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Future Generali Care Plus Plan is a pure protection term plan designed to offer a financial shield for an individual and their family in the case of any unfortunate event. The plan is extremely affordable and offers discounts on high sums assured with tax benefits. The Care Plus plan offered by Future Generali has 2 plan options: classic and premier. This policy offers flexible policy terms and provides an opportunity for the policyholder to customize the plan. Let us explore more about the plan in a later section.
To buy the plan the policyholder has to fulfil the following eligibility criteria:
Criteria | Classic | Premier |
---|---|---|
Age | Min: 18 Years Max: 60 Years | |
Min Premium | Rs 2,500 P.A. | Rs 5,000 P.A. |
Policy Term | 5-30 Years | |
Min Sum Assured | Rs 10,00,000 | Rs 25,00,000 |
Max Sum Assured | Rs 24,99,999 | No Limit |
Premium Modes | Yearly /Half Yearly and Monthly | |
Max Coverage Age | 65 Years |
The features of the plan are mentioned below:
The plan offers benefits that are mentioned below:
If the insured selects a high sum assured, the plan offers a rebate on the premium.
Let Us See the Table of Rebates (Classic)
Sum Assured (Rs) | Per 1,00 Sum Assured (Rs) |
---|---|
10 Lakh < 15 Lakh | Nil |
15 Lakh < 20 Lakh | 0.20 |
20 Lakh < 25 Lakh | 0.30 |
The plan does not cover the following conditions:
Your Age At Last Birthday | Policy Terms | |||
 | 10 Yeras | 15 Yeras | 20 Yeras | 25 Yeras |
30 Yeras | NA | NA | Rs 2,700 | Rs 3,150 |
35 Yeras | Rs 2,700 | Rs 3,090 | Rs 3,645 | Rs 4,335 |
40 Years | Rs 3,765 | Rs | Rs 5,325 | Rs 6,270 |
45 Yeras | Rs 5,535 | Rs | Rs 7,785 | NA |
To secure your family's needs, Future Generali Term Insurance offers five term insurance plans through online and offline modes from which you can choose a well-suited plan for yourself:
Standard Plan
This policy will cover death due to accident only, during the waiting period of 45 days from the Date of Commencement of Risk.
Unique Features
Critical Illness Plan
Comes with several variants like life cover option, extra life cover option, life plus health cover option, and all-in-one cover option.
Unique Features
Protection Plan
The plan offers life cover up to the age of 75 years and lower premium rates for women and non-smokers with 4 payout options.
Unique Features
Standard Plan
Coverage in a single premium payment (at low costs). It helps the family of the life assured to deal with the liabilities in case of his/her unfortunate death.
Unique Features
In short, we can say that the Future Generali Care Plan is a simple, affordable, dynamic plan with two plan options and a rider benefit. The plan is designed for the individual who just wants death benefits along with accident cover. The premiums are affordable too making it a simple, easy to afford option.
The plan offers a minimum assured of 10 Lakh whereas the maximum sum assured is 25 Lakh.
The policy term is 5- 30 Years.
The plan offers two plan options and they are Classic and Premier.
See More Term Insurance Articles
See More Term Insurance Articles
Read what our customers have to say about Future Generali term insurance company
navneet dubey
Agra
February 24, 2022
i am only earning member of my family so term insurance is very important for me. I checked about this company and asked my friends and relatives and they all gave me good response about them. ...
mayank batra
Dehradun
February 24, 2022
I am a retired army officer who saved money in their retirement plan. This month, the company paid me my money saved with them. I am so happy that i made a right choice.
Lokesh Kumar
Jaipur
September 21, 2021
FutureGenerali is a very good company. I really love this company and the way it helped me is amazing.
Akash Sharma
Hyderabad
September 20, 2021
I have never seen a company like future generali that is committed to its customers. Happy to chose future general life insurance.
Amir Saifi
Raipur
September 16, 2021
bought a plan from future generali...I am thankful for the quick claim settlement and must appreciate that they have best customer support team
Kamal
Ahmedabad
July 12, 2021
Very happy with the company. Customer care is very supportive. I would definitely recommend everyone to go for this company if they are looking for life insurance policy.
Rashmi Kapoor
Pune
July 12, 2021
The claim settlement ratio is good, this is the reason I purchased this policy. One of my friends also suggested me.
Ahmed
Delhi
July 12, 2021
I bought this life insurance plan a year ago. I am quite happy with the policy. All plans offers smart benefits
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