Reliance General Insurance is a renowned general insurance company established on 17th August 2000. It is a part of the Reliance Group and referred to as one of the most trusted general insurance companies in India. The company has more than 28,900+ intermediaries across India. The company aims to become the first choice of customers in domestic as well as global markets. It caters to different needs of customers with its innovative solutions starting from Reliance car insurance to health, travel products and much more.Car Insurance plans by Reliance General Insurance Company believes in providing easy, quick and effective solutions for your car's needs. These plans offer protection against any loss or damage to your car arising out of uncertainties such as natural calamities, accidents, thefts, etc. With its affordable prices and instant renewal service without much documentation, the company is making it accessible for all.
Number of Branches in India
Number of Employees
Reliance Capital Limited
'General Insurance company of the year' in 2015
**Last Updated on 06-07-2020
Reliance General Insurance Company Ltd. offers a hassle-free and simple process to
renew your car insurance policy. Remember to note the expiry date of your car insurance and follow these steps for easy renewal:
PolicyX.com enables its customers to renew their policies effortlessly from the comfort of home. Please follow the below steps:
The company offers cashless claim services in over 3800+ authorized network of garages across India.
The policy covers the policyholder against any accident while (s)he is driving.
You can avail discounts by installing anti-theft devices and opting for AAI membership. Apart from this, you can choose a higher proportion of voluntary excess on your claims and get a discount on premiums up to a maximum of Rs. 2,500.
With a decade of experience, the company has now gained expertise in settling claims quickly without any hassles.
The company offers the much-required 'Complimentary Roadside Assistance' worth Rs.500.
It also comes out with tax benefits that lead you to tax savings under section 80D of the Income Tax Laws of India.
Reliance offers excellent customer service assistance to its clients. You can contact them anytime regarding your queries.
The car insurance premium is calculated based on factors such as geographical zone, age and model of your car, cubic capacity of the car, etc. The given table shows the IDV, Zero depreciation cover and premiums for variants of different car models:
Price of the Car
Hyundai Creta 1.5 Petrol (1497 cc)
Maruti Suzuki Ignis Sigma 1.2 MT (1197 cc)
Mahindra Alturas G4 2WD AT (2157 cc)
Toyota CAMRY 2.5 Automatic (2487 cc)
**The values are calculated on the basis of (Delhi) city and registration year 2020.
Step 1: The policyholder has to file the claim by connecting to the insurance company, which can be done through:
Then, the insurer may ask for a few details such as the policy number, contact details, name of the policyholder, vehicle number, model of the vehicle, date and time of the accident, description of the accident.
Step 2: The vehicle has to be taken to a garage for repairs. The insurer will send an inspection team for the survey.
Step 3: After the inspection, the needed documents have to be submitted to the surveyor. This process will be conducted within a day.
Step 4: Reliance will approve the claim on the basis of confirmation of all liabilities as per the terms and conditions of the policy.
Step 5: Customers can opt for cashless settlements to get their vehicles repaired in network garages. The company will clear repair bills directly with the garage up to the payable amount.
Step 6: In case, where the policyholder has opted for reimbursement, then he/she has to pay for all the charges in a non-network garage. Then the receipt of the same has to be submitted to the surveyor along with the claim form. The insurer will analyze the same and reimburse accordingly. This will be communicated to the policyholder and the claim settlement process will be done within 10 working days along with the delivery of the car to the owner safely.
There are multiple reasons for filing a claim and the required documents would be different as per the situation. Below are a few common circumstances:
Reliance Car Insurance Company
Reliance General Insurance, Correspondence Unit, 2nd & 3rd Floor, Winway Building, 11/12, Block No. 4, Old No. 67, South Tukoganj, Near Madhumilan Square, Indore, Madhya Pradesh, India - 452001.
Telephone: 1800 3009 (toll-free), +91 22 48903009
WhatsApp Number: 7400422200
Timings (All Days): 9.00 AM to 7.00 PM - All Services
24 Hrs - Roadside Assistance
Email: rgicl[dot]services[at]relianceada[dot]com (Any queries or complaints regarding your car insurance policy)
Registered Office Address:
PolicyX.Com Insurance Web Aggregator Private Limited, 1st Floor, Landmark Tower, Plot no-2, Southcity-1, Opposite C-113, Ashok Marg, Sector-41, Gurugram - Haryana - 122001 India.
Email: firstname.lastname@example.org (For assistance & complaints)
email@example.com (For any Sales query)
Toll-Free Number: 1800-4200-269
You will get Rs. 15 lakhs for personal accident coverage in Reliance Car Insurance.
Yes, there is a condition- the claim amount should not be more than 25% of IDV which is also described in the policy documents.
Yes, you will get the suitable coverage for grease and washers provided that the car is repaired at Reliance's authorised workshops or dealers.
The Motor Secure Premium Cover in Reliance Car Insurance is a comprehensive cover inclusive of Nil Depreciation Cover, Engine Cover, Consumables Cover, Key Protect Cover – Private Cars altogether in a single package.
You will get a daily allowance benefit of Rs. 5,000 per day that can be increased further for private cars.
Yes, EMI Protection Cover is for cars that are under repair for more than 30 days of getting damaged.
No, you are required to report the loss or damage of keys/lockset/lock within 7 days to get the necessary coverage for the same.
Yes, you can insure new accessories for your car under Reliance Car Insurance policy in the middle of the policy tenure. But you may need to pay an additional premium for it.
Yes, your NCB bonus will be transferable on switching to another insurance provider from Reliance Car Insurance.
Last updated on 06-07-2020