Future Generali Car Insurance

Future Generali Car Insurance

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Future Generali India Insurance

Future Generali India Insurance is a joint venture between the Future Group and the Generali Group, which is a 184 year old global insurer featuring among the world’s 50 largest companies. The company was founded in September 2007 with the aim of catering to a country which was on the verge of explosive expansion. Future Generali India has suitably benefitted from the Indian expertise and network of Future Group and the global insurance insight in diverse product. The company’s vision is to actively protect and enhance people’s lives.

Future Generali Motor Insurance

Motor Insurance is one of the most important insurance that is mandatory in India. If you own a vehicle then it is compulsory in India to have a vehicle insurance under the Motor Insurance Act. Future Generali provides fast claim services, cashless facility in 900 convenient workshops. With good vehicle insurance you will also get roadside assistance. It assists you in providing financial protection to your vehicle against any physical damage that happened because of any accident, theft or any unexpected incident. According to the Motor Vehicles Act of India, it is compulsory to have vehicle insurance. It is a helpful thing as it provides financial support in case of damage or theft of your car. Future Generali is one the best insurance company when it comes to having a motor insurance policy. The company offers wide coverage so that you and your bike will remain secure in the future.

There are mainly two types of coverage under the motor insurance

Third Party Liability Coverage: Third Party Liability coverage is mandatory in India. It covers damages caused by you to the Third Party. This coverage does not include damage to the vehicle.

Comprehensive Coverage: This coverage provides you the financial support in case of a damaged vehicle, theft, external damage, fire, natural calamities and damage in transit among others.

There are many things that you must check when you are choosing your car insurance like premiums, additional benefits, discounts and much more. We at Policyx.com provide you the complete information about the policies and allow you to compare car insurance quotes online. The comparison will help you in getting the best car insurance plan out of top insurance companies.

What Does a Motor Insurance Policy Cover

Apart from the third party liability coverage and comprehensive coverage that we discuss above, it covers many more things such as:

  • Zero Depreciation cover: It will assist you when you want to replace any part of your vehicle. The entire value of replacing parts will come under the coverage. But if you do not choose zero depreciated cover then you will get the depreciated value under normal comprehensive cover.
  • Roadside Assistance: Car insurance plan provides you the towing and many other facilities that helps you in case of any problem cropping up while driving.
  • Replacement covers: There are many companies which are paying for repair service and replacement of your car, but this covers depends upon the plan you choose.
  • Return to invoice: Under this cover the insured would get the full value of the damaged car. This option can be availed only in the first year of buying the car.
  • Personal Accident Cover: You can include the co-passengers traveling with you under this coverage.
  • Loss of Personal Belongings: Here you will get the additional benefit that covers your personal belongings, including electronic items from the locked car.
  • Engine & Electronic Circuit Cover: This cover provides protection to the engine & Electronic Circuits especially in case of flooding.

Importance of Motor Insurance

You must be aware of the importance of car insurance. There are many reasons for buying the same.
You should understand that the authority would take away your vehicle if they found you without vehicle insurance and they would charge heavy penalties for the same.
The most important thing that makes it necessary is that it provides the financial protection to your damaged car, theft of vehicle and in many other similar cases.
It also covers many things like replacement, loss of personal belongings from locked cars, third party liability coverage, comprehensive coverage that protects you and your car from an unwanted incident.

Future Generali India Motor Insurance Plans

Car Insurance

It is designed in a way that can meet almost every expense in case of any emergency related to your vehicle whether it is about damages or theft. This plan will provide complete protection to your vehicle without depleting your savings.

Benefits of Buying Car Insurance:

There are several benefits of having a car insurance such as:

  • It provides 24/7 accident assistance.
  • Roadside assistance
  • -Loss of personal belongings
  • Engine and electronic circuit cover
  • Repair guarantees
  • Additional discounts
  • Replacement covers
  • Zero depreciation cover
Two wheeler insurance

This plan basically offers coverage to bike, scooter and much more. It is an effective insurance plan that secures your two-wheeler. The wide coverage that you will get under this insurance plan will assist you to deal with several unwanted situations.

Liability: One more effective plan by Future Generali that offers basic liability coverage which is mandatory to have in India. It is an effective plan and you must go for it.

