Maruti Suzuki Ertiga is a seven-seat mini/compact MPV manufactured by Suzuki Motor Corporation and launched in India on 22nd April 2012 by its subsidiary Maruti Suzuki India Limited. The name Ertiga is an adaptation of the word 'R-Tiga', which in Indonesian means 'three rows', referring to the seating space in the car. The Ertiga is available in petrol, diesel, and CNG variants. It has been marketed by Suzuki as a "Life Utility Vehicle" specially designed for the Indian market with bigger families.
The Maruti Suzuki Ertiga is available in multiple variants and has dimensions of 4395mm x 1735mm x 1690mm. The wheelbase of 2740mm and the turning radius of 5.2m ensure the seamless movement of the vehicle. The Chrome Studded Front Grille, projector headlamps, multi-spoke alloy wheels, 3D LED Tail lamps to give an impressive exterior look to the car. At the same time, some interior features that stand out are its wooden finish sculpted dashboard, new age smart play studio, automatic climate control, and a second row adjustable AC.
Its latest Next-Gen variant is marketed as the only MPV in the segment that is fitted with S-CNG technology. The car is equipped with an intelligent injection system that provides maximum air-fuel ratio during combustion. With its entry into the green mobility systems, the Ertiga offers optimal performance, engine durability, and enhanced drivability, all without harming the environment.
The K-15 Petrol engine with Progressive Smart Hybrid Technology is available in automatic and manual transmission options. It delivers a seamless experience to the driver, and the dual battery set-up provides Idle Start-Stop, Brake Energy Regeneration and Torque assist functionality. All the variants are BS6 compliant.
The premium rates for the car's insurance are dependent on the model variants and the insurance company, among others.
Refer the table below for an estimate of the Ertiga car's insurance premium rate, IDV and the cost of Zero Depreciation which will fall according to the different variants.
|Car Variant||Price of the Car||IDV*||Zero Depreciation (Add on)*||Premium (Basic)*|
|Ertiga Smart Hybrid LXI||Rs.7,59,000||Rs.6,32,400||Rs.3,162||Rs.19,915|
|Ertiga Smart Hybrid VXI||Rs.8,34,000||Rs.6,63,031||Rs.2,984||Rs.14,976|
|Ertiga VXI CNG||Rs.8,95,000||Rs.6,85,721||Rs.3,086||Rs.15,623|
|Ertiga Smart Hybrid ZXI||Rs.9,17,000||Rs.7,64,150||Rs.3,821||Rs.22,078|
|Ertiga Smart Hybrid VXI AT||Rs.9,36,000||Rs.7,06,040||Rs.2,318||Rs.23,442|
|Ertiga Smart Hybrid ZXI+||Rs.9,71,000||Rs.8,07,500||Rs.4,038||Rs.22,789|
|Ertiga Smart Hybrid ZXI AT||Rs.10,13,000||Rs.8,45,750||Rs.4,229||Rs.22,417|
*The values are calculated on the basis of the city (Delhi) and year of registration (2020).
Damage caused by the following reasons is included in the policy:
Paying extra on your basic premium will help you include some of the exclusions as part of your comprehensive car insurance policy. These exclusions come in the form of add-ons, such as:
If you wish to renew your Maruti Suzuki Ertiga's car insurance, then PolicyX.com is the best platform to do it. For instant renewal, scroll up on this page and look for the form on the right-hand top corner. The next few steps from there are:
For towing charges, you will have to opt for the 24x7 Road assistance add-on.
Yes, you can submit the claim provided you have the Loss of Personal belongings cover along with your insurance policy.
No. Under Section 64B of the Insurance Act, the date on the cheque should be the same as the policy issuance date.
The following documents need to be submitted:
Last updated on Aug 2022