ICICI Pru iProtect Smart Term
- Online Discounts
- MWPA Enrolment Benefit
- Waiver of Premium on Terminal Illness
743-1727695658.webp){kind=logo}
ICICI Pru iProtect Smart Term Plan is a non-linked pure-term insurance plan. This plan provides advanced protection by offering comprehensive coverage against the 34 listed critical illnesses. Whether you are a salaried employee or a business owner this plan offers the flexibility to pay premium.
With ICICI Pru iProtect Smart, you can choose how the death benefit will be payable to the nominee such as you can choose from either lumpsum or lumpsom+ Regular Income payout.
ICICI Pru i-Protect Smart offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 100 years
Minimum term - 5 years Maximum term - 99 years
Min:Subject to the minimum premium Max: Unlimited
The policy loan is not available under ICICI Pru iprotect smart
Annual, half-yearly, quarterly & monthly
Let's understand how the ICICI Pru i-Protect Smart term plan works with a simple premium illustration.
Mrs. Priyanka Singh, a 34-year-old Pune-based Architect is looking for a term plan that gives life cover including inbuilt critical illness benefits.
She visited PolicyX.com to learn more about term insurance with critical illness coverage. PolicyX.com advisors carefully understand her query and suggest to purchase ICICI Pru i-Protect Smart.
Let us see a brief illustration of Priyanka's ICICI Pru i-Protect Smart
| Age of policyholder | Annual premiums | Premium payment mode | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 34 years | Rs 11,987 | Annually | 25 years | 25 years | Rs 299675 | Rs 50 lakhs |
Key Takeaways: Mrs. Priyanka singh will be covered untill the age of 59 years. In case of any unfortunate demise during policy term, her nominee will receive sum assured equal to Rs.50 lakhs.
Here are the benefits associated with the ICICI Pru iProtect Smart Term
ICICI Pru iProtect Smart Term Insurance Plan
ICICI Pru iProtect Smart Plan Review
ICICI Pru IProtect Smart Term Plan Review
You can add the following riders to your ICICI Pru iProtect Smart Plan:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illnesses.
Here is the list of exclusions associated with the plan:
ICICI Pru iProtect Smart Plan offers comprehensive coverage to the policyholders. Whether you need, inbuilt critical illness coverage or accidental death benefit coverage with the ICICI Pru iprotect Plan you can get all cover under the same plan. In case, you still have any doubts regrading this plan, you can contact PolicyX.com. Our advisors work 24/7 to solve every possible query of you.
ICICI Pru POS iProtect Smart Term Plan is a non-linked, non-participating term insurance plan that offers flexibility to customize your plan and enhan...
Unique Features
319-1728286009.webp){kind=logo}
ICICI Pru Protect n Gain plan, stays true to its tagline, ''Growth Bhi Protection Bhi'' which means it provides dual benefits of protection and wealth...
Unique Features
322-1728043887.webp){kind=logo}
ICICI Pru Loan Protect Plus Plan is a simple term insurance plan, specially designed to manage the risk associated with ongoing loan amounts. The plan...
Unique Features
ICICI Pru Life Raksha is a simple pure protection plan offering death benefits ranging from INR 50,000 to INR 5 lakhs. The plan is offered by ICICI Pr...
Unique Features
324-1727956721.webp){kind=logo}
ICICI Pru iShiled is a dual-benefit plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against he...
Unique Features
326-1727789811.webp){kind=logo}
Are you suffering from any pre-existing diseases? Then, getting a term plan might be difficult for you. But not anymore. ICICI Prudential’s Prec...
Unique Features
642-1728041512.webp){kind=logo}
Are you having a high-risk occupation such as a fire-fighter, coal miner, construction worker, and so on, in which the chances of an accident are much...
Unique Features
735-1728897850.webp){kind=logo}
ICICI Pru iProtect Smart Term Plan is a non-linked pure-term insurance plan. This plan provides advanced protection by offering comprehensive coverage...
Unique Features
ICICI Pru Loan Protect is a non-participating term insurance plan offered by ICICI Pru Life Insurance Company. It provides life cover to individuals w...
Unique Features
ICICI Pru Saral Jeevan Bima offers a simplified answer to your protection needs and ensures that your family leads a comfortable life without any fina...
Unique Features
3393-1728284139.webp){kind=logo}
ICICI Pru iProtect Return of Premium provides security to you and your loved ones against all such uncertainties of life that may pose a hurdle to you...
Unique Features
3395-1727785045.webp){kind=logo}
4.6
Rated by 864 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
2522-1729665730.webp)
2390-17290585034247-1733835196.webp)
Do you have any thoughts you’d like to share?