Bajaj Allianz Health Insurance for Senior Citizens
As a person grows older, the possibility and severity of certain diseases increases. In return, the elderly are burdened with increased healthcare bills. However, apart from their pension, many senior citizens do not have a regular source of income. Bajaj Allianz health insurance for senior citizens offers special features designed to secure the elderly financially for their second innings in life.
Senior Citizen Health Insurance is specially designed for individuals between the ages of 60 and 80 years. With a separate health insurance plan for aged individuals not only one can secure his/her health while dealing with old-age health issues, but one can also avail of several benefits such as coverage for pre and post-hospitalization, in-patient hospitalization, and no pre-screening, among others.
Bajaj Allianz Insurance for Senior Citizens offers versatile plans like the Silver Health plan. It is an exclusive health insurance policy for senior citizens that protects them from healthcare expenses. Silver Health Plan is a comprehensive medical insurance policy for senior citizens that provides coverage against critical illnesses, and covers hospitalization and medical check-ups, with additional features.
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Bajaj Allianz Health Insurance
Key Benefits of Bajaj Health Insurance for Senior Citizens
Bajaj Allianz health insurance for senior citizens is a popular choice amongst customers for senior citizen insurance needs. Let us take a glimpse into the company's performance and key features that will help you to analyze the company.
- Ease of treatment at network hospitals Bajaj Allianz health insurance for senior citizens has a tie-up with more than 8000+ network hospitals. These hospitals allow the policyholders to avail cashless treatments at the time of a medical emergency.
- High sum insured Bajaj Allianz health insurance for senior citizens promises high sum insured which will allow senior citizen policyholders to live their life stress-free.
- Pre and post hospitalization cover Bajaj health insurance for senior citizens offers pre & post hospitalization expenses that can be covered under the specified OPD expenses.
- Discount Under Bajaj Health Insurance plans for senior citizens policyholders can avail family discounts of 5% for each member of the family covered under the policy.
- Customizable plan options Bajaj Allianz health insurance for senior citizens offers highly customizable insurance plans that offer long term protection and financial security.
Bajaj Health Insurance Plans for Senior Citizens
Bajaj Health Insurance offers a comprehensive senior citizen plan that offers high coverage options and benefits that make the life of senior citizens chaos free.
A plan designed for senior citizens offering cashless benefits or reimbursement for hospitalisation expenses due to illness or accident.
Unique Features
- Avail Hospitalization expenses
- Pre-existing illnesses Cover
- 130 day care procedures
Other Senior Citizen Health Insurance Companies
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Bajaj Health Insurance Plans for Senior Citizens Eligibility Criteria
Entry Age
Minimum: 18 Years
Entry Age Max.
Maximum: 75 Years
Plan Type
Individual/ Family Floater
Sum Insured
1 L | 2 L | 3 L | 4 L | 5 L | 7.5 L | 10 L
Initial Waiting Period*
30 Days*
Bajaj Allianz Health Insurance Plans for Senior Citizens Inclusions
Inclusions of Bajaj Allianz Health Insurance for Senior Citizens include:
Pre and Post hospitalization expenses
Ambulance Charge cover
Pre-existing Illness cover
Outpatient expenses & hospitalization expenses covered for self & spouse on floater basis.
130 day care procedures
Free health check up at designated Bajaj Allianz empanelled diagnostic center after every 4 claim free policy periods
Modern treatments
Bajaj Allianz Health Insurance Plans for Senior Citizens Exclusions
Permanent Exclusions
Exclusions of Bajaj Allianz Health Insurance for Senior Citizens include:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and abortion
Congenital disease
Infertility and in vitro fertilization
Bajaj Allianz Health Insurance Network Hospital List
Bajaj Allianz Network Hospitals have a vast present PAN India. A well connected network of over 7,600+ cashless hospitals, Bajaj Allianz Insurance ensures that you are medically secured, irrespective of the city you reside in.
