Future Generali Care Plus
  • Death Benefit
  • 2 Plan Options
  • Accidental Rider
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Future Generali Care Plus

Future Generali Care Plus Plan is a pure protection term plan designed to offer a financial shield for an individual and their family in the case of uncetain demise of the policyholder. The plan is extremely affordable and offers discounts on high sum assured with tax benefits.

The Care Plus plan offered by Future Generali has 2 plan options: classic and premier. This policy offers flexible policy terms and allows the policyholder to customize the plan. The plan offers a grace period of 30 days from the last premium due date.

Future Generali Care Plus Term Plan offers you a range of benefits including:

why-choose
  • Choose your plan option
  • Flexible policy terms
  • Affordable premiums
  • Additional riders to choose from
  • Death benefits
  • Higher sum assured discounts

Eligibility Criteria for Future Generali Care Plus

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - 65 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 85 years

Your Gender

Policy term

Minimum term - 5 years Maximum term - (85 minus Entry Age) years

Maternity Benefit Rider

Sum assured

Base sum assured: Rs 25 lakhs to no limit.

Dr YSR Aarogyasri Trust

Policy loan

The policy loan is not available under Care Plus Term Plan.

Maternity Benefit Rider

Payment modes

Annual, half-yearly, quarterly & monthly

How Does Future Generali Care Plus Term Plan?

Let's understand how the Future Generali Care Plus Term Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for a term plan that can be customized according to his needs and requirements.

Solution

His financial advisor advised him to buy the Future Generali Care Plus Term Plan. He visited PolicyX.com

Let's understand how the Future Generali Care Plus Term Plan works for him with a premium illustration table.

Age of policyholder Annual premiums Policy tenure Premium payment term Total premiums paid Sum assured
30 years Rs 8,534 25 years 25 years Rs 2,13,350 Rs 1 crore

Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 1 crore will be paid to their nominee.

Benefits of Future Generali Care Plus

Here are the benefits associated with the Future Generali Care Plus

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Features of Future Generali Care Plus

Higher sum assured discounts

This plan offers policyholders discounts on choosing the high-sum assured coverage for their loved ones.

 

 

Flexible policy term

This term plan by Future Generali allows you to choose a flexible policy term that best fits your requirements.

Flexibility to change the premium payment mode

Future Generali Care Term Plan provides you the flexibility to change the premium payment mode of the policy during the policy tenure. You can choose among among annual/ half-yearly/quarterly/monthly modes.

Flexibility to receive benefits

In each of the policy options, the policyholder can choose to receive the death benefit as per the following payout options: lumpsum payout, fixed payout, or a mix of both.

 

 

 

Exclusions of Future Generali Care Plus Term Plan

Here is the list of exclusions associated with the plan:

  • Death occurred due to a pandemic is not covered by the company.
  • Death caused due to any type of adventure sports.
  • Death by consumption of any type of drugs and alcohol.
  • Death due to any pre-existing disease that isn't mentioned during the start of the policy.
  • If a policyholder commits suicide within the first 12 months of purchasing the policy, then no death benefits are paid to their nominee. Either premiums paid to date or the surrender value of the policy whichever is higher is paid to them.

Conclusion

Future Generali Care Plan is a simple, affordable, dynamic plan with two plan options and a rider benefit. The plan is designed for the individual who just wants death benefits along with accident cover. The premiums are affordable too making it an easy to afford option.

If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and suggest a plan that suits your needs.

Explore other Future Generali Term Insurance

Future Generali Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with Future Generali Term Insurance plans. Below is the list of term plans offered by Future Generali.

Future Generali Care Plus Plan is a pure protection term plan designed to offer a financial shield for an individual and their family in the case of u...

Unique Features

  • Death Benefit
  • 2 Plan Options
  • Accidental Rider

Future Generali Care Plus (Pros)

Future Generali Care Plus
  • Discount on Higher SA
  • Accidental Death Rider
  • Customizable Plan

Future Generali Care Plus (Cons)

Future Generali Care Plus
  • No Maturity Benefit
  • No Surrender Benefit
  • No Policy Loan Allowed

Future Generali Care Plus (Other Benefits)

Future Generali Care Plus
  • 2 Indicative Premium Rates
  • 1 Cr Sum Assured Plan
  • Suicide Cover After 1 Year

Future Generali Care Plus (Eligibility Criteria)

Future Generali Care Plus
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 25 L
  • Maximum Maturity Age - 85 Yrs
  • Premium Payment Term - 25 Yrs (RP)

FAQs: Future Generali Care Plus Term Plan

1. What is the minimum sum assured offered by the Future Generali Care Plus Plan?

The plan offers a minimum assured of 10 Lakh whereas the maximum sum assured is 25 Lakh.

2. What are the policy terms offered by the plan?

The policy term is 5- 30 Years.

3. Does Future Generali Care Plus have any plan options?

The plan offers two plan options and they are Classic and Premier.

Other Term Insurance Companies

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Bindiya Sinha

Written By: Bindiya Sinha

Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.