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Maternity Plans are specialized health insurance policies designed to assist expecting mothers with prenatal and postnatal care as well as pregnancy. Motherhood is a critical stage of transformation, and you don’t want to miss out on the special moments. Maternity insurance is an excellent way to ensure that you and your partner are not financially burdened by medical care costs during this critical period of your life. Maternity insurance plans cover hospitalization costs, delivery costs, newborn vaccination costs, and, in some cases, congenital diseases. Purchasing maternity insurance is a wise decision that newlywed couples should make in the early years of their marriage to help them manage their family planning in a stress-free manner.
National Health Insurance offers multiple plans suitable for all individuals with different requirements. The insurer has a large customer base and provides them with reliable medical care solutions. National Insurance Maternity Coverage offers a multitude of benefits and features that allow individuals to focus on parenthood rather than hospital bills.
National Insurance Pregnancy Coverage offers multiple benefits and features to the insurance holders that are mentioned below:
Minimum: 91 Days
Maximum: 18 Years
Minimum: 18 Years
Maximum: 65 Years
Individual/Family Floater
1/2/3 Years
2 L | 5 L | 10 L | 15 L | 30 L | 50 L
30 Days*
The various inclusions under National Insurance Pregnancy Coverage includes
Maternity Cover
Air ambulance
Organ donor expenses
Inpatient hospitalization expenses
Pre- and post-hospitalisation expenses
Day-care procedures
Pre-existing diseases after a specific waiting period
Critical Illness
The various exclusions under National Insurance Pregnancy Coverage include
Infertility, congenital external
Any hospitalization primarily for investigation / diagnostic purpose
HIV infection / AIDS
Cosmetic or sex-change treatment/surgery
Alcohol consumption, smoking, other tobacco intake, or drug abuse
Intentional self-injury, suicide, or attempted suicide
Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
War, terrorism, or nuclear weapons
National Health Insurance
To cater to the different medical needs of an individual & their family, National Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to National Health Insurance plans explore more:
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Top Up and Super Top Up
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Senior Citizen Health Insurance
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National Insurance Maternity Coverage Plan can be purchased by adults between the age of 18 to 65 years old and dependent children can be covered between 3 months and 18 years.
The sum insured variants are vast and start from as low as 1 Lakh INR to 50 Lakh INR.
National Insurance Maternity Coverage Plan covers 140 day care procedures providing efficient treatment to policyholders in cashless network hospitals.
Yes, Critical Illnesses expenses are covered up to 25 Lakh INR as an optional cover for individuals who want to avail this benefit.
Yes, a health check-up facility is available once at the end of 2 policy periods.
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February 5, 2023
Asia/Kolkata
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