ICICI Term Premium Payment

ICICI Term Insurance Premium Payment is a hassle-free and se ...Read More

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Himanshu Kumar

Term & Life Insurance

Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.

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Raj Kumar

Raj Kumar

Health Insurance

Raj Kumar has more than a decade of experience in driving product knowledge and sales in the health insurance sector. His data-focused approach towards business planning, manpower management, and strategic decision-making has elevated insurance awareness within and beyond our organisation.

Updated on Feb 03, 2026 4 min read

ICICI Term Insurance Premium Payment

ICICI Term Insurance Premium Payment is a hassle-free and secure process to ensure that your coverage stays intact and uninterrupted. ICICI Prudential Life Insurance realises the significance of prompt premium payments in order to keep your term insurance policy active. In this article we will talk about how to pay your ICICI Prudential term insurance premium payment, how to download the plan payment receipt and why it is important to pay the ICICI Prudential term plan payment on time.

Steps Involved In ICICI Term Insurance Premium Payment

ICICI Prudential term insurance payment can be done through 3 ways. Let’s have a detailed look at each one of them below:

Online Process

With the help of its secure online platform, ICICI Term Insurance enables policyholders to easily pay their premiums. This easy-to-use digital process eliminates the need for cumbersome paper forms and provides a smooth experience. The following are the steps involved in ICICI term insurance payment online:

  • Visit ICICI Insurance Company’s official website i.e. www.iciciprulife.com.
  • Navigate and click on the ’Pay Premium’ option under Quick access in the main page. You will be redirected to a new page.
  • Enter your date of birth, policy number, registered mobile number or e-mail id and click on ‘Proceed’.
  • The website will retrieve the data linked to the policy and display the premium amount that is due on the screen. Use any of the available payment methods such as debit card, credit card, net banking, UPI and mobile wallet.
  • Download your receipt for premium payment and save it for future reference.

Offline Process

ICICI realises that certain policyholders favour offline modes of premium payment as well. ICICI Prudential Life Insurance offers a stress-free offline premium payment process to cater their needs.

To make premium payments, customers may visit a nearby ICICI branch or authorised payment centre in person. Policyholders have the option to send their premium dues through registered post or by providing a cheque/DD under our firm’s name.

Auto Debit Option

Auto-debit mode can be selected to pay premiums for ICICI Term Insurance. Policyholders can ensure timely payments in a convenient and easy way through this. On the due date, with the auto debit facility, your premium amount is deducted from your designated bank account automatically. The auto-debit option for paying ICICI term insurance premium helps to simplify the process involved and helps policyholders avoid missing payment risks. It ensures that your premium payments are made timely. The requirement of manual intervention is eliminated and policy lapses are reduced.

How To Download ICICI Term Plan Premium Payment Receipt

  • Visit ICICI Insurance Company’s official website i.e. www.iciciprulife.com.
  • Go to ‘Customer Services’ on the main page.
  • Select ‘Premium Paid Certificate’.
  • Enter the required details like policy number or phone number, and your date of birth.
  • Click on proceed to download your ICICI term plan payment receipt.

Why To Pay ICICI Term Plan Premium Payment On Time?

ICICI Term Plan premium payments should never be put off because they are important for a number of reasons. Following are the reasons why regular premium payments are essential:

  • As long as you continue to pay your premiums on time and without missing a payment, your ICICI term insurance policy will continue to be in effect and offer coverage. Your policy may expire if the premium is not paid by the due date or grace period.
  • You can save money by paying your ICICI term plan premium on time and avoiding additional fees or penalties. With most insurance companies, payment of premiums after the due dates have passed is still possible because they typically grant a grace period. You might have to incur late payment fines or higher premium rates if you opt to reactivate the policy after the grace period has passed.
  • By paying your ICICI term plan premium on time, you can ensure flexibility and future financial planning. By keeping an active policy with policy improvements or top-up options, you can gain access to extra features like riders and enhanced sum assured. You can adapt your policy to your changing demands by doing so.

Explore other ICICI Term Insurance

ICICI Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with ICICI Term Insurance plans. Below is the list of term plans offered by ICICI Term.

ICICI Pru iProtect Smart Plus

ICICI Pru iProtect Smart Plus

iProtect Smart Plus Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan that provides financial security to your loved on...

