Baja Allianz Health Care Supreme

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Bajaj Allianz Health Care SupremePlan?

Under Bajaj Allianz Health Care SupremePlan, the room rent is covered up to SI.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Bajaj Allianz Health Care SupremePlan?

Under this plan, ICU charges coverage is available up to SI.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Bajaj Allianz Health Care SupremePlan?

This plan covers medical expenses incurred during pre-hospitalization for up to 60 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Bajaj Allianz Health Care SupremePlan?

This plan covers medical expenses incurred during post-hospitalization for up to 90 days.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Bajaj Allianz Health Care SupremePlan?

Under Health Care Supreme Plan, domiciliary hospitalizations is not covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Bajaj Allianz Health Care SupremePlan?

This plan covers expenses of all daycare procedures including 130 listed Procedures up to S.I.

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Bajaj Allianz Health Care SupremePlan?

Up to INR 5k available for Health Care Supreme Vital variant.

Up to INR 15k for Health Care Supreme Smart variant.

Up to INR 25K for Health Care Supreme Ultimo Variant.

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Bajaj Allianz Health Care SupremePlan?

Covid-19 Covered.

A common eye condition in which your vision gets blurred.

Coverage status under Bajaj Allianz Health Care SupremePlan?

The plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Bajaj Allianz Health Care SupremePlan?

The plan offers a maximum of upto 50% of the sum insured.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Bajaj Allianz Health Care SupremePlan?

Not Applicable

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Bajaj Allianz Health Care SupremePlan?

Available, Up to 1 L in Health Care Supreme Vital variant.

Up to 3 L in Health Care Supreme Smart variant.

Up to 5 L in Health Care Supreme Ultimo variant.

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Bajaj Allianz Health Care SupremePlan?

This plan covers Ambulance charges up to SI.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Bajaj Allianz Health Care SupremePlan?

The plan covers the Domestic Emergency Assistance Services (including Air Ambulance).

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Bajaj Allianz Health Care SupremePlan?

Not available

Any kind of medical/health emergency when you are outside of India.

Coverage status under Bajaj Allianz Health Care SupremePlan?

Not available

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Bajaj Allianz Health Care SupremePlan?

The plan does not cover the expenses for E-consultation.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Bajaj Allianz Health Care SupremePlan?

The plan does not cover the expenses for Second Medical Opinion.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Bajaj Allianz Health Care SupremePlan?

Co-payment is not applicable.