National Health Insurance for Maternity

Maternity Plans are specialized health insurance policies designed to assist expecting mothers with prenatal and postnatal care as well as pregnancy. Motherhood is a critical stage of transformation, and you don't want to miss out on the special moments. Maternity insurance is an excellent way to ensure that you and your partner are not financially burdened by medical care costs during this critical period of your life. Maternity plans cover hospitalization costs, delivery costs, newborn vaccination costs, and, in some cases, congenital diseases. Purchasing maternity insurance is a wise decision that newlywed couples should make in the early years of their marriage to help them manage their family planning in a stress-free manner.

National Health Insurance offers multiple plans suitable for all individuals with different requirements. The insurer has a large customer base and provides them with reliable medical care solutions. National Insurance Maternity Coverage offers a multitude of benefits and features that allows individuals to focus on parenthood rather than hospital bills.

Key Features of National Insurance Maternity Coverage

National Insurance Pregnancy Coverage offers multiple benefits and features to the insurance holders that are mentioned below

Tax Benefits
National Insurance Maternity Coverage Plans are eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
Cover Delivery Cost
National Insurance Maternity Coverage Plans covers policyholders for delivery expenses be it a natural delivery or C-section for up to 1 Lakh INR. The delivery cost without a maternity health cover will cause a major burden on your finances.
High Sum Insured
National Health Insurance Plans covering maternity expenses offer high sum insured to its policyholders. National Insurance Maternity Coverage Plans offer sum insured of up to 50 Lakh INR or more depending on the requirements of the individual.
Optional Covers
National Insurance Maternity Coverage plans are loaded with multiple features including critical illness optional coverage. Individuals can avail high critical illness cover up to 25 Lakh INR to cover the cost of medical care for critical illnesses.
Discounts
National Insurance Maternity Coverage offers various discount offers to their policyholders like loyalty discount, covering more than 2 family members under the same policy, online policy purchase and more.

National Insurance Maternity Coverage Plans

Comprehensive

National Mediclaim Plus Policy

This plan suits you best if you are a newly married individual or have dependents like kids or elderly parents as this health plan covers all of them along with you.

Unique Features

12 Modern treatments
Maternity cover
Lifelong renewability

Mediclaim Policy (Pros)

Up to 50 L SI
50% No-Claim Bonus
Tax Benefits
OPD Treatment Available
Health Check-up Available

Mediclaim Policy (Cons)

Treatment outside India
PED
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Mediclaim Policy (Other Benefits)

COVID Vaccination
Air Ambulance Cover
Maternity Cover
Hospital Cash Benefit
Children Vaccination Available

Mediclaim Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 2 L to 50 L
Waiting Period - 30 Days

Family Floater

National Parivar Mediclaim Policy

An affordable health plan, that offers 140+ day care procedures and covers pre-existing conditions like diabetes and hypertension.

Unique Features

Infertility treatment cover
Vaccination for children
Cataract Treatment Covered

Parivar Mediclaim Policy (Pros)

140 + day care procedures covered
Affordable Premiums
Maternity Cover
Ambulance Cover
Infertility Cover

Parivar Mediclaim Policy (Cons)

Treatment outside India
OPD Diagnostics
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Parivar Mediclaim Policy (Other Benefits)

Organ Donor Expenses
Vaccination Cover
AYUSH Cover
No Pre-Policy Check-Up
No Co-Pay

Parivar Mediclaim Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 10 L
Waiting Period - 30 Days

Family Floater

National Parivar Mediclaim Plus Policy

If you are looking for a healthcare policy providing a high sum assured and covers your family members under one cover this is the right policy for you.

Unique Features

Cover up to 50 Lakhs
5% No claim discount
Critical Illness Benefit

Parivar Mediclaim Plus Policy (Pros)

High SI
Zone Wise Premiums
Multiple Discounts
Optional Covers Available
OPD Cover

Parivar Mediclaim Plus Policy (Cons)

Treatment outside India
PED
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Parivar Mediclaim Plus Policy (Other Benefits)

Affordable Premiums
Tax Benefit
AYUSH Cover
Anti Rabies Vaccination
Air Ambulance

Parivar Mediclaim Plus Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 6 L to 50 L
Waiting Period - 30 Days

Super Top-up

National Super Top Up Mediclaim Policy

This policy covers your family members and offers high coverage at affordable prices.

Unique Features

Organ donation covered
Morbid obesity treatment covered
Portability allowed

Super Top Up Mediclaim Policy (Pros)

High SI
Affordable Premiums
Tax Benefits
HIV/AIDS Cover
Obesity Treatment

Super Top Up Mediclaim Policy (Cons)

Treatment outside India
OPD Diagnostics
Injury Due To Illegal Activity
Injury Due To Hazardous Activities
Adventure Sport Injuries

Super Top Up Mediclaim Policy (Other Benefits)

No Sub-Limits
Tax Benefits
No Base Policy Required
Multiple Discounts
Up to 50% No-Claim Bonus

Super Top Up Mediclaim Policy (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 3 L to 20 L
Waiting Period - 30 Days

National Insurance Maternity Coverage Plan Eligibility Criteria

Entry Age

Minimum: 91 Days
Maximum: 18 Years

Adult Entry Age

Minimum: 18 Years
Maximum: 65 Years

Plan Type

Individual/Family Floater

Policy Term

1/2/3 Years

Sum Insured

2 L | 3 L | 4 L | 5 L | 7 L | 10 L| 15 L | 20 L | 25 L | 30 L | 40 L | 50 L

Initial Waiting Period*

30 Days*

National Insurance Maternity Coverage Plan Inclusions

The various inclusions under National Insurance Pregnancy Coverage includes

Maternity Cover

Air ambulance

Organ donor expenses

Inpatient hospitalization expenses

Pre- and post-hospitalisation expenses

Day-care procedures

Pre-existing diseases after a specific waiting period

Critical Illness

National Insurance Maternity Coverage Plan Exclusions

The various exclusions under National Insurance Pregnancy Coverage includes

Infertility, congenital external

Any hospitalization primarily for investigation / diagnostic purpose

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Alcohol consumption, smoking, another tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

War, terrorism, or nuclear weapons

Other Maternity Health Insurance Companies

Star maternity Health Insurance Plans

ICICI Lombard maternity Health Insurance Plans

SBI maternity Health Insurance Plans

Reliance maternity Health Insurance Plans

Religare maternity Health Insurance Plans

Aditya Birla maternity Health Insurance Plans

Future Generali maternity Health Insurance Plans

Oriental maternity Health Insurance Plans

Max Bupa maternity Health Insurance Plans

HDFC ERGO maternity Health Insurance Plans

Bajaj Allianz maternity Health Insurance Plans

Acko Health Insurance for Maternity

Tata AIG Health Maternity

New India Health Insurance for Maternity

United India Health Insurance For Maternity

Health Insurance Companies

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance