Network hospitals
3000+
Incurred claim ratio
102.35%
Sum insured
Up to 50 Lakh
No. of Plans
13
Solvency Ratio
0.3
Pan India Presence
1730
Network hospitals
3000+
Incurred claim ratio
102.35%
Sum insured
Up to 50 Lakh
No. of Plans
13
Solvency Ratio
0.3
Pan India Presence
1730
Maternity Plans are specialized health insurance policies designed to assist expecting mothers with prenatal and postnatal care as well as pregnancy. Motherhood is a critical stage of transformation, and you don't want to miss out on the special moments. Maternity insurance is an excellent way to ensure that you and your partner are not financially burdened by medical care costs during this critical period of your life. Maternity plans cover hospitalization costs, delivery costs, newborn vaccination costs, and, in some cases, congenital diseases. Purchasing maternity insurance is a wise decision that newlywed couples should make in the early years of their marriage to help them manage their family planning in a stress-free manner.
National Health Insurance offers multiple plans suitable for all individuals with different requirements. The insurer has a large customer base and provides them with reliable medical care solutions. National Insurance Maternity Coverage offers a multitude of benefits and features that allows individuals to focus on parenthood rather than hospital bills.
National Health Insurance
National Insurance Pregnancy Coverage offers multiple benefits and features to the insurance holders that are mentioned below
Comprehensive
This plan suits you best if you are a newly married individual or have dependents like kids or elderly parents as this health plan covers all of them along with you.
Unique Features
Family Floater
An affordable health plan, that offers 140+ day care procedures and covers pre-existing conditions like diabetes and hypertension.
Unique Features
Family Floater
If you are looking for a healthcare policy providing a high sum assured and covers your family members under one cover this is the right policy for you.
Unique Features
Super Top-up
This policy covers your family members and offers high coverage at affordable prices.
Unique Features
Minimum: 91 Days
Maximum: 18 Years
Minimum: 18 Years
Maximum: 65 Years
Individual/Family Floater
1/2/3 Years
2 L | 3 L | 4 L | 5 L | 7 L | 10 L| 15 L | 20 L | 25 L | 30 L | 40 L | 50 L
30 Days*
The various inclusions under National Insurance Pregnancy Coverage includes
Maternity Cover
Air ambulance
Organ donor expenses
Inpatient hospitalization expenses
Pre- and post-hospitalisation expenses
Day-care procedures
Pre-existing diseases after a specific waiting period
Critical Illness
The various exclusions under National Insurance Pregnancy Coverage includes
Infertility, congenital external
Any hospitalization primarily for investigation / diagnostic purpose
HIV infection / AIDS
Cosmetic or sex-change treatment/surgery
Alcohol consumption, smoking, another tobacco intake, or drug abuse
Intentional self-injury, suicide, or attempted suicide
Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
War, terrorism, or nuclear weapons
National Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Standard
Standard indemnity health insurance product, having Sum Insured up to 10 Lakhs available in both individuals and floater type.
Unique Features
Comprehensive
This plan suits you best if you are a newly married individual or have dependents like kids or elderly parents as this health plan covers all of them along with you.
Unique Features
Global Coverage
This plan is essential for those who like to travel, a package policy that covers travel emergencies while traveling abroad.
Unique Features
Global Coverage
A plan beneficial for students who are traveling abroad for education, it is designed to cover medical evacuation, illness, and more.
Unique Features
Critical Illness
A unique benefit policy that covers expenses in the event of the insured person being affected with any of the listed critical illnesses.
Unique Features
Senior citizen
Secure your parents' future by providing medical coverage to senior citizens.
Unique Features
Student Specific
Mediclaim for Students is a unique policy designed to provide health and personal accident cover to students.
Unique Features
COVID-19
This policy focuses on protecting the policyholders against the treatment expenses resulting due to COVID-19 infection.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
National Insurance Maternity Coverage Plan can be purchased by adults between the age of 18 to 65 years old and dependent children can be covered between 3 months and 18 years.
The sum insured variants are vast and start from as low as 1 Lakh INR to 50 Lakh INR.
National Insurance Maternity Coverage Plan covers 140 day care procedures providing efficient treatment to policyholders in cashless network hospitals.
Yes, Critical Illnesses expenses are covered up to 25 Lakh INR as an optional cover for individuals who want to avail this benefit.
Yes, a health check-up facility is available once at the end of 2 policy periods.
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Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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