Unique Features

  • Choice of Plan Option
  • Premium Break
  • Insta Claim Payment

ICICI Pru iProtect Smart Plus (Pros)

ICICI Pru iProtect Smart Plus
  • Choice of Plan Option
  • Death Benefits
  • Insta Claim Payment

ICICI Pru iProtect Smart Plus (Cons)

ICICI Pru iProtect Smart Plus
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

ICICI Pru iProtect Smart Plus (Other Benefits)

ICICI Pru iProtect Smart Plus
  • Premium Break Option
  • Premium Discounts
  • Choice of Premium Payment Tenure

ICICI Pru iProtect Smart Plus (Eligibility Criteria)

ICICI Pru iProtect Smart Plus
  • Entry age - 18 years
  • Max entry age - 55 years
  • Min sum assured - Rs 50 lakhs
  • Max maturity age - 85 years
  • PPT - RP/SP/LPEntry age - 18 years
  • Max entry age - 55 years
  • Min sum assured - Rs 50 lakhs
  • Max maturity age - 85 years
  • PPT - RP/SP/LP

ICICI Pru iProtect Super Term

ICICI Pru iProtect Super Term

iProtect Super Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan for self-employed individuals or business owners. This...

Unique Features

  • Term Plan for Self-employed
  • Premium Break Option
  • Smart Exit Benefit

ICICI Pru iProtect Super Term (Pros)

ICICI Pru iProtect Super Term
  • Flexible Policy Tenure
  • Choice of Plan Option
  • Premium Break Option

ICICI Pru iProtect Super Term (Cons)

ICICI Pru iProtect Super Term
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

ICICI Pru iProtect Super Term (Other Benefits)

ICICI Pru iProtect Super Term
  • Death Benefits
  • Tax Benefits
  • Smart Exit Value

ICICI Pru iProtect Super Term (Eligibility Criteria)

ICICI Pru iProtect Super Term
  • Entry age - 18 years
  • Max entry age - 55 years
  • Min sum assured - Rs 50 lakhs
  • Max maturity age - 85 years
  • PPT - RP/SP/LP

ICICI Pru Loan Protect

ICICI Pru Loan Protect

ICICI Pru Loan Protect is a non-participating term insurance plan offered by ICICI Pru Life Insurance Company. It provides life cover to individuals w...

Unique Features

  • Protection against mortgage
  • Protection against the car loan
  • Sum assured starts with 5 lacs

ICICI Pru Loan Protect (Pros)

ICICI Pru Loan Protect
  • Flexible PPT
  • Reducing Cover
  • Long term Policy term

ICICI Pru Loan Protect (Cons)

ICICI Pru Loan Protect
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Pru Loan Protect (Other Benefits)

ICICI Pru Loan Protect
  • Death Benefit
  • Tax Benefits
  • Surrender Benefit

ICICI Pru Loan Protect (Eligibility Criteria)

ICICI Pru Loan Protect
  • Minimum entry age-18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- 5 Lac
  • Maximum sum assured- 30 Lac
  • Maximum policy term- 30 years.

ICICI Pru iCare II

ICICI Pru iCare II

Are you having a high-risk occupation such as a fire-fighter, coal miner, construction worker, and so on, in which the chances of an accident are much...

Unique Features

  • Accidental Death cover
  • Affordable premiums
  • Tax benefit on premiums

ICICI Pru iCare II (Pros)

ICICI Pru iCare II
  • 2 Crore Accidental Death Benefit
  • One Pay & Single Pay Option
  • Unexpired Risk Premium Value

ICICI Pru iCare II (Cons)

ICICI Pru iCare II
  • No Maturity Benefit
  • No Loans Allowed
  • Death Due To Drugs

ICICI Pru iCare II (Other Benefits)

ICICI Pru iCare II
  • Suicide Cover
  • Tax Benefit
  • Affordable Plan

ICICI Pru iCare II (Eligibility Criteria)

ICICI Pru iCare II
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - Adaptable
  • Maximum Maturity Age - NA
  • Premium Payment Term - SP

ICICI Pru iShield Term

ICICI Pru iShield Term

ICICI Pru iShiled is a dual-benefit plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against he...

Unique Features

  • Combi Plan - Health & Life
  • Family Cover
  • Discounts for Non-Smokers

ICICI Pru iShield Term (Pros)

ICICI Pru iShield Term
  • Health+Life Combo
  • 5% online discount
  • Easy renewal

ICICI Pru iShield Term (Cons)

ICICI Pru iShield Term
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Pru iShield Term (Other Benefits)

ICICI Pru iShield Term
  • 5% online discount
  • waiver of premium
  • Tax benefit

ICICI Pru iShield Term (Eligibility Criteria)

ICICI Pru iShield Term
  • Minimum entry age-6 years
  • Maximum entry age- 65 years
  • Minimum sum assured- As per Premium
  • Maximum policy term- 99 years
  • Mode of premium- Single

ICICI Pru Life Raksha

ICICI Pru Life Raksha

ICICI Pru Life Raksha is a simple pure protection plan offering death benefits ranging from INR 50,000 to INR 5 lakhs. The plan is offered by ICICI Pr...

