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National Health Insurance for Maternity

High Sum Insured
Critical Illness Cover
Avail Multiple Discounts

Network hospitals

3000+

Claim settlement ratio

86.28%

Sum insured

Up to 5 Lakh

No. of Plans

14

Solvency Ratio

0.31

Pan India Presence

1730

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

3000+

Claim settlement ratio

86.28%

Sum insured

Up to 5 Lakh

No. of Plans

14

Solvency Ratio

0.31

Pan India Presence

1730

National Health Insurance for Maternity

Maternity Plans are specialized health insurance policies designed to assist expecting mothers with prenatal and postnatal care as well as pregnancy. Motherhood is a critical stage of transformation, and you don't want to miss out on the special moments. Maternity insurance is an excellent way to ensure that you and your partner are not financially burdened by medical care costs during this critical period of your life. Maternity plans cover hospitalization costs, delivery costs, newborn vaccination costs, and, in some cases, congenital diseases. Purchasing maternity insurance is a wise decision that newlywed couples should make in the early years of their marriage to help them manage their family planning in a stress-free manner.

National Health Insurance offers multiple plans suitable for all individuals with different requirements. The insurer has a large customer base and provides them with reliable medical care solutions. National Insurance Maternity Coverage offers a multitude of benefits and features that allows individuals to focus on parenthood rather than hospital bills.

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Key Features of National Insurance Maternity Coverage

National Insurance Pregnancy Coverage offers multiple benefits and features to the insurance holders that are mentioned below

Tax Benefits
National Insurance Maternity Coverage Plans are eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
Cover Delivery Cost
National Insurance Maternity Coverage Plans covers policyholders for delivery expenses be it a natural delivery or C-section for up to 1 Lakh INR. The delivery cost without a maternity health cover will cause a major burden on your finances.
High Sum Insured
National Health Insurance Plans covering maternity expenses offer high sum insured to its policyholders. National Insurance Maternity Coverage Plans offer sum insured of up to 50 Lakh INR or more depending on the requirements of the individual.
Optional Covers
National Insurance Maternity Coverage plans are loaded with multiple features including critical illness optional coverage. Individuals can avail high critical illness cover up to 25 Lakh INR to cover the cost of medical care for critical illnesses.
Discounts
National Insurance Maternity Coverage offers various discount offers to their policyholders like loyalty discount, covering more than 2 family members under the same policy, online policy purchase and more.

National Insurance Maternity Coverage Plans

Comprehensive

National Mediclaim Plus Policy

This plan suits you best if you are a newly married individual or have dependents like kids or elderly parents as this health plan covers all of them along with you.

Unique Features

12 Modern treatments
Maternity cover
Lifelong renewability

Mediclaim Policy (Pros)

Up to 50 L SI
50% No-Claim Bonus
Tax Benefits
OPD Treatment Available
Health Check-up Available

Mediclaim Policy (Cons)

Treatment outside India
PED
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Mediclaim Policy (Other Benefits)

COVID Vaccination
Air Ambulance Cover
Maternity Cover
Hospital Cash Benefit
Children Vaccination Available

Mediclaim Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 2 L to 50 L
Waiting Period - 30 Days

Family Floater

National Parivar Mediclaim Policy

An affordable health plan, that offers 140+ day care procedures and covers pre-existing conditions like diabetes and hypertension.

Unique Features

Infertility treatment cover
Vaccination for children
Cataract Treatment Covered

Parivar Mediclaim Policy (Pros)

140 + day care procedures covered
Affordable Premiums
Maternity Cover
Ambulance Cover
Infertility Cover

Parivar Mediclaim Policy (Cons)

Treatment outside India
OPD Diagnostics
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Parivar Mediclaim Policy (Other Benefits)

Organ Donor Expenses
Vaccination Cover
AYUSH Cover
No Pre-Policy Check-Up
No Co-Pay

Parivar Mediclaim Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 10 L
Waiting Period - 30 Days

Family Floater

National Parivar Mediclaim Plus Policy

If you are looking for a healthcare policy providing a high sum assured and covers your family members under one cover this is the right policy for you.

