Care Health Insurance
Care Enhance plan works on the policy deductible principle and offers ...Read More
A quick read on what this Care Health Insurance plan covers and why it might be a fit for you.
A top-up plan based on the policy deductible principle.
Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage to you and your family. It is an ideal choice for those who already have another mediclaim policy or a limited self-financing capacity, as this plan covers expenses over and above their existing coverage. Care Enhance plan works on the Policy Deductible principle and offers flexible choices of deductible with a wide range of Sum Insured (SI) options.
Have a look at how Care Enhance works:
Suppose you have an insurance cover of 4 lakhs, but you think it is not sufficient to meet expensive medical treatments due to increasing inflation. In this scenario, you can buy a Care Enhance super top-up plan of 15 lakhs with a deductible of 4 lakhs (i.e., your existing cover). Now, this top-up cover pays for your healthcare expenses up to 15 lakhs if the medical bills cross 4 lakhs. Understand with an example below:
| Sum Insured | 5 Lakhs | 5 Lakhs | 5 Lakhs |
| Deductible | 1 Lakh | 2 Lakhs | 3 Lakhs |
| Claim Amount | 50K | 2.5 Lakhs | 3 Lakhs |
| Payable Amount | NA | 50K | NA |
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
A quick honest summary — the strengths and the trade-offs.
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
Know the detailed review of care health insurance plans in Hindi. This video will explain all the available plans and care health insurance offers.
Care Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Care Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
What the plan pays for, and what it doesn't.
Eligibility criteria pulled straight from the policy wording.
The 4 most-asked questions about Care Enhance Plan, answered.
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Select a company and plan for each side to see a detailed side-by-side comparison.
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