Network hospitals
18400+
Incurred claim ratio
74.27%
Sum insured
Up to 25 CR
No. of Plans
23
Solvency Ratio
3.6
Pan India Presence
240
Network hospitals
18400+
Incurred claim ratio
74.27%
Sum insured
Up to 25 CR
No. of Plans
23
Solvency Ratio
3.6
Pan India Presence
240
Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical expenses incurred on treatment and offers a wide range of benefits, ensuring a cover for maximum expenses related to Illness and Accidents.
Bajaj Allianz Health Care Supreme provides insurance that protects against all medical issues offering Individual, Floater, and Group Health Care Supreme policy coverage types. Bajaj Allianz Company is known for delivering products equipped with innovative solutions and technical expertise. Health Care Supreme is available in 3 variants which are known as Health Care Supreme - Vital, Health Care Supreme - Smart, and Health Care Supreme - Ultimo. The sum insured range of this plan is from Rs. 5 Lakh to Rs. 50 Lakh, which depends on the variant opted.
Bajaj Allianz Health Insurance
Minimum: Children- 3 Months to 25 years Adult: 18 years
Maximum: No age bar
1/2/3 years
Individual/ Family Floater/ Group
5 L | 8 L | 10 L | 15 L | 20 L | 25 L | 30 L | 35 L | 40 L | 45 L | 50
30 Days*
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
With wide coverage options, Bajaj Allianz Health Care Supreme Plan lets you customize your health insurance plan as per your requirements:
Coverage for SI: 5L - 50L
Room Rent
Available
ICU Charges
Available
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 90 days
Domiciliary Hospitalization
Not Covered
Daycare Treatment
130 listed procedures
OPD Charges
Covered
COVID-19 Treatment
Covered
Cataract
Not Covered
No Claim Bonus
Available up to 50% of SI
Automatic Restoration
Not Available
Daily Hospital Cash
Not Available
Organ Donor
Covered
Maternity Cover
Available
New Born Baby Cover
Available
AYUSH Treatment
Available
IVF Treatment
Not Available
Modern Treatment
Available
Ambulance
Available
Air Ambulance
Available
Compassionate Travel
Not Available
Global Coverage
Not Available
E-Consultation
Not Available
Health Check-Up
Available annually
Second Medical Opinion
Not Available
Vaccination
Available
Co-payment
Not Applicable
Sub-limits
Not Available
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Coverage status under Bajaj Allianz Health Care SupremePlan?
Under Bajaj Allianz Health Care SupremePlan, the room rent is covered up to SI.
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Bajaj Allianz Health Care SupremePlan?
Under this plan, ICU charges coverage is available up to SI.
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Bajaj Allianz Health Care SupremePlan?
This plan covers medical expenses incurred during pre-hospitalization for up to 60 days.
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Bajaj Allianz Health Care SupremePlan?
This plan covers medical expenses incurred during post-hospitalization for up to 90 days.
Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.
Coverage status under Bajaj Allianz Health Care SupremePlan?
Under Health Care Supreme Plan, domiciliary hospitalizations is not covered.
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under Bajaj Allianz Health Care SupremePlan?
This plan covers expenses of all daycare procedures including 130 listed Procedures up to S.I.
Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under Bajaj Allianz Health Care SupremePlan?
Up to INR 5k available for Health Care Supreme Vital variant.
Up to INR 15k for Health Care Supreme Smart variant.
Up to INR 25K for Health Care Supreme Ultimo Variant.
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Bajaj Allianz Health Care SupremePlan?
Covid-19 Covered.
A common eye condition in which your vision gets blurred.
Coverage status under Bajaj Allianz Health Care SupremePlan?
The plan does not cover Cataract Treatment.
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under Bajaj Allianz Health Care SupremePlan?
The plan offers a maximum of upto 50% of the sum insured.
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under Bajaj Allianz Health Care SupremePlan?
Not Applicable
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under Bajaj Allianz Health Care SupremePlan?
The Daily hospital cash is available only with Add On covers for individual & floater sum insured options.
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Bajaj Allianz Health Care SupremePlan?
Available, Up to 1 L in Health Care Supreme Vital variant.
Up to 3 L in Health Care Supreme Smart variant.
