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Bajaj General HERizon Care
This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellnes…
- Surrogacy support
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Bajaj General Health Insurance
Bajaj General Health Guard
The Health Guard Policy provides a comprehensive range of benefits, en ...Read More
Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,709 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement
About Bajaj General Health Guard
A quick read on what this Bajaj General Health Insurance plan covers and why it might be a fit for you.
The Bajaj General Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring coverage for major expenses related to illness or surgery. This policy is designed to suit all healthcare needs, covering medical treatment expenses incurred during hospitalization due to serious illness or accident.
It can be purchased on an individual or family floater basis. The Bajaj General Health Guard Policy is available in three variants: Silver, Gold, and Platinum.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
18 Years to Lifelong
Plan type
Individual and Family Health Insurance
Sum insured options
₹1 L, ₹2 L, ₹5 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹50 L, ₹75 L, ₹1 L
Waiting period
30 Days
Renewability
Lifetime
Policy term
1 | 2 | 3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Lifelong entry age
- SI upto 1 Crore
- Variants available
Cons
- Domiciliary not covered
- E-consultation not available
- No second medical opinion
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Not covered
- Day-care treatment Covered
- OPD charges Covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Applicable
- Automatic restoration of SI Covered
- Daily hospital cash Covered
Family & special care
- Maternity cover Covered
- New-born baby cover Covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Covered
- E-consultation Not covered
- Health check-up Covered
- Second medical opinion Not covered
- Vaccination Covered
Conditions & global
- Co-payment Applicable
- Sub-limits Applicable
- Compassionate travel Not covered
- Global coverage Not covered
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Hospitalization due to war, riot, strike, or nuclear weapons
- Intentional self-injury
- AIDS
- Dental Treatment
- Miscarriage and abortion
- Congenital diseases
- Infertility and in vitro fertilization
- Obesity
- Listed ailments after 24 Months
- Pre-existing diseases after 36 Months
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- 18 Years to Lifelong
Other features & benefits
- 3 variants available
- Comprehensive coverage
- Different family sizes covered
Bajaj General Health Guard: FAQs
The 8 most-asked questions about Bajaj General Health Guard, answered.
A comprehensive insurance policy that covers the treatment expenses incurred during hospitalisation resulting from serious illness or accident. The policy offers comprehensive benefits at an affordable price that suits all your needs.
20K per policy year incurred on an ambulance offered by a healthcare or ambulance service.
Convalescence is the name for the period of recovery from an illness or injury. Health Insurance providers do have provisions for your recuperating period, but due to lack of knowledge, many times this Convalescence Benefit goes unclaimed.
If a co-pay has opted voluntarily, an individual can avail of an additional 10% or 20% off on the policy premium.
Bajaj General offers a free look period to its customers. If you do not like the policy’s terms, you can cancel the policy within 15 days.
You can reach the customer care of Bajaj Health Guard Insurance by calling on this toll-free number 1800-209-5858.
Bajaj General Health Guard policy offers multiple sum insured options to its customers. Bajaj General Health Guard comes in a two-plan variant i.e. Bajaj General health guard gold plan, and Bajaj General health guard silver plan. The sum insured option offered under the silver plan is INR 1.5 Lakhs and INR 2 Lakhs and the Bajaj General health guard gold plan offered a sum insured option from 3 Lakhs to 50 Lakhs.
Policyholders are allowed to file as many claims in a year, but the total amount of claims must not exceed the sum insured amount under the plan.
Explore Bajaj General Health Insurance
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