ICICI Pru Saral Jeevan Bima
  • Pure protection plan
  • Affordable premiums
  • Flexible options
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ICICI Pru Saral Jeevan Bima

ICICI Pru Saral Jeevan Bima offers a simplified answer to your protection needs and ensures that your family leads a comfortable life without any financial worries, even in your absence. Saral Jeevan Bima is a standardized life insurance plan by IRDAI. ICICI Pru Saral Jeevan Bima is a pure protection plan with the intent to safeguard the insured individual and their family against any unforeseen circumstances.

Saral Jevan Bima Policy being a simple protection plan can be purchased at affordable premiums. Saral Jeevan Bima Policy provides a nominee with a fixed amount after the death of the policyholder during the policy term. ICICI Pru Saral Jeevan Bima is a plan with simple features and standard terms & conditions, Saral Jeevan Bima does not come with riders/benefits/variants other than those mentioned in its annexure. It must be noted that the terms and conditions of Saral Jeevan Bima are the same for all insurance providers.

ICICI Pru Life Saral Jeevan Bima has been launched with an aim of making financial protection accessible to every individual with its simple features and flexible options. It has been designed to meet all your protection needs by offering the flexibility to choose a life cover, policy term, premium payment term and frequency.

ICICI Pru Saral Jeevan Bima Plan Specifications

Entry Age

Min : 18 Years
Max: 65 Years

Sum Insured

Min : 5 L
Max: As per maximum sum assured

Maturity Age

Max : 70 years

Policy Term

5 to 40 Years

Premium payment mode

Single Pay / 5/10 Pay

Read more specifications in the brochure.

Key Features of ICICI Pru Saral Jeevan Bima

ICICI Pru Saral Jeevan Bima Policy is a simple pure protection plan that is well known for protecting and safeguarding the insured life’s family in the face of adversity under any unforeseen circumstances. Read more to understand the features and benefits.

  • Life Coverage
    ICICI Pru Saral Jeevan Bima Policy ensures financial protection of your family with the Life Cover. The nominee will receive a lump sum amount in case you pass away, while you are covered under this plan. This policy will cover death due to accidents during the waiting period of 45 days from the date of commencement of risk. In case of death of the Life Assured other than due to an accident during the waiting period, an amount equal to 100% of all premiums received excluding taxes, if any, shall be paid and the sum assured shall not be paid.
  • Pocket-friendly premiums
    ICICI Pru Saral Jeevan Bima comes with affordable premiums to fit right into your budget with multiple premium payment choices like monthly, semi-annual or annual.
  • Flexibility
    Choose to pay premiums once, for a limited period or throughout the policy term, as per your convenience.
  • Tax Benefits
    Avail Tax Benefits as per the prevailing tax laws.

Benefits of ICICI Pru Saral Jeevan Bima

  • If the person whose life is covered by this policy (known as the Life Assured) passes away during the term of the policy, the Death benefit will be paid out as a lump sum to the nominee.
  • In case of Accidental Death, for regular premium or limited premium payment policy, equal to Sum Assured on Death which is the highest of 10 times the Annualized Premium, or 105% of all premiums paid as on the date of death, or Absolute amount assured to be paid on death.
  • On death of the Life Assured after the expiry of Waiting Period but before the stipulated date of maturity and provided the Policy is in force, the Death Benefit amount payable as a lump sum is 10 times of annualized premium; or 105% of all the premiums paid as on the date of death or Absolute amount assured to be paid on death.

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Explore Other ICICI Term Insurance Plans

You can find other term policies offered by the ICICI Term Insurance company in the section below:

ICICI Pru iCare II

ICICI Pru iCare II is a term plan that lets you secure your family’s future, and allows you to choose the number of years for which you wish to pay the premiums.

