Bajaj Allianz General Insurance has come up with a unique health plan, Bajaj Allianz Health Infinity, that is designed to give the best health insurance facilities to the families with the option of the unlimited sum insured. Under this policy, an insured person can claim all the hospitalisation costs.
Let's get to know more about this plan.
Minimum Entry Age for Adults
Maximum Entry Age for Adults
Minimum Entry Age for Dependent Children
Maximum Entry Age for Dependent Children
Which National can apply
Indians only (This policy can be opted by Non-Resident Indians including PIOs and OCIs. However, the policy will be issued during their stay in India, and the premium is paid in Indian currency & by Indian Account only)
Treatment availed in India. Compensation will be in Indian currency and Indian accounts only.
Who Can Be Covered
Self, Spouse, Dependent Children & Parents.
1 / 2 / 3 Year(s)
**Last Updated on 18-12-2020
1. Any type of gastrointestinal ulcers
11. Dysfunctional uterine bleeding
3. Any type of fistula
4. Macular Degeneration
5. Benign prostatic hypertrophy
15. Uterine Prolapse
6. Hernia of all types
16. Stones in the urinary and biliary systems
7. All types of sinuses
17. Surgery on ears / tonsils / adenoids / paranasal sinuses
8. Fissure in ano
18. Surgery on all internal and external tumors /cysts/nodules/polyps of any kind including breast lumps with exception of malignant tumor or growth.
9. Hemorrhoids, piles
19. Parkinson's diseases.
20. Alzheimer's disease
**Last Updated on 18-12-2020
Bajaj Allianz Health Infinity Plan helps you to benefit in multiple ways. Let us have a look at the below table to understand the coverage.
Road ambulance facility
Yes, up to 5000 INR per hospitalization
Day Care facilities
Covered after 36 months from your first Health Policy
Income tax benefits
15 & 30 days
5% family discount is offered if 2 or more eligible family members are covered under a single Policy
5% discount at each renewal if (s)he submits certain medical test reports & if all the reports are falling within the normal range.
Long term policy discount
20% discount on premium rates to employees of Bajaj Allianz & its group companies. (Applicable only if the policy is booked in direct office code).
5% discount for the policies purchased online/ through website/direct customers.
**Last Updated on 18-12-2020
The major features of this policy are listed below.
Under this medical plan, you can avail of a handsome number of benefits and facilities. Let's have a look at them.
In-patient Hospitalization Expenses - If the insured is hospitalized due to illness or accidental bodily injury sustained or contracted during the policy period, then the company will compensate for the reasonable, and customary medical expenses.
Pre-hospitalization Costs – If the medical costs incurred during the 60 days immediately before the policyholder was hospitalized and if such medical expenses were incurred for the same illness/injury for which subsequent hospitalization was required, is born by the company.
Post-hospitalization Expenses – If the medical expenses incurred during the 90 days immediately after the insured is discharged and if such costs are incurred in respect of the same illness/injury for which the earlier hospitalization was required, is born by the company.
Per Day Room Rent – Under this medical plan, one can avail of room rent options ranging from Rs.2000 to 50,000 per day.
Emergency Road Ambulance – If an emergency arises and you need to hurry to the hospital, your ambulance costs are compensated up to Rs.5000 per hospitalization.
Day Care Facility - The insurer will pay the insured medical expenses for day care procedures/surgeries taken as an inpatient in a hospital or day care center but not in the outpatient department.
Discounts – You can avail of discounts on different grounds as mentioned in the earlier 'Coverage Details' section.
The major exclusions are mentioned below.
Follow the below-stated steps to buy this health plan online.
For more information about this plan, please get in touch with the customer service team of PolicyX.com at 1800-4200-269.
The claim process can be of two types – Cashless Claim and Reimbursement claim. Both the claim processes are discussed here with proper steps. Have a look.
Disclaimer: Pre-authorization does not guarantee that all costs and expenses will be covered. The company reserves the right to review each claim for medical expenses and accordingly, coverage will be determined on the terms and conditions of this policy. The insured needs to pay the deductibles (if any).
Here, you can get admitted to any non-network hospital according to your convenience. The amount will be paid directly by you, not the hospital.
You need to send all the documents to the below-mentioned address:
Bajaj Allianz General Insurance Company
2nd Floor, Bajaj Finserv Building,
Behind Weikfield IT park,
Off Nagar Road, Viman Nagar
Pune 411014| Toll free: 1800-103-2529, 1800-22-5858
Note: For safety, it would be advisable to keep the documents both in original form and photocopied form.
Health Administration Team,
Bajaj Allianz General Insurance Co. Ltd.
2nd floor, Bajaj Finserv Building, Behind Weikfield IT Park, Off Nagar Road, Viman Nagar-Pune - 411 014.
Toll Free No. 1-800-225858 (for for BSNL/MTNL lines only) or 1-800-1025858 (for Bharti users - mobile / landline) or 020-30305858
Official Email ID - www.bajajallianz.com
24*7 helpline number- 1800-103-2529 (toll free) / 020-30305858
Health toll-free number- 1800-103-2529
Exclusive Email address (for senior citizens) - firstname.lastname@example.org
It is an individual policy.
Yes, you can. The premium can be paid on an installment basis- Annual (for long term policies), Half-yearly, Quarterly, or Monthly.
Annual premium payment for the 1-year policy and long term policies of 2/ 3 years, the total long term premium will be collected at the time of risk inception and renewal.
Grace Period is 30 days in general. Grace Period of 15 days would be given to pay the installment premium due to the policy.
Yes, in that case, the insured beneficiary has the option to port the policy to other insurers by applying to such insurers to port the entire policy along with all the members of the family, if any, at least 45 days before, but not earlier than 60 days from the policy renewal date.
Yes, you can. But this should be done at least 30 days before the policy renewal date as per IRDAI guidelines on migration.
No, that won't be possible.
Last updated on 18-12-2020