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As a person grows older, the possibility and severity of certain diseases increases. In return, the elderly are burdened with increased healthcare bills. However, apart from their pension, many senior citizens do not have a regular source of income. Bajaj Allianz health insurance for senior citizens offers special features designed to secure the elderly financially for their second innings in life.
Senior Citizen Health Insurance is specially designed for individuals between the ages of 60 and 80 years. With a separate health insurance plan for aged individuals not only one can secure his/her health while dealing with old-age health issues, but one can also avail of several benefits such as coverage for pre and post-hospitalization, in-patient hospitalization, and no pre-screening, among others.
Bajaj Allianz Insurance for Senior Citizens offers versatile plans like the Silver Health plan. It is an exclusive health insurance policy for senior citizens that protects them from healthcare expenses. Silver Health Plan is a comprehensive medical insurance policy for senior citizens that provides coverage against critical illnesses and covers hospitalization and medical check-ups, with additional features.
Bajaj Allianz health insurance for senior citizens is a popular choice amongst customers for senior citizen insurance needs. Let us take a glimpse into the company’s performance and key features that will help you to analyze the company.
Bajaj Health Insurance offers a comprehensive senior citizen plan that offers high coverage options and benefits that make the life of senior citizens chaos-free.
Inclusions of Bajaj Allianz Health Insurance for Senior Citizens include:
Pre and Post hospitalization expenses
Ambulance Charge cover
Pre-existing Illness cover
Outpatient expenses & hospitalization expenses covered for self & spouse on floater basis.
130 day care procedures
Free health check up at designated Bajaj Allianz empanelled diagnostic center after every 4 claim free policy periods
Modern treatments
Exclusions of Bajaj Allianz Health Insurance for Senior Citizens include:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and abortion
Congenital disease
Infertility and in vitro fertilization
Bajaj Allianz Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj Allianz Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Bajaj Allianz Health Insurance
To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj Allianz Health Insurance plans explore more:
Accident Health Insurance
Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...
Unique Features
Individual and Family Health Insurance
Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...
Unique Features
Individual and Family Health Insurance
Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...
Unique Features
Individual and Family Health Insurance
Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...
Unique Features
Individual and Family Health Insurance
We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...
Unique Features
Individual and Family Health Insurance
Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...
Unique Features
Individual and Family Health Insurance
Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...
Unique Features
Individual and Family Health Insurance
Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...
Unique Features
Individual
Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...
Unique Features
Accident Health Insurance
Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...
Unique Features
Individual and Family Health Insurance
A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...
Unique Features
Accident Health Insurance
Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...
Unique Features
Senior Citizen Health Insurance
Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...
Unique Features
Top Up and Super Top Up
Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...
Unique Features
Individual
Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...
Unique Features
Bajaj Allianz offers versatile senior citizen insurance solutions. Individuals can purchase the Silver Health Plan which is an adequate health plan if you are a senior citizen and are looking for an insurance plan or just want to safeguard your parents post-retirement.
The eligibility criteria for health insurance for senior citizens is as follows: Minimum entry age: 18 Years Maximum entry age: 75 Years
Policyholders can look up premium charts on the official website of Bajaj Allianz General Insurance.
An initial Waiting period of 30 days is applicable Pre-existing diseases waiting period - 12 months Specific diseases waiting period - 12 months
Yes, you can avail of free health check-ups at the designated medical centers at the end of four continuous claim-free years.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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February 5, 2023
Asia/Kolkata
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