National Health Insurance for Maternity

Maternity Plans are specialized health insurance policies designed to assist expecting mothers with prenatal and postnatal care as well as pregnancy. Motherhood is a critical stage of transformation, and you don't want to miss out on the special moments. Maternity insurance is an excellent way to ensure that you and your partner are not financially burdened by medical care costs during this critical period of your life. Maternity plans cover hospitalization costs, delivery costs, newborn vaccination costs, and, in some cases, congenital diseases. Purchasing maternity insurance is a wise decision that newlywed couples should make in the early years of their marriage to help them manage their family planning in a stress-free manner.

National Health Insurance offers multiple plans suitable for all individuals with different requirements. The insurer has a large customer base and provides them with reliable medical care solutions. National Insurance Maternity Coverage offers a multitude of benefits and features that allows individuals to focus on parenthood rather than hospital bills.

Key Features of National Insurance Maternity Coverage

National Insurance Pregnancy Coverage offers multiple benefits and features to the insurance holders that are mentioned below

Tax Benefits
National Insurance Maternity Coverage Plans are eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
Cover Delivery Cost
National Insurance Maternity Coverage Plans covers policyholders for delivery expenses be it a natural delivery or C-section for up to 1 Lakh INR. The delivery cost without a maternity health cover will cause a major burden on your finances.
High Sum Insured
National Health Insurance Plans covering maternity expenses offer high sum insured to its policyholders. National Insurance Maternity Coverage Plans offer sum insured of up to 50 Lakh INR or more depending on the requirements of the individual.
Optional Covers
National Insurance Maternity Coverage plans are loaded with multiple features including critical illness optional coverage. Individuals can avail high critical illness cover up to 25 Lakh INR to cover the cost of medical care for critical illnesses.
Discounts
National Insurance Maternity Coverage offers various discount offers to their policyholders like loyalty discount, covering more than 2 family members under the same policy, online policy purchase and more.

National Insurance Maternity Coverage Plans

Comprehensive

National Mediclaim Plus Policy

This plan suits you best if you are a newly married individual or have dependents like kids or elderly parents as this health plan covers all of them along with you.

Unique Features

12 Modern treatments
Maternity cover
Lifelong renewability

Family Floater

National Parivar Mediclaim Policy

An affordable health plan, that offers 140+ day care procedures and covers pre-existing conditions like diabetes and hypertension.

Unique Features

Infertility treatment cover
Vaccination for children
Cataract Treatment Covered

Family Floater

National Parivar Mediclaim Plus Policy

If you are looking for a healthcare policy providing a high sum assured and covers your family members under one cover this is the right policy for you.

Unique Features

Cover up to 50 Lakhs
5% No claim discount
Critical Illness Benefit

Super Top-up

National Super Top Up Mediclaim Policy

This policy covers your family members and offers high coverage at affordable prices.

Unique Features

Organ donation covered
Morbid obesity treatment covered
Portability allowed

National Insurance Maternity Coverage Plan Eligibility Criteria

Entry Age

Minimum: 91 Days
Maximum: 18 Years

Adult Entry Age

Minimum: 18 Years
Maximum: 65 Years

Plan Type

Individual/Family Floater

Policy Term

1/2/3 Years

Sum Insured

2 L | 3 L | 4 L | 5 L | 7 L | 10 L| 15 L | 20 L | 25 L | 30 L | 40 L | 50 L

Initial Waiting Period*

30 Days*

National Insurance Maternity Coverage Plan Inclusions

The various inclusions under National Insurance Pregnancy Coverage includes

Maternity Cover

Air ambulance

Organ donor expenses

Inpatient hospitalization expenses

Pre- and post-hospitalisation expenses

Day-care procedures

Pre-existing diseases after a specific waiting period

Critical Illness

National Insurance Maternity Coverage Plan Exclusions

The various exclusions under National Insurance Pregnancy Coverage includes

Infertility, congenital external

Any hospitalization primarily for investigation / diagnostic purpose

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Alcohol consumption, smoking, another tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

War, terrorism, or nuclear weapons

Other Maternity Health Insurance Companies

Star maternity Health Insurance Plans

ICICI Lombard maternity Health Insurance Plans

SBI maternity Health Insurance Plans

Reliance maternity Health Insurance Plans

Religare maternity Health Insurance Plans

Aditya Birla maternity Health Insurance Plans

Future Generali maternity Health Insurance Plans

Health Insurance Companies

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Max Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Know More About Health Insurance Companies

Explore National Health Insurance

Explore Other National Health Insurance Plans

National Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Standard

National Arogya Sanjeevani Policy

Standard indemnity health insurance product, having Sum Insured up to 10 Lakhs available in both individuals and floater type.

Unique Features

Individual/Floater
Online purchase discount
EMI facility available

Comprehensive

National Mediclaim Plus Policy

This plan suits you best if you are a newly married individual or have dependents like kids or elderly parents as this health plan covers all of them along with you.

Unique Features

12 Modern treatments
Maternity cover
Lifelong renewability

Global Coverage

Overseas Mediclaim Business and Holiday

This plan is essential for those who like to travel, a package policy that covers travel emergencies while traveling abroad.

