Swift Car Insurance Renewal Online

About Swift Car Insurance

Swift is one of the most popular passenger cars in India. It is a hatchback car classified as a super mini. It ranks third on the list of top 10 cars sold in India after the Alto and Dzire (for FY 2019). The Swift was launched in India by Maruti Suzuki in May 2005. In 2010, the Swift got an engine change to ensure its compliance with the BS IV norms.

Key Features of Maruti Suzuki Swift

The Swift has a 1.2-litre K-series engine of 1197 cc capacity that can deliver a maximum power of 61kW @ 6000 rpm. Swift has 5 MT transmission and it has a boot space of 268 litres. It has disc brakes in the front tyres with drum brakes in the rear tyres.

The Swift can seat 5 passengers. It has a fuel tank capacity of 37 litres. It delivers fuel efficiency of 21.21 km/l. It is available in three main variants, the LXI, VXI, and ZXI. Coming to safety features, it has dual front airbags, ANS with EBD and brake assist, dual front airbags, high-speed alert system, and engine immobilizer.

The key features of the Swift are:

• Electric power steering
• Reverse parking sensor
• Steel wheels
• Front dome lamp
• Roof antenna
• Gear shift indicator
• Multi-information display

Premium for Swift Car Insurance

The insurance premium for your Swift car depends on key factors like the car model and variant, the year when the car was registered and the place where the car was registered. The premium table below shows rates for different variants of Swift:

Inclusions & Exclusions Of Maruti Suzuki Swift Car Insurance

Inclusions:

• Third-party liability is taken care of by the insurance policy. The liability for any accident caused leading to injuries to a third party or damages to a third party’s property would be covered by the policy.
• If an accident leads to damages to your car, then the damages can be claimed under the policy.
• Injuries suffered to those who were in the car at the time of the accident can also be claimed under the policy.
• Theft of the car is included and losses can be compensated under the policy.
• Any losses caused due to damages during transit of the vehicle are included.
• Natural calamities like floods, earthquakes, and landslides are included.
• Damages caused by fire, explosion, vandalism, and riots are included in the policy.

Exclusions:

• General wear and tear of the car are not covered under the policy.
• Electrical and mechanical breakdown are excluded.
• Cost of consumables and costs involved in replacing or repairing accessories are not included in the policy.
• War, enemy hostilities, invasion, and nuclear warfare are not covered by the policy.
• Driving the car without a valid license, driving under the influence of alcohol or drugs, and driving the vehicle for racing or commercial reasons are excluded.
• Deliberate damages caused by the driver are not covered.

Add-ons Benefits

Add-ons provide additional cover for your insurance policy. The following are some of the popular add-ons that people take for their Swift car. These add-ons ensure additional inclusions to your policy.

• Zero Depreciation is an add-on where the depreciation value is considered to be zero. This would ensure you got a complete bumper-to-bumper coverage for your policy.
• 24x7 Road Assistance is an add-on that provides assistance on the road, in case of any problems with the car. This includes tyre changing, towing, and breakdown repair.
• NCB Protector is an add-on that ensures you do not lose the no-claim bonus that you have for your car when you make a claim. This add-on will ensure your discount continues even if you make a claim (only 2 allowed in a policy year).
• Key and Lock Replacement will help you get a replacement for your car key if it is lost or damaged.

Step To Renew Swift Car Insurance

Renewal of your Swift car insurance is very important and you need to ensure it is done well before the due date. If you are looking for a trouble-free experience to renew your Swift car insurance, you can get it done through PolicyX.com. This is how it works:

• Look for the form at the top right-hand corner of this page to begin the renewal process.
• Fill a form with details of your Swift car, the variant, the date of registration, and the place of registration. Once you submit this form, you can see quotes from various insurers.
• The quotes from insurers would have quotes from your present insurance company, as well as others. You can choose to continue with your insurer or go with another one.
• Click the ‘buy’ option next to the quote. You will be taken to the website of the insurer.
• Pay your premium online to complete the renewal process. You will get an email with confirmation and a copy of the renewed policy. You can take a printout of the policy and keep it in your car.