Unique Features

  • 18 Fund Options Available
  • 4 Plan Strategies
  • Systemic Withdrawal Option

ICICI Pru Life Raksha (Pros)

ICICI Pru Life Raksha
  • Five-Year Regular Pay
  • No medical examination
  • Tax benefits

ICICI Pru Life Raksha (Cons)

ICICI Pru Life Raksha
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Pru Life Raksha (Other Benefits)

ICICI Pru Life Raksha
  • Free look period
  • Grace Period
  • Short term plan

ICICI Pru Life Raksha (Eligibility Criteria)

ICICI Pru Life Raksha
  • Minimum entry age-18 years
  • Maximum entry age- 60 years
  • Minimum sum assured- 50
  • 000
  • Minimum policy term -5 years
  • Maximum policy term- 5 years.

ICICI Pru Loan Protect Plus

ICICI Pru Loan Protect Plus

ICICI Pru Loan Protect Plus Plan is a simple term insurance plan, specially designed to manage the risk associated with ongoing loan amounts. The plan...

Unique Features

  • Death Benefit Options
  • Flexible Policy Terms
  • Life Cover Options

ICICI Pru Loan Protect Plus (Pros)

ICICI Pru Loan Protect Plus
  • Comprehensive coverage
  • Choice of coverage options
  • Flexible policy term

ICICI Pru Loan Protect Plus (Cons)

ICICI Pru Loan Protect Plus
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Pru Loan Protect Plus (Other Benefits)

ICICI Pru Loan Protect Plus
  • Death benefit
  • Reducing cover
  • Surrender benefit

ICICI Pru Loan Protect Plus (Eligibility Criteria)

ICICI Pru Loan Protect Plus
  • Minimum entry age-18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- 5 lac
  • Minimum policy term -5 years
  • Maximum policy term- 30 years.

ICICI Prudential Protect-n-Gain

ICICI Prudential Protect-n-Gain

ICICI Prudential Protect n Gain plan, stays true to its tagline, ''Growth Bhi Protection Bhi'' which means it provides dual benefits of protection and...

Unique Features

  • 18 Fund Options Available
  • 4 Plan Strategies
  • Systemic Withdrawal Plan Option

ICICI Prudential Protect-n-Gain (Pros)

ICICI Prudential Protect-n-Gain
  • 18 Different funds
  • 4 Investment strategies
  • Top-up option

ICICI Prudential Protect-n-Gain (Cons)

ICICI Prudential Protect-n-Gain
  • No policy Loan
  • No guaranteed returns
  • Suicide cover after 12 month

ICICI Prudential Protect-n-Gain (Other Benefits)

ICICI Prudential Protect-n-Gain
  • Unlimited free switches
  • Tax benefit
  • Top up option

ICICI Prudential Protect-n-Gain (Eligibility Criteria)

ICICI Prudential Protect-n-Gain
  • Minimum entry age-18 years
  • Maximum entry age- 65 years
  • Minimum sum assured- 5 Lac
  • Maximum sum assured- No limit
  • Maximum Policy term-30 years

ICICI Prudential POS iProtect Smart

ICICI Prudential POS iProtect Smart

ICICI Pru POS iProtect Smart Term Plan is a non-linked, non-participating term insurance plan that offers flexibility to customize your plan and enhan...

Unique Features

  • 2 Plan Options
  • Waiting Period Protection
  • Accidental Death Benefit

ICICI Prudential POS iProtect Smart (Pros)

ICICI Prudential POS iProtect Smart
  • Life option
  • Life Plus Option
  • Premium discounts for women

ICICI Prudential POS iProtect Smart (Cons)

ICICI Prudential POS iProtect Smart
  • No policy loan
  • No Investment option
  • No Terminal illness benefit

ICICI Prudential POS iProtect Smart (Other Benefits)

ICICI Prudential POS iProtect Smart
  • Additional Accidеntal Dеath Bеnеfit
  • Special Premium rates
  • Tax benefit

ICICI Prudential POS iProtect Smart (Eligibility Criteria)

ICICI Prudential POS iProtect Smart
  • Minimum entry age-18 years
  • Maximum entry age- 60 years
  • Minimum sum assured- As per plan
  • Minimum policy term-5 years
  • Maximum policy term- 40 years.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.

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