PolicyX Logo
Login
Buy Now
Claim
Hindi
× Login
Buy Now

1800-4200-269

PolicyX app
Hindi
Bajaj Allianz Life Smart Goal Protect
  • Critical illnesses covered
  • Return of Premiums
  • 4 Plan variants
Bajaj Allianz Term Insurance
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

Gender

Age

Bajaj Allianz Life Smart Goal Protect Term Plan

Bajaj Allianz Life Smart Goal Protect is a comprehensive insurance plan that offers multiple benefits. An economic plan with affordable premium rates, comes in multiple variants such as life cover, child education extra cover, life cover with joint variant, and increasing life cover variant. Bajaj Allianz Smart Goal Protect is a complete term plan with new-age features in line with your evolving needs.

Bajaj Allianz Life Smart Goal Protect Term Plan is a term plan that offers versatile features like protection against 5 critical illnesses, a competitive premium, a return of premium feature, whole life cover, and multiple add-ons.

Bajaj Allianz Life Smart Goal Protect Plan Specifications

Entry Age

18 years to 65 Years

Sum Insured

Min: 50 lakh Max: As per Board approved underwriting guidlines

Maturity Age

Max:75/85/99

Policy Term (Months)

5 to 99-Age at entry

Premium payment mode

Yearly / Half Yearly / Monthly

Key Features of Bajaj Allianz Life Smart Goal Protect Plan

Future goals and aspirations can be hindered due to unforeseen circumstances which is why it is essential to be prepared for each and every possibility in life. Bajaj Allianz Life Smart Goal Protect Plan offers multiple features that safeguard your family against the inevitable.

  • Multiple Coverage Options : Bajaj Allianz Life Smart Goal Protect Term Plan offers multiple coverage options such as life cover variant, child education extra cover variant, Life cover with joint life variant, and Increasing Life cover variant.
  • Whole life cover : Under Bajaj Allianz Smart Goal Protect you can avail cover till the age of 99 years by paying for a limited term only.
  • Critical Illness cover : Bajaj Allianz Smart Goal Protect offers you coverage against 55 major and minor critical illnesses.
  • Multiple Add-ons : With Bajaj Allianz Life Smart Goal Protect Term plan a policyholder gets multiple add-ons like Accidental Death Benefit, Accidental Total Permanent Disability Benefit, Critical Illness Cover, and waiver of premium benefit.
  • Automatic Increase of life cover: Under Bajaj Allianz Smart Goal Protect Plan life cover increases at every policy anniversary.

Other Term Insurance Companies

LIC Term Insurance

HDFC Term Insurance

ICICI Term Insurance

SBI Life Term Insurance

Max Life Term Insurance

TATA AIA Term Insurance

PNB Metlife Term Insurance

Bajaj Allianz Term Insurance

Aegon Life Term Insurance

Kotak Life Term Insurance

Canara HSBC OBC Term Insurance

Bharti AXA Term Insurance

Aviva Term Insurance

Indiafirst Term Insurance

Exide Life Term Insurance

Edelweiss Tokio Term Life Insurance

Ageas Federal Term Insurance

Future Generali Term Insurance

Birla Sun Life Term Insurance

Reliance Term Insurance

Pramerica Term Insurance

Know More About Term Insurance Companies

Bajaj Allianz Life Smart Goal Protect Plan Options

There are a total of 4 plan options available under the Bajaj Allianz Smart Goal Protect Plan. All these options offer different types of features. Given below is a brief overview of all these plan options.

  • Life Cover Variant :Bajaj Allianz Life Smart Goal Protect Life Cover Variant offers benefits such as coverage against 55 critical illnesses, a competitive premium and comprehensive coverage along with multiple add-ons such as Accidental Death Benefit, Accidental Total Permanent Disability Benefit, Critical Illness cover and more.
  • Child Education Extra Cover Variant : Under this variant all the base features are available along with an additional benefit securing the future of your child. This variant provides extra protection of 10-100% of the base cover for the child’s educational expense in case of death of the life assured.
  • Child Education Extra Cover Variant : Life Cover with Joint Life variant
  • Life Plus Health Option: Under this variant of Bajaj Allianz Smart Goal Protect Plan life cover increases at every policy anniversary. The maximum sum assured can increase up to 200% of the base cover.

Bajaj Allianz Life Smart Goal Protect Plan Premium Table

Without Return of premiums

Age/Benefit Option Life Cover Accidental Death Benefit Accidental Total Permanent Disability BenefitCritical Illness Benefit
308,836 6,750 4,459 2,356

With the Return of premiums

Age/Benefit OptionLife CoverLife Cover Accidental Death Benefit Critical Illness Benefit
3020,113 12,6478,031 8,031

*Calculated for 30-year-old male for a cover of 1 Cr

Explore Bajaj Allianz Life Smart Goal Protect Plan Insurance

Know more about Bajaj Allianz Life Insurance plans, claim process, buying process, and contact details of the company by clicking on the sections below:

Claim Process

Click to know Bajaj Allianz Life Claim Process.

