ICICI Pru Term Premium Calculator
  • Calculate your ICICI Term Premiums
  • Check the procedure to calculate premiums
  • Importance of ICICI Term Calculating Premiums
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What is the ICICI Prudential Term Insurance Premium Calculator?

ICICI Term Plan Calculator is an online tool designed to help potential customers calculate the monthly premium they need to pay for a term insurance plan they wish to purchase. When purchasing an ICICI Prudential Term policy, this calculator is quite useful and convenient. ICICI Prudential Insurance offers a variety of term insurance policies with different amounts of sum assured. The ICICI Prudential Term Insurance Premium Calculator allows you to choose your ideal sum assured and customize your plan as per your insurance requirements and budget. ICICI Pru Term Calculator calculates your premiums on certain factors including age, gender, sum assured, policy tenure, premium payment tenure, etc.

In this article, we will discuss the steps to use, its importance, and the benefits of using the ICICI Term Plan calculator.

What Information is Required by the ICICI Insurance Calculator to Calculate Premiums?

To calculate your premiums the using ICICI Term Plan Calculator you have to provide the following details:

  • Policyholder’s Age
  • Policyholder’s Income
  • Smoking Habits
  • Educational Qualifications
  • Policyholder’s Gender
  • Sum Assured of Your Choice
  • Policy Tenure

How to Use ICICI Prudential Insurance Premium Calculator?

Using the ICICI Prudential Term Insurance Premium Calculator is a simple, easy, and hassle-free process. To use the ICICI Term Plan Calculator you have to follow the below-mentioned steps:

Step 1: Visit the Term Insurance Calculator page.

Step 2: Enter your age, income, city, and other required details.

Step 3: Select the sum assured amount, policy tenure, and riders (if needed).

Step 4: Within a few minutes, the calculator will display premium details of different term plans offered by term insurance companies.

Step 5: You can compare different plans and choose the right one based on your financial needs.

Choose the plan that best suits your needs and pay your premiums.

Why use the ICICI Prudential Term Plan Calculator?

If you have decided to go for ICICI Term Insurance Plans, then before proceeding you must calculate your premium well in advance. Doing this will give you an approximate estimate of your policy premium. Still confused? Well let’s help you understand the need for an ICICI Term plan premium calculator with the help of an example:

Mrs Sharma and her friend Mrs Negi decided to buy the ICICI Term Insurance plan. Mrs. Negi used the  ICICI Prudential Premium calculator to get her plan’s quotations and suggested Mrs Sharma do the same. However, she denied it and preferred to go with the agent’s quotations.

When compared, Mrs Sharma had to pay 30% more than what Mrs Negi paid for the same policy. She had to pay for the agent’s fees and other additional charges, whereas, Mrs Negi was able to buy her policy online from the comfort of her home and also bagged some online discount.

With the help of the ICICI Term Insurance Premium Calculator, you will save time and will be able to manage your future finances well in advance. It will also recommend a best-term insurance plan that meets your needs in less than a few minutes.

What are the Benefits of Using ICICI Prudential Term Premium Calculator?

There are various benefits of using the ICICI Prudential Term Calculator:

  • Easy premium calculation

    ICICI Prudential Term Insurance Calculator is a tool that helps you calculate your premiums easily without any hassle.
  • Free to use

    ICICI Term Calculator is a free tool that you can use to calculate your term insurance premiums.
  • Easy plan comparison

    You can easily compare various ICICI Prudential Term Insurance Plans and choose the one that best fits your needs.
  • Helps you choose your riders wisely

    ICICI Term Calculator helps you choose your additional riders wisely as each rider costs you an amount.
  • Accurate and Reliable

    ICICI Pru Term Calculator is an accurate and reliable tool that helps you calculate your term insurance premiums.

Conclusion

ICICI Pru Term Insurance Premium Calculator is an online tool that helps you calculate ICICI Prudential Term Plans Premium in a few simple steps. This tool helps you make informed financial decisions keeping your budget in mind. You can purchase the ICICI Term Plan after calculating your premiums.

