EECO Car Insurance

Maruti Eeco is an eight-seater MPV (Multi-Purpose Vehicle) launched by the Indian automaker, Maruti Suzuki. The car was launched in January 2010 at the Auto Expo in Mumbai as an all-new five-door C segment spacious family car with a 1200cc highly fuel-efficient engine. It is based on the Versa platform, and the tagline for the Eeco "Happiness Family Size" suits well due to its size and its 5-seater and 7-seater variants. Maruti Eeco has been touted by the company as a dual-use car as apart from family uses, it can also be used for running businesses.

From its launch in 2010, the Eeco has sold around 6.5 lakh units and enjoys an 87% market share in the Indian van segment. Currently, Eeco is available in 12 different variants. This flexibility of the car made it a popular attraction to consumers in India and is a testimony to the growing expertise of Maruti Suzuki in producing vehicles for the Indian market.

Features

Engine

The Maruti Eeco is equipped with a powerful 1200cc, 1.2-litre BSVI compliant fuel engine that gives 16.11 km/l of fuel efficiency and delivers a torque of 101Nm at 3000 rpm and 73 bhp of raw power at 6000 rpm. This four-cylinder engine was designed by Maruti engineers to provide fuel efficiency and meet the driving requirements of an Indian driver. To keep the emission level and fuel consumption low, the engineers designed a high-pressure injection system with optimized injectors to allow for better atomization. The engine is able to deliver power and torque due to its low friction design piston, rings, and low viscous engine oil.

Exteriors

Maruti has designed its Eeco by combining the two greatest needs of any Indian driver – size and functionality. The look is trendy and the body graphics give it a modern look. The 155/R13LT sized tubeless tyres give a smooth ride and give a solid grip while driving in difficult Indian roads too. The dimensions of the vehicle are ergonomically designed to give ample headroom and legroom to all the passengers and the sliding doors give easy entry and exit options to all passengers in the car even on cramped Indian roads.

Interiors

The Maruti Eeco is available in various stylish shades, which gives a professional look to the vehicle. The interior of the vehicle is adorned with many convenience features such as a CNG changeover switch, multi-trip meter, digital console, reclining seats, etc. The integrated headrests and the digital meter cluster help the driver to drive with ease and add to the overall comfort of the passengers.

Safety

The Maruti Eeco is ELV (End of Life for Vehicles) compliant, and it is among the first cars in the C-segment to be called 'Green Cars'. The superior suspension allows the driver to drive safely even on rough Indian roads, and the turning radius of 4.5 meters allows greater driving comfort and handling. For its passenger safety, the car is also equipped with a driver and co-driver seat belt reminders, ABS with EBD, airbags, and a high-speed alert system.

Premium for Maruti Eeco Car Insurance

The premium rates for any car insurance are based on a number of factors, like its model variant, the car makeup, the year of manufacturing, and the insurance company.

Refer the table below for an estimate of the Maruti Eeco car insurance premium rate, IDV, and the cost of Zero Depreciation.

*The values are calculated on the basis of the city (Delhi) and year of registration (2020).

Inclusions & Exclusions

When you purchase a car insurance policy, you need to carefully read the inclusions and exclusions in the policy document. Usually, car insurance policies are of two major types: Third-party liability-only policy and the comprehensive package policy.

Inclusions

Third-party liability only policy:

• Under this policy, any damage done to the third person or to his property due to the insured vehicle is covered.

Comprehensive package policy:

Any damage or loss to the vehicle or the insured individual due to the following reasons is covered:

• Natural calamities like floods, earthquakes, typhoons, cyclones, etc.
• Man-made external acts like terrorist activities, burglary, strikes, riots, theft, etc.

Exclusions

Third-Party liability only policy:

 Injury to the driver or the insured vehicle is excluded from the policy as it only covers the third-party.

Permanent exclusions list (irrespective of the policy type):

• Damage or loss due to the driver and owner's wrongdoing like:
• Driving under the influence of alcohol.
• Not carrying a valid driving license.
• Intentional accident by the driver.
• Driving under the legal age.
• Driving while the policy has lapsed.
• Consequential loss due to normal wear and tear of the vehicle.
• Loss due to war and nuclear risks.

Add-ons Features

One thing to remember while purchasing any car insurance policy is that your regular policy does not provide complete coverage to your vehicle. There are some crucial elements that are provided as add-on covers that can be purchased by paying an additional premium. Some of these add-on features are:

• Zero Depreciation Cover: Generally, when your car meets with an accident, you get compensated on the depreciated value of your car. Under the zero depreciation cover, you can claim the full value of your car, without factoring in the depreciation value.
• 24x7 Road Assistance: We all undergo unexpected emergencies while driving. If your vehicle breaks down, or if you suffer a flat tyre in the middle of nowhere, this add-on cover provides complete assistance.
• Consumables Cover: Under this cover, you get compensated against the damage done to the consumable parts of your vehicle such as engine oil, brake oil, lubricants, AC refrigerant, ball bearings, etc. This cover can be useful as with heavy usage, these consumable parts can undergo considerable wear and tear.
• Non-electrical Accessories Cover: Under this cover, you are compensated against the losses occurring to the non-electrical parts of your vehicle such as the CNG kit, alloy wheels, interior fittings, seat cover, etc.

Maruti Eeco Car Insurance Renewal Process

Renewing an insurance policy is as important as purchasing one. If you don't renew your policy in time, you may lose on the critical cover that it provides. To help you accomplish a timely renewal of your policy, you can use the PolicyX.com's platform that is IRDAI approved and is designed to search, compare, buy, and renew your car insurance policy. The following steps will help you in this regard:

1. Scroll up on this page and look for the form on the right-hand top corner.
2. On the form, enter the registration number of your car and click on 'Get Quotes'. Alternatively, if you want to proceed without your car number, you can click on "Proceed without your car number" and enter the other important details such as the Car Make, Variant, RTO Code, and Reg. Year. Choose the "Renewal" radio button before you click "Continue".
3. Choose from the available list of quotes.
4. After making a suitable choice, you will be redirected to the payment page of the insurance provider's online portal.
5. On the insurance company's page, make the payment using the available payment options and the soft copy of the statement will be forwarded to you.