ChatGPT
Claude
Perplexity
Bajaj General HERizon Care
This plan allows HER to be in HERizon! Bajaj General HERizon Care is a groundbreaking policy that addresses the holistic health and wellnes…
- Surrogacy support
- Oocyte donor cover
- Nurture Nest
_converted753-1774257827.png){kind=small}
Bajaj General Health Insurance
Bajaj General Health Care Supreme
Health Care Supreme is a comprehensive health plan offered by Bajaj Ge ...Read More
Up to 25 Cr
Sum insured
1
No. of plans
1100+
Pan India presence
99.23%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,709 reviews
🏥 18,400+ hospitals
📊 3.25 solvency ratio
✅ 99.23% claim settlement
About Bajaj General Health Care Supreme
A quick read on what this Bajaj General Health Insurance plan covers and why it might be a fit for you.
Health Care Supreme is a comprehensive health plan offered by Bajaj General Health Insurance. It provides lifetime coverage for medical expenses incurred on treatment and offers a wide range of benefits, covering maximum expenses related to illnesses and accidents. Bajaj General Health Care Supreme offers individual, floater, and group policy coverage types, protecting against various medical issues. Bajaj General is known for delivering products equipped with innovative solutions and technical expertise. Health Care Supreme is available in three variants: Vital, Smart, and Ultimo. The sum insured ranges from Rs. 5 Lakh to Rs. 50 Lakh, depending on the variant chosen.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
18 Years to Lifetime
Plan type
Individual and Family Health Insurance
Sum insured options
₹5 L, ₹8 L, ₹10 L, ₹15 L, ₹20 L, ₹25 L, ₹30 L, ₹35 L, ₹40 L, ₹45 L, ₹50 L
Waiting period
90 Days
Renewability
Lifetime
Policy term
1 | 2 | 3 Years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- Cover 15 critical illnesses
- Preventive health check-ups
- Long-term policy
Cons
- Global coverage not available
- Domiciliary hospitalisation not covered
- No compassionate travel benefits
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Not covered
- Day-care treatment Covered
- OPD charges Covered
- Covid-19 treatment Covered
- Cataract Covered
Bonuses & restoration
- No-claim bonus Covered
- Automatic restoration of SI Not covered
- Daily hospital cash Covered
Family & special care
- Maternity cover Covered
- New-born baby cover Covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Covered
- E-consultation Not covered
- Health check-up Covered
- Second medical opinion Not covered
- Vaccination Covered
Conditions & global
- Co-payment Not Applicable
- Sub-limits Not Applicable
- Compassionate travel Not covered
- Global coverage Not covered
Optional Covers
The plan offers several optional covers that allow you to get enhanced coverage and customize your plan as per your needs and requirements.
Discounts
The plan offers several discounts if one chooses to opt for a long-term policy or add more than one family member to their policy. The discounts available under the plan are as follows:
- 5% discount for opting all available add-on covers with the base policy.
- 5% family discount when two or more family members are covered under one policy.
- 5% renewal discount for claim-free policyholders.
- 5% to 30% group discount based on the size of the group.
- 4% discount on a 2-year policy term.
- 8% discount on a 3-year policy term.
Tax Benefits
The amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Hospitalization due to war, riot, strike, and nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and abortion
- Congenital disease
- Infertility and in vitro fertilization
- Listed ailments after 12 months
- Pre-existing diseases after 24 months
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Entry Age: 18 Years to Lifetime
- SI: Up to 50 L
Other features & benefits
- 100% of the sum insured will be restored
- Maternity cover
- Lifelong renewability
Bajaj General Health Plans: FAQs
The 8 most-asked questions about Bajaj General Health Care Supreme, answered.
Yes, Bajaj Health Care Supreme provides protection against 15 critical illnesses as optional coverage
You can claim for any pre-existing conditions after 24 months from the policy start date.
Health Care Supreme is available in 3 variants which are known as Health Care Supreme - Vital, Health Care Supreme - Smart, and Health Care Supreme - Ultimo. The sum insured range of this plan is from Rs. 5 Lakh to Rs. 50 Lakh, which depends on the variant opted.
Yes, you can opt from 3 different add-on coverage options - critical illness cover, personal accident cover, and Daily Hospital Allowance
Yes, Maternity cover is available
Yes, you can avail New Born Baby Cover with Bajaj Allianz Health Care Supreme Plan.
The plan offers several discounts: 5% discount applicable, if all add-on covers are opted along with the basic cover 5% family discount applicable, If 2 or more family members are covered under a single policy 5% discount applicable if the policy claims free at the time of renewal Discount of 5% to 30% is applicable for Group policies based on the size of the Group 4% discount on premium for 2 years policy term and 8% discount on premium for 3 years policy term.
The minimum entry age for Children is 3 Months to 25 years and for adults, it is 18 years to No age bar.
Conclusion
Bajaj Allianz Health Care Supreme is a feature-rich comprehensive health plan offering wide coverage
Explore Bajaj General Health Insurance
Bajaj General Health Insurance Premium Calculator
Bajaj Plans for Family
Bajaj General Health Insurance for Senior Citizens
Bajaj General Claim Settlement Ratio
Bajaj General Health Policy Download
Bajaj General Renewal
Bajaj General Insurance Cancellation
Bajaj General Claim Process
Bajaj General Health Insurance Customer Service
Bajaj General Maternity Cover
Health Insurance Articles
Is a Fractured Leg Covered by Health Insurance?
How Senior Citizens Can Get Health Insurance Tax Benefits u/s 80D
How Air Pollution Is Silently Causing 10 Health Diseases
Eye Conditions Actually Covered Under Health Insurance in India
Claim Settlement Ratio of Health Insurance Companies 2026
Health Insurance for Cancer
See More Health Insurance Articles
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
Written and reviewed by
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Compare Health Insurance Plans
Select a company and plan for each side to see a detailed side-by-side comparison.
Other Health Insurance Companies
Share your Valuable Feedback
Rated by 2,691 customers
Was the Information Helpful?
Select Your Rating
We would like to hear from you
Let us know about your experience or any feedback that might help us serve you better in future.
Do you have any thoughts you'd like to share?