Criti Care

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous critical illness plans offered by Bajaj Allianz Health Insurance include a variety of sum insured options as well as supplementary benefits.

Bajaj Allianz Critical Illness provides coverage for 43 main critical illnesses. The insurer also offers a unique plan for women that covers women-specific critical illnesses. The sum insured offered under Bajaj Allianz critical illness varies from INR 1 Lac to 50 Lac.

Bajaj Allianz Critical Illness Insurance offers protection such as Cancer Care, Cardiovascular Care, Kidney Care, Neuro Care,Transplants care and sensory organ care

Criti Care Specifications

To understand Criti Care Insurance in detail, take a look at the below table:

Entry Age

18 to 65 Years

Policy Type

Individual

Sum Insured

1 L | 1.5 L | 2 L | 5 L | 7 L | 10 L | 50 L

Initial Waiting Period*

80/120 Days Days

Renewability

Lifelong

Policy Term

1/ 2/ 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Criti Care

With wide coverage options available, Criti Care Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Not Covered

ICU Charges

Not Covered

Pre-Hospitalization

Not Covered

Post-Hospitalization

Not Covered

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Not Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Not Applicable

Automatic Restoration

Not Covered

Daily Hospital Cash

Not Covered

Organ Donor

Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Not Covered

IVF Treatment

Not Covered

Modern Treatment

Not Covered

Emergency Coverage

Ambulance

Not Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Not Covered

Second Medical Opinion

Not Covered

Vaccination

Not Covered

Limitations

Co-payment

Not Covered

Sub-limits

Not Covered

Key Benefits of Bajaj Allianz Critical Illness

The Bajaj Allianz Critical Illness Plan protects people from losing their hard-earned money during the treatment of a costly critical illness. Along with financial security, the plan provides a slew of other advantages.

Tax Benefits
Bajaj Allianz Critical Illness Insurance is eligible under the Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
Multiple Discounts
Bajaj Allianz Critical Illness Insurance offers a long-term policy discount wherein, a 4 % discount is applicable if the policy has been opted for 2 years and an 8 % discount is applicable if the policy has been opted for 3 years.
Child Education Bonus
Under Bajaj Allianz Critical Illness, a child education bonus is provided if a claim is paid to the insured life. INR 25,000 is paid towards the future education of the dependent child of the insured life.
Lifelong Renewability

Bajaj Allianz Critical Illness offers lifelong renewability to policyholders.
Portability Benefit

Bajaj Allianz Critical Illness offers portability benefits to its customers. If an individual is insured under any other critical illness health insurance plan, they can switch to Bajaj Allianz Critical Illness Plan with all the benefits intact.

Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj Allianz Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Bajaj Allianz Extra Care Plus Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under the Bajaj Allianz Criti Care Plan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and Abortion

Congenital disease

Infertility and in vitro fertilization

Explore other Bajaj Allianz Health Insurance

To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj Allianz Health Insurance plans explore more:

Accident Health Insurance

Bajaj Allianz Personal Guard

Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

Death Cover
EMI Payment Cover
Hospital Cash Benefit

Bajaj Allianz Personal Guard (Pros)

Bajaj Allianz Personal Guard (Cons)

Bajaj Allianz Personal Guard (Other Benefits)

Bajaj Allianz Personal Guard (Eligibility Criteria)

18 to 70 Years

Individual and Family Health Insurance

My Health Care Plan

Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

Avail Optional Cover
Maternity Cover
High SI

My Health Care Plan (Pros)

High SI options
OPD cover
Cataract cover

My Health Care Plan (Cons)

No cover for gender change treatments
No cover for obesity treatments
Infertility cover not available

My Health Care Plan (Other Benefits)

My Health Care Plan (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Star Package

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

Super Cumulative Bonus
Co-Pay Available
8 Benefit Options

Bajaj Allianz Star Package (Pros)

Super cumulative bonus
Co-pay available
8 benefit options

Bajaj Allianz Star Package (Cons)

Domiciliary hospitalisation not covered
OPD coverage not available
Weight management treatments not covered

Bajaj Allianz Star Package (Other Benefits)

Bajaj Allianz Star Package (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Tax Gain Policy

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

OPD Cover
Senior Citizen Cover
4 Plan Variants

Bajaj Allianz Tax Gain Policy (Pros)

Multiple plan options available
OPD cover
Coverage for senior citizens

Bajaj Allianz Tax Gain Policy (Cons)

