Tiago Car Insurance Renewal Online
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Tiago Car Insurance

Tata Tiago has been manufactured by Tata Motors since 2016 in India. It is a city car which has been derived from the Tata Kite project. The hatchback was previously announced as Tata Zica. The word "Zica" was short for "zippy car". This was later changed as it coincided with the outbreak of a virus called Zika. Now called Tiago, the name goes after a common Portuguese masculine name. It was picked from suggestions that were given online. The car has been launched with its latest facelift in the year 2020 and has discontinued its diesel version. Today, it competes against Maruti Suzuki Celerio, Maruti Suzuki Swift, Tata Altroz, Ford Figo, and Maruti Suzuki Wagon R amongst several others.

Key Features of Tiago

With only a single petrol engine to offer, the Tata Tiago's engine comes as 1.2-litre, 3-cylinder Revotron. It generates the maximum power of 86 bhp and peak torque of 113 Nm. It provides displacement of 1199 cc. This engine is also compliant with the latest emission standard BS-VI.

A front-wheel-drive, the Tata Tiago comes with both automatic and manual transmission. It is paired up with a 5-speed gearbox and single clutch type.

When considering its performance, it's worth noting that Tata Tiago provides 76% better mileage than any other hatchback. With a fuel tank capacity of 23.8 litres, the car generates a mileage of 23.8 km/l. It can attain a top speed of 150 kmph and can sprint from 0 to 100 kmph within 18 seconds.

Some of the key features of this hatchback are airbags for both driver and passengers, ABS, headlamp beam adjuster, electronic brake force distribution, overspeed alert, speed-dependent auto door locks, steering adjustment, spacious cabin, and modern exterior design.

Premium for Tiago Car Insurance

Car Variant

Price of the Car


Zero Depreciation

(Add On)*


Tiago Revotron XE (1199 cc)

Rs. 4,60,000

Rs. 3,42,000

Rs. 1,077

Rs. 12,903

Tiago Revotron XZA Plus (1199 cc)

Rs. 6,49,000

Rs. 5,89,000

Rs. 1,855

Rs. 15,336

Tiago Revotron XZ Plus Dual Tone (1199 cc)

Rs. 6,10,000

Rs. 5,35,800

Rs. 1,688

Rs. 14,812

*The values are calculated on the basis of the city (Mumbai) and year of registration (2020).


  • Damage or loss caused to your own car due to an accident.
  • Damage or loss caused due to fire.
  • Damage or loss in case of a natural calamity.
  • Damage caused to the third-party or his/her property.
  • Personal Accident Cover.
  • Total loss due to theft.


  • Damage due to wear and tear of the vehicle.
  • Damage caused to your vehicle when driving drunk.
  • Damage incurred by your car due to war, nuclear war or civil war.
  • Damage incurred when driven against the limitations as to use.
  • Damage caused when driving without a valid license or breaking a traffic rule.
  • Mechanical or electrical breakdown of your car.
  • Damage to your car's tyres or tubes.
  • Damage caused when driving outside geographical limits.
  • Damage to your car's engine.


You can cover your car against some of the above exclusions with the help of additional covers called add-ons. These can be availed at an additional cost at the time of purchase of base insurance policy.

  • Key Replacement Cover: will allow you to make a claim for the replacement of lost keys and/or replacement of the lock.
  • Loss of Belongings Cover: will protect the belongings inside your car that were damaged or lost due to an accident or theft.
  • Engine Protection Cover: will help you claim for the engine repairs in case of hydraulic lock. This cover is especially beneficial for those residing in areas prone to flooding.
  • Passenger Cover: will financially protect all the occupants of the insured car apart from the owner and/or driver themselves.

Renewal Process

You can renew your Tiago car insurance online within a few minutes on PolicyX.com. All you have to do is scroll up on this page and find the option to Get Instant Quotes. The next few steps will take you no more than 2 minutes:

  1. You can fill out your car's registration number and click on "Get Quotes" or directly click on "Proceed without car number", enter Tata Tiago as your car's make, its RTO code, the variant, and the year of registration in the form. Select the "Renewal" radio button and then click "Continue".
  2. You can either go with your current car insurance plan or opt for another suitable option from the provided list of quotes.
  3. Once you have selected your plan, you can make an online payment on the selected insurance provider's portal.
  4. Within a few minutes of submission, you will have the car insurance policy document in your inbox.

Frequently Asked Questions (FAQs)

1. Does key replacement add-on cover remote keys in case I lose it or it is stolen?

Yes, your key replacement add-on will cover the cost of replacement of remote keys. This will include the cost of changing the entire set and even getting it reconfigured altogether.

2. My own damage claim was rejected. Can I still make a successful claim under daily allowance benefit to get my cash allowance?

No, your insurance provider will not grant you daily cash allowance if your own damage claim was rejected in the first place.

3. Can I make a claim under roadside assistance in case of damage caused due to earthquake, terrorism, strikes or riots?

No, the nature of your claim will not fall under roadside assistance in case of damage caused due to Act of God, strikes, terrorism or riots.

4. I delayed the repair for my car's engine for a few weeks after the insurance company finished its survey. Can I still claim insurance for the repairs under Engine Protection cover?

No, you cannot make a claim under Engine Protection cover considering you delayed the repair even after the survey. This is because the delay could have caused additional damage to your car's engine

5. My vehicle can be repaired on the spot of breakdown. I, however, prefer getting it repaired at the garage shop. Can my insurance provider arrange a towing facility under roadside assistance?

No, your insurance provider may not arrange a towing facility if your vehicle can be repaired on the spot of breakdown.

Last updated on Aug 2022