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Future Generali Car Insurance
  • Easy Online Buy & Renewal
  • 2500+ Cashless Network Garages
  • No Claim Bonus Upto 50%
  • 24*7 Claim Assistence
  • Pan India Cover

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Future Generali Car Insurance

Future Generali India Insurance is basically a joint venture between the Future Group and the Generali Group, which is a 184-year-old global insurer featuring among the world's 50 largest companies. The company was established in September 2007 with the aim of catering to a country which was on the verge of explosive expansion. Future Generali India has suitably benefitted from the Indian expertise and network of Future Group and the global insurance insight in the diverse product. The company’s vision is to actively protect and enhance people's lives.

2500+ Network Garages

2500+ Network Garages

The company carries 2500+ network garages to help you with cashless claim settlement in case of any mishappening

Instant Purchase

Instant Purchase

A person can easily compare and buy car insurance policy instantly with minimal documentation at affordable prices

Future Xpress & Xpress+

Future Xpress & Xpress+

A quite simple process to provide a more personalized service for smooth and quick claims settlement. This is one of the exclusive features.


Key Benefits of Future Generali Car Insurance Policy

Zero Depreciation cover

Zero Depreciation Cover

It will be of great help when you want to replace any part of your car. The entire cost associated with the same will be liable to get the cover.

Cashless Facility

Cashless Facility

The plan also comes out with the feature of cashless services that allows you to get the repairs done without paying any penny from your pocket.

Roadside Assistance

Roadside Assistance

Future Generali Car insurance also offers towing and many other advantages that helps you in several issues that may come up while driving.

Replacement Covers

Replacement Covers

This feature is designed to take care of repair service and replacement of your car, but this feature varies from plan to plan.

Return To Invoice

Return To Invoice

Under the same, the company will offer the full value of the damaged car. As an insured, you can take advantage of this feature in the first year of the policy.

Loss of Personal Belongings

Loss of Personal Belongings

Under the same, you will get additional benefits like coverage to personal belongings, including electronic items from the locked car.


Types of Plan - Future Generali Car Insurance Plan

Future Generali has come out with effective car insurance products at really affordable prices. The products are designed in a way that can easily go well with your needs.

Future Motor Secure

Future Motor Secure is a comprehensive car insurance policy that takes complete care of your own vehicle and third-party liability as well. Basically, this plan covers everything including the third party liability as well, that provides complete peace of mind to the insured.

What it covers?

  • Vehicle Damage
    This feature of the plan offers coverage for all the damages to your vehicle in case of an accident, theft, burglary, or even housebreaking. It also provides coverage to your vehicle in case of fire,self-ignition, lightning, explosion, strike, riot, malicious act, earthquake, flood, cyclone, terrorism, and inundation This cover also encompasses protection against any damage caused to your vehicle while in transit by road, rail, air, and elevator.
  • Third-party Liability
    This feature of the plan is designed to offer coverage against third-party liability any third party liability which might take place on account of the death or bodily injury to any third person or damage to the property as well. This policy will also be there to cover legal expenses that might occur to defend this claim. Well, In India, it is compulsory to have this insurance cover to drive legally.

Key Benefits of Future Generali Car Insurance

  • Network Garages
    The company carries 2500+ network garages which makes it quite easier for you to avail cashless services. The company has direct tie-ups with these garages to offer cashless services to you.
  • Claim Assistance
    To provide more ease to its customers, the company comes out with an easy claim settlement process. The company has a dedicated team to solve all your queries and to guide you throughout the claim process.
  • Personalized Services
    The plan also comes out with Personalised service & enhanced touch points using Future Xpress & Future Xpress+ claim process.
  • In-house Surveyors
    The company has a team of In-house surveyors for quick & hassle-free claim settlements.

Why Future Generali Car Insurance?

Future Generali Insurance Company is one of the leading general insurance companies that cater to many different general insurance products.

No Claim BonusUp to 50%
Cashless Garages2500+
Towing FacilityAvailable within city limits
Personalised servicesFuture Xpress & Xpress+
Roadside assistance24*7
  • Offers a quick and hassle-free claim process
  • Provides financial protection to your damaged car, theft of a vehicle and in many other similar cases.
  • Comes out with comprehensive insurance coverage to cater to different needs of customers
  • Apart from the cover to your own vehicle, it also offers third-party liability insurance which is mandatory to have in India.
  • You will also get the Personal Accident cover for named and unnamed occupants.
  • Personal / Accident cover can also be availed for the owner (who also drives) the vehicle. This is a mandatory cover.
  • Offers several add on covers to enhance the basic car insurance coverage
  • Huge range of benefits at affordable prices

Add on covers-Future Generali Car Insurance

Depreciation Cap

it is basically an add-on benefit that you get against the depreciating value of the parts of vehicles just to make sure that you get the full claim amount.


You will be reimbursed (maximum amount of Rs 3000) the cost incurred in purchasing consumables for the vehicle.

Personal Accident

These benefits will offer the cover up to Rs 50 lakhs to the owner of the policy.

Loss of Personal Belongings

It will protect against the loss of your personal belongings and kept in your vehicle, up to an amount of Rs 50,000.

Loss of Keys

Under the same, you will get cover up to an amount of Rs 50,000.

Inconvenience Allowance

In case the vehicle breaks down, you don't have to worry about transportation as under the same, you will get a daily allowance of Rs 3,000 on a daily basis for 15 days.