If you still face any issues when buying an ICICI Prudential term plan you can contact us at PolicyX.com or call us at 1800-420-0269.

Explore other ICICI Term Insurance

ICICI Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with ICICI Term Insurance plans. Below is the list of term plans offered by ICICI Term.

ICICI Pru POS iProtect Smart Term Plan is a non-linked, non-participating term insurance plan that offers flexibility to customize your plan and enhan...

Unique Features

  • 2 Plan Options
  • Waiting Period Protection
  • Accidental Death Benefit

ICICI Prudential POS iProtect Smart (Pros)

ICICI Prudential POS iProtect Smart
  • Life option
  • Life Plus Option
  • Premium discounts for women

ICICI Prudential POS iProtect Smart (Cons)

ICICI Prudential POS iProtect Smart
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Prudential POS iProtect Smart (Other Benefits)

ICICI Prudential POS iProtect Smart
  • Additional Accidеntal Dеath Bеnеfit
  • Special Premium rates
  • Tax benefit

ICICI Prudential POS iProtect Smart (Eligibility Criteria)

ICICI Prudential POS iProtect Smart
  • Minimum entry age-18 years
  • Maximum entry age- 60 years
  • Minimum sum assured- As per plan
  • Minimum policy term-5 years
  • Maximum policy term- 40 years.

ICICI Pru Protect n Gain plan, stays true to its tagline, ''Growth Bhi Protection Bhi'' which means it provides dual benefits of protection and wealth...

Unique Features

  • 18 Fund Options Available
  • 4 Plan Strategies
  • Systemic Withdrawal Plan Option

ICICI Prudential Protect-n-Gain (Pros)

ICICI Prudential Protect-n-Gain
  • 18 Different funds
  • 4 Investment strategies
  • Top-up option

ICICI Prudential Protect-n-Gain (Cons)

ICICI Prudential Protect-n-Gain
  • No policy Loan
  • No guaranteed returns
  • Suicide cover after 12 month

ICICI Prudential Protect-n-Gain (Other Benefits)

ICICI Prudential Protect-n-Gain
  • Unlimited free switches
  • Tax benefit
  • Top up option

ICICI Prudential Protect-n-Gain (Eligibility Criteria)

ICICI Prudential Protect-n-Gain
  • Minimum entry age-18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- 5 Lac
  • Maximum sum assured- No limit
  • Maximum Policy term-30 years

ICICI Pru Loan Protect Plus Plan is a simple term insurance plan, specially designed to manage the risk associated with ongoing loan amounts. The plan...

Unique Features

  • Death Benefit Options
  • Flexible Policy Terms
  • Life Cover Options

ICICI Pru Loan Protect Plus (Pros)

ICICI Pru Loan Protect Plus
  • Comprehensive coverage
  • Choice of coverage options
  • Flexible policy term

ICICI Pru Loan Protect Plus (Cons)

ICICI Pru Loan Protect Plus
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Pru Loan Protect Plus (Other Benefits)

ICICI Pru Loan Protect Plus
  • Death benefit
  • Reducing cover
  • Surrender benefit

ICICI Pru Loan Protect Plus (Eligibility Criteria)

ICICI Pru Loan Protect Plus
  • Minimum entry age-18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- 5 lac
  • Minimum policy term -5 years
  • Maximum policy term- 30 years.

ICICI Pru Life Raksha is a simple pure protection plan offering death benefits ranging from INR 50,000 to INR 5 lakhs. The plan is offered by ICICI Pr...

Unique Features

  • 18 Fund Options Available
  • 4 Plan Strategies
  • Systemic Withdrawal Option

ICICI Pru Life Raksha (Pros)

ICICI Pru Life Raksha
  • Five-Year Regular Pay
  • No medical examination
  • Tax benefits

ICICI Pru Life Raksha (Cons)

ICICI Pru Life Raksha
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Pru Life Raksha (Other Benefits)

ICICI Pru Life Raksha
  • Free look period
  • Grace Period
  • Short term plan

ICICI Pru Life Raksha (Eligibility Criteria)

ICICI Pru Life Raksha
  • Minimum entry age-18 years
  • Maximum entry age- 60 years
  • Minimum sum assured- 50
  • 000
  • Minimum policy term -5 years
  • Maximum policy term- 5 years.

