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Bajaj Allianz Life Smart Goal Protect is a comprehensive insurance plan that offers multiple benefits. An economic plan with affordable premium rates, comes in multiple variants such as life cover, child education extra cover, life cover with joint variant, and increasing life cover variant. Bajaj Allianz Smart Goal Protect is a complete term plan with new-age features in line with your evolving needs.
Bajaj Allianz Life Smart Goal Protect Term Plan is a term plan that offers versatile features like protection against 5 critical illnesses, a competitive premium, a return of premium feature, whole life cover, and multiple add-ons.
18 years to 65 Years
Min: 50 lakh Max: As per Board approved underwriting guidlines
Max:75/85/99
5 to 99-Age at entry
Yearly / Half Yearly / Monthly
Future goals and aspirations can be hindered due to unforeseen circumstances which is why it is essential to be prepared for each and every possibility in life. Bajaj Allianz Life Smart Goal Protect Plan offers multiple features that safeguard your family against the inevitable.
There are a total of 4 plan options available under the Bajaj Allianz Smart Goal Protect Plan. All these options offer different types of features. Given below is a brief overview of all these plan options.
Age/Benefit Option | Life Cover | Accidental Death Benefit | Accidental Total Permanent Disability Benefit | Critical Illness Benefit |
30 | 8,836 | 6,750 | 4,459 | 2,356 |
Age/Benefit Option | Life Cover | Life Cover | Accidental Death Benefit | Critical Illness Benefit |
30 | 20,113 | 12,647 | 8,031 | 8,031 |
*Calculated for 30-year-old male for a cover of 1 Cr
Know more about Bajaj Allianz Life Insurance plans, claim process, buying process, and contact details of the company by clicking on the sections below:
Claim Process
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Buying Process
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Contact Us
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To secure your family's needs, Bajaj Allianz offers 8-term insurance plans via online and offline channels, from which you can choose a well-suited plan for yourself.
A simple easy to understand pure protection term plan which comes in affordable premiums and provides death benefit to the family of the policyholder.
Unique Features
The plan provides pure term and health coverage, providing whole life cover and accidental total permanent disability.
Unique Features
A comprehensive term life insurance plan that offers level life cover at an affordable cost.
Unique Features
The comprehensive plan offers death coverage, accidental death coverage, Cancer cover benefits, and Waiver of Premium on Critical Illness Benefits.
Unique Features
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See More Term Insurance Articles
Bajaj Allianz Life Smart Protect Goal protects against 19 minor and 36 major Critical Illnesses, including cancer, heart ailments, Alzheimer’s disease, Parkinson’s Disease, and blindness, among others.
The Waiver of Premium Benefit is available in case of occurrence of Critical Illness (including Accidental Total Permanent Disability) or death of the life assured.
No, the Joint Life Cover variant is available only to the spouse of the life assured.
It depends on the percentage opted by you at the time of inception. You can choose between 5%, 8%, or 10% of the Sum Assured for the annual increase in life cover.
Multiple children can be covered under the plan as far as Sum Assured is not exceeding 100% of the Base Sum Assured.
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