United India Insurance Claim Settlement Ratio

Choosing an ideal health plan is a rollercoaster ride, with more than 2 dozen health insurance companies claiming to offer you the best services, selecting the best one for you and your family can be quite bewildering. So, one of the most striking criteria to consider when choosing an insurance company is the claim settlement ratio.

This criteria not only helps you to understand the company's performance but will also make the selection process easy. If the claims are not handled properly, the entire process of purchasing insurance is pointless. Thus, before making your choice it is important for you to check the company's claim settlement history.

Claim Settlement Ratio of United India Insurance

Incorporated in 1938, United India Insurance Company Limited serves over 1 crore policyholders with one of the largest networks of over 1340 offices in India. According to Claim statistics for FY 2021-22 , claim settlement ratio of United India Insurance is 97.25%.

Health Insurance Claim Settlement Ratio

Types of Claims by United India Insurance

The company offers two types of claims according to the needs of customers. Now let's get into the details of United India Health Insurance claim settlement:

• Cashless Claims
• Reimbursement Claims

Health Insurance Companies

Here’s How You Can File Your Cashless Claims Online

United India Insurance Company has a simple, app-based claim process to make your experience hassle-free. You can contact the company for a claim, submit your documents, and check your claim status easily on the UIIC customer app and on their official website as well.

Step 1: Find the network hospitals of United India Health Insurance and get admitted to only those hospitals that fall into the network of your insurer.

Step 2: Now, notify United India Health Insurance Company about the hospitalization. In case of pre hospitalization inform the insurer about the hospitalization prior to getting admitted. We must intimate United India Insurance/TPA within 24 hours, in case of an emergency hospitalization and 72 hours prior to admission in the case of a planned hospitalization.

Step 3: In United India Health Insurance claim settlement process, on admission a pre-authorisation request for cashless treatment is to be sent to the TPA by the hospital duly signed by the insured and hospital authorities giving the details of admission, illness, proposed line of treatment and the estimated expenses. Once the form is approved, the customer can avail the medical treatment.

Step 4: At the time of discharge, fill in all the medical documents and pay for the services that are not covered under the policy.

Step 5: The hospital will send the hospital bills to United India Health Insurance Company. After review the company will pay the bill directly to the hospital.United India Health Insurance claim settlement process is easy. The pre and post hospitalization expenses can be claimed separately after treatment. All documents in original to be submitted within 7 days to TPA, after completion of post hospitalization treatment.

Here’s How You Can File Your Reimbursement Claims

This process of United India Health Insurance claim settlement takes little time. In this type of claim, customers can visit any hospital, not just those under your insurer’s cashless network. Here, you get your treatment done at the hospital, pay out of your pocket, and then apply for a reimbursement for the expenses with your insurer. And after approval of the documents the company pays out the expenses claimed by the customer in their bank account

At the time of making the claim, the customer needs to submit all hospital bills, prescriptions, and medical documents. These will need to be approved by United India Health Insurance Company before the claim is processed.

United India Insurance Company has a simple, app-based claim process to make your experience hassle-free. You can contact the company for a claim, submit your documents, and check your claim status easily on the UIIC customer app and on their official website as well.

Step 1: Write an intimation about hospitalization to be sent to TPA or the insurance company immediately, and within 24 hours of hospitalization in the case of emergency hospitalization.

Step 2: To get United India Health Insurance claim settlement, all the necessary original documents such as discharge summary, copy of investigation report and other relevant documents to be submitted to TPA/insurance company within 7 days from date of discharge.

Step 3: The further proceeding of fund transfer and approval of documents will be done by the United India Health Insurance Company.