Explore Bajaj Allianz Health Insurance
Explore other Bajaj Allianz Health Plans
Bajaj Allianz Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Bajaj Allianz Critical Illness
A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.
Unique Features
- Avail discounts on policy terms
- 50 Lakh SI
- Flexible premium payment
Bajaj Allianz Critical Illness (Pros)
- Joint Replacement
- Major Organ Transplantation
- Surgery of Aorta
- Limbs Permanent Paralysis
- Dialysis Care
Bajaj Allianz Critical Illness (Cons)
- No C- Section Coverage
- No Weight Surgery Cover
- No War Injury Cover
- HIV/AIDS not covered
- No Natural Peril Cover
Bajaj Allianz Critical Illness (Other Benefits)
- First Heart Attack
- Open Chest CABG
- Regular Dialysis
- Neuro Care
- Multiple Sclerosis
Bajaj Allianz Critical Illness (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 50 L
- Waiting Period - 90 Days
Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.
Unique Features
- Avail Modern Treatments
- Avail Ambulance coverage
- Avail discounts on policy terms
A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.
Unique Benefits
- Air Ambulance cover
- Avail maternity expense
- Organ donor expenses covered
Bajaj Allianz Extra Care Plus (Pros)
- Modern treatment Covered
- Air Ambulance Cover
- Maternity Benefit
- Organ Donor Expenses
- Free Medical Check-Up
Bajaj Allianz Extra Care Plus (Cons)
- No New Born Baby Cover
- No Dental Treatment
- No Obesity Cover
- STD not covered
- No BMI Cover
Bajaj Allianz Extra Care Plus (Other Benefits)
- Day Care Treatment Covered
- ICU Covered
- Specialist Doctor Cover
- Post-hospitalisation expenses
- Spouse and Child Cover
Bajaj Allianz Extra Care Plus (Eligibility Criteria)
- Entry Age - 91 Days
- Max Entry Age - 80 Years
- SI - 3 L to 50 L
- Waiting Period - 30 Days
The plan offers wide coverage and comes at an affordable price and takes care of the most common vector-borne ailments.
Unique Features
- Avail Lifetime Renewal
- Coverage against Dengue
- Avail family coverage
Bajaj Allianz M care (Pros)
- Chikungunya Cover
- Malaria Cover
- Filariasis Cover
- Kala Azar Cover
- Pre & post hospitalisation
Bajaj Allianz M care (Cons)
- No Global Coverage
- No Dental Treatment
- No Parkinson's Cover
- HIV/AIDS not covered
- No Obesity/Weight Cover
Bajaj Allianz M care (Other Benefits)
- Zika Virus Cover
- Japanese Encephalitis Cover
- Dengue Fever Cover
- Bariatric surgery cover
- SI reinstatement benefit
Bajaj Allianz M care (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 25 Thousand to 75 Thousand
- Waiting Period - 30 Days
Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability
Unique Features
- Covers children’s education
- Avail cumulative bonus
- Avail additional covers with plan
Bajaj Allianz Sankat Mochan
A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.
Unique Features
- Offers 16 variants
- Lifetime renewal available
- Avail Hospitalization expenses
Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs
Unique Features
- Avail cumulative bonus
- Cover dependent children
- Cover death and disability
A unique insurance policy that covers loan borrowers providing comprehensive protection in the event of an unfortunate incident.
Unique Features
- Personal Accident Covered
- EMI Payment Cover
- Child education benefit available
Bajaj Allianz Saral Suraksha Bima
Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.
