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About Maruti Suzuki Ciaz

Also known as Suzuki Alivio in China, Suzuki Ciaz is produced and sold in India by Maruti Suzuki. In 2014, the Ciaz was launched to replace the Suzuki SX4 Sedan in African, Asian and Latin American markets. Known for being the widest and longest sedan in comparison to its competitors, this C-segment competes against the likes of Honda City, Nissan Sunny, Hyundai Verna, Renault Scala, and Volkswagen Vento. 

Key Features of Maruti Suzuki Ciaz

The 2018 Ciaz, along with the facelift, was also upgraded to a brand new 1.5-litre petrol engine with Suzuki’s smart hybrid technology known as the K15 Smart Hybrid Petrol Engine. The car also offers 1.3-litre diesel engine variants. Where the petrol engine offers a maximum power of 103bhp, the diesel engine gives 89bhp of maximum power.

For transmission, Maruti Suzuki Ciaz offers both automatic and manual transmission with a 5-speed gearbox. The automatic transmission variants are one among the top-selling C-segment sedans in the Indian market.

Taking the performance into consideration, the sedan offers fuel efficiency of 21.6 km/l in petrol engines with manual transmission and 20.3 km/l in engines with automatic transmission. The variants having diesel engine give a mileage of up to 28.1 km/l. The car comes with a fuel tank capacity of 43 litres. It takes about 12.1 seconds to move from 0 to 100kmph of speed and can attain a top speed 190kmph.

A few key features of Maruti Suzuki Ciaz are Apple CarPlay, Android Auto, Suzuki Connect, keyless entry, airbags, front fog lamps, electrically adjustable rear view mirror, new bumper, and new DRLs amongst others.

Premium for Maruti Suzuki Ciaz Car Insurance

Your Ciaz’s car insurance premium rates will vary when comparing the quotes between various insurance providers. However, the major factors that are taken into consideration to calculate the cost of your car insurance premium are the terrain on which you will drive the car, the Insured Declared Value (IDV), the make and model, your car’s age, the displacement provided by your car’s engine, and its current condition.

The following table will give you an overview of Ciaz’s ex-showroom price, Insured Declared Value, cost of the premium, and zero depreciation add-on for some of its car variants.

Car Variant

Price of the Car

IDV*

Zero Depreciation

(Add On)*

Premium*

Ciaz Delta MT (1462 cc)

Rs.8,93,000

Rs.5,35,040

Rs.1,757

Rs.18,844

Ciaz Zeta AT (1462 cc)

Rs.10,80,000

Rs.6,42,656

Rs.2,110

Rs.20,716

Ciaz Alpha AT (1462 cc)

Rs.11,09,000

Rs.6,66,976

Rs.2,190

Rs.21,139

*The values are calculated on the basis of the city (Delhi) and year of registration (2020).

Inclusions & Exclusion of Ciaz Car Insurance

Inclusions 

  • Protects all the occupants of the car, including the driver.
  • Covers your car in case of damage due to an accident.
  • Cover against damage or loss caused due to fire, self-ignition, or explosion.
  • Loss or damage due to terrorist attack.
  • Total loss of your car due to theft.
  • Protection against damage caused due to natural calamities such as flood, earthquake, etc.
  • Covers damage to the third-party and their property.
  • Allows cashless claims at network garages.

Exclusions

  • If your car breaks down due to electrical or mechanical failure.
  • Normal wear and tear caused overtime. 
  • Damage caused to your car’s tyres.
  • Damage caused to your car when driven without a valid license.
  • Cover against damage caused when driving drunk.
  • Damage or loss to the vehicle when used for malicious activities such as racing.
  • Damage caused when driving outside the geographical area given in the policy.
  • Damage or loss caused due to nuclear war.

Add-ons

Insurance providers allow you to include some of the above exclusions as part of your car insurance policy with the help of add-on. You can hence opt for such add-ons at extra charges.

  • Consumables Cover insures the consumable parts and substances that are used for your car’s repair. These parts can be bolts, engine oil, nuts, coolant, pipes, grease to AC gas, ball-bearings, etc.
  • Zero Depreciation Cover, which is also known as Nil Depreciation Policy, allows a full claim for damage caused to your car’s glass, fibre, plastic, and rubber parts.
  • Personal Belongings Cover provides protection for all your belongings such as laptops, smartphones, etc. that you are travelling with. 
  • No Claim Bonus Protection helps you to protect your discount, which a driver can earn for every claim-free year, even if you make some small amount of claims. It starts with a 20% discount on premium and may go up to 50% discount by the end of 5 claim-free years.

Maruti Ciaz Car Insurance Renewal Process

You can easily renew your Ciaz’s car insurance policy with PolicyX.com. All you need to do is scroll up on this page and find the form on the right-hand top corner. The following steps from the form are easy and stress-free:

  1. Fill the following details in the form: your car’s make, variant, RTO code and its year of registration.
  2. Select the “Renewal” option and click “Continue”.
  3. You may simply choose to proceed with your current plan or instead opt for another suitable plan from the comprehensive list of quotes.
  4. Advance to make the payment online on your preferred insurance provider’s portal.
  5. Your insurance policy will reach your email inbox right away.

Ciaz Car Insurance: (FAQs)

1. My Ciaz car insurance policy has zero depreciation cover. Will it cover depreciation caused to my car’s accessories due to wear and tear?

No, zero depreciation cover does not include accessories. You can opt for Accessories Cover to insure such parts of your Ciaz.

2. My Maruti Suzuki Ciaz was stolen and recovered. However, I couldn’t recover my wallet that contained my money and credit cards. Will the Loss of Baggage Cover allow me to claim this financial loss?

No, your Loss of Baggage Cover does not allow you to claim the insurance on stolen money, and credit or debit cards.

3. I want to make a claim for baggage loss. Will this affect my Ciaz car insurance’s No Claim Bonus?

If you are claiming for baggage loss without any Own Damage claim, then your No Claim Bonus will not be affected.

4. The power steering pump of my Ciaz is damaged due to waterlogged roads. Can I claim the insurance on its repair?

Yes, you can claim insurance for the repair of your car’s power steering pump, provided your car insurance policy includes Engine Protection add-on.

Last updated on 08-04-2020