Future GeneraliCare Plus Term Plan
  • Death Benefit
  • 2 Plan Options
  • Accidental Rider
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Future Generali Care Plus Term Plan

Future Generali Care Plus Plan is a pure protection term plan designed to offer a financial shield for an individual and their family in the case of any unfortunate event. The plan is extremely affordable and offers discounts on high sums assured with tax benefits. The Care Plus plan offered by Future Generali has 2 plan options: classic and premier. This policy offers flexible policy terms and provides an opportunity for the policyholder to customize the plan. Let us explore more about the plan in a later section.

Eligibility Table of Future Generali Care Plus Plan

To buy the plan the policyholder has to fulfil the following eligibility criteria:




Age Min: 18 Years
Max: 60 Years
Min PremiumRs 2,500 P.A.Rs 5,000 P.A.
Policy Term5-30 Years
Min Sum AssuredRs 10,00,000Rs 25,00,000
Max Sum AssuredRs 24,99,999No Limit
Premium ModesYearly /Half Yearly and Monthly
Max Coverage Age 65 Years

For more information download the brochure.

Unique Features of Future Generali Care Plus

The features of the plan are mentioned below:

  • Dual Options:

    The plan offers two plan options: Classic and Premier. These dual options provide different sum-assured options with decent coverages.
  • Affordable:

    The plan offers protection at very low premium rates, making it light on the pocket.
  • Discounts:

    The policyholder can avail of discounts on premiums based on the sum assured.
  • Flexible Policy Term:

    Individuals have the option to choose their policy terms based on their needs. The policy term varies between 5 and 30 years.

Benefits of Future Generali Care Plus Plan

The plan offers benefits that are mentioned below:

  • Death Benefit:

    In case of any unfortunate event, the policy offers a death benefit that is payable to the nominee as:
    • 105% of the total premium paid to date
    • 10 times of Annualized Premium
  • Rider Benefit:

    The policyholder can further strengthen the policy by adding an additional rider which is the 'Future Generali Non-Linked Accidental Rider'.

Rebates on High Sum Assured

If the insured selects a high sum assured, the plan offers a rebate on the premium.

Let Us See the Table of Rebates (Classic)

Sum Assured (Rs)

Per 1,00 Sum Assured (Rs)

10 Lakh < 15 LakhNil
15 Lakh < 20 Lakh0.20
20 Lakh < 25 Lakh0.30

Terms And Conditions of Care Plus

The plan does not cover the following conditions:

  • Policy Loan:

    The policyholder will not be able to draw any loan on the basis of this plan.
  • Surrender Benefit:

    Care Plus Plan doesn't provide any Surrender Benefits.
  • Suicide Exclusion:

    The plan offers suicide benefits after 12 months of the commencement of the policy.
  • Maturity Benefit:

    The plan does not offer any maturity benefit.
  • Policy Revival:

    The policy can be done after 2 years from the due date of the first unpaid premium and before the policy expiry date.
  • Grace Period:

    The plan offers a grace period of 30 days from the last premium due date.
  • Nomination:

    There is a provision for nominees in this plan under section 39 of the Insurance Act.

Premium Rates of Future Generali Care Plus Plan

Your Age At Last BirthdayPolicy Terms
 10 Yeras15 Yeras20 Yeras25 Yeras
30 YerasNANARs 2,700Rs 3,150
35 YerasRs 2,700Rs 3,090Rs 3,645Rs 4,335
40 YearsRs 3,765RsRs 5,325Rs 6,270
45 YerasRs 5,535RsRs 7,785NA

Other Future Generali Term Insurance Plans

To secure your family's needs, Future Generali Term Insurance offers five term insurance plans through online and offline modes from which you can choose a well-suited plan for yourself:

Standard Plan

Future Generali Saral Jeevan Bima

This policy will cover death due to accident only, during the waiting period of 45 days from the Date of Commencement of Risk.

Unique Features

  • Flexible premium payment terms
  • Death benefit
  • Tax Benefits

Saral Jeevan Bima (Pros)

  • Available For Online Buying
  • Max Sum Assured 25L
  • Choose To pay Premium Once

Saral Jeevan Bima (Cons)

  • No Survival Benefit
  • No Maturity Benefit
  • No Surrender Benefit

Saral Jeevan Bima (Other Benefits)

  • Suicide Cover
  • Spouse Cover
  • Policy Revival Within 5 Yrs

Saral Jeevan Bima (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 5 L
  • Maximum Maturity Age - 70 Yrs
  • Premium Payment Term - RP/SP/LP (5&10 Yrs)

Critical Illness Plan

Future Generali Express Term Life Plan

Comes with several variants like life cover option, extra life cover option, life plus health cover option, and all-in-one cover option.