Unique Features

  • Choose Your Cover
  • Accidental Death Cover
  • Unlimited SA Options

ICICI Pru iCare II (Pros)

  • 2 Crore Accidental Death Benefit
  • One Pay & Single Pay Option
  • Unexpired Risk Premium Value

ICICI Pru iCare II (Cons)

  • No Maturity Benefit
  • No Loans Allowed
  • Death Due To Drugs

ICICI Pru iCare II (Other Benefits)

  • Suicide Cover
  • Tax Benefit
  • Affordable Plan

ICICI Pru iCare II (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - Adaptable
  • Maximum Maturity Age - NA
  • Premium Payment Term - SP

ICICI Pru iProtect Return of Premium

The plan offers coverage for 64 critical illnesses, 360-degree protection, and enhanced safeguarding against accidental death.

Unique Features

  • 4 plan options
  • Live-stage coverage
  • Enhanced protection with riders

iProtect Return of Premium (Pros)

  • Income Benefit Post 60 Years
  • ROP with Life-stage cover
  • Survival Benefits

iProtect Return of Premium (Cons)

  • Income Benefits for a non-smoker
  • No Critical Illness Cover With LP
  • Critical Illness Caused by Sterility and Infertility

iProtect Return of Premium (Other Benefits)

  • Loyalty Discount of 5% & 2%
  • Critical Illness (CI) Benefit
  • Accidental Death Benefit Cover up to 2 Cr

iProtect Return of Premium (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - NA
  • Maximum Maturity Age - 85 Years
  • Premium Payment Term - 5 To 40 Years

ICICI Pru iProtect Smart Term Plan

This plan offers an optional accidental death benefit of up to 2 crores, extended coverage until age 99, and includes coverage for Covid-19 claims.

Unique Features

  • Unlimited Maximum Sum Assured
  • Smart Exit Benefit
  • Waiver of Premium Benefit

iProtect Smart Term Plan (Pros)

  • Major Organ Benefit
  • Accelerated Critical Illness Benefit
  • Choose your Policy Term

iProtect Smart Term Plan (Cons)

  • No Loans Allowed
  • Modal Loadings
  • No Maturity Benefit

iProtect Smart Term Plan (Other Benefits)

  • Brain and Nervous System Benefit
  • Heart and Artery Benefit
  • Terminal Illness and Disability Enhanced Protection

iProtect Smart Term Plan (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - NA
  • Maximum Maturity Age - 75 Years
  • Premium Payment Term - RP/SP/LP

ICICI Pru Life Raksha

A pure term plan that offers low coverage of 5 lakhs and premium discounts.

Unique Features

  • A 5-year regular pay policy
  • Immediate payout
  • Flexible premium payment options

ICICI Pru Life Raksha (Pros)

  • Death Benefit
  • Suicide Cover
  • Policy Revival Within 5 Years

ICICI Pru Life Raksha (Cons)

  • No Maturity Benefit
  • No Loans Allowed
  • No Surrender Benefit

ICICI Pru Life Raksha (Other Benefits)

  • 30 Days Grace Period
  • Tax Benefit
  • Affordable Plan

ICICI Pru Life Raksha (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 50 K
  • Maximum Maturity Age - NA
  • Premium Payment Term - 5 Years

ICICI Pru Loan Protect Plan

ICICI Pru Loan Protect protects your family from the outstanding home and car loans in your absence.

Unique Features

  • Flexible premium payment term
  • Fixed/Reducing cover option
  • Avail tax benefit

ICICI Pru Loan Protect Plan (Pros)

  • 125% Death Benefit
  • Suicide Cover After 12 Months
  • Surrender Value For One Pay Option

ICICI Pru Loan Protect Plan (Cons)

  • No Maturity Benefit
  • No Disability Cover
  • Only Single Pay Option

ICICI Pru Loan Protect Plan (Other Benefits)

  • Home Equity Loan
  • Commercial Property Loan
  • Land Loans

ICICI Pru Loan Protect Plan (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 50L
  • Maximum Maturity Age - NA
  • Premium Payment Term - SP/5 Yrs

ICICI Pru Precious Life

The plan covers cancer survivors, pre-existing conditions, post-surgery individuals and offers lump sum and income benefits.

