Future Generali Care Plus Term Plan: Benefits & Reviews | PolicyX
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Future Generali Care Plus Term Plan

Future Generali Care Plus is an affordable term plan offering high cov ...Read More

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4.6/5 · 928 reviews
📊 1.70 solvency ratio
99.78%% claim settlement ratio
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Written by Bindiya Sinha
Reviewed by Apeksha Parsai
Published: 11 Oct 2024
Updated: 25 Jul 2026
Expert Verified
IRDAI Licensed

Overview

The Future Generali Care Plus Plan is an affordable term plan offering high coverage, flexible terms, and tax benefits, with discounts available on a high sum assured.

The Care Plus plan, offered by Future Generali, includes two plan options: Classic and Premier. This policy provides flexible policy terms, allowing policyholders to customize their plan. Additionally, it offers a grace period of 30 days from the last premium due date.

Future Generali Care Plus Term Plan offers a range of benefits, including:

  • Choose your plan option
  • Flexible policy terms
  • Affordable premiums
  • Additional riders to choose from
  • Death benefits
  • Higher sum assured discounts

Video reviews

Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.

Secure Your Future with Future Generali Term Insurance Plans!

Secure Your Future with Future Generali Term Insurance Plans!

n this video, we re diving into the world of insurance, specifically Future Generali India Insurance Company Limited. With the recent financial year ending, many of you may have received salary revisions.

Exclusions

  • Death due to a pandemic is not covered.
  • Death caused by adventure sports.
  • Death due to the consumption of drugs or alcohol.
  • Death due to any pre-existing disease not disclosed at the policy's inception.
  • If a policyholder commits suicide within the first 12 months of purchasing the policy, no death benefits are paid to the nominee. In such cases, either the premiums paid to date or the surrender value of the policy, whichever is higher, will be paid.

Eligibility Criteria for Future Generali Care Plus Term Plan

Entry age
Entry age
Minimum Entry Age: 18 years, Maximum Entry Age: 65 years
Maturity age
Maturity age
Maximum Maturity Age - 85 years
Policy term
Policy term
Minimum Term: 5 years, Maximum Term: (85 minus Entry Age) years
Sum assured
Sum assured
Base Sum Assured: Rs 25 Lakhs to No Limit
Policy loan
Policy loan
The policy loan is not available under Care Plus Term Plan.
Payment Modes
Payment Modes
Annual, half-yearly, quarterly & monthly

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Discount on Higher Sum Assured
  • Accidental Death Rider
  • Customizable Plan

Cons

  • No Maturity Benefit
  • No Surrender Benefit
  • No Policy Loan Allowed

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

Minimum Entry Age: 18 Years
Maximum Entry Age: 65 Years
Minimum Sum Assured: ₹25 Lakhs
Maximum Maturity Age: 85 Years
Premium Payment Term: 25 Years (Regular Pay)

Frequently Asked Questions

The 3 most-asked questions about Future Generali Care Plus Term Plan, answered.

The plan offers a minimum assured of 10 Lakh whereas the maximum sum assured is 25 Lakh.
The policy term is 5- 30 Years.
The plan offers two plan options and they are Classic and Premier.

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