Bajaj Allianz Life Smart Protect Goal
- Critical illnesses covered
- Return of Premiums
- 4 Plan variants
Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.
Raj Kumar has more than a decade of experience in driving product knowledge and sales in the health insurance sector. His data-focused approach towards business planning, manpower management, and strategic decision-making has elevated insurance awareness within and beyond our organisation.
Updated on Apr 08, 2025 4 min read
Bajaj Allianz Life Smart Goal Protect is a comprehensive insurance plan that offers multiple benefits. An economic plan with affordable premium rates, comes in multiple variants such as life cover, child education extra cover, life cover with joint variant, and increasing life cover variant. Bajaj Allianz Smart Goal Protect is a complete term plan with new-age features in line with your evolving needs.
Bajaj Allianz Life Smart Goal Protect Plan offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 75/85/99 years
Minimum term - 5 years Maximum term - 99 minus Entry age
50 lakh to No limit
The policy loan is not available under Bajaj Allianz Smart Protect Goal
Annual, half-yearly, quarterly & monthly
Let's understand how the Bajaj Allianz Smart Goal Protection Plan works with a simple premium illustration.
Mr. Verma is looking for a term plan that offers him increasing life cover and an option to add his spouse to the policy.
His financial advisor advised him to buy the Bajaj Allianz Smart Protection Goal. He visited PolicyX.com
Let's understand how the Bajaj Allianz Smart Protection Goal Plan works for him with a premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 30 years | Rs 8,836 | 25 years | 25 years | Rs 2,20,900 | Rs 1 crore |
Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 1 crore will be paid to their nominee.
Here are the benefits associated with the Bajaj Allianz Life Smart Protect Goal
Bajaj Allianz Term Insurance Plans
You can add the following riders to your Bajaj Allianz Smart Goal Protection Plan:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Under the accidental disability rider,Benefits are offered in case of the policyholder’s disability or demise due to the accident.
Here is the list of exclusions associated with the plan:
Bajaj Allianz Smart Protection Goal is a simple term plan that offers financial protection to your loved ones after your demise. This plan offers a range of benefits including- life cover, flexible premium pay, add on covers etc. If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and choose a plan that suits your needs.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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