Unique Features

Cover up to 50 Lakhs
5% No claim discount
Critical Illness Benefit

Parivar Mediclaim Plus Policy (Pros)

High SI
Zone Wise Premiums
Multiple Discounts
Optional Covers Available
OPD Cover

Parivar Mediclaim Plus Policy (Cons)

Treatment outside India
PED
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Parivar Mediclaim Plus Policy (Other Benefits)

Affordable Premiums
Tax Benefit
AYUSH Cover
Anti Rabies Vaccination
Air Ambulance

Parivar Mediclaim Plus Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 6 L to 50 L
Waiting Period - 30 Days

Super Top-up

National Super Top Up Mediclaim Policy

This policy covers your family members and offers high coverage at affordable prices.

Unique Features

Organ donation covered
Morbid obesity treatment covered
Portability allowed

Super Top Up Mediclaim Policy (Pros)

High SI
Affordable Premiums
Tax Benefits
HIV/AIDS Cover
Obesity Treatment

Super Top Up Mediclaim Policy (Cons)

Treatment outside India
OPD Diagnostics
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Super Top Up Mediclaim Policy (Other Benefits)

No Sub-Limits
Tax Benefits
No Base Policy Required
Multiple Discounts
Up to 50% No-Claim Bonus

Super Top Up Mediclaim Policy (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 3 L to 20 L
Waiting Period - 30 Days

National Insurance Maternity Coverage Plan Eligibility Criteria

Entry Age

Minimum: 91 Days
Maximum: 18 Years

Adult Entry Age

Minimum: 18 Years
Maximum: 65 Years

Plan Type

Individual/Family Floater

Policy Term

1/2/3 Years

Sum Insured

2 L | 3 L | 4 L | 5 L | 7 L | 10 L| 15 L | 20 L | 25 L | 30 L | 40 L | 50 L

Initial Waiting Period*

30 Days*

National Insurance Maternity Coverage Plan Inclusions

The various inclusions under National Insurance Pregnancy Coverage includes

Maternity Cover

Air ambulance

Organ donor expenses

Inpatient hospitalization expenses

Pre- and post-hospitalisation expenses

Day-care procedures

Pre-existing diseases after a specific waiting period

Critical Illness

National Insurance Maternity Coverage Plan Exclusions

The various exclusions under National Insurance Pregnancy Coverage includes

Infertility, congenital external

Any hospitalization primarily for investigation / diagnostic purpose

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Alcohol consumption, smoking, another tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

War, terrorism, or nuclear weapons

Other Maternity Health Insurance Companies

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Future Generali maternity Health Insurance Plans

Oriental maternity Health Insurance Plans

Max Bupa maternity Health Insurance Plans

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Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

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Explore National Health Insurance

Explore Other National Health Insurance Plans

National Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Standard

National Arogya Sanjeevani Policy

Standard indemnity health insurance product, having Sum Insured up to 10 Lakhs available in both individuals and floater type.

Unique Features

Individual/Floater
Online purchase discount
EMI facility available

Arogya Sanjeevani Policy (Pros)

High SI
Affordable Premiums
Tax Benefits
Up to 50% No-claim Bonus
Flexible-Premium Payment

Arogya Sanjeevani Policy (Cons)

Treatment outside India
OPD Diagnostics
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Arogya Sanjeevani Policy (Other Benefits)

Enhanced Limits for Room Rent
Avail Online Discounts
Change Sum Insured
Lifelong Renewal
AYUSH Treatment

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 10 L
Waiting Period - 30 Days

Comprehensive

National Mediclaim Plus Policy

This plan suits you best if you are a newly married individual or have dependents like kids or elderly parents as this health plan covers all of them along with you.

