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ICICI Pru Life Raksha is a simple pure protection plan that offers a simple death benefit without the need for any medical examination. The plan offers coverage of Rs 5 Lakh and a policy term of 5 years. In this world of uncertainties, it is important to protect your finances which is why the ICICI Pru Life Raksha Plan comes into play because it offers a lump sum amount that can be used to meet the immediate liabilities. Let us explore the plan in later sections.
The insured has to fulfill the following eligibility criteria to buy this plan:
Criteria | Specifications | |||||||
---|---|---|---|---|---|---|---|---|
 Entry Age (In Years) | Min: 18 | Max: 60 | ||||||
Policy Term | Â
| |||||||
Sum Assured(in Rs) | Min:Â 50,000 | Max: 5,00,000 | ||||||
Premium Payment Term | Policy Term | |||||||
Premium Payment Modes | Â Yearly, Half Yearly.Monthly |
The plan offers decent benefits that are mentioned below:
The plan doesn't offer a few benefits that are mentioned below :
ICICI Pru Life Raksha is a pure-term insurance plan that offers death benefits and life cover. The policyholder can buy the plan without any medical examination and avail tax benefits on premium payments. So if you are in search of a basic plan that offers decent coverage with uncomplicated norms Life Raksha is the best fit for this scenario.
You can find other term policies offered by the ICICI Term Insurance company in the section below:
ICICI Pru iCare II is a term plan that lets you secure your family’s future, and allows you to choose the number of years for which you wish to pay the premiums.
Unique Features
The plan offers coverage for 64 critical illnesses, 360-degree protection, and enhanced safeguarding against accidental death.
Unique Features
This plan offers an optional accidental death benefit of up to 2 crores, extended coverage until age 99, and includes coverage for Covid-19 claims.
Unique Features
A pure term plan that offers low coverage of 5 lakhs and premium discounts.
Unique Features
ICICI Pru Loan Protect protects your family from the outstanding home and car loans in your absence.
Unique Features
The plan covers cancer survivors, pre-existing conditions, post-surgery individuals and offers lump sum and income benefits.
Unique Features
A standard pure protection term plan that offers coverage on affordable premiums.
Unique Features
The minimum sum assured of the Life Raksha Plan is Rs 50,000.
No, the plan doesn't offer any rider benefit.
The plan does not provide any policy loan benefit.
This means that the policy will offer life cover provided that the policyholder has to pay the premium continuously for 5 years.
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Read what our customers have to say about ICICI term insurance company
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April 8, 2024
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October 5, 2023
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October 5, 2023
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October 5, 2023
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