Care Senior Plan

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Care Senior Plan?

Under this plan, ICU charges are covered up to 2% of your selected Sum Insured.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Care Senior Plan?

This plan covers medical expenses of up to 30 days before your hospitalization.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Care Senior Plan?

This plan covers medical expenses of up to 60 days after you get discharged from the hospital.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Care Senior Plan?

Under this plan, expenses for the domiciliary hospitalization that exceeds 3 days are covered up to 10% of your selected Sum Insured.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Care Senior Plan?

This plan covers 541 day care procedures up to your selected SI amount.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Care Senior Plan?

This plan covers OPD charges as an add-on benefit. You can avail of this benefit by adding an OPD Benefit rider along with this policy at an additional cost.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Care Senior Plan?

COVID-19 treatment cover is available under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under Care Senior Plan?

This plan offers coverage for Cataract treatment as per the selected Sum Insured amount.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Care Senior Plan?

Automatic recharge of your selected SI is available under this plan. You can take this benefit only once in a policy year.

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Care Senior Plan?

Daily hospital cash is available under this plan if you select the sum insured option of 3 lakhs. You can get a daily allowance of INR 500 for a maximum of up to 5 days.

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Care Senior Plan?

Maternity cover is not available under this plan.

*It is generally not covered under most health insurance plans as pregnancy is a planned condition.

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

• Full infertility
• No fertility
• Infertility diagnosis
• Infertility diagnosis and limited fertility treatment
• Medication (which may or may not include fertility drug prescriptions)

Coverage status under Care Senior Plan?

The plan does not cover the expenses related to infertility or IVF treatments.

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Care Senior Plan?

This plan does not cover modern treatments expenses.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Care Senior Plan?

Not available

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Care Senior Plan?

Not Available

Any kind of medical/health emergency when you are outside of India.

Coverage status under Care Senior Plan?

Not available

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Care Senior Plan?

Not available

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Care Senior Plan?

The policy allows health check-ups for all insured members once a year.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Care Senior Plan?

Every insured member under this policy can avail of a second medical opinion.

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Care Senior Plan?

Not available

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Care Freedom Plan?

20% co-payment per claim for policyholders whose age is more than 60 years.