Unique Features

12 Modern treatments
Maternity cover
Lifelong renewability

Mediclaim Policy (Pros)

Up to 50 L SI
50% No-Claim Bonus
Tax Benefits
OPD Treatment Available
Health Check-up Available

Mediclaim Policy (Cons)

Treatment outside India
PED
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Mediclaim Policy (Other Benefits)

COVID Vaccination
Air Ambulance Cover
Maternity Cover
Hospital Cash Benefit
Children Vaccination Available

Mediclaim Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 2 L to 50 L
Waiting Period - 30 Days

Global Coverage

Overseas Mediclaim Business and Holiday

This plan is essential for those who like to travel, a package policy that covers travel emergencies while traveling abroad.

Unique Features

Coverage for business travel
Coverage for education abroad
Medical evacuation available

Overseas Mediclaim Business and Holiday (Pros)

Loss of Baggage Cover
Corporate Cover
Personal Accident Cover
Loss Of Passport Cover
Personal Liability Cover

Overseas Mediclaim Business and Holiday (Cons)

Hazardous Occupation
PED
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

National OMBH Policy (Other Benefits)

Check-in Baggage Delay
Tax Benefit
Loss Of Check-in Baggage
Dental services
Permanent Total Disablement

National OMBH Policy (Eligibility Criteria)

Entry Age - N/A
Max Entry Age - N/A
SI - N/A
Waiting Period - 30 Days

Global Coverage

Overseas Mediclaim Employment and Study Plan

A plan beneficial for students who are traveling abroad for education, it is designed to cover medical evacuation, illness, and more.

Unique Features

Medical Evacuation
5k USD medical emergency cover
Mental illness cover

Overseas Mediclaim Employment and Study Plan (Pros)

Illness Expense Cover
Accident Cover
Medical Evacuation
Transportation of Remains
Loss of Entire Sight Cover

Overseas Mediclaim Employment and Study Plan (Cons)

Hazardous Occupation
PED
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

National OMES Policy (Other Benefits)

Permanent Total Disablement
Tax Benefit
Mental Illness Cover
Funeral Expenses
Affordable Premiums

National OMES Policy (Eligibility Criteria)

Entry Age - N/A
Max Entry Age - N/A
SI - N/A
Waiting Period - 30 Days

Critical Illness

National Critical Illness Policy

A unique benefit policy that covers expenses in the event of the insured person being affected with any of the listed critical illnesses.

Unique Features

Cover up to 75 Lakhs
Covers pre-existing conditions
37 critical illnesses covered

Critical Illness Policy (Pros)

High SI
Cancer Cover
Lump Sum Benefit
Short Survival Period
Sum Insured Enhancement

Critical Illness Policy (Cons)

Treatment outside India
PED
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Critical Illness Policy (Other Benefits)

Affordable Premiums
Tax Benefit
Brain Surgery Cover
Alzheimer's Disease
Aorta Graft Surgery Cover

Critical Illness Policy (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 1 L to 75 L
Waiting Period - 30 Days

Senior citizen

National Senior Citizen Mediclaim Policy

Secure your parents' future by providing medical coverage to senior citizens.

Unique Features

5% increase in SI
2 Plan options
Covers spouse

Senior Citizen Mediclaim Policy (Pros)

High SI
Affordable Premiums
Tax Benefits
Up to 50% No-claim Bonus
Optional Covers Available

Senior Citizen Mediclaim Policy (Cons)

Treatment outside India
OPD Diagnostics
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Senior Citizen Mediclaim Policy (Other Benefits)

Regular medical consultation
Avail Online Discounts
AYUSH Treatment
Domiciliary Hospitalization
Hospital Cash

Senior Citizen Mediclaim Policy (Eligibility Criteria)

Entry Age - 65 Years
Max Entry Age - 70 Years
SI - 1 L to 10 L
Waiting Period - 30 Days

Student Specific

National Vidyarthi Mediclaim Policy

Mediclaim for Students is a unique policy designed to provide health and personal accident cover to students.

