Bajaj Allianz Critical Illness

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lifestyle, humans are becoming prone to illnesses that were not even named a few decades ago.

Also, the mounting medical costs of critical illness treatment seem to be haunting you until you've not planned your future healthcare with a health insurance policy like Bajaj Allianz that covers critical illnesses of 10 types encouraging you to live a healthy life. Moreover, it helps your family cope with life-threatening illnesses by contributing to financial support.

Additionally, what to expect from the Bajaj Allianz critical illness policy? The standing out features of this insurance policy such as flexibility to optimize your premiums, 100% payout benefit, family coverage, seamless portability benefit, and so on make it more reliant. Rest, the eligibility, benefits, exclusions, and more are discussed on this page.

Bajaj Allianz Critical Illness Specifications

To understand Bajaj Allianz Critical Illness Insurance in detail, take a look at the below table:

Entry Age

18 to 65 Years

Policy Type

Individual and Family Health Insurance

Sum Insured

1 L | 2 L | 3 L | 4 L | 5 L | 10 L | 20 L | 30 L | 40 L | 50 L

Initial Waiting Period*

90 Days

Renewability

Lifetime

Policy Term

1/2/3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Bajaj Allianz Critical Illness

With wide coverage options available, Bajaj Allianz Critical Illness Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Not Covered

ICU Charges

Not Covered

Pre-Hospitalization

Not Covered

Post-Hospitalization

Not Covered

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Not Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Not Covered

Cataract

Not Covered

No Claim Bonus

Not Covered

Automatic Restoration

Not Covered

Daily Hospital Cash

Not Covered

Organ Donor

Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Not Covered

IVF Treatment

Not Covered

Modern Treatment

Not Covered

Emergency Coverage

Ambulance

Not Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Not Covered

Second Medical Opinion

Not Covered

Vaccination

Not Covered

Limitations

Co-payment

Not Applicable

Sub-limits

Not Applicable

Benefits of Bajaj Allianz Critical Illness Policy

Read below what the standing out benefits that critical illness Bajaj Allianz policy covers for the policyholder/s:-

Benefits	Explanations
Flexibility	The policyholder is free to choose for additional sum insured at the time of renewal to optimize the value of cover as per previous policy documents. Given that, the premiums will change dramatically.
Assured payout	The insured can avail of a 100% payout benefit against this policy when diagnosed with a critical illness as per coverage. Given, that he/she needs to survive for 30 days at minimum after diagnosis of the illness (the survival period is 30 days).
Family coverage	The Bajaj Allianz critical illness policy will cover the family members of the insured under the same plan including spouse, and dependent children (minimum 6 years of age), parents, grandparents, grandchildren, siblings, parents-in-law, etc.
Multiple sum insured options	The available sum insured options for children/adults and seniors vary as; For the age group 6 to 60 years, the sum insured limit is INR 1 Lakh to 50 Lakhs and for people aged from 61 to 65 years, the sum insured ranges from INR 1 Lakh to 5 Lakhs.
Organ donor expenses	The major organ transplantation expenses are covered by this policy. Apart from that, in-patient hospitalization, room rent and other medical charges are covered.
Cumulative bonus	If the policyholder does not claim their policy in a year, they are eligible for cumulative bonus or no-claim bonus benefit in the form of a discount on respective year premiums.
Tax benefits	All the premiums paid towards Bajaj Allianz critical illness policy are eligible for tax benefits under Section 80D of the Income Tax Act, 1961.

Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj Allianz Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Bajaj Allianz Critical Illness Sample Premium

For a better understanding of how much premium you need to pay under the Bajaj Allianz Critical Illness, we at PolicyX.com have calculated the premium amount for different sum insured options based on different family sizes. Refer to the table below:

Critical Illness Premium

Sum Insured (Rs.)	5 L	10 L	20 L	30 L	50 L
Premium Payable	1,500	3,000	6,000	9,000	15,000

What are the Exclusions of the Bajaj Allianz Critical Illness Policy?

