Network hospitals
8000+
Claim settlement ratio
96.59%
Sum insured
Up to 1 CR
No. of Plans
8
Solvency Ratio
3.41
Pan India Presence
240
Network hospitals
8000+
Claim settlement ratio
96.59%
Sum insured
Up to 1 CR
No. of Plans
8
Solvency Ratio
3.41
Pan India Presence
240
Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlimited sum insured and protect individuals and family members from unforeseen circumstances. Health Infinity Plan offers comprehensive benefits at competitive premiums to you and your family and the eligibility criteria state the minimum entry age for the proposer is 18 years and the maximum entry age for them is 65 years. It is available for Indian nationals only, the policy can be purchased for 1 year, 2 years, or 3 years.
Bajaj Allianz Health Infinity Plan offers several coverage benefits to the insured like coverage for daycare procedures, in-patient hospitalization expenses, pre-hospitalization, and post-hospitalization expenses, road ambulance expenses, etc. An added benefit to this plan is that here is no requirement for pre-policy medical tests up to 45 years of age.
Bajaj Allianz Health Insurance
Minimum: Children- 91 days to 25 years Adult: 18 years
Maximum: 65 Years
1/2/3 years
Individual/Family Floater
Unlimited
30 Days*
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Room Rent
Available
ICU Charges
Available
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Not Covered
Daycare Treatment
Available
OPD Charges
Not covered
COVID-19 Treatment
Not Covered
Cataract
Covered
No Claim Bonus
Available
Automatic Restoration
Not Available
Daily Hospital Cash
Not Available
Organ Donor
Not Covered
Maternity Cover
Not Available
New Born Baby Cover
Not Available
AYUSH Treatment
Not Available
IVF Treatment
Not Available
Modern Treatment
Not Available
Ambulance
Available
Air Ambulance
Not Available
Compassionate Travel
Not Available
Global Coverage
Not Available
E-Consultation
Not Available
Health Check-Up
Available
Second Medical Opinion
Not Available
Vaccination
Not Available
Co-payment
Applicable
Sub-limits
Not Available
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Coverage status under Bajaj Allianz Health InfinityPlan?
Under Bajaj Allianz Health Infinity Plan, the room rent is covered up to SI.
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Bajaj Allianz Health InfinityPlan?
Under this plan, ICU charges coverage is available up to SI.
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Bajaj Allianz Health InfinityPlan?
This plan covers medical expenses incurred during pre-hospitalization for up to 60 days.
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Bajaj Allianz Health InfinityPlan?
This plan covers medical expenses incurred during post-hospitalization for up to 90 days.
Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.
Coverage status under Bajaj Allianz Health InfinityPlan?
Under Health Infinity Plan, domiciliary hospitalizations is not covered.
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under Bajaj Allianz Health InfinityPlan?
This plan covers expenses of all daycare procedures including 130 listed Procedures up to S.I.
Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under Bajaj Allianz Health InfinityPlan?
Up to INR 5k available for Health Infinity Vital variant
Up to INR 15k for Health Infinity Smart variant
Up to INR 25K for Health Infinity Ultimo Variant
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Bajaj Allianz Health InfinityPlan?
COVID-19 treatment cover is not available under this plan.
A common eye condition in which your vision gets blurred.
Coverage status under Bajaj Allianz Health InfinityPlan?
The plan does not cover Cataract Treatment.
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under Bajaj Allianz Health InfinityPlan?
The plan offers a maximum of upto 50% of the sum insured.
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under Bajaj Allianz Health InfinityPlan?
Not Applicable
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under Bajaj Allianz Health InfinityPlan?
The Daily hospital cash is available only with Add on covers for individual & floater sum insured options.
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Bajaj Allianz Health InfinityPlan?
Available, Up to 1 L in Health Infinity Vital variant
Up to 3 L in Health Infinity Smart variant
Up to 5 L in Health Infinity Ultimo variant
It refers to the cover that includes expenses for normal and c-section procedures deliveries.
Coverage status under Bajaj Allianz Health InfinityPlan?
Covered,
Up to INR 35k in Health Infinity Vital variant
Up to 50k in Health Infinity Smart variant
Up to 1 L in Health Infinity Ultimol variant
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
Coverage status under Bajaj Allianz Health InfinityPlan?
Covered
Up to INR 35k in Health Infinity Vital variant
Up to 50k in Health Infinity Smart variant
Up to 1 L in Health Infinity Ultimol variant
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Bajaj Allianz Health InfinityPlan?
AYUSH treatment is covered.
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Coverage status under Bajaj Allianz Health InfinityPlan?
Not available
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Bajaj Allianz Health InfinityPlan?
Covered up to SI
An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.
Coverage status under Bajaj Allianz Health InfinityPlan?
This plan covers Ambulance charges up to SI.
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under Bajaj Allianz Health InfinityPlan?
The plan covers the Domestic Emergency Assistance Services (including Air Ambulance).
Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under Bajaj Allianz Health InfinityPlan?
