Jul 08, 2025 4 min read
Care Health Insurance (Formerly Known as Religare Health Insurance) Renewal
Care Health Insurance (Formerly Known as Religare Health Insurance Company Limited) is an Indian Health Insurance Company founded in the year 1984. It is a subsidiary of Religare Enterprises Limited (REL). The company is headquartered in Gurgaon, Haryana and has more than 6,000 employees in 146 offices across PAN India. Currently, the company offers products like Health Insurance, Personal Accident Insurance, Critical Illness Insurance, Top-up, Super Top-up Coverage, Maternity Cover, etc.
Care Health Insurance offers an easy and hassle-free renewal process to its customers so that they can easily renew their policy without any problems.
Let’s discuss the Care Health Insurance renewal in detail.
Benefits of Care Health Insurance Renewal
Health insurance policy renewal on time offers you the following benefits:
When you don’t claim in your health policy, then you will earn a no claim bonus. Care Health Insurance offers an increase of 50% in sum insured for every claim-free year, up to a maximum of 100% in sum insured. In addition to this, you will get an increase of 10% in sum insured, up to a maximum of 50%.
Every Health Insurance policy comes with a waiting period of 24-26 months for some illnesses like cataract, thyroid, ENT, etc. Timely renewing your Health Insurance policy will ensure that you will be eligible to enjoy the coverage against all Critical Illnesses/Diseases.
Renewing your policy timely provides flexibility benefit in which you can customize your plan as per your need and requirement according to your current situation. You can add or remove any family member, can even opt for any rider, if available.
With the timely renewal of your policy, you ensure that you and your family get continuous coverage against medical uncertainties/emergencies.
Policyholders can renew their policy in just a few clicks and continue to avail themselves of benefits such as coverage for pre-existing diseases, no claim bonus, etc.
What happens If you do not renew your health policy on time?
If you don’t renew your health policy on time, you might face the following problems:
You won’t get any benefits like no claim bonus, lower premium, etc.
You can not enjoy continuous health coverage.
The waiting period will be reduced after every renewal of the policy. The pre-existing disease can only be covered after a waiting period. So, If you do not renew your health policy, the waiting period stipulation will reapply from the start.
Care Health Insurance Grace Period
A Grace period of Health Insurance is defined as a pre-decided duration where a policyholder can pay the health insurance premium even after its due date. Care Health Insurance offers a 30-day Grace Period with easy payment methods so that you can make the premium payment without losing the coverage or policy lapsing.
Care Health Insurance Renewal Online?
Policyholders should renew their policy before its expiry date. There are various ways to renew the Care Health Insurance Policy. You can renew the policy through the official website of Care Health Insurance or you can visit the nearest branch of Care Health Insurance.
Steps to renew the Care Health Insurance Policy through their official website:
Visit the official website and click on ’Renew’ from the top bar menu.
Fill in all the required information like policy number, date of birth, and registered mobile number.
Click on ’Lets Renew’ button.
The next page will show you the payment amount that you need to pay.
Once the payment is done, the policy documents will be sent to your registered Email ID.
For any further queries, you can call on 1800-102-6655 | 1800-102-4488.
Important Things to Remember While Renewing Care Health Insurance Policy
Care Health Insurance Renewal is not a daunting task. Following are some of the important things that have to be kept in mind while Renewing Care Health Insurance Policy:
You have to renew your Health Insurance Policy before the policy period’s end date.
Keep track of the date, when the policy expires.
Claims made between the policy expiry date and the renewal will not reimburse.
Before renewing the policy, you need to re-evaluate your needs and requirements.
Care Health Insurance Network Hospital List
Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family,
Care Health Insurance offers
several Health Plans ranging from senior citizen plans to specialized plans for
autistic
children, to health insurance for cardiac patients, and many more.Take a look below
to Care Health Insurance plans
explore more:
Care Health provides Group Health insurance, Group Personal Accident Insurance, and Group Travel Insurance. Care Health Insurance has offered 11,000+ ...
Unique Features
Explore Care Health Group Plans
Care Claim Settlement Ratio
Benefits of Care Group Plans
Care Group Health Insurance (Pros)
Care Group Health Insurance (Cons)
Care Group Health Insurance (Other
Benefits)
Care Group Health Insurance (Eligibility
Criteria)
The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. Thi...
Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...
Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...
Get coverage based on your residential zone.
Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...
A top-up plan based on policy deductible principle
Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...
An ideal combination of hospitalization and maternity care.
Care Joy health insurance is designed specifically for expecting mothers and their newborn...
Single health insurance to cover all family members.
Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...
Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...
Free yourself from the worries of healthcare.
As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...
Unique Features
Additional health checkups
Dialysis cover
No pre-medical check-up
Care Freedom Health Insurance Plan (Pros)
No pre-policy checkup needed
Dialysis cover available
Annual health checkup
Care Freedom Health Insurance Plan (Cons)
Change of gender treatment
Obesity treatment
HIV/AIDS not covered
Cosmetic surgery unavailable
Care Freedom Health Insurance Plan (Other
Benefits)
Cashless healthcare
No pre-policy check up
SI recharge
Lifelong renewability
Care Freedom Health Insurance Plan (Eligibility
Criteria)
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...
Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered.
Cancer can be defined as distress, hopelessness and loss. There cou...
Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...
Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...
Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...
Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
Care Health Online Renewal 
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