Future Generali Car Insurance
Future Generali Car Insurance
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Future Generali Car Insurance

Future Generali Insurance is a joint venture between the Future Group and the Generali Group, which is a 184-year-old global insurer featuring among the world's 50 largest companies. The company was established in September 2007 in India with the main objective of serving a country that had high hopes of quick expansion. Future Generali has suitably benefitted from a network of Future Group, Indian proficiency, and the global insurance insight in the diverse product. The company's vision is to actively protect and enhance people's lives. The company deals in a wide range of insurance products and car insurance are one of its most demanded products. It offers a single yet effective comprehensive motor solution.



Up to 50%

Cashless Garages


Towing Facility

Available within city limits

Roadside assistance


Table Data updated on 05-11-2020

How To Renew Your Future Generali Car Insurance?

The timely renewal of your car insurance plan is an important step towards the security of your vehicle.

You can renew your existing policy through PolicyX.com or from the official portal of Future Generali Total Insurance Solutions. Let's check the details of the same.

Renewal via PolicyX.com

  • Visit 'Compare Car Insurance Quotes Online' present at the top of this page.
  • Fill your car number and click on the tab 'Get Quotes'. You also have the option to click on 'Proceed without car number' and fill the details to visit the quotes section.
  • Check quotes and choose the one as per your needs.
  • Pay via different payment modes. A soft copy of the policy will be sent on your mail.
  • In case of any query, you can connect us with our team of experts.

Renewal via Future Generali Official Website

  • Visit the official website of the Future Generali Total Insurance Solutions.
  • Click on the tab 'Renew'.
  • Click on the tab Renew under 'Renew You Future Generali Motor Policy Now'.
  • You will land on a new page where you have to fill the required details such as policy number and registration number.
  • Click on 'Renew Policy'.
  • Modify your plan (if required) and check the nominee or contact details.
  • Make the payment using different payment methods. Within a few minutes, you will receive the soft copy of the policy over mail.

Key Benefits of Future Generali Car Insurance Policy

Future Generali offers various benefits to its customers which allows them to stay loyal towards it. Such benefits are jotted down for your convenience.

  • Claim Assistance: To provide more ease to the customers, the company offers a convenient claim settlement process. They have hired & trained a dedicated team just to handle your queries while seeking the claim.
  • Personalized Services: The plan also comes out with personalized service & enhanced touch points using Future Xpress & Future Xpress+ claim process.
  • In House Surveyors :The company has a team of in-house surveyors for quick & hassle-free claim settlements.
  • Less Documentation: Documentation via an online portal says 'Bye-Bye' to tedious & long paperwork which saves a lot of time.
  • 24*7 Customer Assistance: The dedicated team of Future Generali Car Insurance make sure to be always there for you to assist you in case of any query.

How To Calculate Future Generali Car Insurance Premium?

To buy car insurance or to renew the existing plan, you have to pay a fixed amount called the premium.

It is calculated on the basis of this formula:-

Premium = Own Damage Premium - (No claim bonus + discounts) + Liability Premium as Fixed by the IRDAI + Cost of Add-ons.

You need below-factors ready with you to calculate the premium correctly.

  • Age of the vehicle
  • Cubic Capacity (CC)
  • Geographical zones
  • Make and model of the vehicle
  • Special discounts and loadings, if any
  • No Claim Bonus

Premium Samples

Car Model



Zero Dep cover*

Estimated Premium*

Fiat Urban Cross- Emotion Jet 1.4 (1368cc)

Rs. 7,39,000

Rs. 5,95,840



Ford Figo- Titanium Blu (1194cc)

Rs. 7,83,000

Rs. 4,85,017



Honda CR-V-2WD Petrol CVT (1997cc)

Rs. 28,27,000

Rs. 20,82,380

Rs. 9,371


Volvo Sedan S90- Inscription Luxury (!969cc)

Rs. 53,50,000

Rs. 44,04,960



Table Data updated on 05-11-2020

*The values are calculated on the basis of the city (Pune) and year of registration (2020).

What Are The Different Add-on Covers Available Under Future Generali Car insurance?

The company allows you to enhance the basic car insurance with the help of the below add-on covers.

