Maruti Suzuki India Ltd. is one of the leading passenger car manufacturers in India. It is a subsidiary of the Japanese automobile major Suzuki. Started in 1981, the company has dominated the automobile industry in India with its range of passenger cars becoming popular. Its wide range of workshops and authorized service stations has ensured that the company has become the preferred choice of car buyers.
The top four Maruti cars sold in India are:
The Alto is the top-selling model from Maruti and is the preferred entry-level car. The car has a new design with a focus on looks. It has a seating capacity for 5 persons. The fuel tank capacity is 35 litres and runs on petrol. It has a CNG option. It has a 5 speed MT with 796cc volume. The car has 145/80 R12 tubeless tyres. It offers a 17.78 touch screen infotainment system and has a mileage of 22.05 km/l for petrol and 31.59 km/l for CNG. Its key features are dual airbags for safety, smart reverse parking sensor, and ABS with EBD.
The Dzire is the second best-seller car from Maruti Suzuki offered in both Petrol and Diesel variants. The sedan car gives a mileage of 21.21 km/l for petrol and 28.4 lm/l for diesel. The car has an engine capacity of 1197 cc. It has 5 MT transmission and offers Alloy tires 185/65 R15. It can seat 5 passengers and has a tank capacity of 37 litres. The car offers features like an auto gear shift, push the start-stop button, and smart keyless entry. It has dual airbags, ABS with EBD, and Suzuki HEARTECT platform for safety.
Swift has been one of the most popular cars from Maruti and has been a steady performer. Available in both diesel and petrol variants, the Swift has an exciting front grille design and has a smart play infotainment system. It offers a mileage of 21.21 km/l for petrol and 28.40 lm/l for diesel. The 1197 cc engine car has 165/80 R14 tyres. The car’s fuel capacity is 37 litres and it can seat 5 passengers. Auto-gear shift, smart key, push start-stop button, ABS with EBD, dual airbags, and reverse parking sensor with the camera are its key features.
The Baleno is one of the old favourites of Maruti. The Nexa New Baleno uses smart hybrid technology and has a 3D grille for enhanced design. It has LED projector lamps, and feature tilt and telescopic steering. It has a 1.2 litre VVT engine with 5 speed MT. There is also a variant with the DDisS 190 engine. Its safety features include ABS + EBD, dual airbags, and reverse parking assist sensor. The petrol car offers a mileage of 23.87 km/l and the diesel variant a mileage of 27.39 km/l. The fuel tank capacity is 37 litres.
Buying insurance for your Maruti Suzuki car gives you benefits like:
The car insurance premium depends on factors like the model, engine type, year of registration, and add ons required. The following are premium rates for the top cars:
|Car Model||Variant||IDV||Zero depreciation (Add on)*||Premium (Basic)*|
|Alto||Std 796 cc Petrol||2,52,190||1,261||10,017|
|Dzire||LXi Petrol 1197 cc||5,28,203||2,641||18,207|
|Dzire||LDi Diesel 1248 cc||6,23,203||3,116||20,789|
|Swift||LXi Petrol 1298 cc||4,67,685||2,338||16,442|
|Swift||LDi Petrol 1248 cc||5,69,053||9,958||38,500|
|Baleno||Sigma 1.2 1197 cc Petrol||5,27,073||2,635||17,319|
|Baleno||Sigma 1.3 1248 cc Diesel||6,18,565||3,093||19,691|
*Prices quoted at Delhi prices for 2020 basic model
The inclusions as a part of the Maruti Suzuki insurance policy include:
The following are exclusions from your policy:
When you get your Maruti Suzuki car insured, you can expect the following discounts:
Add-ons are available for your Maruti car insurance policy. These include:
You can contact the insurer immediately. If you have an add-on, the cost of towing the vehicle to the nearest garage for repairs is covered. Else, you need to pay it separately. Getting the car repaired at a garage offering cashless facility is recommended.
Lodge an FIR with the police and submit a claim. Once verification is done, your IDV amount will be paid to you, if you have a comprehensive policy.
Yes, in such a case you can submit the bills and other forms once the repair is done. After verification, the approved amount will be paid to you.
The top car insurers in terms of claim settlement rates are HDFC Ergo, National Insurance, Bharti AXA, Magma HDI, and IFFCO Tokio.
Last updated on 11-08-2020