Reliance Health Insurance for Maternity
  • Adequate Sum Insured
  • Tax Benefits
  • Affordable Premiums
Reliance Health Insurance for Maternity
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Reliance Health Insurance for Maternity

When thinking about starting a family, maternity insurance is a crucial option to select. The birth of a child is one of the most crucial and financially stressful events in a couple’s life. Individuals soon realise that their hard-earned money will be depleted due to the high cost of maternity healthcare, which is increasing every year.

Individuals typically obtain a basic health insurance policy and believe it will cover maternity expenses; however, not all health insurance plans will cover maternity care expenses. This is where maternity insurance can help. You can purchase this health insurance online after comparing and reviewing all of the maternity plan’s benefits.

Reliance Maternity Insurance provides policyholders with a multitude of features and benefits under maternity cover. Reliance maternity insurance offers coverage for expenses related to the medical procedures required by an individual during childbirth and pregnancy. The plan not only provides financial support during the pregnancy, but it will also provide support after the delivery. With Reliance Maternity Insurance plans, new parents can go through the experience of parenthood without any financial stress, and avail the best healthcare possible.

 

Key Benefits of Reliance Maternity Insurance

Reliance Maternity Insurance provides multiple benefits to their policyholders and protects them from any financial stress associated with family planning.

 

  • Financial Support
    Individuals who invest in a Reliance Maternity Plan can be confident that they will be able to experience the joy of bringing new life into the world without financial worry. This allows the couple to be present at the moment and provides them with a financial cushion. Reliance Maternity Plan covers both delivery and post-natal expenses, ensuring that new parents have a smooth transition into parenthood.
  • 24x7 Service
    With Reliance Maternity Plans you can be assured that you will have access to 24x7 assistance regarding claims. Policyholders can simply send a mail immediately log in through the Self-i App, or call (022) 4890 3009.
  • Discounts
    Reliance Health Insurance Plans with a maternity cover offer a multitude of features along with a maternity cover such as a girl child discount of 5%. Reliance Health Insurance plan offers a 5% discount for covering 2 daughters under the same policy along with maternity cover.
  • Care Beyond Maternity
    With Reliance Maternity Insurance policyholders can be assured of not only maternity expense cover like delivery but also newborn baby cover which means covering for any medical complications and required vaccination up to the first 90 days of the newborn baby.
  • Tax Benefits
    Reliance Maternity Insurance Plans are eligible for tax benefits through the Income Tax Act of India.

Reliance Maternity Insurance Eligibility Criteria

 

Entry Age.

Minimum: 91 Days

 

Adult Entry Age.

Maximum: 65 Years

 

Sum Insured

3 L | 5 L | 10 L | 15 L | 50 L | 1 Cr

 

Plan Type

Individual/ Family Floater

 

Policy Term

1/2/3 Years

 

Waiting Period*

30 Days*

Reliance Maternity Insurance Inclusions

Inclusions of Reliance Maternity Insurance Plans include:

Pre and post-hospitalization expenses

Annual Health Check-up

Daycare Treatments

COVID-19 treatment

Ambulance cover

AYUSH coverage

Domiciliary Hospitalisation

Reliance Maternity Insurance Exclusions

Exclusions of Reliance Maternity Insurance Plans include:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Adventure Sports Injuries

Cosmetic or obesity-related surgeries

Explore other Reliance Health Insurance

To cater to the different medical needs of an individual & their family, Reliance Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Reliance Health Insurance plans explore more:

Individual

Reliance Health Personal Accident Policy covers individuals against accidental death and disability along with multiple other benefits like child edu...

Unique Features

  • Death Cover
  • Upto 20L SI
  • Disability Cover

Reliance Health Personal Accident (Pros)

Reliance Health Personal Accident
  • Children education fund
  • Accident hospitalization reimbursement
  • Increase in CSI

Reliance Health Personal Accident (Cons)

Reliance Health Personal Accident
  • HIV/AIDS
  • Breach of law
  • Maternity and newborn baby cover
  • Daycare procedures

Reliance Health Personal Accident (Other Benefits)

Reliance Health Personal Accident
  • Accidental death cover
  • PTD/PPD/TTD covers
  • Cumulative bonus

Reliance Health Personal Accident (Eligibility Criteria)

Reliance Health Personal Accident
  • Entry Age: Minimum: 18 Years
  • Dependent Children: 5 to 25 Years
  • Sum Insured: 5 - 20 Lakhs
  • Waiting period: Accidental death covered from day 1

Individual and Family Health Insurance

Reliance HealthWise Insurance Policy is a comprehensive health insurance plan offering all-around medical care features and benefits. The plan comes i...

