Brezza Car Insurance Renewal Online

Brezza Car Insurance
PX step

About Vitara Brezza Car Insurance

A subcompact crossover SUV, the Maruti Suzuki Vitara Brezza is manufactured by Maruti Suzuki in India. Launched in the 13th Auto Expo (2016), it is Maruti Suzuki’s very first subcompact crossover segment and fourth SUV after Grand Vitara, Gypsy and SX4 S-Cross. It is also Maruti Suzuki’s first car which is fully designed in India alone. Furthermore, it is known to be based on the Maruti XA Alpha concept car. Some of its major competitors are Ford EcoSport, Mahindra XUV300m and Hyundai Venue.

Key Features of Maruti Suzuki Vitara Brezza

The Vitara Brezza facelift comes with a petrol engine that qualifies all the BS6 emission norms. Powered by 1.5-litre K-series petrol engine, the Vitara Brezza churns out 102bhp of power. The diesel engine has however been discontinued.

Maruti Suzuki Vitara Brezza's variants are available with 5-speed manual and 4-speed automatic transmission. The automatic transmission unit of Vitara Brezza comes with the brand’s mild-hybrid SHVS technology. It aims to improve fuel efficiency and lower the emissions produced from it.

As for its performance, the new Maruti Suzuki Vitara Brezza, with a fuel tank capacity of 48 litres, provides a mileage of 17 km/l for variants with manual transmission and 18.8 km/l of mileage on variants with automatic transmission. It takes about 13.3 seconds to go from 0 to 100kmph of speed and can attain a maximum speed of 180kmph.

A few features that make Brezza a popular option as opposed to its competitors are mood light instrument cluster, navigation, Apple CarPlay, rear parking camera, dual-tone colour scheme, 60:40 split rear seats for additional cargo space, projector headlights, dual horn, side AC louver, day and night IRVM, security alarm, water temperature indicator, and more.

Premium for Maruti Suzuki Vitara Brezza Car Insurance

Your Brezza car insurance premium rates may differ from company to company when its quotes are compared. However, there are a few factors that are taken into consideration in order to add up to the cost of your car insurance premium. These factors are your car’s age, the terrain on which it will be driven, its Insured Declared Value (IDV), the make and model of your car, the displacement produced by your car’s engine, and the current condition it is in.

The subsequent table will give you a brief idea about the following: cost of the Insured Declared Value, premium, price and Zero Depreciation add-on for some of Brezza’s variants.

Car VariantPrice of the CarIDV*Zero depreciation (Add on)*Premium (Basic)*
Vitara Brezza LXi Petrol (1462 cc)Rs.7,34,000Rs.5,57,840Rs.1,831Rs.20,522
Vitara Brezza VXi AGS SHVS Petrol (1462 cc)Rs.9,75,000Rs.7,41,000Rs.2,433Rs.24,130
Vitara Brezza ZXi + AGS SHVS Petrol (1462 cc)Rs.11,15,000Rs.8,47,400Rs.2,782Rs.26,226

*The values are calculated on the basis of the city (Delhi) and year of registration (2020).

Inclusions & Exclusion of Maruti Vitara Brezza Car Insurance


  • Protects all the occupants of the car, including the hired driver.
  • Cover against the damage or loss that is caused due to an accident.
  • Cover against damage caused by fire.
  • Total loss due to an act of terrorism.
  • Total loss of your car due to theft.
  • Protection against damage caused due to natural calamities.
  • Cover for damage caused to the third-party and their property.
  • Cashless claims at eligible garages.


  • Breakdown due to electrical or mechanical failure.
  • Normal wear and tear.
  • Tyre damage repair or replacement.
  • Driving without a valid driver’s license.
  • Damage caused when driving drunk or under the influence of other intoxicants.
  • Damage or loss to the vehicle when racing or any other malicious activity.
  • Damage caused when driving outside the geographical area.
  • Damage or loss caused due to nuclear war.

Add-ons Benefits

If you want to include some of the above exclusions as part of your Brezza car insurance, you can choose to opt for any of the following add-ons at an additional cost.

  • Tyre Cover will allow you to make a claim for the repair or replacement of the entire tyre or the tube alone. The following scenarios are applicable to make a claim: impact due to cuts, flattening, bursts, or bulging of the tyres.
  • Passenger cover can be used by the policyholder to protect occupants of the car other than the driver in case of disability or death caused due to an accident.
  • Spare Car Clause offers you daily travel allowance in case your car is at the garage for repair and will take more than a specific number of days. This is also called the Daily Allowance Benefit.
  • No Claim Bonus Protection protects your discount which you can earn for every claim-free year, even if you make a small amount of claim. The first claim-free year discount can start with a 20% discount on premium and may go up to 50% discount by the end of 5 claim-free years.

Renewal Process of Breeza Car Insurance

Your Maruti Suzuki Vitara Brezza car insurance policy can be easily renewed online via All you need to do is scroll up on this page and find the form on the right-hand top corner. The subsequent steps are easy to follow:

  • Fill the required details in the form, such as your car’s make, variant, RTO code and its year of registration.
  • Select the “Renewal” option and click on “Continue”.
  • You may either choose to proceed with your existing plan or even opt for another suitable one from the comprehensive list of quotes.
  • Go ahead to make the payment online on your chosen insurance provider’s portal.
  • Your insurance policy document will reach your email inbox within minutes of your purchase.

Vitara Brezza Car Insurance: FAQs

1. My Brezza’s air coolant is under repair. Can I claim the insurance on it?

Yes, you can claim the insurance on your car’s coolant repair, provided it is protected under Consumables Cover add-on.

2. Will Zero Depreciation add-on cover reimburse the full value of the car part?

Yes. The entire value of the car’s part will be reimbursed in case of repair or replacement.

3. I have locked my Brezza’s key inside the car. Will the insurance company help me with the duplicate key?

Yes, if your car is protected under Roadside Assistance add-on, the insurance company may as well arrange for someone to pick up the duplicate key from your house and deliver it to you.

4. For how many days will I receive daily allowance under Spare Car Clause add-on cover?

You will receive a daily allowance for a maximum of 10 days per year if your car is undergoing repair in the authorized garage.

Last updated on Aug 2022