Unique Features

  • Increasing Income Benefit
  • Non-smoker Benefit
  • Medical Reports On Request

ICICI Pru Precious Life (Pros)

  • 4 Flexible To Take Death Benefit
  • Loyalty Benefit For 5% RP, 2% LP
  • Unexpired Risk Premium Value or LP/SP

ICICI Pru Precious Life (Cons)

  • Extra Mortality Premium
  • No Loans Allowed
  • No Maturity Benefit

ICICI Pru Precious Life (Other Benefits)

  • Suicide Cover
  • Tax Benefit
  • Obesity, Diabetes, High BP, Asthma

ICICI Pru Precious Life (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 2 L
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP(5&10 Years)

ICICI Pru Saral Jeevan Bima

A standard pure protection term plan that offers coverage on affordable premiums.

Unique Features

  • Choose premium payment term
  • Death by accident cover
  • Tax benefits available

ICICI Pru Saral Jeevan Bima (Pros)

  • Available For Online Buying
  • Max Sum Assured 1 Cr
  • Choose To pay Premium Once

ICICI Pru Saral Jeevan Bima (Cons)

  • No Survival Benefit
  • No Surrender Benefit
  • No Maturity Benefit

ICICI Pru Saral Jeevan Bima (Other Benefits)

  • Suicide Cover
  • Spouse Cover
  • Policy Revival Within 5 Years

ICICI Pru Saral Jeevan Bima (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 5 L
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP(5&10 Years)

ICICI Pru Saral Jeevan Bima: FAQs

1. What is ICICI Pru Saral Jeevan Bima Yojna?

ICICI Pru Life Saral Jeevan Bima has been launched with an aim of making financial protection accessible to every individual with its simple features and flexible options. It has been designed to meet all your protection needs by offering the flexibility to choose a life cover, policy term, premium payment term and frequency.

2. What are the sum assured options for ICICI Pru Saral Jeevan Bima Yojna?

ICICI Saral Jeevan Bima Yojna offers sum insured life cover ranging between ₹ 5 Lakhs to ₹ 49.5 Lakhs.

3. What is the premium payment term under ICICI Pru Saral Jeevan Bima Plan?

Under ICICI Pru Saral Jeevan Bima Yojna, the premium payment terms available are Regular, Limited and Single Payment.

4. What is the premium payment mode under ICICI Pru Saral Jeevan Bima Plan?

Under ICICI Pru Saral Jeevan Bima Yojna the premium payment mode is yearly, half-yearly or monthly.

5. What is the eligibility criteria for ICICI Saral Jeevan Bima Yojna?

ICICI Saral Jeevan Bima Yojna entry age is minimum 18 years and maximum age is 65 years with a policy term of 5 years to 40 years.

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Saral Jeevan Bima Term Plan Insurance Review

Read what our customers have to say about Saral Jeevan Bima Term Plan Insurance Company

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Preety Kamat

Bhopal

April 8, 2024

Got ICICI Pru iProtect Smart term insurance plan via PolicyX; so far, I& 039;ve hassle-free renewal service and have not faced any kind of nuisance.

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Anil kumar

Gurgaon

March 18, 2024

I had to purchase term life insurance for my mother, So I decided to consult with the insurance advisor of Policyx.com, after analysing all details carefully. Mr Nikhil suggests me to go with I...

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Vaibhav gupta

Belgaum

February 16, 2024

Recently I turned 18 years old, and the first thing that comes to mind is to opt for a term plan. So I visited policyx.com for a better understanding, and an advisor named Vishal properly under...

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Suraj Jha

Chandigarh

January 25, 2024

Getting term insurance from PolicyX.com was easy. The online application was simple, and I could easily compare different plans. The website gave clear information, and I got my policy without ...

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Pradeep Verma

Agra

October 5, 2023

I recently purchased Kotak Life Term Insurance Plans through Policyx.com, and I must say the process was incredibly smooth. Highly recommended!

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Tanushree Sengupta

Hyderabad

October 5, 2023

I highly recommend PolicyX.com for anyone looking to purchase an ICICI Prudential term insurance plan. They made the process simple and efficient.

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Aniket Verma

Jaipur

October 5, 2023

PolicyX.com s guidance and support were instrumental in helping me choose the right ICICI Prudential term insurance plan.

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Naina Kapoor

Kolkata

October 5, 2023

I m grateful to PolicyX.com for helping me secure my family s financial future with an ICICI Prudential term insurance plan.

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