Maruti Suzuki Dzire is a subcompact sedan which is developed for the Indian market since the year 2008. It is a variation of the second-generation Maruti Suzuki Swift, which is a hatchback. The subcompact sedan was launched in the Indian market with the goal of offering a sedan-like car in a smaller size. However, the second generation was converted into a sub 4-meter sedan in order to get the tax benefits offered to cars below 4 meters of length. It also received drastic cosmetic changes to both its exterior and interior parts. The sedan now competes with the likes of Honda Amaze, Volkswagen Ameo, and Hyundai Xcent.
The 2020 Dzire, along with the facelift, has received an upgrade to a K-series BS6 compliant 1.2-litre 4-cylinder petrol engine. It is tuned to produce the maximum power of 82bhp. The car variants having 1.3-litre 4-cylinder Fiat-sourced diesel engine, however, have been discontinued.
Considering the transmission, Maruti Suzuki Dzire offers both automatic and manual transmission with a 5-speed gearbox. Where the LXi variant is only available with a manual transmission, VXi, ZXi and ZXi+ have the option of an automatic transmission as well.
Taking the performance into consideration, the subcompact sedan offers a fuel efficiency of 28.40 km/l in petrol engines with both manual and automatic transmission. The car comes with a fuel tank capacity of 37 litres. As for its speed, the variants with manual transmission take about 12.36 seconds to move from 0 to 100kmph of speed and can attain a top speed 140kmph.
Some of the most sought features of Maruti Suzuki Dzire are flat-bottom steering, rear AC vents, touchscreen infotainment system, Apple CarPlay, Android Auto, in-car Navigation, airbags, electronic brake-force distribution, brake assist, headlamp beam adjuster, and curtains for fog lamp housing.
Your Maruti Suzuki car insurance premium rates quotes may vary from company to company when compared. However, there are certain factors that are considered to add up to the cost of your car insurance premium. Those include the age of your car, the terrain on which you will drive it, its Insured Declared Value (IDV), its make and model, the displacement provided your car’s engine provides, and the current condition it is in.
The following table will give you a good idea about the following: cost of the premium, price of the car, Insured Declared Value, and zero depreciation add-on for some of Dzire’s variants.
|Car Variant||Price of the Car||IDV*||Zero depreciation (Add on)*||Premium (Basic)*|
|Dzire LXI Petrol (1197 cc)||Rs.5,89,000||Rs.5,15,850||Rs.2,321||Rs.13,768|
|Dzire VXI AMT Petrol (1197 cc)||Rs.7,31,000||Rs.6,56,450||Rs.2,954||Rs.14,922|
|Dzire ZXI Plus AMT Petrol (1197 cc)||Rs.8,80,000||Rs.7,50,500||Rs.3,377||Rs.15,694|
*The values are calculated on the basis of the city (Delhi) and year of registration (2020).
You can include some of the exclusions as part of your Dzire car insurance policy by purchasing additional covers. Hence, you can opt for such add-ons at an extra cost.
Your Maruti Suzuki Dzire car insurance policy can be easily renewed online with the help of PolicyX.com. All you need to do is scroll up on this page and find the form on the right-hand top corner. The next few steps from the form are easy to follow:
1. I tried to force-start my car when it was submerged under the water and the engine shut down completely. Can I claim insurance for the damages incurred in the process?
No. Even if your car is protected with Engine Protection add-on, it will not cover the damages incurred during the force-start. This is because the engine is designed to shut down and not let the water in during such cases.
2. My first year of Dzire car insurance was claim-free. However, I made a claim in the second year. Will this affect my No Claim Bonus?
Yes. Even if you have one claim-free year, which had earned you a 20% discount, your bonus will drop to 0% if you make a claim in the subsequent years.
3. My laptop inside my Dzire was stolen and I reported after 48 hours of finding out. Can I claim the insurance on the loss?
No, you cannot claim insurance for the loss if the theft was not reported to the police within 24 hours of finding out.
4. Will my Dzire car insurance protect more than three passengers in the car if I have Passenger Cover add-on?
No, your car insurance policy may not cover more than three passengers.
Last updated on Aug 2022