ICU charges not covered
Pre-hospitalisation not covered
No coverage for post-hospitalisation

Bajaj Allianz Tax Gain Policy (Other Benefits)

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

18 to 75 Years

Individual and Family Health Insurance

Bajaj Allianz Health Ensure

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

Comprehensive Coverage
Cumulative Bonus
Life Long Renewal

Bajaj Allianz Health Ensure (Pros)

Comprehensive coverage
Cumulative bonus
Lifelong renewal

Bajaj Allianz Health Ensure (Cons)

Domiciliary not covered
No coverage for infertility
Sub-limits applicable

Bajaj Allianz Health Ensure (Other Benefits)

Bajaj Allianz Health Ensure (Eligibility Criteria)

18 Years to no upper age limit

Individual and Family Health Insurance

Bajaj Allianz Critical Illness

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

Covers 10 critical illnesses
In-house claim settlement
Lifelong renewability

Bajaj Allianz Critical Illness (Pros)

Cover for 10 critical illnesses
Lifelong renewability
Affordable premium options

Bajaj Allianz Critical Illness (Cons)

No cover for childhood defects
No cover for HIV/AIDS
Survival period of 30 days

Bajaj Allianz Critical Illness (Other Benefits)

Long Term Policy Discount
Major Organ Transplantation
Hassle free In House claim process

Bajaj Allianz Critical Illness (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Health Care Supreme

Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...

Unique Features

Cover 15 Critical Illnesses
Preventive Health Check-ups
Long Term Policy

Bajaj Allianz Health Care Supreme (Pros)

Cover 15 critical illnesses
Preventive health check-ups
Long-term policy

Bajaj Allianz Health Care Supreme (Cons)

Global coverage not available
Domiciliary hospitalisation not covered
No compassionate travel benefits

Bajaj Allianz Health Care Supreme (Other Benefits)

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Individual and Family Health Insurance

Bajaj Allianz Health Guard

Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

About Health Guard Variants
Buying Process ’On a Go’
Quick Claim Settlement

Bajaj Allianz Health Guard (Pros)

Lifelong entry age
SI upto 1 Crore
Variants available

Bajaj Allianz Health Guard (Cons)

Domiciliary not covered
E-consultation not available
No second medical opinion

Bajaj Allianz Health Guard (Other Benefits)

Bajaj Allianz Health Guard (Eligibility Criteria)

18 Years to Lifelong

Individual

Bajaj Allianz Health Infinity

Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

Comprehensive Health Plan
Lifetime Renewability
Quick Claim Process

Bajaj Allianz Health Infinity (Pros)

Comprehensive coverage
Lifelong renewal
Easy and quick claim process

Bajaj Allianz Health Infinity (Cons)

OPD not covered
Infertility treatments not covered
Organ donor coverage not available

Bajaj Allianz Health Infinity (Other Benefits)

Bajaj Allianz Health Infinity (Eligibility Criteria)

18 to 65 Years

Accident Health Insurance

Premium Personal Guard

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

In-house claim settlement team
Multiple Sum Insured Options
Lifelong Renewability

Premium Personal Guard (Pros)

In-house claim settlement team
Multiple sum insured options
Lifelong renewability

Premium Personal Guard (Cons)

Does not cover self-inflicted injury
No AIDS cover
Organ donation not covered

Premium Personal Guard (Other Benefits)

Premium Personal Guard (Eligibility Criteria)

18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Arogya Sanjeevani

A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

Life-long Renewability
Hassle-free Claim Settlement
Flexible Payment Modes

Bajaj Allianz Arogya Sanjeevani (Pros)

Lifelong renewability
Affordable premiums
Cover for pre-policy health checkups

Bajaj Allianz Arogya Sanjeevani (Cons)

Low SI options
No cover for dental treatments
No cover for mental illness

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)

18-65 Years

Accident Health Insurance

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

High sum insured
Death cover
Disability cover

Bajaj Allianz Personal Accident Policy (Pros)

Bajaj Allianz Personal Accident Policy (Cons)

Bajaj Allianz Personal Accident Policy (Other Benefits)

Bajaj Allianz Personal Accident Policy (Eligibility Criteria)

18 to 65 Years

Senior Citizen Health Insurance

Silver Health Plan

Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

Cover 15 Critical Illnesses
Preventive Health Check-ups
Long Term Policy

Silver Health Plan (Pros)

