We all want to provide the best facilities to our families when it comes to Health Insurance. Bajaj Allianz General Insurance has come up with a unique health plan i.e., Bajaj Allianz Health Infinity, that is specifically designed to give the best health insurance facilities to you and your family in case of an unforeseen event such as hospitalization due to injury/illness. This plan offers you an option of the unlimited sum insured and an insured person can claim all the hospitalization costs.
Let's get to know more about this plan for your quick and smooth understanding.
Minimum Entry Age for Adults | 18 years |
Maximum Entry Age for Adults | 65 years |
Minimum Entry Age for Dependent Children | 3 months |
Maximum Entry Age for Dependent Children | 25 years |
Residential Status | Indians only (This policy can be opted by Non-Resident Indians including PIOs and OCIs. However, the policy will be issued during their stay in India, and the premium is paid in Indian currency & by Indian Account only) |
Who all can be covered? | Self, Spouse, Dependent Children & Parents |
Policy Term | 1year, 2 years, 3 year |
**Last Updated on 26-04-2021
With the availability of number of health insurance plans available in the market, selecting the best health insurance plan is a quite difficult task. We all feel health insurance is a necessity, but very few of us are aware of the policy features. So let's understand them in detail:
This comprehensive mediclaim policy offers some benefits and facilities that help you in leading a financially secure and happier life. Here, we are discussing a few of the benefits of this plan. Let's have a look at them,
If the insured is hospitalized due to illness or accidental bodily injury sustained or contracted during the policy period, then the company will compensate for the reasonable, and customary medical expenses.
If the medical costs incurred during the 60 days immediately before the policyholder was hospitalized and if such medical expenses were incurred for the same illness/injury for which subsequent hospitalization was required, is born by the company.
If the medical expenses incurred during the 90 days immediately after the insured is discharged and if such costs are incurred in respect of the same illness/injury for which the earlier hospitalization was required, is born by the company.
Under this medical plan, one can avail of room rental options ranging from Rs.2000 to 50,000 per day.
If an emergency arises and you need to hurry to the hospital, your ambulance costs are compensated up to Rs.5000 per hospitalization.
The insurer will pay the insured medical expenses for daycare procedures/surgeries taken as an inpatient in a hospital or daycare centre but not in the outpatient department.
You can avail of discounts on different grounds as mentioned in the earlier 'Coverage Details' section. For more information, visit the policy brochure and documents.
This plan provides a free preventive health check-up after every continuous period of 3 years for which this plan is held.
Bajaj Allianz Health Infinity Plan helps you to benefit in multiple ways. Let's have a look at the below table to understand the coverage option available under this plan,
Parameters | Coverage | |
Pre -hospitalization | 60 days | |
Post-hospitalization | 90 days | |
Road Ambulance Facility | Provides coverage up to Rs. 5000 per hospitalization | |
Day Care facilities | Yes | |
Pre-existing diseases | Covered after 36 months from your first health policy | |
Income tax savings | Provides tax benefits | |
Grace Period | 15 & 30 days | |
Family Discount | If 2 or more eligible family members are covered under a single policy, then a 5% of family discount is offered. | |
Wellness discount | 5% discount at each renewal if he/she submits certain medical test reports | |
Long term policy discount | 4 % discount if the policy opts for 2 years. 8 % discount if the policy opts for 3 years | |
Employee discount | 20% discount on premium rates to employees of Bajaj Allianz & its group companies. (Applicable only if the policy is booked indirect office code). | |
Online discount | 5% discount for the policies purchased online/ through website/direct customers. | |
Per Day Room Rent Options | INR 3000/day | INR 20000/day |
INR 4000/day | INR 25000/day | |
INR 5000/day | INR 30000/day | |
INR 8000/day | INR 35000/day | |
INR 10000/day | INR 40000/day | |
INR 15000/day | INR 50000/day |
**Last Updated on 26-04-2021
1. Gastrointestinal Ulcers | 11. Dysfunctional Uterine Bleeding |
2. Cataracts | 12. Fibromyoma |
3. Any type of fistula | 13. Endometriosis |
4. Macular Degeneration | 14. Hysterectomy |
5. Benign Prostatic Hypertrophy | 15. Uterine Prolapse |
6. Hernias | 16. Stones in Urinary and Biliary systems |
7. Sinuses (All types) | 17. Surgeries of ears/tonsils/adenoids/paranasal sinuses |
8. Ano Fissure | 18. Surgeries of all tumours/cysts/nodules (exception of Malignant tumour or growth) |
9. Haemorrhoids | 19. Parkinson's Disease |
10. Hydrocele | 20. Alzheimer's Disease |
**Last Updated on 26-04-2021
This table illustrates the premium amount of 1 year for different Room Rent prices at a co-payment of 20%.