ICICI Pru iShiled is a dual-benefit plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against he...

Unique Features

  • Combi Plan - Health & Life
  • Family Cover
  • Discounts for Non-Smokers

ICICI Pru iShield Term (Pros)

ICICI Pru iShield Term
  • Health+Life Combo
  • 5% online discount
  • Easy renewal

ICICI Pru iShield Term (Cons)

ICICI Pru iShield Term
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Pru iShield Term (Other Benefits)

ICICI Pru iShield Term
  • 5% online discount
  • waiver of premium
  • Tax benefit

ICICI Pru iShield Term (Eligibility Criteria)

ICICI Pru iShield Term
  • Minimum entry age-6 years
  • Maximum entry age- 65 years
  • Minimum sum assured- As per Premium
  • Maximum policy term- 99 years
  • Mode of premium- Single

Are you suffering from any pre-existing diseases? Then, getting a term plan might be difficult for you. But not anymore. ICICI Prudential’s Prec...

Unique Features

  • Covers pre-existing diseases
  • 5% loyalty discount
  • Accidental death benefit

ICICI Precious Life Term (Pros)

ICICI Precious Life Term
  • Covers pre existing conditions
  • Covers Cancer survivors
  • 5% loyalty discount

ICICI Precious Life Term (Cons)

ICICI Precious Life Term
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Precious Life Term (Other Benefits)

ICICI Precious Life Term
  • Death benefit
  • Accidental death benefit
  • Affordable Premiums

ICICI Precious Life Term (Eligibility Criteria)

ICICI Precious Life Term
  • Minimum entry age-18 years
  • Maximum entry age- 70 years
  • Minimum sum assured- 2 lakh
  • Maximum sum assured- No limit
  • Maximum policy term- 40 years.

Are you having a high-risk occupation such as a fire-fighter, coal miner, construction worker, and so on, in which the chances of an accident are much...

Unique Features

  • Accidental Death cover
  • Affordable premiums
  • Tax benefit on premiums

ICICI Pru iCare II (Pros)

ICICI Pru iCare II
  • 2 Crore Accidental Death Benefit
  • One Pay & Single Pay Option
  • Unexpired Risk Premium Value

ICICI Pru iCare II (Cons)

ICICI Pru iCare II
  • No Maturity Benefit
  • No Loans Allowed
  • Death Due To Drugs

ICICI Pru iCare II (Other Benefits)

ICICI Pru iCare II
  • Suicide Cover
  • Tax Benefit
  • Affordable Plan

ICICI Pru iCare II (Eligibility Criteria)

ICICI Pru iCare II
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - Adaptable
  • Maximum Maturity Age - NA
  • Premium Payment Term - SP

ICICI Pru iProtect Smart Term Plan is a non-linked pure-term insurance plan. This plan provides advanced protection by offering comprehensive coverage...

Unique Features

  • Online Discounts
  • MWPA Enrolment Benefit
  • Waiver of Premium on Terminal Illness

ICICI Pru iProtect Smart Term (Pros)

ICICI Pru iProtect Smart Term
  • Accidental Death Option
  • Critical death option
  • 4 Plan option

ICICI Pru iProtect Smart Term (Cons)

ICICI Pru iProtect Smart Term
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Pru iProtect Smart Term (Other Benefits)

ICICI Pru iProtect Smart Term
  • Long Term Cover
  • Optional Covers
  • Add-on Benefits

ICICI Pru iProtect Smart Term (Eligibility Criteria)

ICICI Pru iProtect Smart Term
  • Minimum entry age-18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- As per premium
  • Maximum sum assured- No limit
  • Maximum policy term- 99 years.

ICICI Pru Loan Protect is a non-participating term insurance plan offered by ICICI Pru Life Insurance Company. It provides life cover to individuals w...