Permanent Exclusions

Permanent diseases or health conditions that are not included under the Bajaj Allianz Critical Illness Plan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and Abortion

Congenital disease

Infertility and in vitro fertilization

To Be Concluded

Just thinking of losing our lives or not being able to serve the basic needs of our loved ones can lead us to distress on so many things like how will they manage their finances. So, Bajaj Health Insurance understands your concern towards them and here comes the solution. You can plan your health maintenance in prior so that you can live with peace that there's something called Bajaj Allianz critical illness cover which can bear the treatment expenses of your critical illness.

So why go late to secure your future? Give us a call at 1800 4200 269 now to know more about this policy.

Explore other Bajaj Allianz Health Insurance

To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj Allianz Health Insurance plans explore more:

Accident Health Insurance

Bajaj Allianz Personal Guard

Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

Death Cover
EMI Payment Cover
Hospital Cash Benefit

Bajaj Allianz Personal Guard (Pros)

Bajaj Allianz Personal Guard (Cons)

Bajaj Allianz Personal Guard (Other Benefits)

Bajaj Allianz Personal Guard (Eligibility Criteria)

18 to 70 Years

Individual and Family Health Insurance

My Health Care Plan

Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

Avail Optional Cover
Maternity Cover
High SI

My Health Care Plan (Pros)

High SI options
OPD cover
Cataract cover

My Health Care Plan (Cons)

No cover for gender change treatments
No cover for obesity treatments
Infertility cover not available

My Health Care Plan (Other Benefits)

My Health Care Plan (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Star Package

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

Super Cumulative Bonus
Co-Pay Available
8 Benefit Options

Bajaj Allianz Star Package (Pros)

Super cumulative bonus
Co-pay available
8 benefit options

Bajaj Allianz Star Package (Cons)

Domiciliary hospitalisation not covered
OPD coverage not available
Weight management treatments not covered

Bajaj Allianz Star Package (Other Benefits)

Bajaj Allianz Star Package (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Tax Gain Policy

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

OPD Cover
Senior Citizen Cover
4 Plan Variants

Bajaj Allianz Tax Gain Policy (Pros)

Multiple plan options available
OPD cover
Coverage for senior citizens

Bajaj Allianz Tax Gain Policy (Cons)

ICU charges not covered
Pre-hospitalisation not covered
No coverage for post-hospitalisation

Bajaj Allianz Tax Gain Policy (Other Benefits)

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

18 to 75 Years

Individual and Family Health Insurance

Bajaj Allianz Health Ensure

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

Comprehensive Coverage
Cumulative Bonus
Life Long Renewal

Bajaj Allianz Health Ensure (Pros)

Comprehensive coverage
Cumulative bonus
Lifelong renewal

Bajaj Allianz Health Ensure (Cons)

Domiciliary not covered
No coverage for infertility
Sub-limits applicable

Bajaj Allianz Health Ensure (Other Benefits)

Bajaj Allianz Health Ensure (Eligibility Criteria)

18 Years to no upper age limit

Individual and Family Health Insurance

Bajaj Allianz Critical Illness

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

Covers 10 critical illnesses
In-house claim settlement
Lifelong renewability

Bajaj Allianz Critical Illness (Pros)

Cover for 10 critical illnesses
Lifelong renewability
Affordable premium options

Bajaj Allianz Critical Illness (Cons)

No cover for childhood defects
No cover for HIV/AIDS
Survival period of 30 days

Bajaj Allianz Critical Illness (Other Benefits)

Long Term Policy Discount
Major Organ Transplantation
Hassle free In House claim process

Bajaj Allianz Critical Illness (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Health Care Supreme

Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...

