Future Generali Insurance is a joint venture between the Future Group and the Generali Group, which is a 184-year-old global insurer featuring among the world's 50 largest companies. The company was established in September 2007 in India with the main objective of serving a country that had high hopes of quick expansion. Future Generali has suitably benefitted from a network of Future Group, Indian proficiency, and the global insurance insight in the diverse product. The company's vision is to actively protect and enhance people's lives. The company deals in a wide range of insurance products and car insurance are one of its most demanded products. It offers a single yet effective comprehensive motor solution.
NCB | Up to 50% |
Cashless Garages | 900+ |
Towing Facility | Available within city limits |
Roadside assistance | 24*7 |
Table Data updated on 05-11-2020
The timely renewal of your car insurance plan is an important step towards the security of your vehicle.
You can renew your existing policy through PolicyX.com or from the official portal of Future Generali Total Insurance Solutions. Let's check the details of the same.
Future Generali offers various benefits to its customers which allows them to stay loyal towards it. Such benefits are jotted down for your convenience.
To buy car insurance or to renew the existing plan, you have to pay a fixed amount called the premium.
It is calculated on the basis of this formula:-
Premium = Own Damage Premium - (No claim bonus + discounts) + Liability Premium as Fixed by the IRDAI + Cost of Add-ons.
You need below-factors ready with you to calculate the premium correctly.
Car Model | Prices | IDV* | Zero Dep cover* | Estimated Premium* |
Fiat Urban Cross- Emotion Jet 1.4 (1368cc) | Rs. 7,39,000 | Rs. 5,95,840 | Rs.1,956 | Rs.16,380 |
Ford Figo- Titanium Blu (1194cc) | Rs. 7,83,000 | Rs. 4,85,017 | Rs.2,265 | Rs.13,963 |
Honda CR-V-2WD Petrol CVT (1997cc) | Rs. 28,27,000 | Rs. 20,82,380 | Rs. 9,371 | Rs.42,215 |
Volvo Sedan S90- Inscription Luxury (!969cc) | Rs. 53,50,000 | Rs. 44,04,960 | Rs.15,153 | Rs.77,341 |
Table Data updated on 05-11-2020
*The values are calculated on the basis of the city (Pune) and year of registration (2020).
The company allows you to enhance the basic car insurance with the help of the below add-on covers.
Note: You can also register a claim with the help of SMS/email/call.
With the customer's convenience in mind, the entire claim process is designed to offer the best at Future Generali's disposal.
Future Generali Total Insurance Solutions
Contact number: 1800 220 233 I 022 67837800
Email Id: fgcare[at]futuregenerali[dot]in
Address: Future Generali India Insurance Co Ltd., Indiabulls Finance Centre, Tower 3, 6th Floor,
Senapati Bapat Marg, Elphinstone Road, Prabhadevi (W), Mumbai - 400 013.
PolicyX.Com Insurance Web Aggregator Private Limited
Contact number: 1800-4200-269
Email Id: helpdesk@policyx.com
1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.
1. What is the procedure to transfer my Future Generali Car Insurance?
You have to reach the nearest branch of Future Generali Insurance with the required documents for the transfer of insurance. Supporting documents include sale deed/form 29/30/NOC of the seller, Old RC copy, Transferred RC copy, and NCB recovery amount.
2. What are the different types of Future Generali Car Insurance Policies?
Under Future Generali Car Insurance, you can purchase a single plan called Future Generali Motor Insurance with benefits of two different policies- Comprehensive Motor Insurance policy or Third Party Insurance policy. Under the same, you will get coverage on your own vehicle and third-party liability.
3. What is the compulsory deductible in Future Generali Car Insurance?
Suppose, you met with an accident and the repair amount comes up to Rs. 5000, then you have to pay around Rs. 1000 or 2000 as a compulsory deductible or compulsory excess.
4. What is the period of the Future Generali Car Insurance policy?
Future Generali Car Insurance allows you to insure your car for 1 to 3 years.
5. When to file an FIR?
In events like 'Third Party Property Damage', 'Bodily Injury To Self or Third Party', or 'Theft', you should report to the nearest police station under whose jurisdiction the incident has occurred.
6. What will happen to my no claim bonus in case my Future Generali car insurance policy is expired?
The NCB is valid up to 90 days from the expiry date. If you have not renewed your plan within the given time frame, the NCB will become 0% and nothing will pass on to the renewed policy.
7. What is not covered under the Future Generali Car Insurance Policy?
There are a few cases where Future Generali Insurance will not offer the required cover. Such cases are mentioned below-
Last updated on 05-11-2020