#Virukipolicy | T&C*
Enhance plan is a high deductible super top-up plan. It is offered by the Religare health insurance company. It provides higher coverage as it is a super top-up plan. The base functioning of the Religare enhance is dependant on the policy deductibles.
The table mentions a few of the features of Religare Enhance Super Top-UP Plan:
|Room Charges||According to the insured paid premium and room selection at the time of buying the policy.|
|Pre & Post Hospitalization||30 days & 60 days respectively|
|Free health checkup||Every Year|
|Worldwide emergency coverage||Yes|
|Co-payment||20% of if age>60|
|Initial waiting Period||Yes|
|Specific Illness Waiting period||Yes|
|Day Care Treatments||170|
|Minimum Entry Age||1 Day|
|Maximum Entry Age||No Age Limit|
The Religare Enhance plan provides the following coverage to its insured:
A list of benefits provided to the policyholders of Religare Enhance Top-Up Plan has been mentioned below:
For your easy reference the list of exclusions have been mentioned below:
The top-up plan offers you the best coverage in case of heavy medical expenses. The plan has been successful in satisfying its customers worldwide. The benefits and coverage have been appreciated by it’s insured and because of this, the plan has been recommended too to others from their end.
Deductibles are the amount paid out by the policyholder before the insurance company pays the rest of the due medical expenses.
No, the plan has mentioned these types of treatments in the exclusions.
The minimum entry age for buying the plan is 1 day.
There are no copayments applicable to the plan until you are 60 years of age. But once you turn 61 you will have to bear 20% of copayment.
The waiting period for critical illness under the Religare Enhance top-up plan is of 4 years.
Yes, there is a discount varying between 5% to 20%. The percentage of discount depends on the size of the group or the number of members being insured under the plan.
Yes, the plan provides with organ donor coverage.
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Last updated on 02-12-2019