Chola MS Flexi Health Insurance

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Chola MS Flexi Health Plan?

Under Chola MS Flexi Health Plan, the room rent is covered:

• Upto Rs.2000/- per day for Sum Insured Rs.50,000/-, Rs. 1 Lakh & Rs. 2 Lakhs.
• No Room limit for Sum Insured above Rs.2 Lakhs

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Chola MS Flexi Health Plan?

Under Chola MS Flexi Health Plan, the ICU charges coverage is available.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Chola MS Flexi Health Plan?

Under Chola MS Flexi Health Plan, pre-hospitalization is covered for up to 30 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Chola MS Flexi Health Plan?

Chola MS Flexi Health Plan covers medical expenses incurred during post-hospitalization for up to 60 days.

Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Chola MS Flexi Health Plan?

Chola MS Flexi Health Plan covers domiciliary hospitalizations.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Chola MS Flexi Health Plan?

Chola MS Flexi Health Plan covers expenses of all daycare procedures.

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.

Coverage status under Chola MS Flexi Health Plan?

Coverage status under Chola MS Flexi Health Plan?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Chola MS Flexi Health Plan?

Chola MS Flexi Health Plan does not cover COVID-19.

A common eye condition in which your vision gets blurred.

Coverage status under Chola MS Flexi Health Plan?

Chola MS Flexi Health Plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Chola MS Flexi Health Insurance?

Chola MS Flexi Health Plan offers an additional 10% to the sum insured as a no-claim bonus for each claim-free year, a maximum of up to 50% of the sum insured.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Chola MS Flexi Health Plan?

Chola MS Flexi Health Plan does not offer automatic restoration benefit

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Chola MS Flexi Health Plan?

The Daily hospital cash is not available under Chola MS Flexi Health Plan.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Chola MS Flexi Health Plan?

Under the plan Chola MS Flexi Health the organ donor expenses are covered.

It refers to the cover that includes expenses for normal and c-section procedure deliveries.

Coverage status under Chola MS Flexi Health Insurance?

Under the Chola MS Flexi Health Plan, Maternity Cover is not available

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Chola MS Flexi Health Plan ?

Under the Chola MS Flexi Health Plan, AYUSH treatment is covered.

Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Chola MS Flexi Health Plan?

Under the Chola MS Flexi Health Plan, modern treatment is not covered

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospital.

Coverage status under Chola MS Flexi Health Plan ?

Under the Chola MS Flexi Health Plan, ambulance cover is available Up to 1% of SI subject to a maximum of Rs.2,000/- per hospitalization

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Chola MS Flexi Health Plan ?

Under the Chola MS Flexi Health Plan, air ambulance is not covered.

Refers to the traveling expenses of a family member of the insured person in case the policyholder gets admitted to a hospital outside his/her residential city.

Coverage status under Chola MS Flexi Health Insurance?

Under the Chola MS Flexi Health Plan, compassionate travel is covered as reimbursement of travel expenses upto a maximum of Rs.5000/- per policy year by air incurred to visit the hospitalized insured by an immediate family member for a life threatening emergency medical condition.

Any kind of medical/health emergency when you are outside of India.

Coverage status under Chola MS Flexi Health Insurance?

Under the Chola MS Flexi Health Plan, global coverage is not covered

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Chola MS Flexi Health Plan?

Under the Chola MS Flexi Health Plan, E-consultation is not covered.

A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.

Coverage status under Chola MS Flexi Health Plan?

Under the Chola MS Flexi Health Plan, health check-up is available Once in two claim-free years

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Chola MS Flexi Health Plan ?

Chola MS Flexi Health Plan covers the expenses for a second medical opinion as reimbursment of up to a maximum of Rs. 25,000

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Chola MS Flexi Health Plan?

Chola MS Flexi Health Plan does not cover vaccination expenses

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Chola MS Flexi Health Insurance?

Co-payment is not applicable

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.

Status under Chola MS Flexi Health Insurance?

sub-limits are available for room rent

• Upto Rs.2000/- per day for Sum Insured Rs.50,000/-, Rs. 1 Lakh & Rs. 2 Lakhs.
• No Room limit for Sum Insured above Rs.2 Lakhs