Unique Features

Covers parents and students
Eyesight correction
Genetic disorders covered

Vidyarthi Mediclaim Policy (Pros)

Group Discount
50% No-Claim Bonus
Tax Benefits
Hospitalization Cover
In-Patient Care

Vidyarthi Mediclaim Policy (Cons)

Treatment outside India
OPD Diagnostics
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Vidyarthi Mediclaim Policy (Other Benefits)

12 Modern Treatment
Mental Illness
Genetic Disorders Cover
Eyesight Correction
Pre & Post Hospitalization

Vidyarthi Mediclaim Policy (Eligibility Criteria)

Entry Age - 3 Years
Max Entry Age - 25 Years
SI - 50K to 2 L
Waiting Period - 30 Days

COVID-19

National Corona Kavach Policy

This policy focuses on protecting the policyholders against the treatment expenses resulting due to COVID-19 infection.

Unique Features

Covers spouse and children
5% discount for health staff
10% online discount

Corona Kavach Policy (Pros)

Home Care Treatment
COVID Care
No Sub-Limits
No Pre-Policy Check-Up
Affordable Premiums

Corona Kavach Policy (Cons)

Treatment outside India
OPD Diagnostics
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Corona Kavach Policy (Other Benefits)

15 Day Pre Hospitalization Cover
30-Day Post-Hospitalization Cover
Discounts Available
Tax Benefits
Oxygen Cylinder Cover

Corona Kavach Policy (Eligibility Criteria)

Entry Age - 1 Day
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Health Insurance Articles

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National Health Insurance For Maternity: FAQs

1. What is the eligibility criteria for National Insurance Pregnancy Coverage?

National Insurance Maternity Coverage Plan can be purchased by adults between the age of 18 to 65 years old and dependent children can be covered between 3 months and 18 years.

2. What are the sum insured variants of National Insurance Pregnancy Coverage?

The sum insured variants are vast and start from as low as 1 Lakh INR to 50 Lakh INR.

3. Are day care procedures covered under National Insurance Pregnancy Coverage?

National Insurance Maternity Coverage Plan covers 140 day care procedures providing efficient treatment to policyholders in cashless network hospitals.

4. Are critical Illnesses covered under National Insurance Pregnancy Coverage?

Yes, Critical Illnesses expenses are covered up to 25 Lakh INR as an optional cover for individuals who want to avail this benefit.

5. Is a health check-up facility available under National Insurance Insurance Pregnancy Coverage?

Yes, a health check-up facility is available once at the end of 2 policy periods.

National Health Insurance Policy Review

Read what customers have to say about national Health Insurance.

Customer Review Image

simaranjeet kaur

Jalandhar

March 14, 2022

My father in law lives alone in jalandhar and we wanted an insurance company that take cares of him in our absence. They are very good with their commitment and service.

Customer Review Image

Urmil Thakur

Kochi

September 1, 2021

I bought my health plan from National a while back. Recently had to make a claim for hospitalization. I was a little worried but the response time was at best amazing! Thanks guys

Customer Review Image

Akshay Malhotra

Gurgaon

August 18, 2021

I have bought health insurance from National Health Insurance and I am very impressed by their services and attention towards customers.

Customer Review Image

Pooja Singh

Delhi

May 10, 2021

I will recommend everyone to buy health insurance plan from this company because I am very happy with the plan I purchased from the company. I am using my insurance from two years and till now ...

Customer Review Image

Bipinchandra Somabhai Patel

Vadodara

October 26, 2020

I want to portability of United India insurance company individual health mediclaim policy taken since December 2005 and falling due for renewal on 06-12-2020

Customer Review Image

Shilpa

Thane

May 6, 2018

I hold a National Parivar Mediclaim insurance plan with National Insurance from last 3 years, i am happy with the coverage value of this policy.

Customer Review Image

alok kumar de

Kolkata

October 16, 2017

my varistha mediclaim policy number of which is-150100501610012195 renewed this year but when i want to know my claim claim status online it says wrong policy number then what is the corect num...

Customer Review Image

Sabhadiya nareshbhai govindbhai

Surat

September 30, 2017

My father has been admitted in hospital but ypur company not receive my call I inform you for admitted my father date 30/09/2017

View All National Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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