Up to 5 L in Health Care Supreme Ultimo variant.
It refers to the cover that includes expenses for normal and c-section procedures deliveries.
Coverage status under Bajaj Allianz Health Care SupremePlan?
Covered
Up to INR 35k in Health Care Supreme Vital variant
Up to 50k in Health Care Supreme Smart variant
Up to 1 L in Health Care Supreme Ultimol variant
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
Coverage status under Bajaj Allianz Health Care SupremePlan?
Covered
Up to INR 35k in Health Care Supreme Vital variant.
Up to 50k in Health Care Supreme Smart variant.
Up to 1 L in Health Care Supreme Ultimol variant.
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Bajaj Allianz Health Care SupremePlan?
AYUSH treatment is covered.
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Coverage status under Bajaj Allianz Health Care SupremePlan?
Not available
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Bajaj Allianz Health Care SupremePlan?
Covered up to SI
An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.
Coverage status under Bajaj Allianz Health Care SupremePlan?
This plan covers Ambulance charges up to SI.
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under Bajaj Allianz Health Care SupremePlan?
The plan covers the Domestic Emergency Assistance Services (including Air Ambulance).
Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under Bajaj Allianz Health Care SupremePlan?
Not available
Any kind of medical/health emergency when you are outside of India.
Coverage status under Bajaj Allianz Health Care SupremePlan?
Not available
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Bajaj Allianz Health Care SupremePlan?
The plan does not cover the expenses for E-consultation.
A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.
Coverage status under Bajaj Allianz Health Care SupremePlan?
The plan offers Annual Health Check-up benefit.
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
Coverage status under Bajaj Allianz Health Care SupremePlan?
The plan does not cover the expenses for Second Medical Opinion.
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Bajaj Allianz Health Care SupremePlan?
The plan offers coverage for vaccination.
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Status under Bajaj Allianz Health Care SupremePlan?
Co-payment is not applicable.
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
Status under Bajaj Allianz Health Care SupremePlan?
No sub-limits are available.
Bajaj Allianz Network Hospitals have a vast presence PAN India. A well connected network of over 7,600+ cashless hospitals, Bajaj Allianz Insurance ensures that you are medically secured, irrespective of the city you reside in.
Permanent diseases or health conditions that are not included under Health Care Supreme Plan:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and abortion
Congenital disease
Infertility and in vitro fertilization
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Listed ailments after 12 Months
Pre-existing diseases after 24 Months
Avail enhanced protection with additional coverage options
Avail Family and Long-Term Discounts
Get tax relief under section 80D
The plan offers several optional covers that allow you to get enhanced coverage and help you to customize your plan as per your needs and requirements.
The plan offers several discounts if one chooses to opt for a long-term policy or add more than 1 family member to their policy. The discounts available under the plan are as follows:
Avail 5% discount applicable, if all add-on covers are opted along with the basic cover
Avail 5% family discount applicable, If 2 or more family members are covered under a single policy
Avail 5% discount applicable if the policy is claim free at the time of renewal
Avail Discount of 5% to 30% for Group policies based on the size of the Group
Avail 4% discount on premium for 2 years policy term and 8% discount on premium for 3 years policy term.
Amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.
Bajaj AllianzHealth offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
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Unique Features
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Unique Benefits
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Unique Features
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Unique Features
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Unique Features
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Unique Features
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Unique Features
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Unique Features
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Yes, Bajaj Allianz Health Care Supreme provides protection against 15 critical illnesses as optional coverage.
You can claim for any pre-existing conditions after 24 months from the policy start date.
Health Care Supreme is available in 3 variants which are known as Health Care Supreme - Vital, Health Care Supreme - Smart, and Health Care Supreme - Ultimo. The sum insured range of this plan is from Rs. 5 Lakh to Rs. 50 Lakh, which depends on the variant opted.
Yes, you can opt from 3 different add-on coverage options - critical illness cover, personal accident cover, and Daily Hospital Allowance.
Yes, Maternity cover is available.
Yes, you can avail New Born Baby Cover with Bajaj Allianz Health Care Supreme Plan.
The minimum entry age for Children is 3 Months to 25 years and for adults, it is 18 years to No age bar.
The plan offers several discounts:
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