Other plans that Future Generali Insurance offers

  • Travel Insurance
  • Health Insurance
  • Home insurance
  • Commercial Insurance
  • Rural/social insurance

Contact Address

Neelyog Square, 104 & 105, 1st floor,
R.B.Mehta Road, Near Ghatkopar Stn (E), Mumbai 400 075
Phone Number: 1800 220 233
E-mail: fgcare(at)futuregenerali(dot)in

Future Generali Motor Insurance News

General Insurers See Rail Budget Boosting Business

Non-life insurers are inspired by the announcement of travel insurance for train passengers presents in the Railway Budget.

“Insurance companies are being asked to provide optional travel insurance to passengers prior to travel,” Railway Minister Suresh Prabhu, said.

Currently, the domestic travel insurance market is about 8-10 percent of the total travel insurance market of Rs 500 crore, of which the main chunk is generated from the airline segment.

“We do hope that 10-15 percent of the train passengers going in for travel insurance over a period of next couple of years. It is likely to help increase insurance penetration in the country as a whole,” Tata AIG GI president M Ravichandran said.

At present, around 90 percent of the insurance premium income under travel insurance section comes from the domestic flyers going on abroad trips.

“This is a good initiative as it increases insurance penetration and gives some financial protection to passengers against unfortunate circumstances while travelling,” Future Generali India Insurance Managing Director And Chief Executive Krishnamoorthy Rao said.


Friday February 26, 2016

Motor Insurance: Future Generali India Insurance Introduces App

Future Generali India Insurance, a well-known insurance company has introduced an application for motor insurance claim surveyors of the company which goes by the name of i-Moss. The new app had a soft launch about six months ago for in-house assessor, wherein it was tested for

volumes to offer an enhanced error free experience. It is now being effectively operated by all in- house motor claim surveyors of the company.

With the help of this new app- i-MoSS, the company expects on-the-spot conclusion of 70 percent of its motor insurance claims and 50 percent reduction in total time needed to settle motor insurance claims.

Friday April 01, 2016

Linking Of Aadhaar With Insurance Policy Is Mandatory, Says IRDA

On Wednesday, 8th Nov 2017, the Insurance Regulatory And Development Authority Of India (IRDA) said that the linking of Aadhar number with insurance plans is compulsory and asked insurance companies to implement the statutory norms.

 “The Authority clarifies that, linkage of Aadhaar number to insurance policies is mandatory under the Prevention of Money Laundering (Maintenance of Records) Second Amendment Rules, 2017,” the IRDA said.

In the last June, the government of India had informed about the Prevention of Money Laundering (Maintenance of Records) Second Amendment Rules, 2017, making Aaadhar and PAN/Form 60 compulsory for getting financial services that include insurance also and asked policyholders and companies for linking the existing policies with the same.

In a discussion with all life and general insurance companies, IRDA said the rules have “statutory force” and they have to implement the rule without waiting for the further instructions.

Right now, there are 24 life insurers and 33 general insurance companies operating in the country.

Although, there are no deadlines that have been given by IRDA for the completion of the process, as per the circular, it has to be done as soon as possible. Some insurance companies also said that this can also result in the delay of payout in a few cases. Aadhaar is now also compulsory for financial transactions of Rs 50,000 and above. Likewise, one has to link one’s Aadhaar number with the mobile number latest by February 6, 2018.

Monday November 13, 2017

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Customer Reviews

"Very Easy and Comfortable"
- "Good"

It is very easy to renew and as well i have spoken to your customer support executive to understand the change from Universal Sompo to Future General Read More.. It is very easy to renew and as well i have spoken to your customer support executive to understand the change from Universal Sompo to Future Generali Car Insurance Overall good Service.

Dinesh Yadav, Cuttack
Reviewed On 03-05-2018
"Splendid Services"
- "Great"

Good to Buy car insurance online. Future Generali Car Insurance made things easy. Read More.. Good to Buy car insurance online. Future Generali Car Insurance made things easy.

Dhruv, Chennai
Reviewed On 09-05-2018
"Fast Renewal Process"
- "Good"

The renewal process is rapid and efficient. superb. Read More.. The renewal process is rapid and efficient. superb.

Deepak, Chandigarh
Reviewed On 09-05-2018

Aggregate Rating for Future Generali India Insurance Company Ltd. Insurance    [ 3  ]

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