  • Zero Depreciation Cover: With this cover, you will get the entire claim amount. It will help you to avoid depreciation charges.
  • Roadside Assistance: This cover will be there to provide roadside assistance that comes in handy while you are driving on the Indian roads.
  • Replacement Covers: This feature is designed to take care of repair service and replacement of your car.
  • Return to Invoice: This add-on cover assists you to get an amount equal to your car value in case of any huge damage/theft of your vehicle.
  • Loss of Keys: The replacement cost (up to Rs.50,000) of keys will be taken care of by this add-on.
  • Personal Accidental Cover: It financially protects the insured's loved ones in case of his/her accidental death.
  • Engine Cover: This add-on is liable to offer cover against consequential damages to the engine and gearbox of the vehicle.
  • Daily Cash Benefit: The plan offers a daily cash allowance to the policyholder when his/her car is in the garage for repairs.
  • Tyre Damage: It will cover the replacement charges of the tyre that includes puncture/bursting of the tyre, air valve in case of the bulge in the tyre or cut and damage to the tyre.
  • Personal Laptop & Mobile: With this add-on, you will get reimbursement of your laptop/mobile that are stolen from your car.
  • Protection of NCB: This feature will retain the no claim bonus factor even after filing a claim.

How To File Future Generali Car Insurance Claim?

  1. Visit the official website of the Future Generali Total Insurance Solutions.
  2. Take your cursor to the tab 'Claims'
  3. Click on 'Report a motor claim'
  4. Now, you will have to submit the following details:-
    • Policy number.
    • Your name and contact number.
    • Address
    • Description of the accident and where it took place.
    • Time and date of the accident.
    • Location of your vehicle.
    • Other documents
  5. Click on the tab 'Submit'.
  6. The company will inspect the claim and will share the results with you over the call and email.

Note: You can also register a claim with the help of SMS/email/call.

Required Documents To File Future Generali Car Insurance Claim.

  • Copies of the insurance policy, RC book, and driving license.
  • Photos of the vehicle.
  • An estimate of the damage.
  • Bills of survey fees.
  • Survey reports.
  • Re-inspection report and supplementary report.
  • Invoice of the final repair.

With the customer's convenience in mind, the entire claim process is designed to offer the best at Future Generali's disposal.

Contact Details

Future Generali Total Insurance Solutions

Contact number: 1800 220 233 I 022 67837800

Email Id: fgcare[at]futuregenerali[dot]in

Address: Future Generali India Insurance Co Ltd., Indiabulls Finance Centre, Tower 3, 6th Floor,

Senapati Bapat Marg, Elphinstone Road, Prabhadevi (W), Mumbai - 400 013.

PolicyX.Com Insurance Web Aggregator Private Limited

Contact number: 1800-4200-269

Email Id: helpdesk@policyx.com

1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.

Future Generali Car Insurance - Faqs

1. What is the procedure to transfer my Future Generali Car Insurance?

You have to reach the nearest branch of Future Generali Insurance with the required documents for the transfer of insurance. Supporting documents include sale deed/form 29/30/NOC of the seller, Old RC copy, Transferred RC copy, and NCB recovery amount.

2. What are the different types of Future Generali Car Insurance Policies?

Under Future Generali Car Insurance, you can purchase a single plan called Future Generali Motor Insurance with benefits of two different policies- Comprehensive Motor Insurance policy or Third Party Insurance policy. Under the same, you will get coverage on your own vehicle and third-party liability.

3. What is the compulsory deductible in Future Generali Car Insurance?

Suppose, you met with an accident and the repair amount comes up to Rs. 5000, then you have to pay around Rs. 1000 or 2000 as a compulsory deductible or compulsory excess.

4. What is the period of the Future Generali Car Insurance policy?

Future Generali Car Insurance allows you to insure your car for 1 to 3 years.

5. When to file an FIR?

In events like 'Third Party Property Damage', 'Bodily Injury To Self or Third Party', or 'Theft', you should report to the nearest police station under whose jurisdiction the incident has occurred.

6. What will happen to my no claim bonus in case my Future Generali car insurance policy is expired?

The NCB is valid up to 90 days from the expiry date. If you have not renewed your plan within the given time frame, the NCB will become 0% and nothing will pass on to the renewed policy.

7. What is not covered under the Future Generali Car Insurance Policy?

There are a few cases where Future Generali Insurance will not offer the required cover. Such cases are mentioned below-

  • If your car has met with an accident because of an electrical/mechanical breakdown, its damages will not be taken care of.
  • Drunk driving/drug overdose leading to damages will not be eligible for coverage.
  • Normal wear & tear of the car because of its age is not covered.

Last updated on 05-11-2020