Unique Features

Coverage for business travel
Coverage for education abroad
Medical evacuation available

Global Coverage

Overseas Mediclaim Employment and Study Plan

A plan beneficial for students who are traveling abroad for education, it is designed to cover medical evacuation, illness, and more.

Unique Features

Medical Evacuation
5k USD medical emergency cover
Mental illness cover

Critical Illness

National Critical Illness Policy

A unique benefit policy that covers expenses in the event of the insured person being affected with any of the listed critical illnesses.

Unique Features

Cover up to 75 Lakhs
Covers pre-existing conditions
37 critical illnesses covered

Senior citizen

National Senior Citizen Mediclaim Policy

Secure your parents' future by providing medical coverage to senior citizens.

Unique Features

5% increase in SI
2 Plan options
Covers spouse

Student Specific

Vidyarthi Mediclaim Policy for Students

Mediclaim for Students is a unique policy designed to provide health and personal accident cover to students.

Unique Features

Covers parents and students
Eyesight correction
Genetic disorders covered

COVID-19

National Corona Kavach Policy

This policy focuses on protecting the policyholders against the treatment expenses resulting due to COVID-19 infection.

Unique Features

Covers spouse and dependants
5% discount for healthcare workers
10% discount on online purchases

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National Health Insurance For Maternity: FAQs

1. What is the eligibility criteria for National Insurance Pregnancy Coverage?

National Insurance Maternity Coverage Plan can be purchased by adults between the age of 18 to 65 years old and dependent children can be covered between 3 months and 18 years.

2. What are the sum insured variants of National Insurance Pregnancy Coverage?

The sum insured variants are vast and start from as low as 1 Lakh INR to 50 Lakh INR.

3. Are day care procedures covered under National Insurance Pregnancy Coverage?

National Insurance Maternity Coverage Plan covers 140 day care procedures providing efficient treatment to policyholders in cashless network hospitals.

4. Are critical Illnesses covered under National Insurance Pregnancy Coverage?

Yes, Critical Illnesses expenses are covered up to 25 Lakh INR as an optional cover for individuals who want to avail this benefit.

5. Is a health check-up facility available under National Insurance Insurance Pregnancy Coverage?

Yes, a health check-up facility is available once at the end of 2 policy periods.

National Health Insurance Policy Review

Read what customers have to say about national Health Insurance.

simaranjeet kaur

Jalandhar

March 14, 2022

My father in law lives alone in jalandhar and we wanted an insurance company that take cares of him in our absence. They are very good with their commitment and service.

Urmil Thakur

Kochi

September 1, 2021

I bought my health plan from National a while back. Recently had to make a claim for hospitalization. I was a little worried but the response time was at best amazing! Thanks guys

Akshay Malhotra

Gurgaon

August 18, 2021

I have bought health insurance from National Health Insurance and I am very impressed by their services and attention towards customers.

Pooja Singh

Delhi

May 10, 2021

I will recommend everyone to buy health insurance plan from this company because I am very happy with the plan I purchased from the company. I am using my insurance from two years and till now ...

Bipinchandra Somabhai Patel

Vadodara

October 26, 2020

I want to portability of United India insurance company individual health mediclaim policy taken since December 2005 and falling due for renewal on 06-12-2020

Shilpa

Thane

May 6, 2018

I hold a National Parivar Mediclaim insurance plan with National Insurance from last 3 years, i am happy with the coverage value of this policy.

alok kumar de

Kolkata

October 16, 2017

my varistha mediclaim policy number of which is-150100501610012195 renewed this year but when i want to know my claim claim status online it says wrong policy number then what is the corect num...

Sabhadiya nareshbhai govindbhai

Surat

September 30, 2017

My father has been admitted in hospital but ypur company not receive my call I inform you for admitted my father date 30/09/2017

View All National Health Insurance Reviews

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

Confused? No Worries, We Are Here To Help!

National Health Insurance for Maternity

Key Features of National Insurance Maternity Coverage

National Insurance Maternity Coverage Plans

National Parivar Mediclaim Plus Policy

National Insurance Maternity Coverage Plan Eligibility Criteria

Entry Age

Adult Entry Age

Plan Type

Policy Term

Sum Insured

Initial Waiting Period*

National Insurance Maternity Coverage Plan Inclusions

National Insurance Maternity Coverage Plan Exclusions

Other Maternity Health Insurance Companies

Health Insurance Companies

Explore National Health Insurance

Explore Other National Health Insurance Plans

Overseas Mediclaim Business and Holiday

Overseas Mediclaim Employment and Study Plan

National Critical Illness Policy

Vidyarthi Mediclaim Policy for Students

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National Health Insurance For Maternity: FAQs

1. What is the eligibility criteria for National Insurance Pregnancy Coverage?

2. What are the sum insured variants of National Insurance Pregnancy Coverage?

3. Are day care procedures covered under National Insurance Pregnancy Coverage?

4. Are critical Illnesses covered under National Insurance Pregnancy Coverage?

5. Is a health check-up facility available under National Insurance Insurance Pregnancy Coverage?

National Health Insurance Policy Review

Reviewed By: Naval Goel