Future Generali India Insurance is basically a joint venture between the Future Group and the Generali Group, which is a 184-year-old global insurer featuring among the world's 50 largest companies. The company was established in September 2007 with the aim of catering to a country which was on the verge of explosive expansion. Future Generali India has suitably benefitted from the Indian expertise and network of Future Group and the global insurance insight in the diverse product. The company’s vision is to actively protect and enhance people's lives.
2500+ Network Garages
The company carries 2500+ network garages to help you with cashless claim settlement in case of any mishappening
A person can easily compare and buy car insurance policy instantly with minimal documentation at affordable prices
Future Xpress & Xpress+
A quite simple process to provide a more personalized service for smooth and quick claims settlement. This is one of the exclusive features.
Zero Depreciation Cover
It will be of great help when you want to replace any part of your car. The entire cost associated with the same will be liable to get the cover.
The plan also comes out with the feature of cashless services that allows you to get the repairs done without paying any penny from your pocket.
Future Generali Car insurance also offers towing and many other advantages that helps you in several issues that may come up while driving.
This feature is designed to take care of repair service and replacement of your car, but this feature varies from plan to plan.
Return To Invoice
Under the same, the company will offer the full value of the damaged car. As an insured, you can take advantage of this feature in the first year of the policy.
Loss of Personal Belongings
Under the same, you will get additional benefits like coverage to personal belongings, including electronic items from the locked car.
Future Generali has come out with effective car insurance products at really affordable prices. The products are designed in a way that can easily go well with your needs.
Future Motor Secure is a comprehensive car insurance policy that takes complete care of your own vehicle and third-party liability as well. Basically, this plan covers everything including the third party liability as well, that provides complete peace of mind to the insured.
What it covers?
Key Benefits of Future Generali Car Insurance
Future Generali Insurance Company is one of the leading general insurance companies that cater to many different general insurance products.
|No Claim Bonus||Up to 50%|
|Towing Facility||Available within city limits|
|Personalised services||Future Xpress & Xpress+|
it is basically an add-on benefit that you get against the depreciating value of the parts of vehicles just to make sure that you get the full claim amount.
You will be reimbursed (maximum amount of Rs 3000) the cost incurred in purchasing consumables for the vehicle.
These benefits will offer the cover up to Rs 50 lakhs to the owner of the policy.
Loss of Personal Belongings
It will protect against the loss of your personal belongings and kept in your vehicle, up to an amount of Rs 50,000.
Loss of Keys
Under the same, you will get cover up to an amount of Rs 50,000.
In case the vehicle breaks down, you don't have to worry about transportation as under the same, you will get a daily allowance of Rs 3,000 on a daily basis for 15 days.
To serve its customers in a better way, the Future Generali Car Insurance has come out with its online portal that offers you access to buyings its effective products online easily and renew the existing one as well. With this, the entire process of renewal has become a lot easier and now you don't have to visit the insurance company’s office.
Easy and Hassle-Free: The entire process of renewing a car insurance policy has become easier.
Wide Coverage: Online plans do come out with wider coverage which makes sure to cover you from all aspects
Freedom to Choose: Online portal allows you to check each and everything associated with the plan thoroughly and make the decision accordingly
Affordable: Renewing plan online is cost-effective as you can get a plan at really affordable prices without compromising with the benefits.
Add Ons: Several add ons are there to enhance the basic car insurance cover at a nominal cost. You don't have to pay a huge premium for this.
Less Documentation: Online portal leads the way out with less documentation process which makes it quite easier
Insured Declared Value (IDV): It’s basically the Sum Insured of the vehicle and is calculated on the basis of the seller’s listed selling price of the car after deducting the depreciation cost for years of use
Premium Samples of a few companies
|Reg. Year||Car Model||Variant||Premium|
|2019||FIAT PALIO D||1.9 EL PS Diesel (1910cc)||Rs 40,782 (with zero dep)|
|2019||FORD FIGO||1.2 DURATEC PETROL LXI Petrol (1196cc)||Rs21022 (with zero dep)|
|2019||HONDA MOBILIO||1.5 E i-VTEC PETROL Petrol (1497cc)||Rs21202 (with zero dep)|
|2019||VOLVO V40||2.0 CROSS COUNTRY D3 Diesel (1984cc)||Rs91643 (with zero dep)|
Inform Future Generali:-The first step towards the claim filing process, is to inform the insurer about the incident, You can do the same with the help of SMS. If you are thinking of filing a claim, then you have to download the claim form through the website.
Keep Your Details Ready
Once you have informed Future Generali, you will have to submit the following details
To Submit Your Documents
The next step is to submit your documents that includes
The Future Generali Insurance company believes in providing ease to its customers. So they keep it very simple to file the claim.
Future Generali Car Insurance Company is one of the most effective insurance providers. With trust and effective products, the company manages to attain success over a short period of time. The company has a wide range of insurance products to deal with the different needs of customers. It also provides 24/7 accident assistance. Future Generali India is also providing several add-on covers with 3 different predefined bundles that are highly useful from the customers. A trusted insurance company to choose for your next car insurance purchase.
Yes, you can easily buy the desired car insurance policy online with the help of the Future Generali online portal. With the same, you will be able to save time and money as well.
In the case where you or your bike met with an accident and caused damage to the third part, then you can contact customer care instantly and can report about the incident. You will be guided by a Future Generali executive who will assist you in the whole process.
The insured vehicle will be taken as Constructive Total Loss if the total cost of the repair or retrieval of the car.
In India, there are basically two forms of car insurance policy that you can purchase. Comprehensive Motor Insurance policy or Third Party Insurance policy. Under a comprehensive insurance cover, you will get coverage on own vehicle and third party liability also. Third-party insurance is liable to offer third party liability only. It is compulsory to have a valid third party car insurance according to Govt. of India.
IDV is basically the existing market value of your car's current market value that is fixed on current/ ex-showroom price - Deprecation value or Mutual understanding between the policyholder and insurance company for vehicles above 5 years or obsolete model.
Suppose, you met with an accident and the repair amount comes up to Rs 5000 then you have to pay around 1000 or 2000 rupees as a compulsory deductible or compulsory excess.
Many insurers have defined a period for which the insurance cover is applicable. Both the policy start date and end date will be mentioned in the policy’s documents. At the end of the policy, you have to renew the same for further insurance cover.
Last updated on 27-08-2019