Unique Features

  • Protection against mortgage
  • Protection against the car loan
  • Sum assured starts with 5 lacs

ICICI Pru Loan Protect (Pros)

ICICI Pru Loan Protect
  • Flexible PPT
  • Reducing Cover
  • Long term Policy term

ICICI Pru Loan Protect (Cons)

ICICI Pru Loan Protect
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Pru Loan Protect (Other Benefits)

ICICI Pru Loan Protect
  • Death Benefit
  • Tax Benefits
  • Surrender Benefit

ICICI Pru Loan Protect (Eligibility Criteria)

ICICI Pru Loan Protect
  • Minimum entry age-18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- 5 Lac
  • Maximum sum assured- 30 Lac
  • Maximum policy term- 30 years.

ICICI Pru Saral Jeevan Bima offers a simplified answer to your protection needs and ensures that your family leads a comfortable life without any fina...

Unique Features

  • Pure protection plan
  • Affordable premiums
  • Flexible options

ICICI Pru Saral Jeevan Bima (Pros)

ICICI Pru Saral Jeevan Bima
  • Affordable premiums
  • Flexible premium paying term
  • Maturity age upto the age 70 years.

ICICI Pru Saral Jeevan Bima (Cons)

ICICI Pru Saral Jeevan Bima
  • No Policy Loan
  • No Investment option
  • No Terminal illness benefit

ICICI Pru Saral Jeevan Bima (Other Benefits)

ICICI Pru Saral Jeevan Bima
  • Death benefit
  • No medical examination
  • Tax benefit

ICICI Pru Saral Jeevan Bima (Eligibility Criteria)

ICICI Pru Saral Jeevan Bima
  • Minimum entry age-18 years
  • Maximum entry age- 65 years
  • Maximum maturity age- 70 years
  • Minimum sum assured-5 Lac
  • Maximum sum assured-No limit

ICICI Pru iProtect Return of Premium provides security to you and your loved ones against all such uncertainties of life that may pose a hurdle to you...

Unique Features

  • Maturity Benefit
  • Critical Illness Cover
  • Accidental Disability Cover

ICICI Prudential iProtect Return Of Premium (Pros)

ICICI Prudential iProtect Return Of Premium
  • Life stage cover
  • Critical illness
  • Return of premium

ICICI Prudential iProtect Return Of Premium (Cons)

ICICI Prudential iProtect Return Of Premium
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Prudential iProtect Return Of Premium (Other Benefits)

ICICI Prudential iProtect Return Of Premium
  • Maturity benefit
  • Income benefit
  • Premium back

ICICI Prudential iProtect Return Of Premium (Eligibility Criteria)

ICICI Prudential iProtect Return Of Premium
  • Minimum entry age-18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- As per plan
  • Minimum policy term-5 years
  • Maximum policy term- 20 years.

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FAQs: ICICI Term Insurance Premium Calculator

1. Does the ICICI Prudential Life Insurance Calculator provide exactly accurate results?

The result of the ICICI Pru Life Calculator is an estimate based on the information provided. However, ICICI Prudential provides you with the exact premium amount when you buy the policy.

2. What is ICICI Term Insurance Premium Calculator?

ICICI Term Insurance Premium calculator is a online tool, specifically designed to calculate the premium of its term insurance plan.

3. How to use ICICI Term Insurance Premium Calculator?

For using ICICI Term Insurance Premium Calculator, one should visit the official website of ICICI Prudential Life Insuarance then choose term insurance plan and click on calculate premium.

4. What factors affects the premium of ICICI Term Insurance?

Factors such as: Age, sum assured, Policy term and health and lifestyle affects the premium rates of ICICI Term Insurance.

5. Is the ICICI Term Plan Calculator a reliable tool?

Yes, ICICI Prudential Term Insurance Calculator is a reliable tool that can help you calculate your term insurance premiums.

6. Can I use the ICICI Pru Term Insurance Calculator without providing my details?

Yes, you can use the ICICI Prudential Term Premium Calculator without entering your personal details.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.