Unique Features

  • 4 plan variants
  • Flexible premium payment
  • Death benefit

Express Term Life Plan (Pros)

  • 34 Critical Illnesses Covered
  • Terminal Illness Cover
  • Accidental Total and Permanent Disability

Express Term Life Plan (Cons)

  • No Rider Benefit
  • No Surrender Benefit
  • No Policy Loan Allowed

Express Term Life Plan (Other Benefits)

  • Discount For Women
  • Suicide Cover After 1 Year
  • Tax Benefits (Section 80C and 10(10D))

Express Term Life Plan (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 25 L
  • Maximum Maturity Age - 85 Yrs
  • Premium Payment Term - 5 To 10 Yrs

Protection Plan

Future Generali Flexi Online Term Plan

The plan offers life cover up to the age of 75 years and lower premium rates for women and non-smokers with 4 payout options.

Unique Features

  • Online Available Plan
  • Accidental Benefit Rider
  • 105 % Death Benefit

Flexi Online Term Plan (Pros)

  • Flexible Coverage Option
  • High Sum Assured Rebate
  • Maturity Benefit

Flexi Online Term Plan (Cons)

  • No Paid Up Value
  • No Surrender Benefit
  • No Policy Loan Allowed

Flexi Online Term Plan (Other Benefits)

  • Discount For Women
  • Suicide Cover After 1 Year
  • Tax Benefits (Section 80C and 10(10D))

Flexi Online Term Plan (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 55 Years
  • Minimum Sum Assured - 50 L
  • Maximum Maturity Age - 75 Yrs
  • Premium Payment Term - Equal to Policy Term

Standard Plan

Future Generali Jan Suraksha

Coverage in a single premium payment (at low costs). It helps the family of the life assured to deal with the liabilities in case of his/her unfortunate death.

Unique Features

  • Safeguards against loans
  • One-time premium
  • Tax Benefit

Jan Suraksha (Pros)

  • Death Benefit: 5 times the SP
  • Surrender Benefit
  • Affordable Premium

Jan Suraksha (Cons)

  • No Policy Discount
  • No Rider Benefit
  • No Policy Loan Allowed

Jan Suraksha (Other Benefits)

  • Plan For Lower Income Group
  • Easy Claim Settlement
  • Suicide Cover After 1 Year

Jan Suraksha (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 50 Years
  • Minimum Sum Assured - NA
  • Maximum Maturity Age - 8 Yrs
  • Premium Payment Term - SP


In short, we can say that the Future Generali Care Plan is a simple, affordable, dynamic plan with two plan options and a rider benefit. The plan is designed for the individual who just wants death benefits along with accident cover. The premiums are affordable too making it a simple, easy to afford option.

Future Generali Care Plus: FAQs

1. What is the minimum sum assured offered by the Future Generali Care Plus Plan?

The plan offers a minimum assured of 10 Lakh whereas the maximum sum assured is 25 Lakh.

2. What are the policy terms offered by the plan?

The policy term is 5- 30 Years.

3. Does Future Generali Care Plus have any plan options?

The plan offers two plan options and they are Classic and Premier.

Other Term Insurance Companies

Future Generali Term Insurance Reviews

Read what our customers have to say about Future Generali term insurance company

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navneet dubey


February 24, 2022

i am only earning member of my family so term insurance is very important for me. I checked about this company and asked my friends and relatives and they all gave me good response about them. ...

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mayank batra


February 24, 2022

I am a retired army officer who saved money in their retirement plan. This month, the company paid me my money saved with them. I am so happy that i made a right choice.

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Lokesh Kumar


September 21, 2021

FutureGenerali is a very good company. I really love this company and the way it helped me is amazing.

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Akash Sharma


September 20, 2021

I have never seen a company like future generali that is committed to its customers. Happy to chose future general life insurance.

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Amir Saifi


September 16, 2021

bought a plan from future generali...I am thankful for the quick claim settlement and must appreciate that they have best customer support team

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July 12, 2021

Very happy with the company. Customer care is very supportive. I would definitely recommend everyone to go for this company if they are looking for life insurance policy.

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Rashmi Kapoor


July 12, 2021

The claim settlement ratio is good, this is the reason I purchased this policy. One of my friends also suggested me.

Customer Review Image



July 12, 2021

I bought this life insurance plan a year ago. I am quite happy with the policy. All plans offers smart benefits

View All Future Generali Term Insurance Reviews