Unique Features

Cover 15 Critical Illnesses
Preventive Health Check-ups
Long Term Policy

Bajaj Allianz Health Care Supreme (Pros)

Cover 15 critical illnesses
Preventive health check-ups
Long-term policy

Bajaj Allianz Health Care Supreme (Cons)

Global coverage not available
Domiciliary hospitalisation not covered
No compassionate travel benefits

Bajaj Allianz Health Care Supreme (Other Benefits)

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Individual and Family Health Insurance

Bajaj Allianz Health Guard

Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

About Health Guard Variants
Buying Process ’On a Go’
Quick Claim Settlement

Bajaj Allianz Health Guard (Pros)

Lifelong entry age
SI upto 1 Crore
Variants available

Bajaj Allianz Health Guard (Cons)

Domiciliary not covered
E-consultation not available
No second medical opinion

Bajaj Allianz Health Guard (Other Benefits)

Bajaj Allianz Health Guard (Eligibility Criteria)

18 Years to Lifelong

Individual

Bajaj Allianz Health Infinity

Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

Comprehensive Health Plan
Lifetime Renewability
Quick Claim Process

Bajaj Allianz Health Infinity (Pros)

Comprehensive coverage
Lifelong renewal
Easy and quick claim process

Bajaj Allianz Health Infinity (Cons)

OPD not covered
Infertility treatments not covered
Organ donor coverage not available

Bajaj Allianz Health Infinity (Other Benefits)

Bajaj Allianz Health Infinity (Eligibility Criteria)

18 to 65 Years

Accident Health Insurance

Premium Personal Guard

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

In-house claim settlement team
Multiple Sum Insured Options
Lifelong Renewability

Premium Personal Guard (Pros)

In-house claim settlement team
Multiple sum insured options
Lifelong renewability

Premium Personal Guard (Cons)

Does not cover self-inflicted injury
No AIDS cover
Organ donation not covered

Premium Personal Guard (Other Benefits)

Premium Personal Guard (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Arogya Sanjeevani

A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

Life-long Renewability
Hassle-free Claim Settlement
Flexible Payment Modes

Bajaj Allianz Arogya Sanjeevani (Pros)

Lifelong renewability
Affordable premiums
Cover for pre-policy health checkups

Bajaj Allianz Arogya Sanjeevani (Cons)

Low SI options
No cover for dental treatments
No cover for mental illness

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)

18-65 Years

Accident Health Insurance

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

High sum insured
Death cover
Disability cover

Bajaj Allianz Personal Accident Policy (Pros)

Bajaj Allianz Personal Accident Policy (Cons)

Bajaj Allianz Personal Accident Policy (Other Benefits)

Bajaj Allianz Personal Accident Policy (Eligibility Criteria)

18 to 65 Years

Senior Citizen Health Insurance

Silver Health Plan

Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

Cover 15 Critical Illnesses
Preventive Health Check-ups
Long Term Policy

Silver Health Plan (Pros)

Cover 15 critical illnesses
Preventive health check-ups
Long term policy

Silver Health Plan (Cons)

Organ donor expenses not covered
Vaccination charges not covered
Self-inflicted injury not covered

Silver Health Plan (Other Benefits)

Silver Health Plan (Eligibility Criteria)

46 to 80 Years

Top Up and Super Top Up

Bajaj Allianz Extra Care Plus

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

Bajaj Allianz Super Top-Up
Avail High Sum Insured
Entry Age Up To 80 Years

Bajaj Allianz Extra Care Plus (Pros)

High sum insured
Entry age up to 80 years
Cover for family members available

Bajaj Allianz Extra Care Plus (Cons)

AIDS not covered
Self-inflicted injury not covered
Global coverage not available

Bajaj Allianz Extra Care Plus (Other Benefits)

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

Individual

Criti Care

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

43 CI cover
All-stage cancer cover
Physiotherapy care

Criti Care (Pros)

43 critical illnesses cover
All-stage cancer cover
Physiotherapy care available

Criti Care (Cons)

ICU cover not available
No pre and post-hospitalisation cover
No room rent cover

Criti Care (Other Benefits)

Early Stage Cancers
Carotid Artery Surgery
Removal of one Kidney

Criti Care (Eligibility Criteria)

18 to 65 Years

Bajaj Allianz Critical Illness Plan: FAQs

1. Are there any loading charges in Bajaj Allianz critical illness plan?

Yes, in conditions of adverse critical illness, there will be loading charge applicability with this policy.

