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Updated on Jul 08, 2025 4 min read
SBI Health Insurance Renewal
SBI Health Insurance is a joint venture between the State Bank of India and the Insurance Australia Group (IAG). SBI owns about 74% of the whole capital, while IAG owns the remaining 26%. SBI is extremely proud to announce that during the financial year 2013-14, SBI General, in collaboration with State Bank of India, provided Personal Accident Insurance coverage to over 1.5 million SBI Savings Bank Account customers. SBI Health Insurance has more than 6,000 network hospitals in 125 locations across PAN India with more than 22,000 branches for helping its customers in all possible ways.
Benefits of SBI General Insurance Renewal
Buying or renewing the SBI Health insurance provides the following benefits to its customers:
Uninterrupted Coverage
Simple and quick claim settlement
Free health check-up after every four claim-free years
SBI Health Insurance offers a smooth and simple renewal process. You can renew your SBI Health Insurance policy through online and offline medium. Read below to check both the renewal process.
Online Process:
Visit the official website of SBI Health Insurance.
Log in with your customer ID and Password.
Click on the “Renew your Policy” tab.
Enter the required details such as Policy Number, Date of Birth, and Mobile number.
Click on the “Go” button to initiate payment.
Pay your renewal amount online via any payment mode of your choice.
Once the payment is successful, a confirmation mail will be sent to your registered email address.
Offline Process:
To renew your SBI Health Insurance offline, you can go to your nearest SBI Health Insurance branch and renew your policy there, or you can call SBI Health Insurance customer care as well to get assistance in the policy renewal process. Moreover, you can also call us at PolicyX.com to resolve your queries regarding your SBI Health Insurance Renewal.
For any further queries, you can call on toll-free no. 8097575500, 8097575505.
What happens if my SBI Health Insurance policy lapses?
You can face several issues at the time of medical emergencies if you forget to renew your SBI health insurance policy. Below are the problems you might face if your policy lapses.
You will not get any cumulative benefits such as No Claim Bonus, Discounted Premium, etc.
You will not get any coverage benefits if the policy lapses.
You need to serve the whole waiting period again if you do not renew your health insurance policy on time.
You will lose the renewal benefits of your existing health insurance plan if you forget to renew your policy on time.
You’ll need to buy a new health insurance plan and go through the complete document verification process all over again.
You need to undergo the pre-medical test again to buy a new health insurance plan.
Insurance companies will not entertain any claim during the grace period.
Grace Period Offered by SBI Health Insurance
SBI Health Insurance offers the insured a grace period of 30 days from the due date to pay the pending health insurance premium. The grace period varies from insurer to insurer. Always read your policy document carefully and check the grace period offered by your health insurance provider. So, always pay your health insurance premium on time or within the grace period so that you will get uninterrupted coverage throughout the policy term.
How to avoid lapse of SBI Health Insurance Policy
Tips to avoid the lapse of a SBI health insurance policy:
Keep track of the important dates of your health policy.
Allow automatic ECS of payments.
Set reminders for the premium payments.
Keep in touch with your policy relationship manager at all times.
Always keep an eye on the insurance company’s most recent alerts.
Make sure your bank account has enough balance on the due date.
Things to remember at the time of SBI Health Insurance Renewal
Make sure you renew your health insurance policy before it expires. You’ll get continuous coverage at discounted premiums if you renew your policy on time. The following are a few things to keep in mind while renewing your plan:
Read the terms & conditions of your health insurance carefully.
Check your insurance policy to see if consumables like PPE kits are covered.
You can add riders as per your needs.
SBI Health Insurance Network Hospital List
SBI Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, SBI Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family,
SBI Health Insurance offers
several Health Plans ranging from senior citizen plans to specialized plans for
autistic
children, to health insurance for cardiac patients, and many more.Take a look below
to SBI Health Insurance plans
explore more:
SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusi...
Unique Features
Unlimited Re-insure Benefit
Wellness Benefits
Annual Health Check-ups
SBI Super Health Insurance Policy (Pros)
Tax benefit
Reinsure benefit
Health multiplier
Optional covers
SBI Super Health Insurance Policy (Cons)
Cosmetic treatment
Injury due to illegal activities
Unlawful activities
Adventure sports injuries
SBI Super Health Insurance Policy (Other
Benefits)
OPD expenses
International treatment
SI up to 2 Crores
Flexible premium payments
SBI Super Health Insurance Policy (Eligibility
Criteria)
SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance which is customizable and is available to insurance holders base...
SBI Group Health Insurance is a comprehensive plan, as it provides wider coverage to its customers as well as their family members. Group health insur...
SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...
Unique Features
Complete protection
Choose SI
Choose policy tenure
SBI Arogya Supreme Policy (Pros)
Domestic Air Ambulance Cover
Compassionate Benefit
Recovery Benefit
SBI Arogya Supreme Policy (Cons)
Automatic restoration
Maternity cover unavailable
Newborn baby cover
2nd medical opinion not covered
SBI Arogya Supreme Policy (Other
Benefits)
E-Opinion Cover
Preventive Health Check-up
Renewal Benefit
SBI Arogya Supreme Policy (Eligibility
Criteria)
Entry age: 18 to 65 years
Sum Insured 3 L | 5 L | 7.5 L | 10 L | 15 L | 30 L | 40 L | 50 L | 1 Cr
SBI Loan Insurance policy offers comprehensive coverage to the policyholder and helps them to repay their loan in case of medical emergencies arising ...
SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespect...
SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...
SBI Arogya Top-up Policy is a health insurance top-up policy that is designed to provide additional coverage to policyholders when their standard heal...
Manage Additional Expenses With Hospital Daily Cash Insurance of SBI!
SBI Hospital Daily Cash insurance policy takes care of the extra expenses ...
Unique Features
Daily cash benefit
Convalescence expenses
No medical check-up required
SBI Hospital Daily Cash Insurance Plan (Pros)
Daily cash benefit
Convalescence benefit
Multiple plan options
SBI Hospital Daily Cash Insurance Plan (Cons)
Illegal activities
Alcoholism
Obesity
SBI Hospital Daily Cash Insurance Plan (Other
Benefits)
Hospitalization benefits
ICU hospitalization
Affordable premiums
SBI Hospital Daily Cash Insurance Plan (Eligibility
Criteria)
Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HI...
1. Is it mandatory to renew my SBI health insurance policy?
Renewing your health policy is necessary to receive an uninterrupted healthcare service from your insurer.
2. Will my SBI health policy get renewed automatically?
No. You have to renew your health insurance policy manually, either online from the company’s official website or offline at the nearest branch of the same.
3. When can I renew my SBI health policy?
You can renew your SBI health insurance policy as per the policy’s term, say if your policy tenure is 1 year, you have to renew the same annually.
Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
Easy Renewal of Health Policy 
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