Unique Features

  • Customize Your Plan
  • Critical Illness Cover
  • Recovery Benefit

Reliance HealthWise Policy (Pros)

Reliance HealthWise Policy
  • Daily Hospitalization Allowance
  • Domiciliary Hospitalization
  • Critical Illness Cover

Reliance HealthWise Policy (Cons)

Reliance HealthWise Policy
  • Global coverage
  • OPD not available
  • AYUSH treatment not covered

Reliance HealthWise Policy (Other Benefits)

Reliance HealthWise Policy
  • In-patient hospitalization
  • Daycare procedures
  • Modern treatment cover
  • Ambulance charges

Reliance HealthWise Policy (Eligibility Criteria)

Reliance HealthWise Policy
  • Entry age: 18 - 65 Years
  • SI: 1 L - 5 L
  • Initial waiting period: 30 Days

Individual and Family Health Insurance

Health Gain Insurance Plan is a newly launched health plan by Reliance Health Insurance company. The plan allows the customers to customise their poli...

Unique Features

  • Individual and Floater Options
  • Lifetime Renewability
  • Hassle-free Claim Process

Health Gain Policy (Pros)

Health Gain Policy
  • Consumable Cover
  • Unlimited Base SI Reinstatement
  • Room Rent Modification

Health Gain Policy (Cons)

Health Gain Policy
  • Global coverage unavailable
  • Breach of law
  • Intentional injury
  • OPD not covered

Health Gain Policy (Other Benefits)

Health Gain Policy
  • Domiciliary hospitalization
  • Daycare procedures covered
  • Air ambulance services

Health Gain Policy (Eligibility Criteria)

Health Gain Policy
  • Entry Age: 91 days to 65 Years
  • SI: 5 L to 1 Cr
  • Initial waiting period: 30 Days
  • Policy term: 1/2/3 Years

Individual and Family Health Insurance

Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers wide coverage ...

Unique Features

  • Pre-policy Medical Check-up
  • AYUSH Coverage
  • No Sub-limits

Health Infinity Plan (Pros)

Health Infinity Plan
  • In-patient hospitalisation
  • Daycare expenses
  • Domiciliary hospitalization
  • Organ donor expenses

Health Infinity Plan (Cons)

Health Infinity Plan
  • OPD cover unavailable
  • No global coverage
  • Adventure sports
  • Health check-up unavailable

Health Infinity Plan (Other Benefits)

Health Infinity Plan
  • Modern treatment
  • Organ donor cover
  • Co-payment option
  • Add-on covers applicable

Health Infinity Plan (Eligibility Criteria)

Health Infinity Plan
  • Entry Age 91 days to 65 Years
  • Policy Type Individual / Family Floater
  • SI: 3 L to 1 Cr
  • Initial waiting period: 30 Days

Individual and Family Health Insurance

Reliance Arogya Sanjeevani's plan is affordable and efficient. In unprecedented times, covering you and your family is a necessity. Reliance Arogya Sa...

Unique Features

  • AYUSH Benefits
  • Inclusions and Exclusions
  • Quick Claim Process

Reliance Arogya Sanjeevani Plan (Pros)

Reliance Arogya Sanjeevani Plan
  • In-patient hospitalization
  • Daycare treatments
  • AYUSH treatments
  • Ambulance charges

Reliance Arogya Sanjeevani Plan (Cons)

Reliance Arogya Sanjeevani Plan
  • OPD cover
  • Domiciliary hospitalization
  • Daily Hospital Cash
  • Organ Donor

Reliance Arogya Sanjeevani Plan (Other Benefits)

Reliance Arogya Sanjeevani Plan
  • Modern treatment
  • Vaccination
  • Cataract
  • Covid-19

Reliance Arogya Sanjeevani Plan (Eligibility Criteria)

Reliance Arogya Sanjeevani Plan
  • Entry Age Minimum: 18 years
  • Entry Age Maximum: 65 Years
  • Policy Term 1 Year
  • Sum Insured: 50K to 10 Lakhs
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

To avoid the financial stress and burden during Covid treatment, Reliance Health Insurance offers the Corona Kavach Plan that takes care of your medic...

Unique Features

  • Covers COVID-19
  • Check the Eligibility
  • Coverage Details of the Plan

Corona Kavach Plan (Pros)

Corona Kavach Plan
  • AYUSH treatment cover
  • Ambulance charges
  • COVID-19 treatment cover

Corona Kavach Plan (Cons)

Corona Kavach Plan
  • OPD charges
  • Daycare procedures
  • Modern treatment
  • Organ donor treatment

Corona Kavach Plan (Other Benefits)

Corona Kavach Plan
  • Home care treatment
  • In-patient hospitalization
  • Pre and post-hospitalization

Corona Kavach Plan (Eligibility Criteria)

Corona Kavach Plan
  • Entry Age Child Age: 1 day to 25 yrs
  • Adult Age: 18 yrs to 65 yrs
  • SI- 50 K to 5 L
  • Waiting period - 15 days

Critical Illness Health Insurance

Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, so you are worry-free. ​Reliance Critical Il...

