Bajaj Allianz Health Insurance for Senior Citizens
  • High sum assured plan
  • 5% family discount
  • Multiple plan options
Bajaj Allianz Health Insurance
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Bajaj Allianz Health Insurance for Senior Citizens

As a person grows older, the possibility and severity of certain diseases increases. In return, the elderly are burdened with increased healthcare bills. However, apart from their pension, many senior citizens do not have a regular source of income. Bajaj Allianz health insurance for senior citizens offers special features designed to secure the elderly financially for their second innings in life.

Senior Citizen Health Insurance is specially designed for individuals between the ages of 60 and 80 years. With a separate health insurance plan for aged individuals not only one can secure his/her health while dealing with old-age health issues, but one can also avail of several benefits such as coverage for pre and post-hospitalization, in-patient hospitalization, and no pre-screening, among others.

Bajaj Allianz Insurance for Senior Citizens offers versatile plans like the Silver Health plan. It is an exclusive health insurance policy for senior citizens that protects them from healthcare expenses. Silver Health Plan is a comprehensive medical insurance policy for senior citizens that provides coverage against critical illnesses, and covers hospitalization and medical check-ups, with additional features.

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Key Benefits of Bajaj Health Insurance for Senior Citizens

Bajaj Allianz health insurance for senior citizens is a popular choice amongst customers for senior citizen insurance needs. Let us take a glimpse into the company's performance and key features that will help you to analyze the company.

  • Ease of treatment at network hospitals Bajaj Allianz health insurance for senior citizens has a tie-up with more than 8000+ network hospitals. These hospitals allow the policyholders to avail cashless treatments at the time of a medical emergency.
  • High sum insured Bajaj Allianz health insurance for senior citizens promises high sum insured which will allow senior citizen policyholders to live their life stress-free.
  • Pre and post hospitalization cover Bajaj health insurance for senior citizens offers pre & post hospitalization expenses that can be covered under the specified OPD expenses.
  • Discount Under Bajaj Health Insurance plans for senior citizens policyholders can avail family discounts of 5% for each member of the family covered under the policy.
  • Customizable plan options Bajaj Allianz health insurance for senior citizens offers highly customizable insurance plans that offer long term protection and financial security.

Health Insurance for Senior Citizens

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Bajaj Health Insurance Plans for Senior Citizens

Bajaj Health Insurance offers a comprehensive senior citizen plan that offers high coverage options and benefits that make the life of senior citizens chaos free.

Bajaj Allianz Silver Health

A plan designed for senior citizens offering cashless benefits or reimbursement for hospitalisation expenses due to illness or accident.

Unique Features

  • Avail Hospitalization expenses
  • Pre-existing illnesses Cover
  • 130 day care procedures

Bajaj Health Insurance Plans for Senior Citizens Eligibility Criteria

Entry Age

Minimum: 18 Years

Entry Age Max.

Maximum: 75 Years

Policy Term

1/2/3 Years

Plan Type

Individual/ Family Floater

Sum Insured

1 L | 2 L | 3 L | 4 L | 5 L | 7.5 L | 10 L

Initial Waiting Period*

30 Days*

Bajaj Allianz Health Insurance Plans for Senior Citizens Inclusions

Inclusions of Bajaj Allianz Health Insurance for Senior Citizens include:

Pre and Post hospitalization expenses

Ambulance Charge cover

Pre-existing Illness cover

Outpatient expenses & hospitalization expenses covered for self & spouse on floater basis.

130 day care procedures

Free health check up at designated Bajaj Allianz empanelled diagnostic center after every 4 claim free policy periods

Modern treatments

Bajaj Allianz Health Insurance Plans for Senior Citizens Exclusions

Permanent Exclusions

Exclusions of Bajaj Allianz Health Insurance for Senior Citizens include:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury


Miscarriage, and abortion

Congenital disease

Infertility and in vitro fertilization

Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Network Hospitals have a vast present PAN India. A well connected network of over 7,600+ cashless hospitals, Bajaj Allianz Insurance ensures that you are medically secured, irrespective of the city you reside in.

Explore Bajaj Allianz Health Insurance for Senior Citizens

Know more about Bajaj Allianz Health Insurance, its claim process, buying process, and contact details by clicking on the sections below:

Contact Us

Feel free to contact us Bajaj Allianz Health Insurance Company

Renewal Process

Click to know Bajaj Allianz Health Insurance Renewal Process.

Explore other Bajaj Allianz Health Plans

Bajaj Allianz Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Bajaj Allianz Critical Illness

A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.

Unique Features

  • Avail discounts on policy terms
  • 50 Lakh SI
  • Flexible premium payment

Bajaj Allianz Extra Care

Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.

Unique Features

  • Avail Modern Treatments
  • Avail Ambulance coverage
  • Avail discounts on policy terms

A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.

Unique Benefits

  • Air Ambulance cover
  • Avail maternity expense
  • Organ donor expenses covered

Bajaj Allianz M care

The plan offers wide coverage and comes at an affordable price and takes care of the most common vector-borne ailments.

Unique Features

  • Avail Lifetime Renewal
  • Coverage against Dengue
  • Avail family coverage

Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability

Unique Features

  • Covers children’s education
  • Avail cumulative bonus
  • Avail additional covers with plan

Bajaj Allianz Sankat Mochan

A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.

