National Insurance is the oldest general insurance company in India. It was established on 5th December 1906 to deal with the different insurance needs of customers. The company is offering multiple insurance policies (around 300) to fulfill the different needs of the customers in order to become the most preferred choice of General Insurance. The company has a Pan India presence along with a foreign office in Nepal. The company has around 2000 offices & more than 15000 skilled employees serving at the pleasure of their customers. The company has a huge stockpile of policies such as car, travel, health & others at its disposal.
National Insurance Company is offering multiple car insurance plans to deal with different needs of customers. Those plans are listed below:-
If your vehicle hits a third party or damages his/her property, this cover will offer its protection against any legal liability. Only 2 factors come under its umbrella of protection. They are:-
On a sad note, this plan will not pay for your car's damages.
This plan was specially designed to keep all parties happy. From the third person to co-passengers, all can reap its benefits. Let's have a clear understanding of its benefits:-
National Insurance is the first one to introduce product customization, especially for rural and corporate customers. With this new idea, it has gained a lot of visibility. It is also the first insurance company to enter an alliance with Hero MotoCorp & Maruti, among many others. Along with its solid brand value, the company also brings a set of benefits to the table. They are mentioned below:-
Trusted Insurance Company
With years of experience and loyalty to its existing customers, you can easily place your trust in this company. You won't be disappointed.
The company has a team of expert advisors who will be there to guide you from start to finish. These people are the stars of the company.
The company has an elite team of support staff who are always stocked and ready to offer 24*7 help to its customers.
Whether it is to buy a policy or file a claim, it's a journey that will always be easy & unproblematic.
Cashless Network Garages
The company understands the need for cashless service that's why it carries a wide range of cashless network garages under its radar.
Around 2000 Offices
The company has around 2000 offices in India & Nepal just to reach wider sections of the society. You don't have to travel long distances to meet your fellow National Insurance mates.
Life is not fair so why should a car policy be? You will always find some of the inclusions & exclusions stuck with a car policy. Unfortunately, National car insurance is not so different. Below is a list of inclusions & exclusions that you should take a look at before filing a claim:
With great power comes great responsibility. Fortunately, National Insurance has understood this statement quite clearly. As a result of it, they have come out with a quicker online buying process & it is given below:
Well, when it comes to car insurance plan, it is always advisable to calculate the premium for the policy in advance. You can do the same by using PolicyX.com National car insurance calculator.
The car insurance calculator tool uses the following parameters as input:
National Insurance Company Ltd. easily allows you to renew your car insurance plan. Just keep a track of the policy's expiry date and carefully follow the below-listed steps for a successful renewal:
Nowadays, online shopping has become quite common. From groceries to electronic appliances, everything can be bought with just a click of a button. Many car insurance companies have realised this trend and have created their own secure websites for policy shopping/renewal. This carries a lot of advantages which are listed below:
Generally, there are 3 types of situations for which people file for claims.
Every situation demands different documents and they are given below for your reference.
Documents For Accidental Claim
Documents For Theft Claim
Documents For Third-Party Claim
In case your insured vehicle is involved in a situation that qualifies for a claim, you have to follow the below-stated steps:-
Today, the market is full of car insurance providers who are actively competing against each other to capture a higher market share. Some are winning & others are losing. Sadly, that's the part of the game. However, National Insurance has always managed to keep itself on the winning side. How? Well, they have managed to gain the trust of the people via an amazing list of benefits. Hopefully, they will continue to do so in the future as well. So, National Insurance is a safe bet for your new/existing car.
You can easily avail the NCB benefit by renewing car insurance with minimal information. Policy details are automatically retrieved to sync information and pass on the NCB rebate even though it was issued by a different insurer.
On buying online, you will get the advantage of documentation free renewal. Plus, you can easily receive an e-policy that can be printed for reference. National Insurance may offer periodic discounts for online payments. All these benefits work to your advantage.
The Motor Vehicles Act made it compulsory for all vehicle owners to have at least third party liability cover. It is applicable for all vehicles, even the ones that are not used very often.
Yes, National Insurance Company Ltd. provides a Personal Accident cover for the owner-driver of the insured vehicle. It can be purchased through the insurance company's website instantly. You can also renew the cover through the insurer's website.
The third-party insurance plan offers coverage to vehicles or property belonging to a third party in the accident not to damage to own vehicle. But when it comes to a comprehensive car insurance plan, it will provide the comprehensive cover you, your vehicle and the third-party liability as well.
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Last updated on 31-12-2019