Diseases Covered Under ICICI Lombard Health
  • What is Health Insurance
  • Disease List Covered
  • Features of the Insurance
ICICI Lombard Health Insurance
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Network hospitals

6700+

premium

Claim settlement ratio

97.07%

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Sum insured

Up to 50 Lakh

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No. of Plans

7

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Solvency Ratio

2.54

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Pan India Presence

286

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Age of Eldest Member

premium

Network hospitals

6700+

premium

Claim settlement ratio

97.07%

premium

Sum insured

Up to 50 Lakh

premium

No. of Plans

7

premium

Solvency Ratio

2.54

premium

Pan India Presence

286

ICICI Lombard Health Insurance Covered Diseases List

Health insurance is a form of insurance that covers medical costs incurred by an individual or a group. The coverage provided by health insurance policies can vary widely, depending on the specific plan and the insurance company that offers it.

ICICI Lombard Health Insurance is one of the leading health insurance providers in India. It offers a comprehensive range of health insurance plans that cater to the healthcare needs of individuals and families. One of the most important aspects of any health insurance plan is the diseases that are covered under the policy. In this article we will learn about the diseases that are covered under ICICI Lombard Health Insurance.

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List Of Diseases Covered Under ICICI Lombard Health Insurance

ICICI Lombard Health Insurance covers a wide range of diseases and medical conditions. Here is ICICI Lombard diseases covered list:

  1. Cancer

    Cancer is a major health concern in India, and ICICI Lombard Health Insurance covers all types of cancer. The policy provides coverage for the cost of treatment, hospitalisation, and other related expenses. Similarly, kidney-related diseases such as chronic kidney disease, kidney stones, and renal failure are covered under the policy.

  2. Heart Diseases

    Congestive heart failure, heart surgeries, and other heart-related illnesses are also addressed. The cost of hospitalisation, surgery, and other medical costs associated with the treatment of heart-related illnesses are covered by the insurance.

  3. Diabetes

    The expense of treating diabetes-related complications like kidney disease, neuropathy, and retinopathy is covered by ICICI Lombard Health Insurance, which is another important health worry in India. The expense of insulin and other diabetes-related medications is also covered by the policy.

  4. Neurological Disorders

    The insurance also provides coverage for neurological conditions like epilepsy, Parkinson's disease, and multiple sclerosis. The insurance plan covers the price of medical care, inpatient stays, and other associated costs.

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  5. Orthopaedic Problems

    The insurance also covers orthopaedic conditions like joint arthritis, fractures, and back pain. The cost of care, surgery, and other medical costs connected to orthopaedic conditions are provided by the insurance.

  6. Gastrointestinal disorders

    The insurance covers gastrointestinal conditions like ulcers, irritable bowel syndrome, and inflammatory bowel disease. The cost of care, inpatient stays, and other associated expenses are compensated by the insurance.

  7. Respiratory diseases

    The insurance also covers respiratory conditions like bronchitis, chronic obstructive pulmonary disease (COPD), and asthma. The cost of care, inpatient stays, and other associated expenses are borne by the insurance.

  8. Eye-related disorders

    The insurance covers eye-related conditions like cataracts, glaucoma, and retinal detachment. The cost of treatment, surgery, and other medical costs associated with eye-related disorders are handled by the insurance.

  9. In addition to the above diseases and medical conditions, some plans also cover dental treatments such as root canal treatment, dental implants, and orthodontic treatments.

    It is important to note that specific exclusions and limitations may apply based on the terms and conditions of the policy. It is recommended to review the policy document carefully to understand the complete list of covered and excluded conditions. Additionally, pre-existing conditions may have waiting periods before they are covered, depending on the policy terms.

    Features Of ICICI Lombard Health Insurance

    Some of the key features of ICICI Lombard Health Insurance plans include cashless hospitalisation, which means that the policyholder can avail of medical treatment without having to pay for the expenses upfront. The policy also covers pre-existing medical conditions after a waiting period, and the coverage can be extended to include additional family members.

    ICICI Lombard Health Insurance also offers add-on benefits, such as critical illness cover, personal accident cover, and maternity cover. These add-on benefits can be included in the policy to provide additional coverage for specific medical conditions or events.

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    In A Nutshell

    ICICI Lombard Health Insurance covers a wide range of diseases and medical conditions. The policy provides comprehensive coverage for the cost of treatment, hospitalisation, and other related expenses. It is recommended to choose a policy that best suits your healthcare needs and review the policy document carefully to understand the complete list of covered and excluded conditions.

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Durgesh Kumar

Jaipur

March 25, 2023

Best health insurance claim mere leg ka surgery hui h 22.03.2023 ko 2 hrs m claim approval aa gya tha mari policey ko 7 month hi hua h mera claima 44000 rupaye ka tha 100% company n pay kiya h ...

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Delhi

March 24, 2023

Bad experience operate 6th jan 2023 my claim no 31418820 Ajay Kapoor mob 7838722273 till date 24 mar 2023. No reimburse ment amount 67367 not recd . always demand new query. I send you after op...

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Patna

March 5, 2023

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February 21, 2023

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Chandigarh

January 12, 2023

Dnt buy any policy from Star health They are big fraud my father is admitted in hospital crucial stage they reject our claims without reason i will filled case against company in consumer court...

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December 9, 2022

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Delhi

December 9, 2022

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Lukhnow

December 9, 2022

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Naval Goel

Naval Goel : Reviewed By

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.