2. Do I need any pre-policy medical examination to buy Bajaj Allianz critical illness plan?

Yes, the sum insured limit, coverage benefits, payout benefits, etc will be only decided based on the diagnosis result of pre-policy medical check-ups.

3. When can I claim my Bajaj Allianz critical illness policy?

You can receive the coverage benefits under this policy only after completing your waiting period of 90 days.

4. Can I increase the sum insured by my Bajaj critical illness policy?

Yes, to avail of the maximum coverage for critical illnesses and cope with the financial crisis in such conditions, you can enhance the sum insured limit of your policy.

5. What is the portability benefit of Bajaj Allianz critical illness insurance policy?

Under the portability benefit of this policy, you can port yourself or your family member/s at least a minimum of 45 days before the renewal period. After this point in time, there will be no entertainment of portability benefit.

6. Can I cancel my critical illness Bajaj Allianz policy?

Yes, you can cancel your Bajaj critical illness policy within the given time frame and the refunding amount will be based on when you have canceled the same.

Bajaj Allianz Critical Illness

Bajaj Allianz Critical Illness Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Choose Your Bajaj Allianz Critical Illness

In-patient & Out-patient coverage

Coverage Terms

Alternative Treatments

Emergency Coverage

Wellness Programmes

Limitations

Benefits of Bajaj Allianz Critical Illness Policy

Recommended Videos

Bajaj Allianz Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Bajaj Allianz Critical Illness Sample Premium

Critical Illness Premium

What are the Exclusions of the Bajaj Allianz Critical Illness Policy?

Permanent Exclusions

To Be Concluded

Explore other Bajaj Allianz Health Insurance

Bajaj Allianz Personal Guard (Pros)

Bajaj Allianz Personal Guard (Cons)

Bajaj Allianz Personal Guard (Other Benefits)

Bajaj Allianz Personal Guard (Eligibility Criteria)

My Health Care Plan (Pros)

My Health Care Plan (Cons)

My Health Care Plan (Other Benefits)

My Health Care Plan (Eligibility Criteria)

Bajaj Allianz Star Package (Pros)

Bajaj Allianz Star Package (Cons)

Bajaj Allianz Star Package (Other Benefits)

Bajaj Allianz Star Package (Eligibility Criteria)

Bajaj Allianz Tax Gain Policy (Pros)

Bajaj Allianz Tax Gain Policy (Cons)

Bajaj Allianz Tax Gain Policy (Other Benefits)

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

Bajaj Allianz Health Ensure (Pros)

Bajaj Allianz Health Ensure (Cons)

Bajaj Allianz Health Ensure (Other Benefits)

Bajaj Allianz Health Ensure (Eligibility Criteria)

Bajaj Allianz Critical Illness (Pros)

Bajaj Allianz Critical Illness (Cons)

Bajaj Allianz Critical Illness (Other Benefits)

Bajaj Allianz Critical Illness (Eligibility Criteria)

Bajaj Allianz Health Care Supreme (Pros)

Bajaj Allianz Health Care Supreme (Cons)

Bajaj Allianz Health Care Supreme (Other Benefits)

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Bajaj Allianz Health Guard (Pros)

Bajaj Allianz Health Guard (Cons)

Bajaj Allianz Health Guard (Other Benefits)

Bajaj Allianz Health Guard (Eligibility Criteria)

Bajaj Allianz Health Infinity (Pros)

Bajaj Allianz Health Infinity (Cons)

Bajaj Allianz Health Infinity (Other Benefits)

Bajaj Allianz Health Infinity (Eligibility Criteria)

Premium Personal Guard (Pros)

Premium Personal Guard (Cons)

Premium Personal Guard (Other Benefits)

Premium Personal Guard (Eligibility Criteria)

Bajaj Allianz Arogya Sanjeevani (Pros)

Bajaj Allianz Arogya Sanjeevani (Cons)

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)

Bajaj Allianz Personal Accident Policy (Pros)

Bajaj Allianz Personal Accident Policy (Cons)