Swift is one of the most popular passenger cars in India. It is a hatchback car classified as a super mini. It ranks third on the list of top 10 cars sold in India after the Alto and Dzire (for FY 2019). The Swift was launched in India by Maruti Suzuki in May 2005. In 2010, the Swift got an engine change to ensure its compliance with the BS IV norms.
The Swift has a 1.2-litre K-series engine of 1197 cc capacity that can deliver a maximum power of 61kW @ 6000 rpm. Swift has 5 MT transmission and it has a boot space of 268 litres. It has disc brakes in the front tyres with drum brakes in the rear tyres.
The Swift can seat 5 passengers. It has a fuel tank capacity of 37 litres. It delivers fuel efficiency of 21.21 km/l. It is available in three main variants, the LXI, VXI, and ZXI. Coming to safety features, it has dual front airbags, ANS with EBD and brake assist, dual front airbags, high-speed alert system, and engine immobilizer.
The key features of the Swift are:
The insurance premium for your Swift car depends on key factors like the car model and variant, the year when the car was registered and the place where the car was registered. The premium table below shows rates for different variants of Swift:
|Car Variant||Price of the Car||IDV*||Zero Depreciation (Add on)*||Premium (Basic)*|
|Swift1.2 L LXI Petrol engine 1197 cc||Rs.5,19,000||Rs.4,22,039||Rs.2,932||Rs.20,308|
|Swift 1.2 L VXI Petrol engine 1197 cc||Rs.6,19,000||Rs.4,79,758||Rs.3,278||Rs.21,781|
|Swift 1.2 L ZXI Petrol engine 1197 cc||Rs.6,78,000||Rs.6,56,100||Rs.4,337||Rs.26,283|
*The prices are calculated for a 2020 Swift car registered in New Delhi.
Add-ons provide additional cover for your insurance policy. The following are some of the popular add-ons that people take for their Swift car. These add-ons ensure additional inclusions to your policy.
Renewal of your Swift car insurance is very important and you need to ensure it is done well before the due date. If you are looking for a trouble-free experience to renew your Swift car insurance, you can get it done through PolicyX.com. This is how it works:
1. I left the lights of my Swift car on and now the battery is dead. Can I get roadside assistance for battery jumpstart?
Yes, you can get assistance for jump-starting of a car battery provided you have taken the 24x7 road assistance add-on for your policy. The basic policy does not include this but with the add-on, you can get this service.
2. My Swift car was involved in an accident with another scooter, which was completely damaged. Can I make a claim for compensation to the scooter owner?
Yes, you can. Any damage to the third party’s vehicle is included in the policy and you can compensate the scooter owner for damages caused. Any injuries to the scooter driver can also be covered.
3. I heard that I can get a discount on my Swift insurance policy if there are security devices installed, is this true?
Yes, when you install security devices, you are reducing risk and the insurer would offer you an additional discount on the premium. However, this is valid only if the device you install is approved by ARAI (Automotive Research Association of India).
4. I forgot to renew my Swift car insurance, what are the possible consequences of this?
If your car insurance policy has lapsed, it means your car is not covered by insurance. In case of any accident, you are liable to pay all the damages yourself. You are also exposed to legal liability in case of accident to a third party. It is an offence under the Motor Vehicles Act to drive without insurance and you can face legal action. Failure to renew insurance on time can even lead to a higher premium when you do it late. It is advisable to renew insurance on time always.
Last updated on Aug 2022