Unique Features
- Lifetime renewal available
- Child education benefit available
- Cumulative Bonus
Bajaj Allianz Saral Suraksha Bima (Pros)
- Total Temporary Disablement
- Installment Premium Payment
- Cumulative Bonus
- Hospitalization Expenses
- 10% Education Grant
Bajaj Allianz Saral Suraksha Bima (Cons)
- No Alcoholism Cover
- No War Injury Cover
- No Cataract Cover
- No Suicide Cover
- No STD Cover
Bajaj Allianz Saral Suraksha Bima (Other Benefits)
- Partial Disablement Cover
- Total Disablement Cover
- Nursing Expenses Cover
- Prosthetic Cover
- ICU Cover
Bajaj Allianz Saral Suraksha Bima (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 2.5 L to 1 cr
- Waiting Period - 30 Days
Bajaj Allianz Star Package
An all-in-one family floater policy that covers health, household contents, travel baggage and much more.
Unique Features
- Covers Household content
- Avail education grant
- Avail critical illness cover
Bajaj Allianz Global Health Care
This plan provides comprehensive coverage for planned and emergency medical treatment within and outside India.
Unique Features
- USD 1,000,000 cover
- Mental Illnesses covered
- Air Ambulance covered
A Comprehensive Plan with a wide range of benefits, ensuring a cover for maximum expenses related to Illness and Accidents offering optional add-on benefits.
Unique Features
- Avail Maternity Cover
- Avail Newborn baby cover
- Physiotherapy expenses covered
A plan designed for senior citizens offering cashless benefits or reimbursement for hospitalisation expenses due to illness or accident.
Unique Features
- Avail Hospitalization expenses
- Pre-existing illnesses Cover
- 130 day care procedures
Bajaj Allianz Tax Gain Policy
A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.
Unique Features
- OPD covereage available
- 130 Day care procedures
- Avail free health check up
Bajaj Allianz Health Ensure
A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.
Unique Features
- Upto 10lakh sum assured
- Avail cumulative bonus
- Day care procedures covered
Bajaj Allianz Corona-Kavach Policy
An affordable health insurance policy, Corona Kavach, takes care of your expenses at the time of hospitalization for COVID-19 treatment.
Unique Features
- Avail homecare treatment
- AYUSH treatment available
- Avail hospital daily cash
Bajaj Allianz Corona-Kavach Policy (Pros)
- Covid Hospitalization Cover
- AYUSH Treatment
- Pre Hospitalization
- Post Hospitalization
- Home Care Treatment Expenses
Bajaj Allianz Corona-Kavach Policy (Cons)
- No Global Coverage
- No Dental Treatment
- No Alcoholism Cover
- No Unproven Treatments
- No Suicide Cover
Bajaj Allianz Corona-Kavach Policy (Other Benefits)
- Hospital Daily Cash
- Oxygen cylinder Cover
- Diagnostic tests Cover
- Consultation charge cover
- Road Ambulance Cover
Bajaj Allianz Corona-Kavach Policy (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 50 Thousand to 5 L
- Waiting Period - 15 Days
Bajaj Allianz Hospital Cash Daily Allowance
Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.
Unique Features
- Avail discounts
- Flexible premium payment term
- Avail family cover
Bajaj Allianz Women Specific Critical Illness
This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.
Unique Features
- Congenital Disability Benefit
- Children Education Bonus
- Avail various discounts
Bajaj Allianz Family Health Care Policy
A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.
Unique Features
- Avail Daycare procedures
- Hospital cash benefits
- Modern treatment covered
Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.
Unique Features
- Avail lifetime renewal
- Avail coverage against cancer
- Avail wellness discount
Bajaj Allianz Criti-Care (Pros)
- Dialysis Care Cover
- Cancer reconstructive surgery
- Cardiac Nursing Cover
- Physiotherapy care
- Dialysis Care
Bajaj Allianz Criti-Care (Cons)
- No Intoxication Coverage
- No Cosmetic Surgery
- No Postpartum Cover
- STD not covered
- No Natural Calamity Cover
Bajaj Allianz Criti-Care (Other Benefits)
- Cancer Care
- Cardiovascular Care
- Kidney Care
- Neuro Care
- Transplants care
Bajaj Allianz Criti-Care (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 1 L to 2 Cr
- Waiting Period - 30 Days