Buying Process

Click to know Bajaj Allianz Life Buying Process.

Contact Us

Feel free to contact us for more details.

Bajaj Allianz Life Term Insurance Plans

To secure your family's needs, Bajaj Allianz offers 8-term insurance plans via online and offline channels, from which you can choose a well-suited plan for yourself.

Bajaj Allianz Life Saral Jeevan Bima

It is a non-linked, non-participating, individual pure risk premium life insurance plan, which gives sum assured in a lump sum to the nominee in case of the Life Assured's unfortunate death.

Unique Features

  • Avail life cover
  • Life cover up to 40 years
  • Flexible Premium Payments

Bajaj Allianz Life eTouch Online Term

It is a pure risk premium plan, life cover combined with benefit on accidental death, accidental total permanent disability & critical illness as well as 4 variants to choose from.

Unique Features

  • Four variant options
  • Life cover up to 99 years
  • Lower premium for healthy lifestyle

Bajaj Allianz iSecure

A non-linked, non-participating, individual, life, regular and limited premium level cover pure risk premium plan with rider benefits and more.

Unique Features

  • Enhance your coverage
  • Include your spouse at a later date
  • Healthy lifestyle reward

Bajaj Allianz Life - Smart Goal Protect Term Plan

An affordable and versatile plan that offers something for everyone; child education extra cover, life cover with joint-life variant, and increasing life cover variant.

Unique Features

  • Covers 55 CI
  • Cover for child education
  • Automatic life cover increase

Explore Term Insurance

Best term insurance plans

Best term insurance plans

Term insurance

Term insurance

Calculate term insurance

Calculate term insurance

Zero cost term insurance

Zero cost term insurance

Best term insurance company

Best term insurance company

Term insurance renewal

Term insurance renewal

Term Insurance Articles

Bajaj Allianz Smart Protect Goal Plan: FAQs

1. How many major and minor critical illnesses are covered under Bajaj Allianz Smart Goal Protect Term Plan

Bajaj Allianz Life Smart Protect Goal protects against 19 minor and 36 major Critical Illnesses, including cancer, heart ailments, Alzheimer’s disease, Parkinson’s Disease, and blindness, among others.

2. Under what conditions are Waiver of premium benefits available?

The Waiver of Premium Benefit is available in case of occurrence of Critical Illness (including Accidental Total Permanent Disability) or death of the life assured.

3. Under Joint Life Cover variant can a life insured insure someone else other than the spouse?

No, the Joint Life Cover variant is available only to the spouse of the life assured.

4. What is the rate at which the life cover will increase under the increasing life cover variants?

It depends on the percentage opted by you at the time of inception. You can choose between 5%, 8%, or 10% of the Sum Assured for the annual increase in life cover.

5. How many children can be covered under the Child Education Extra Cover variant?

Multiple children can be covered under the plan as far as Sum Assured is not exceeding 100% of the Base Sum Assured.

Bajaj Allianz Term Insurance Reviews

Read what our customers have to say about Bajaj Allianz term insurance company

Customer Review Image

Somesh

Agra

December 9, 2022

I had many confusions regarding the term policies . But Policyx has handled it well, m happy that they are my wayfarer in this journey.

Customer Review Image

Kaneeka Joshi

Chandigarh

October 6, 2021

good service during claims settlement recently. Now bought another cover from Bajaj for their service

Customer Review Image

Shubham Sharma

Delhi

October 5, 2021

grateful! good plans! I m planning to renew my policy now with them. the features are pretty impressive

Customer Review Image

Saksham Patani

Bhopal

October 5, 2021

it s a good company. i was offered a term plan and the premiums in my budget! Also thankful to policyx for their inputs and suggestions

Customer Review Image

Kopil Dev

Mumbai

October 4, 2021

amazing service! like truly amazing! i mean I have always been so skeptical about insurance...but Bajaj was so professional and dealt with my queries wonderfully!

Customer Review Image

Sanam Makheeja

Chandigarh

October 4, 2021

good team the company has created...very very helpful and quick with query resolution! I am grateful to be a customer of this company!

Customer Review Image

Alisha Merchant

Pune

October 4, 2021

The policy covers me for 40 years and I think the amount will be sufficient for my family if anything were to happen to me! thanks for the help

Customer Review Image

Junev DSouza

Agra

September 30, 2021

good portfolio of products at the company! i m pleased to be buying from them...hopefully it will be a fruitful journey