United India Insurance Claim Settlement Ratio
- Types of claim processes
- CSR of the company
- Claim filing process
Choosing an ideal health insurance plan is a rollercoaster ride. With over top 10 health insurance companies claiming to offer the best services, selecting the right one for you and your family can be quite confusing. So, one of the most striking criteria to consider when choosing an insurance company is the claim settlement ratio.
These criteria not only help you to understand the company’s performance but will also make the selection process easy. If the claims are not handled properly, the entire process of purchasing insurance is pointless. Thus, before making your choice you need to check the company’s claim settlement history.
Incorporated in 1938, United India Insurance Company Limited serves over 1 crore policyholders with one of the largest networks of over 1340 offices in India. According to Claim statistics for FY 2021-22, the claim settlement ratio of United India Insurance is 97.25%.
The company offers two types of claims according to the needs of customers. Now let’s get into the details of the United India Health Insurance claim settlement:
United India Insurance Company has a simple, app-based claim process to make your experience hassle-free. You can contact the company for a claim, submit your documents, and check your claim status easily on the UIIC customer app and their official website as well.
Step 1: Find the network hospitals of United India Health Insurance and get admitted to only those hospitals that fall into the network of your insurer.
Step 2: Now, notify United India Health Insurance Company about the hospitalization. In case of pre-hospitalization inform the insurer about the hospitalization before getting admitted. We must inform United India Insurance/TPA within 24 hours, in case of an emergency hospitalization and 72 hours before admission in the case of a planned hospitalization.
Step 3: In the United India Health Insurance claim settlement process, on admission, a pre-authorisation request for cashless treatment is to be sent to the TPA by the hospital duly signed by the insured and hospital authorities giving the details of admission, illness, proposed line of treatment and the estimated expenses. Once the form is approved, the customer can avail the medical treatment.
Step 4: At the time of discharge, fill in all the medical documents and pay for the services that are not covered under the policy.
Step 5: The hospital will send the hospital bills to the United India Health Insurance Company. After review the company will pay the bill directly to the hospital. United India Health Insurance claim settlement process is easy. The pre and post-hospitalization expenses can be claimed separately after treatment. All documents in original to be submitted within 7 days to TPA, after completion of post-hospitalization treatment.
This process of United India Health Insurance claim settlement takes little time. In this type of claim, customers can visit any hospital, not just those under your insurer’s cashless network. Here, you get your treatment done at the hospital, pay out of your pocket, and then apply for reimbursement for the expenses with your insurer. After approval of the documents the company pays out the expenses claimed by the customer in their bank account
At the time of making the claim, the customer needs to submit all hospital bills, prescriptions, and medical documents. These will need to be approved by United India Health Insurance Company before the claim is processed.
United India Insurance Company has a simple, app-based claim process to make your experience hassle-free. You can contact the company for a claim, submit your documents, and check your claim status easily on the UIIC customer app and their official website.
Step 1: Write an intimation about hospitalization to be sent to TPA or the insurance company immediately, and within 24 hours of hospitalization in the case of emergency hospitalization.
Step 2: To get United India Health Insurance claim settlement, all the necessary original documents such as discharge summary, copy of investigation report and other relevant documents are to be submitted to TPA/insurance company within 7 days from the date of discharge.
Step 3: The United India Health Insurance Company will proceed with the further proceeding of fund transfer and approval of documents.
The incurred claim ratio of United India Health Insurance Company is 89.57 as per the IRDAI report of 2022-23. For more details on the best health insurance plans, contact us at 1800-4200-269.
To cater to the different medical needs of an individual & their family, United India Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to United India Health Insurance plans explore more:
Individual and Family Health Insurance
A cost-effective insurance option is the United India Insurance Family Medicare Policy. Anybody between 18 and 65 can get this insurance for themselve...
Unique Features
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All documents in original to be submitted within 7 days to TPA. Pre and post hospitalization expenses can be claimed separately after treatment.
You must intimate United India Insurance/TPA within 24 hours, in case of an emergency hospitalization and 72 hours prior to admission in the case of a planned hospitalization.
For planned hospitalisations, intimations to be sent to the TPAs in advance with name and address of the hospital and name of the treatment.
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Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.
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