Room Rent | Premium Amount(in Rs.) |
5000 | 10763 |
10000 | 12916 |
25000 | 19668 |
50000 | 29304 |
**Last Updated on 26-04-2021
Let's understand this with the help of a graph,
Premium Rates of Health Infinity Plan
As per the graph, the premium amount is increasing with the increase in the room rent. For example, for a room rent of 5,000, the premium amount is Rs. 10,763 whereas, for Room Rent of 10,000, the premium is Rs.12,916. Go through the graph carefully and choose your plan wisely.
Here, we have talked about the premium amount of 1 year but let's learn more for successive policy term years
Premium Rates of Health Infinity Plan with different Policy terms
The co-payment options will be applicable for claims for both Network and Non-Network Hospitals. This table illustrates co-payment options based on Room Rent.
Room Rent Options | Co-payment options |
Rs. 3000/day | 20%/25% |
Rs. 4000/day | 20%/25% |
Rs. 5000/day | 20%/25% |
Rs. 8000/day | 20%/25% |
Rs. 10000/day | 15%/20%/25% |
Rs. 15000/day | 15%/20%/25% |
Rs. 20000/day | 15%/20%/25% |
Rs. 25000/day | 15%/20%/25% |
Rs. 30000/day | 15%/20%/25% |
Rs. 35000/day | 15%/20%/25% |
Rs. 40000/day | 15%/20%/25% |
Rs. 50000/day | 15%/20%/25% |
**Last Updated on 26-04-2021
The major exclusions are mentioned below:
Follow the below-stated steps to buy this health plan online.
For more information about this plan, please get in touch with the customer service team of PolicyX.com at 1800-4200-269.
The claim process can be of two types Cashless Claim and Reimbursement claim. Both the claim processes are discussed here with proper steps. Have a look.
Disclaimer: Pre-authorization does not guarantee that all costs and expenses will be covered. The company reserves the right to review each claim for medical expenses and accordingly, coverage will be determined on the terms and conditions of this policy. The insured needs to pay the deductibles (if any).
Here, you can get admitted to any non-network hospital according to your convenience. The amount will be paid directly by you, not the hospital.
You need to send all the documents to the below-mentioned address:
Bajaj Allianz General Insurance Company
2nd Floor, Bajaj Finserv Building, Behind Weikfield IT park,
Off Nagar Road, Viman Nagar, Pune 411014|
Toll free: 1800-103-2529, 1800-22-5858
Note: For safety, it would be advisable to keep the documents both in original form and photocopied form.
Bajaj Allianz Health Infinity plan provides you with an option to cancel the policy within 15 days written notice and the premium amount is refunded for the unexpired period of the policy.
Period Tenure | Premium Refund | ||
Policy Term-1 year | Policy Term-2 year | Policy Term-3 year | |
Within 15 Days | According to the Free lookup period | ||
More than 15 days but less than 3 months | 65% | 75% | 80% |
More than 3 months but less than 6 months | 45% | 65% | 75% |
More than 6 months but less than 12 months | 0% | 45% | 60% |
More than 12 months but less than 15 months | 30% | 50% | |
More than 15 months but less than 18 months | 20% | 45% | |
More than 18 months but less than 24 months | 0% | 30% | |
More than 24 months but less than 27 months | 20% | ||
More than 27 months but less than 30 months | 15% | ||
More than 30 months but less than 36 months | 0% |
**Last Updated on 26-04-2021
Health Administration Team,
Bajaj Allianz General Insurance Co. Ltd.
2nd floor, Bajaj Finserv Building, Behind Weikfield IT Park, Off Nagar Road, Viman Nagar-Pune - 411 014.
Toll Free No. 1-800-225858 (for for BSNL/MTNL lines only) or 1-800-1025858 (for Bharti users - mobile / landline) or 020-30305858
Official Email ID- www.bajajallianz.com
24*7 helpline number- 1800-103-2529 (toll free) / 020-30305858
Health toll-free number- 1800-103-2529
Exclusive Email address (for senior citizens)- seniorcitizen@bajajallianz.co.in
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(Showing latest 5 reviews only)
September 9, 2021
Mehak Dua
BelgaumSeptember 9, 2021
Kunal Deshmukh
MeerutThe help I receievd at bajal allianz was so good...i mean i went expecting not a lot but the discussion was amazing...also bought a plan for my children
September 9, 2021
Bhargav Dua
IndoreReally top class support received...i gave the agent a budget estimation and he provided me good plan options...Happy with my health plan!
September 9, 2021
Rishiraj Bharti
Mysorethe buying process was easy...really hoping claims will be as easy too when the time comes...overall happy
September 7, 2021
fardin
PuneDidn t think much about insurance before. However my wife had a health plan from Bajaj which literally saved us from hospital bills. so grateful
Last updated on 26-04-2021
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quick service. in fact the agent was very thorough with processing my documents...renewal was done swiftly