Bajaj Allianz Critical Illness Insurance

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous critical illness plans offered by Bajaj Allianz Health Insurance include a variety of sum-insured options as well as supplementary benefits. Bajaj Allianz Critical Illness provides coverage for 43 main critical illnesses. The insurer also offers a unique plan for women that covers women-specific critical illnesses. The sum insured offered under Bajaj Allianz critical illness varies from INR 1 Lac to 50 Lac. Bajaj Allianz Critical Illness Insurance offers protection against various critical illnesses such as

Cancer
Cardiovascular Diseases
Kidney Care
Neurological Diseases
Organ Transplants
Breast Cancer
Fallopian Tube Cancer

Uterine/Cervical Cancer
Ovarian Cancer
Vaginal Cancer
Permanent Paralysis of Limbs
Multi trauma
Burn and more.

Bajaj Allianz Critical Illness Plans

Bajaj Allianz Critical Illness

A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.

Unique Features

Avail discounts on policy terms
50 Lakh SI
Flexible premium payment

Bajaj Allianz Critical Illness (Pros)

Joint Replacement
Major Organ Transplantation
Surgery of Aorta
Limbs Permanent Paralysis
Dialysis Care

Bajaj Allianz Critical Illness (Cons)

No C- Section Coverage
No Weight Surgery Cover
No War Injury Cover
HIV/AIDS not covered
No Natural Peril Cover

Bajaj Allianz Critical Illness (Other Benefits)

First Heart Attack
Open Chest CABG
Regular Dialysis
Neuro Care
Multiple Sclerosis

Bajaj Allianz Critical Illness (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 50 L
Waiting Period - 90 Days

Bajaj Allianz Star Package

An all-in-one family floater policy that covers health, household contents, travel baggage and much more.

Unique Features

Covers Household content
Avail education grant
Avail critical illness cover

Bajaj Allianz Women Specific Critical Illness

This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.

Unique Features

Congenital Disability Benefit
Children Education Bonus
Avail various discounts

Bajaj Allianz Criti-Care

Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.

Unique Features

Avail lifetime renewal
Avail coverage against cancer
Avail wellness discount

Bajaj Allianz Criti-Care (Pros)

Dialysis Care Cover
Cancer reconstructive surgery
Cardiac Nursing Cover
Physiotherapy care
Dialysis Care

Bajaj Allianz Criti-Care (Cons)

No Intoxication Coverage
No Cosmetic Surgery
No Postpartum Cover
STD not covered
No Natural Calamity Cover

Bajaj Allianz Criti-Care (Other Benefits)

Cancer Care
Cardiovascular Care
Kidney Care
Neuro Care
Transplants care

Bajaj Allianz Criti-Care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 2 Cr
Waiting Period - 30 Days

Bajaj Health Insurance Plans for Senior Citizens Eligibility Criteria

Entry Age Child

Minimum: 6 to 21 Years

Entry Age Max.

Maximum: 65 Years

Policy Term

1/2/3 Years

Plan Type

Individual

Sum Insured

1 L | 1.5 L | 2 L 5 L | 7 L | 10 L | 50 L

Initial Waiting Period*

30 Days*

Key Benefits of Bajaj Allianz Critical Illness

The Bajaj Allianz Critical Illness Plan protects people from losing their hard-earned money during the treatment of a costly critical illness. Along with financial security, the plan provides a slew of other advantages.

Tax Benefits Bajaj Allianz Critical Illness Insurance is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
Multiple Discounts Bajaj Allianz Critical Illness Insurance offers a long-term policy discount wherein, a 4 % discount is applicable if the policy has been opted for 2 years and an 8 % discount is applicable if the policy has been opted for 3 years.
Child Education Bonus Under Bajaj Allianz Critical Illness, a child education bonus is provided if a claim is paid to the insured life. INR 25,000 is paid towards the future education of the dependent child of the insured life.
Lifelong Renewability Bajaj Allianz Critical Illness offers lifelong renewability to policyholders.
Portability Benefit Bajaj Allianz Critical Illness offers portability benefits to its customers. If an individual is insured under any other critical illness health insurance plan, they can switch to Bajaj Allianz Critical Illness Plan with all the benefits intact.

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Choose Bajaj Allianz Health Insurance Plan for

Bajaj Allianz Critical Illness Inclusions

Bajaj Allianz Critical Illness inclusions are mentioned below:

First Heart Attack (Myocardial Infarction)

Open Chest CABG(Coronary Artery Disease Requiring Surgery)

Stroke Resulting in Permanent Symptoms

Cancer of Specified Severity

Kidney Failure Requiring Regular Dialysis

Major Organ Transplantation

Multiple Sclerosis with Persisting Symptoms

Breast Cancer

Fallopian Tube Cancer

Uterine/Cervical Cancer

Ovarian Cancer

Vaginal Cancer

Permanent Paralysis of Limbs

Multi trauma

Burn

Bajaj Allianz Critical Illness Exclusions

Bajaj Allianz Critical Illness exclusions are mentioned below:

Cleft Palate

Spina bifida

Any Critical Illness diagnosed within the first 90 days of the date of commencement of the Policy is excluded

Any hospitalization primarily for investigation / diagnostic purpose

Alternative Treatments (Non Allopathic treatments)

War, terrorism, or nuclear weapons

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Alcohol consumption, smoking, other tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

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Explore other Bajaj Allianz Health Plans

Bajaj Allianz Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Bajaj Allianz Critical Illness

A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.

Unique Features

Avail discounts on policy terms
50 Lakh SI
Flexible premium payment