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ICICI Term Insurance
- Online Discounts
- MWPA Enrolment Benefit
- Waiver of Premium on Terminal Illness
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Updated on Jul 07, 2025 15 min read
ICICI Term Insurance offers you multiple term insurance plans based on the features, benefits, and eligibility criteria. Here are some of the term plans offered by ICICI Term Insurance.
| Plan | Entry Age | Tenure | Min. Sum Assured | Unique Features |
|---|---|---|---|---|
| ICICI Pru iProtect Smart Plus Plan Plan | Minimum age- 18 years, Maximum age- 65 years | Yearly, half-yearly, quarterly, and monthly | Rs 50 lakhs |
|
| ICICI Pru iProtect Super Term Plan Plan | Minimum age- 18 years, Maximum age- 55 years | Yearly, half-yearly, quarterly, and monthly | Rs 50 lakhs |
|
| ICICI Pru Loan Protect Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs. 5 Lacs |
|
| ICICI Pru iCare II Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs. 1 lakh |
|
| ICICI Precious Life Term Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs. 2 Lacs |
|
| ICICI Pru iShield Term Plan | Minimum Age - 18 years Maximum Age - 60 years | Annual, half-yearly, quarterly & monthly | Rs. 50 Lakhs |
|
| ICICI Pru Life Raksha Plan | Minimum Age - 18 years Maximum Age - 60 years | Annual, half-yearly, quarterly & monthly | As per premium |
|
| ICICI Pru Loan Protect Plus Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs. 5 Lacs |
|
| ICICI Prudential Protect-n-Gain Plan | Minimum Age - 18 years Maximum Age - 65 years | Annual, half-yearly, quarterly & monthly | Rs. 5 Lakhs |
|
| ICICI Prudential POS iProtect Smart Plan | Minimum Age - 18 years Maximum Age - 65 years | Simgle, Regular, Limited | As per premium |
|
Here is a quick overview of the ICICI Term Insurance Plans listed in the above table.
iProtect Super Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan that provides multiple benefits along with financial protection for your loved ones. You have three plan options: Life, Life Plus, and Life Rebalancing.
iProtect Smart Plus Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan that provides financial security to your loved on...
Unique Features
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iProtect Super Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan for self-employed individuals or business owners. This...
Unique Features
ICICI Pru Loan Protect is a non-participating term insurance plan offered by ICICI Pru Life Insurance Company. It provides life cover to individuals w...
Unique Features
Are you having a high-risk occupation such as a fire-fighter, coal miner, construction worker, and so on, in which the chances of an accident are much...
Unique Features
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Are you suffering from any pre-existing diseases? Then, getting a term plan might be difficult for you. But not anymore. ICICI Prudential’s Prec...
Unique Features
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ICICI Pru iShiled is a dual-benefit plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against he...
Unique Features
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ICICI Pru Life Raksha is a simple pure protection plan offering death benefits ranging from INR 50,000 to INR 5 lakhs. The plan is offered by ICICI Pr...
Unique Features
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ICICI Pru Loan Protect Plus Plan is a simple term insurance plan, specially designed to manage the risk associated with ongoing loan amounts. The plan...
Unique Features
ICICI Pru Protect n Gain plan, stays true to its tagline, ''Growth Bhi Protection Bhi'' which means it provides dual benefits of protection and wealth...
Unique Features
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ICICI Pru POS iProtect Smart Term Plan is a non-linked, non-participating term insurance plan that offers flexibility to customize your plan and enhan...
Unique Features
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ICICI Prudential Term Insurance
We have provided you a list of additional riders that a policyholder can choose from.
| Name of the Rider | Benefits |
| ICICI Prudential Accidental Death Rider | Offers an additional payout in case the insured dies due to an accident during the policy tenure. |
| ICICI Prudential Critical Illness Plus Rider | A lump sum is offered if the policyholder is diagnosed with any of the critical illnesses mentioned in the policy document. |
| ICICI Prudential Permanent & Partial Disability Rider | The insurance company pays a certain sum assured for the next five or ten years in case of permanent or partial disability. |
| ICICI Prudential Income Benefit Rider | Offers a regular source of income to the family in case of the demise or disability of the policyholder. |
| ICICI Prudential Waiver of Premium Rider | It will waive all future premiums in case of the policyholder’s death, and the benefits of the policy will remain the same. |
ICICI Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here are the reasons why you should choose ICICI Term Insurance Plans:
ICICI Prudential Life Insurance term insurance plans offer various additional benefits to the policyholders.
Some ICICI Prudential Term Plans, such as ICICI Pru iProtect Smart, offer Smart Exit Benefits to their policyholders, which allows them to take exit from their plan in mid-policy term.
Some ICICI Prudential Term Plans, such as ICICI Pru iProtect Return Of Premium offer income benefits to the policyholder’s loved ones in case of his demise.
ICICI Term Plans, such as POS iProtect Smart, offer special premium rates for women to promote insurance awareness among females.
ICICI Term Plans, such as ICICI Pru Loan Protect, protect your assets for your loved ones in case of your unfortunate demise.
ICICI Term Plans, such as ICICI Pru Precious Life, offer need-based payout as per the requirement to the policyholder’s loved ones.
There are various ICICI Prudential term plans based on their features, policy tenure, benefits, etc. You can choose the one that best suits your requirements.
These plans only provide a sum assured to the nominee in case of the death of the policyholder. No survival benefits are included.
ICICI Prudential Life Insurance term plans offer an inbuilt critical illness cover to their policyholders.
ICICI term plans offer an inbuilt accidental death cover to their policyholders.
These plans offer you the option to pay limited premiums while enjoying longer coverage.
These plans offer all the benefits of a term plan under a single plan, including critical illness cover, accidental cover, etc.
Here are the documents required to buy an ICICI Prudential Term Insurance:
Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.
You can buy the ICICI Term Insurance policy from Policyx.com or the ICICI Term Insurance website.
Fill out the form at the top of this page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, and riders (if required), and then proceed to make the payment.
Visit the official website of ICICI Prudential Life Insurance Company.
Click on the 'Plans' tab and select 'Term Insurance'.
Select the desired plan and click on 'Check Premium'.
Fill in the required details under 'Term Insurance Calculator'.
Opt for riders if you want to add any of them.
Analyze the premium and click on the tab 'Proceed'.
Make the payment using the available payment modes.
The claim settlement process for ICICI Prudential Term Plans is simple and hassle-free. The insurance provider gives you the option of settling a claim both online and offline. We have explained the process by which you can easily submit your claim below:
Report your ICICI Term plan claim by visiting the claim section of the ICICI Life Insurance website.
ICICI Term Insurance's customer support staff will review your claim form and will assist you at every step. Their staff will evaluate your claim and notify you if any papers are still pending.
Your claim will be resolved once you have informed the insurer of your claim and the insurer has received all of the necessary documents.
The ICICI Prudential Life Insurance Term Plan claim settlement procedure can be reported by visiting the local ICICI Life Insurance branch office, sending an email to claimsupport@iciciprulife.com, or sending an SMS to 56767 with CLAIM<Space> Policy Number.
If you have any more queries regarding ICICI Term Insurance Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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