Future Generali Car Insurance Renewal

To serve its customers in a better way, the Future Generali Car Insurance has come out with its online portal that offers you access to buyings its effective products online easily and renew the existing one as well. With this, the entire process of renewal has become a lot easier and now you don't have to visit the insurance company’s office.

Key Features- Future Generali Car Insurance Renewal


Easy and Hassle-Free: The entire process of renewing a car insurance policy has become easier.


Wide Coverage: Online plans do come out with wider coverage which makes sure to cover you from all aspects


Freedom to Choose: Online portal allows you to check each and everything associated with the plan thoroughly and make the decision accordingly


Affordable: Renewing plan online is cost-effective as you can get a plan at really affordable prices without compromising with the benefits.


Add Ons: Several add ons are there to enhance the basic car insurance cover at a nominal cost. You don't have to pay a huge premium for this.


Less Documentation: Online portal leads the way out with less documentation process which makes it quite easier


How to Renew Future Generali Car Insurance Online?

  • Visit our quote section present at the top of this page
  • Fill the form with that require some basic details of yours
  • Check plan on the basis of features coverage, premium, etc. and choose the adequate one
  • Make the payment using online payment modes
  • Connect with our experts, in case of any issue

Key Factors of Premium Calculation

Insured Declared Value (IDV): It’s basically the Sum Insured of the vehicle and is calculated on the basis of the seller’s listed selling price of the car after deducting the depreciation cost for years of use

  • Age of the vehicle
  • Cubic Capacity (CC)
  • Geographical zones
  • Make and model of the vehicle
  • Special discounts and loadings, if any
  • No Claim Bonus

Premium Samples of a few companies

Reg. YearCar Model VariantPremium
2019FIAT PALIO D1.9 EL PS Diesel (1910cc)Rs 40,782 (with zero dep)
2019FORD FIGO1.2 DURATEC PETROL LXI Petrol (1196cc)Rs21022 (with zero dep)
2019HONDA MOBILIO1.5 E i-VTEC PETROL Petrol (1497cc)Rs21202 (with zero dep)
2019VOLVO V402.0 CROSS COUNTRY D3 Diesel (1984cc)Rs91643 (with zero dep)

Documents Required For Future Generali Car Insurance

  • Original/Copy of the Registration Certificate.
  • Copy of Invoice and proof of payment (for new car purchase).
  • Original/Copy of Driving License issued by the competent authority.
  • Proof of address and contact details.
  • Copy of PAN and/or identity proof.

Claim Process

Inform Future Generali:-The first step towards the claim filing process, is to inform the insurer about the incident, You can do the same with the help of SMS. If you are thinking of filing a claim, then you have to download the claim form through the website.

Keep Your Details Ready

Once you have informed Future Generali, you will have to submit the following details

  • Policy number
  • Your name and contact number
  • Name of the person who was driving at the time of the accident
  • Description of the accident and where it took place
  • Time and date of the accident
  • Location of your vehicle

To Submit Your Documents

The next step is to submit your documents that includes

  1. Copies of the insurance policy, RC book and driving license
  2. Photos of the vehicle
  3. Estimate of the damage
  4. Bills of survey fees
  5. Survey reports
  6. Re-inspection report and supplementary report
  7. Invoice of the final repair

The Future Generali Insurance company believes in providing ease to its customers. So they keep it very simple to file the claim.


Future Generali Car Insurance Review

Future Generali Car Insurance Company is one of the most effective insurance providers. With trust and effective products, the company manages to attain success over a short period of time. The company has a wide range of insurance products to deal with the different needs of customers. It also provides 24/7 accident assistance. Future Generali India is also providing several add-on covers with 3 different predefined bundles that are highly useful from the customers. A trusted insurance company to choose for your next car insurance purchase.


Future Generali Car Insurance - Faqs

Yes, you can easily buy the desired car insurance policy online with the help of the Future Generali online portal. With the same, you will be able to save time and money as well.

  • The choice to buy online, with an instant policy issue.
  • Robust, 24x7 accessible customer support that includes claims registration.
  • Cashless repairs at the network of approved garages.
  • Claims survey.
  • Claims settlement within 7 working days.
  • Automated Reminder Service.
  • Towing services

In the case where you or your bike met with an accident and caused damage to the third part, then you can contact customer care instantly and can report about the incident. You will be guided by a Future Generali executive who will assist you in the whole process.

The insured vehicle will be taken as Constructive Total Loss if the total cost of the repair or retrieval of the car.

In India, there are basically two forms of car insurance policy that you can purchase. Comprehensive Motor Insurance policy or Third Party Insurance policy. Under a comprehensive insurance cover, you will get coverage on own vehicle and third party liability also. Third-party insurance is liable to offer third party liability only. It is compulsory to have a valid third party car insurance according to Govt. of India.

IDV is basically the existing market value of your car's current market value that is fixed on current/ ex-showroom price - Deprecation value or Mutual understanding between the policyholder and insurance company for vehicles above 5 years or obsolete model.

Suppose, you met with an accident and the repair amount comes up to Rs 5000 then you have to pay around 1000 or 2000 rupees as a compulsory deductible or compulsory excess.

Many insurers have defined a period for which the insurance cover is applicable. Both the policy start date and end date will be mentioned in the policy’s documents. At the end of the policy, you have to renew the same for further insurance cover.

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Last updated on 13-11-2019