Unique Features

  • Offers 16 variants
  • Lifetime renewal available
  • Avail Hospitalization expenses

Bajaj Allianz Premium Personal Guard

Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs

Unique Features

  • Avail cumulative bonus
  • Cover dependent children
  • Cover death and disability

Bajaj Allianz Loan Care

A unique insurance policy that covers loan borrowers providing comprehensive protection in the event of an unfortunate incident.

Unique Features

  • Personal Accident Covered
  • EMI Payment Cover
  • Child education benefit available

Bajaj Allianz Saral Suraksha Bima

Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.

Unique Features

  • Lifetime renewal available
  • Child education benefit available
  • Cumulative Bonus

Bajaj Allianz Star Package

An all-in-one family floater policy that covers health, household contents, travel baggage and much more.

Unique Features

  • Covers Household content
  • Avail education grant
  • Avail critical illness cover

Bajaj Allianz Global Health Care

This plan provides comprehensive coverage for planned and emergency medical treatment within and outside India.

Unique Features

  • USD 1,000,000 cover
  • Mental Illnesses covered
  • Air Ambulance covered

Bajaj Allianz Health Care Supreme

A Comprehensive Plan with a wide range of benefits, ensuring a cover for maximum expenses related to Illness and Accidents offering optional add-on benefits.

Unique Features

  • Avail Maternity Cover
  • Avail Newborn baby cover
  • Physiotherapy expenses covered

A plan designed for senior citizens offering cashless benefits or reimbursement for hospitalisation expenses due to illness or accident.

Unique Features

  • Avail Hospitalization expenses
  • Pre-existing illnesses Cover
  • 130 day care procedures

Bajaj Allianz Tax Gain Policy

A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.

Unique Features

  • OPD covereage available
  • 130 Day care procedures
  • Avail free health check up

Bajaj Allianz Health Ensure

A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.

Unique Features

  • Upto 10lakh sum assured
  • Avail cumulative bonus
  • Day care procedures covered

Bajaj Allianz Corona-Kavach Policy

An affordable health insurance policy, Corona Kavach, takes care of your expenses at the time of hospitalization for COVID-19 treatment.

Unique Features

  • Avail homecare treatment
  • AYUSH treatment available
  • Avail hospital daily cash

Bajaj Allianz Hospital Cash Daily Allowance

Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.

Unique Features

  • Avail discounts
  • Flexible premium payment term
  • Avail family cover

Bajaj Allianz Women Specific Critical Illness

This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.

Unique Features

  • Congenital Disability Benefit
  • Children Education Bonus
  • Avail various discounts

Bajaj Allianz Family Health Care Policy

A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.

Unique Features

  • Avail Daycare procedures
  • Hospital cash benefits
  • Modern treatment covered

Bajaj Allianz Criti-Care

Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.

Unique Features

  • Avail lifetime renewal
  • Avail coverage against cancer
  • Avail wellness discount

Health Insurance Articles

Bajaj Allianz Health Insurance for Senior Citizens FAQ's

1. What are the senior citizen plans offered by Bajaj Allianz Health Insurance?

Bajaj Allianz offers versatile senior citizen insurance solutions. Individuals can purchase the Silver Health Plan which is an adequate health plan if you are a senior citizen and are looking for an insurance plan or just want to safeguard your parents post-retirement.

2. What is the eligibility criteria for Bajaj Allianz health insurance for senior citizens?

The eligibility criteria for health insurance for senior citizens is as follows:

  • Minimum entry age: 18 Years
  • Maximum entry age: 75 Years

3. How can I check premiums for Bajaj Allianz health insurance for senior citizens?

Policyholders can look up for premium charts on the official website of Bajaj Allianz Life Insurance.

4. What are the waiting periods under Bajaj Allianz Health Insurance for Senior Citizens?

  • Initial Waiting period of 30 days is applicable
  • Pre-existing diseases waiting period - 12 months
  • Specific diseases waiting period - 12 months

5. Does the policyholder get a free health check-up in Bajaj Allianz Health Insurance for senior citizens?

Yes, you can avail of free health check-ups at the designated medical centers at the end of four continuous claim-free years.

What Our Customers Have to Say

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June 6, 2022

Trust me, friends, Bajja is one of the best insurance companies in India. It offers good health insurance plans and its claim service is superb. I am very impressed by the work done by Bajaj Al...

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Himanshi Nalwa


May 26, 2022

My claim was settled in no time... I went to a non-network hospital and Bajaj Allianz reimburse my claim within 2 days

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Priya Singhania


May 26, 2022

I took the health insurance plan for my family. Bajaj Allianz is a nice company. Go for it. Thanks to, they helped me a lot.

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Mehak Dua


September 9, 2021

quick service. in fact the agent was very thorough with processing my documents...renewal was done swiftly

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Kunal Deshmukh


September 9, 2021

The help I receievd at bajal allianz was so good...i mean i went expecting not a lot but the discussion was amazing...also bought a plan for my children

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Bhargav Dua


September 9, 2021

Really top class support received...i gave the agent a budget estimation and he provided me good plan options...Happy with my health plan!

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Rishiraj Bharti


September 9, 2021

the buying process was easy...really hoping claims will be as easy too when the time comes...overall happy

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September 7, 2021

Didn t think much about insurance before. However my wife had a health plan from Bajaj which literally saved us from hospital bills. so grateful

View All Bajaj Allianz Health Insurance Reviews

Naval Goel

Reviewed By : Naval Goel

Naval Goel is the CEO & founder of Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of Insurance Web Aggregator.