Network hospitals
18400+
Incurred claim ratio
74.27%
Sum insured
Up to 25 CR
No. of Plans
23
Solvency Ratio
3.6
Pan India Presence
240
Network hospitals
18400+
Incurred claim ratio
74.27%
Sum insured
Up to 25 CR
No. of Plans
23
Solvency Ratio
3.6
Pan India Presence
240
Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that takes care of all your higher medical expenses. Bajaj Allianz Extra Care Plus is a versatile plan that protects you against rising medical costs.
Bajaj Extra Care Plus acts as an additional cover to your existing health insurance cover and provides wider health protection for you and your family. In case of higher expenses due to illness or accidents, Bajaj Extra Care Plus takes care of the additional expenses. It is important to consider the fact that with rising inflation health insurance coverage may not be adequate, at the same time buying a large insurance coverage may not be affordable. Extra Care Plus by Bajaj Allianz is the perfect fit for wider health insurance coverage to take care of the rising health care expenses.
Bajaj Allianz Extra Care Plus offers a wide range of sum insured options from 3 Lakh to 50 Lakh INR with aggregate deductible options. Policyholders can provide coverage for themselves along with their family members under Bajaj Extra Care Plus.
Bajaj Allianz Health Insurance
Minimum: Children- 3 months to 25 years Adult: 18 years
Maximum: 80 Years
1/2/3 Years
Individual/ Family Floater
3 L | 5 L | 10 L | 15 L | 20 L | 25 L | 50 L
30 Days*
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
With comprehensive coverage options, Bajaj Allianz Extra Care Plus Plan lets you customize your health insurance plan as per your requirements:
Coverage for SI: 3 L - 50 L
Room Rent
Covered
ICU Charges
Covered
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Not Covered
Daycare Treatment
130 procedures covered
OPD Charges
Not covered
COVID-19 Treatment
covered
Cataract
Covered
No Claim Bonus
Applicable
Automatic Restoration
Not Applicable
Daily Hospital Cash
Not Available
Organ Donor
Covered
Maternity Cover
Covered
New Born Baby Cover
Not Available
AYUSH Treatment
Not Covered
IVF Treatment
Not Available
Modern Treatment
Covered up to SI
Ambulance
Covered
Air Ambulance
Available
Compassionate Travel
Not Available
Global Coverage
Not Available
E-Consultation
Not Available
Health Check-Up
Available
Second Medical Opinion
Not Available
Vaccination
Not Available
Co-payment
Not Applicable
Sub-limits
Not Available
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Under Bajaj Allianz Extra Care Plus Plan, the room rent is covered.
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Under Bajaj Allianz Extra Care Plus Plan, the ICU charges are covered.
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
This plan covers medical expenses incurred during pre-hospitalization for up to 60 days.
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
This plan covers medical expenses incurred during post-hospitalization for up to 90 days.
Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Under Bajaj Allianz Extra Care Plus Plan, domiciliary hospitalization is not covered.
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
This plan covers the expenses of 130 daycare procedures.
Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Not covered under the plan.
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Covid-19 Covered.
A common eye condition in which your vision gets blurred.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
The plan covers cataract treatment under day care procedures.
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Under this plan, No-claim Bonus will be available.
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Not Available.
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
The daily hospital cash is not available.
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Under the plan, Organ Donor expenses are covered.
It refers to the cover that includes expenses for normal and c-section procedures deliveries.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Under this plan Maternity expenses are covered
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Not covered
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Not Covered
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Not available.
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Under this plan, Modern Treatment is covered up to SI.
An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Under this plan, ambulance expense is covered Up to INR 3K per claim.
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Under this plan, Air Ambulance is an optional cover.
Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Not available
Any kind of medical/health emergency when you are outside of India.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Not available
If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
The plan does not cover the expenses for e-consultation.
A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Under this plan health check-up is covered up to INR 2K.
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
Not Covered.
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Bajaj Allianz Extra Care Plus Plan?
The plan does not cover vaccination expenses.
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Status under Bajaj Allianz Extra Care Plus Plan?
Not Applicable
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
Status under Bajaj Allianz Extra Care Plus Plan?
Not Applicable
Bajaj Allianz Network Hospitals have a vast presence PAN India. A well connected network of over 8000+ cashless hospitals, Bajaj Allianz Insurance ensures that you are medically secured, irrespective of the city you reside in.
Permanent diseases or health conditions that are not included under Bajaj Allianz Extra Care Plus Plan are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and abortion
Congenital disease
Infertility and in vitro fertilization
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Listed ailments after 12 Months
Pre-existing diseases after 12 Months
To understand how much premium and amount one needs to pay, let us go through the below example wherein we have illustrated the sample premiums.
Sum Insured (in Rs.) | 5 Lakhs | 15Lakhs | 20 Lakhs | 25 Lakhs | 50 Lakhs |
Premium Payable | 2,556 | 3,483 | 4,148 | 4,717 | 6,816 |
Sum Insured (in Rs.) | 5 Lakhs | 15Lakhs | 20 Lakhs | 25 Lakhs | 50 Lakhs |
Premium Payable | 4,087 | 5,569 | 6,631 | 7,542 | 10,897 |
Sum Insured (in Rs.) | 5 Lakhs | 15Lakhs | 20 Lakhs | 25 Lakhs | 50 Lakhs |
Premium Payable | 4,885 | 6,744 | 8,045 | 9,161 | 13,275 |
Get tax relief under section 80D
Avail multiple discounts
Air-Ambulance coverage
Free health check-up facility
Amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.
Long Term Policy Discount:
Avail optional coverage for Air-Ambulance under Bajaj Allianz Extra Care Plus Plan.
Avail free health check-ups up to Rs. 1000/- for a policy covering 1 member and up to Rs. 2000/- for policies covering more than 1 member under the same policy.
Bajaj Allianz Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.
Unique Features
Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.
Unique Features
A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.
Unique Benefits
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Unique Features
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Unique Features
A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.
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Unique Features
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Unique Features
Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.
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An all-in-one family floater policy that covers health, household contents, travel baggage and much more.
Unique Features
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Unique Features
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Unique Features
A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.
Unique Features
A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.
Unique Features
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Unique Features
Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.
Unique Features
This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.
Unique Features
A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.
Unique Features
Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.
Unique Features
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