Sbi Health Insurance Renewal
  • Easy Renewing of your Health Policy
  • Explore the Benefits of Renewing
  • Understand the renewal process
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Sbi Health Insurance Renewal

SBI Health Insurance is a joint venture between State Bank of India and Insurance Australia Group (IAG). SBI owns about 74% of the whole capital, while IAG owns the remaining 26%. SBI is extremely proud to announce that during the financial year 2013-14, SBI General, in collaboration with State Bank of India, provided Personal Accident Insurance cover to over 1.5 million SBI Savings Bank Account customers. SBI Health Insurance has more than 6,000 network hospitals in 125 locations across PAN India with more than 22,000 branches for helping its customers in all possible ways.

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Benefits of SBI General Insurance Renewal

Buying or renewing the SBI Health insurance provides the following benefits to its customers:

  • Uninterrupted Coverage
  • Simple and quick claim settlement
  • Free health check-up after every four claim-free years
  • Tax benefits under Section 80D of the Income Tax Act
  • Availability of Customization of the plan
  • Addition or removal of the insured members

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SBI Health Insurance Renewal Process

SBI Health Insurance offers a smooth and simple renewal process. You can renew your SBI Health Insurance policy through online and offline medium. Read below to check both the renewal process.

Online Process:

  • Visit the official website of SBI Health Insurance.
  • Login with your customer ID and Password.
  • Click on the “Renew your Policy” tab.
  • Enter the required details such as Policy Number, Date of Birth, Mobile number.
  • Click on “Go” button to initiate payment.
  • Pay your renewal amount online via any payment mode of your choice.
  • Once the payment is successful, a confirmation mail will be sent to your registered email address.

Offline Process:

To renew your SBI Health Insurance offline, you can go to your nearest SBI Health Insurance branch and renew your policy there, or you can call SBI Health Insurance customer care as well to get assistance in the policy renewal process. Moreover, you can also call us at to resolve your queries regarding your SBI Health Insurance Renewal.

For any further queries, you can call on toll-free no. 8097575500, 8097575505.

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What happens if my SBI Health Insurance policy lapses?

You can face several issues at the time of medical emergencies, if you forget to renew your SBI health insurance policy. Below-mentioned are the problems that you might get faced with if your policy lapses.

  • You will not get any cummulative benefits such as No Claim Bonus, Discounted Premium, etc.
  • You will not get any coverage benefits if the policy lapses.
  • You need to serve the whole waiting period again if you do not renew your health insurance policy on time.
  • You will lose the renewal benefits of your existing health insurance plan, if you forget to renew your policy on time.
  • You'll need to buy a new health insurance plan and go through the complete document verification process all over again.
  • You need to undergo the pre-medical test again to buy a new health insurance plan.
  • Insurance companies will not entertain any claim during the grace period.

Grace Period Offered by SBI Health Insurance

SBI Health Insurance offers a grace period of 30 days from the due date to the insured to pay the pending health insurance premium. Grace period varies from an insurer to insurer. Always read your policy document carefully and check the grace period offered by your health insurance provider. So, always pay your health insurance premium on time or within the grace period so that you will get an uninterrupted coverage through out the policy term.

How to avoid lapse of SBI Health Insurance Policy

Tips to avoid the lapse of a SBI health insurance policy:

  • Keep the track of the important dates of your health policy.
  • Allow automatic ECS of payments.
  • Set reminders for the premium payments.
  • Keep in touch with your policy relationship manager at all times.
  • Always keep an eye on the insurance company's most recent alerts.
  • Make sure your bank account has enough balance on the due date.

Things to remember at the time of SBI Health Insurance Renewal

Make sure you renew your health insurance policy before it expires. You'll get continuous coverage at discounted premiums if you renew your policy on time. The following are a few things to keep in mind while renewing your plan:

  • Read the terms & conditions of your health insurance carefully.
  • Check your insurance policy to see if consumables like PPE kits are covered.
  • You can add riders as per your needs.

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What Our Customers Have to Say

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Vishal Singh


September 27, 2022

I want to thanks Atul Bhardwaj he suggested me good policy and provide me good comparison which help me to choose best plan...........

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Sagar Jain


September 14, 2022

Very Good Organization, Very Decent Staff. Sales team is very good, they are following clients in proper manner

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Mahesh Malvesh


September 14, 2022

Thanks Manoj for suggesting Best plan and even for your patience level with good knowledge and exp l..really happy to see policy x help and Good exp in industry.. Keep going Good always in fut...

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Mohan Bhargava


September 14, 2022

Best company I ve ever seen. Good service. Politely way of talk. An employee of policy x is Azhar (13272) a best advisor. Good knowledge about the product and companies.

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Paewn kumar


September 14, 2022

I got good services from rinku kumar in health insurance team he suggest good plan for my parents and family thank you so much

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Santokh Singh Sethi


September 14, 2022

I was great experience with policyx, the way the compare the plan is very good and web site is also easy to understand... I will suggest go with Policyx only

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Kakali Bagchi


September 14, 2022

The people who is seating in are vary supportive and they guide for the best policy and they help after sale also

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Subhro Jha


September 14, 2022

It was great experiance with about the claims as i got rejection my claim from HDFC Ergo but after getting support of i got my claim and the complete amount is given by...

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of Insurance Web Aggregator.