Not available
Any kind of medical/health emergency when you are outside of India.
Coverage status under Bajaj Allianz Health InfinityPlan?
Not available
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Bajaj Allianz Health InfinityPlan?
The plan does not cover the expenses for E-consultation.
A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.
Coverage status under Bajaj Allianz Health InfinityPlan?
The plan offers Annual Health Check-up benefit.
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
Coverage status under Bajaj Allianz Health InfinityPlan?
The plan does not cover the expenses for Second Medical Opinion.
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Bajaj Allianz Health InfinityPlan?
The plan offers coverage for vaccination.
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Status under Bajaj Allianz Health InfinityPlan?
Co-payment is not applicable
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
Status under Bajaj Allianz Health InfinityPlan?
No sub-limits are available.
Bajaj Allianz Network Hospitals have a vast present PAN India. A well connected network of over 7,600+ cashless hospitals, Bajaj Allianz Insurance ensures that you are medically secured, irrespective of the city you reside in.
Permanent diseases or health conditions that are not included under Health Infinity plan are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and abortion
Congenital disease
Infertility and in vitro fertilization
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Listed ailments after 24 Months
Pre-existing diseases after 36 Months
Avail Family and Long-Term Discounts
Get tax relief under section 80D
Avail Infinite Sum Insured
The plan offers several discounts if one chooses to opt for a long-term policy or add more than 1 family member to their policy. The discounts available under the plan are as follows:
Amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.
With Health Infinity the policyholder gets the option to avail infinite sum insured to protect themselves and their family members from unforeseen circumstances.
Bajaj Allianz Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.
Unique Features
Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.
Unique Features
A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.
Unique Benefits
The plan offers wide coverage and comes at an affordable price and takes care of the most common vector-borne ailments.
Unique Features
Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability
Unique Features
A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.
Unique Features
Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs
Unique Features
A unique insurance policy that covers loan borrowers providing comprehensive protection in the event of an unfortunate incident.
Unique Features
Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.
Unique Features
An all-in-one family floater policy that covers health, household contents, travel baggage and much more.
Unique Features
This plan provides comprehensive coverage for planned and emergency medical treatment within and outside India.
Unique Features
A Comprehensive Plan with a wide range of benefits, ensuring a cover for maximum expenses related to Illness and Accidents offering optional add-on benefits.
Unique Features
A plan designed for senior citizens offering cashless benefits or reimbursement for hospitalisation expenses due to illness or accident.
Unique Features
A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.
Unique Features
A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.
Unique Features
An affordable health insurance policy, Corona Kavach, takes care of your expenses at the time of hospitalization for COVID-19 treatment.
Unique Features
Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.
Unique Features
This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.
Unique Features
A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.
Unique Features
Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
The minimum and maximum entry ages for Bajaj Allianz Health Infinity Plans are as follows:
Yes, choosing a co-payment option is mandatory. Co-payment of 15%/20%/25% is applicable on the claim amount which exceeds 100 times the per day room rent limit opted and not on the entire claim. Co-payment options of 25% and 20% are available for all Room rent options. Co-payment option of 15% is available for Room Rent options of INR 10,000 and above.
Pre-existing illnesses/conditions or symptoms would be covered after the completion of 36 months waiting period from the commencement date of the first Health Infinity Policy.
Yes, Bajaj Allianz Health Infinity Plan requires medical tests for members from 46 years of age.
An individual can purchase a Bajaj Health Infinity plan for 1 year, 2 years or 3 years.
Under this benefit, if the policyholder passes away or is diagnosed with any of the specified illnesses, then the beneficiary will get a free extension of 1 year. The benefit is available under all three variants of the plan.
Smita Patil
Bengaluru
May 1, 2023
I have availed health insurance services from PolicyX in the year 2021 and I must say that they are reliable and have supported me with claim settlement without any delay.
Pawan
Delhi
June 6, 2022
Trust me, friends, Bajja is one of the best insurance companies in India. It offers good health insurance plans and its claim service is superb. I am very impressed by the work done by Bajaj Al...
Himanshi Nalwa
Pune
May 26, 2022
My claim was settled in no time... I went to a non-network hospital and Bajaj Allianz reimburse my claim within 2 days
Priya Singhania
Guwahati
May 26, 2022
I took the health insurance plan for my family. Bajaj Allianz is a nice company. Go for it. Thanks to Policyx.com, they helped me a lot.
Mehak Dua
Belgaum
September 9, 2021
quick service. in fact the agent was very thorough with processing my documents...renewal was done swiftly
Kunal Deshmukh
Meerut
September 9, 2021
The help I receievd at bajal allianz was so good...i mean i went expecting not a lot but the discussion was amazing...also bought a plan for my children
Bhargav Dua
Indore
September 9, 2021
Really top class support received...i gave the agent a budget estimation and he provided me good plan options...Happy with my health plan!
Rishiraj Bharti
Mysore
September 9, 2021
the buying process was easy...really hoping claims will be as easy too when the time comes...overall happy
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