Unique Features

  • 10 Major Illnesses Covered
  • Choose Your SI
  • Avail Tax Benefits

Reliance Critical Illness Insurance (Pros)

Reliance Critical Illness Insurance
  • COVID-19 cover
  • No-claim bonus
  • Cover for 10 critical illnesses

Reliance Critical Illness Insurance (Cons)

Reliance Critical Illness Insurance
  • Hospitalization out of war
  • Congenital disease
  • Intentional self-injury
  • IVF treatment
  • Air ambulance

Reliance Critical Illness Insurance (Other Benefits)

Reliance Critical Illness Insurance
  • Cancer of specified severity
  • Major organ/Bone marrow transplant
  • Multiple Sclerosis with persisting symptoms
  • Third degree burns
  • Aorta graft surgery

Reliance Critical Illness Insurance (Eligibility Criteria)

Reliance Critical Illness Insurance
  • Minimum entry age: 18 years
  • Maximum entry age: 65 years
  • SI: 5 - 10 Lakhs
  • Waiting period:

Group Health Insurance

Reliance General Group Mediclaim Insurance covers your employee's health at an economical cost and lets you enjoy tax benefits too. Reliance General ...

Unique Features

  • Coverage for employees
  • 3 variants available
  • Avail tax benefits

Reliance Group Mediclaim Policy (Pros)

Reliance Group Mediclaim Policy
  • Day care procedures
  • Regular health check-ups
  • Tax benefits

Reliance Group Mediclaim Policy (Cons)

Reliance Group Mediclaim Policy
  • Cosmetic treatment
  • Treatment of PEDs
  • HIV/AIDS treatment

Reliance Group Mediclaim Policy (Other Benefits)

Reliance Group Mediclaim Policy
  • Family floater clause
  • Extra insurance cover
  • Cover for all employees and their families

Reliance Group Mediclaim Policy (Eligibility Criteria)

Reliance Group Mediclaim Policy
  • Entry age: 18 to 65 years
  • Policy type: Group medical policy
  • Initial waiting period: 30 days

Individual

It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and the uncer...

Unique Features

  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits

Reliance Hospi-Care Policy (Pros)

Reliance Hospi-Care Policy
  • 150+ listed surgeries
  • 140+ daycare procedures
  • Daily hospital cash

Reliance Hospi-Care Policy (Cons)

Reliance Hospi-Care Policy
  • Treatment outside of India
  • Self-inflicted injury
  • Breach of law

Reliance Hospi-Care Policy (Other Benefits)

Reliance Hospi-Care Policy
  • Hospitalisation due to Dengue/Malaria
  • Surgical payout
  • Affordable premiums

Reliance Hospi-Care Policy (Eligibility Criteria)

Reliance Hospi-Care Policy
  • Entry age: 18 to 65 years
  • SI: 1 to 10 Lakhs
  • Initial waiting period: 90 days

Health Insurance Companies

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Reliance Health Insurance for maternity: FAQs

1. Why should I purchase a maternity health insurance plan?

It is essential to purchase a maternity health insurance plan if you are planning to start a family or are a newly wed couple. The expense of starting a family can drain our your financial savings which is why it is essential to purchase a maternity healthcare plan.

2. What are the benefits availed on purchasing Reliance maternity insurance?

There are multiple benefits included under any reliance maternity insurance plan other than just delivery expense and pre natal care, the other features include Pre and post hospitalization expenses Annual Health Check-up Daycare Treatments COVID-19 treatment Ambulance cover AYUSH coverage Domiciliary Hospitalisation Tests Ambulance expenses Medication Pre-natal expenses Follow-up visits Post-natal expenses New-born baby cover and more

3. How can insurance holders purchase any reliance maternity insurance?

The process of purchasing any reliance maternity insurance is very simple, you can purchase it online by visiting the official website of reliance health insurance and compare the health insurance plans selecting the one suited best for your requirements or you can visit PolicyX and speak to one of our insurance experts who will in turn help you in making an informed choice.

4. Are reliance maternity insurance plans eligible for tax benefits?

Yes, reliance maternity insurance plans are eligible to avail tax benefits under the Income tax act laid down by the Indian Government.

5. What are the sum insured options available under reliance maternity health insurance?

There are multiple sum insured options available within reliance maternity insurance plans ranging from 3 Lakh to 1 crore INR.

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.