Tata Motors is the automobile division of the Tata group of companies, one of the top corporate entities of India. The company founded in 1945 is known for its range of commercial vehicles on offer. In 1988, the company started offering passenger cars. It is the fourth largest carmaker in India. It had a market share of 16.1% in 2007, its highest ever. At present, its market share is 5.1%. In the commercial sector though, the company continues to dominate the market with a 44% market share.
The top car models offered by Tata Motors in India are:
The Tiago has a sporty front design with a piano black front grille. It features next-gen technology entertainment with a 7-inch infotainment system with 8 speakers. The 1.2 litre BSVI petrol engine delivers a mileage of 23.8 km/l. Its features include fully automatic temperature control, park assist display, contrast black roof, front fog lamps, dual airbags, and ABS.
It is a 5 seater Sedan with length 6092 mm, width 1990 mm and wheelbase 3820 mm. It has 1 petrol engine on offer with an engine displacement of 6749 cc. It is available with automatic transmission. The model gives a mileage of 9.8 kmpl. The max torque of the model is 720Nm@3500rpm. The max power of the model is 453bhp@5350rpm. Rolls-Royce Phantom comes with boot space and fuel tank capacity of 460 litres and 100 litres respectively. It has features like power steering, anti-lock braking system, fog lights - front, alloy wheels etc.
Tata Harrier is Tata Motor's premier SUV car that comes from the Land Rover background. It has a Kryotec 170 BC VI engine with 1956 cc capacity. The ample boot space of 456 litres can be further expanded to 810 litres by folding the rear seats. The fuel tank capacity is 50 litres and the mileage of this SUV is 17 km/l. The oak brown dashboard adds class to the interiors. The top features of this car are cruise control, ESP terrain response, 8.8 inch touchscreen infotainment system, adjustable lumbar support for driver's seat, reverse camera, push start, 6 airbags, and hill descent control.
The Tata Nexon is a ‘nex level car' available in seven different variants. The car has a 1.2 L petrol engine with 1199 cc capacity and a 1.5 L 1497 cc diesel engine. It has a 6-speed transmission. The car has steel wheels with alloy covers. The car has a wide range of ‘nex level' features that make it attractive for customers, which include a steel structure fortified cabin, electronic stability program, ABS with ED, reverse parking assist, electric sunroof, grand central sunroof, iRA technology, ground clearance of 209 mm, cruise control, rain-sensing wipers, auto headlamps, and a cooled glove-box.
Tata Motors car insurance premium is calculated depending on the type of car, engine, year of manufacture, and few other factors:
|Car Model||Variant||Ex-Showroom Price (Lakhs)||IDV*||Zero depreciation (Add on)*||Premium (Basic)*|
|Tata Tiago||Revotorq XZ Petrol 1199 cc||Rs.4,92,000||Rs.4,62,686||Rs.3,176||Rs.16,178|
|Tata Altroz||XE Petrol 1199 cc||Rs.5,29,000||Rs.4,49,650||Rs.2,228||Rs.14,701|
|Tata Harrier||XE Diesel 1956 cc||Rs.13,69,000||Rs.10,85,841||Rs.4,886||Rs.29,909|
|Tata Nexon||XE 1198 cc Petrol||Rs.6,95,000||Rs.5,54,135||Rs.3,725||Rs.17,491|
*Prices quoted at Delhi prices for 2020 basic model
You can get different kinds of discounts on your Tata Motors car. The following are some of them that you can look for:
Add-ons are optional features that make your insurance even more comprehensive. Some of the add-ons for your Tata Motors car include:
1. When I buy a Tata car, can I transfer my NCB from the previous car while buying insurance?
Yes, you can transfer the no-claim bonus that you had for your previous car to your new Tata Motors car insurance policy.
2. I drove my Tata car on a flooded street and the engine was flooded. Can I claim insurance?
No, this is not covered under insurance under normal circumstances. If you have taken an engine protector add-on, then you can claim for the damages.
3. I had parked my car on the street and a vandal damaged the car? Can I claim the damages?
Yes, it is possible to claim damages caused by the acts of a vandal. It is considered malicious activity and you can get reimbursed for the damages by making a claim.
4. My Tata car key was broken, can I get it replaced if I have a key protect cover?
Yes, replacement of car key is possible if the car key is damaged or broken. The costs of replacement of the key can be reimbursed if you have this add-on.
Last updated on Aug 2022