Cover 15 critical illnesses
Preventive health check-ups
Long term policy

Silver Health Plan (Cons)

Organ donor expenses not covered
Vaccination charges not covered
Self-inflicted injury not covered

Silver Health Plan (Other Benefits)

Silver Health Plan (Eligibility Criteria)

46 to 80 Years

Top Up and Super Top Up

Bajaj Allianz Extra Care Plus

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

Bajaj Allianz Super Top-Up
Avail High Sum Insured
Entry Age Up To 80 Years

Bajaj Allianz Extra Care Plus (Pros)

High sum insured
Entry age up to 80 years
Cover for family members available

Bajaj Allianz Extra Care Plus (Cons)

AIDS not covered
Self-inflicted injury not covered
Global coverage not available

Bajaj Allianz Extra Care Plus (Other Benefits)

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

Individual

Criti Care

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

43 CI cover
All-stage cancer cover
Physiotherapy care

Criti Care (Pros)

43 critical illnesses cover
All-stage cancer cover
Physiotherapy care available

Criti Care (Cons)

ICU cover not available
No pre and post-hospitalisation cover
No room rent cover

Criti Care (Other Benefits)

Early Stage Cancers
Carotid Artery Surgery
Removal of one Kidney

Criti Care (Eligibility Criteria)

18 to 65 Years

Bajaj Allianz Criti Care: FAQs

1. How many critical illnesses are covered by the Bajaj Allianz Criti Care Plan?

The Bajaj Allianz Criti Care plan covers 43 major critical illnesses including cancer, heart ailments, etc.

2. What are the sum insured options under the Bajaj Criti Care plan?

The sum insured options available are 1 L, 1.5 L, 2 L, 5 L, 7 L, 10 L, and 50 L.

3. Does the Bajaj Allianz Criti Care plan provide global coverage?

Yes, this plan provides global coverage.

4. What categories of illnesses are covered under the Bajaj Allianz Criti Care plan?

This plan covers 43 critical illnesses divided into 5 categories that are cardiovascular care, kidney care, cancer care, sensory organ care, and transplant care.

Criti Care

Criti Care Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Choose Your Criti Care

In-patient & Out-patient coverage

Coverage Terms

Alternative Treatments

Emergency Coverage

Wellness Programmes

Limitations

Key Benefits of Bajaj Allianz Critical Illness

Tax Benefits

Multiple Discounts

Child Education Bonus

Lifelong Renewability

Portability Benefit

Recommended Videos

Bajaj Allianz Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Bajaj Allianz Extra Care Plus Plan Exclusions

Permanent Exclusions

Explore other Bajaj Allianz Health Insurance

Bajaj Allianz Personal Guard (Pros)

Bajaj Allianz Personal Guard (Cons)

Bajaj Allianz Personal Guard (Other Benefits)

Bajaj Allianz Personal Guard (Eligibility Criteria)

My Health Care Plan (Pros)

My Health Care Plan (Cons)

My Health Care Plan (Other Benefits)

My Health Care Plan (Eligibility Criteria)

Bajaj Allianz Star Package (Pros)

Bajaj Allianz Star Package (Cons)

Bajaj Allianz Star Package (Other Benefits)

Bajaj Allianz Star Package (Eligibility Criteria)

Bajaj Allianz Tax Gain Policy (Pros)

Bajaj Allianz Tax Gain Policy (Cons)

Bajaj Allianz Tax Gain Policy (Other Benefits)

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

Bajaj Allianz Health Ensure (Pros)

Bajaj Allianz Health Ensure (Cons)

Bajaj Allianz Health Ensure (Other Benefits)

Bajaj Allianz Health Ensure (Eligibility Criteria)

Bajaj Allianz Critical Illness (Pros)

Bajaj Allianz Critical Illness (Cons)

Bajaj Allianz Critical Illness (Other Benefits)

Bajaj Allianz Critical Illness (Eligibility Criteria)

Bajaj Allianz Health Care Supreme (Pros)

Bajaj Allianz Health Care Supreme (Cons)

Bajaj Allianz Health Care Supreme (Other Benefits)

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Bajaj Allianz Health Guard (Pros)

Bajaj Allianz Health Guard (Cons)

Bajaj Allianz Health Guard (Other Benefits)

Bajaj Allianz Health Guard (Eligibility Criteria)

Bajaj Allianz Health Infinity (Pros)

Bajaj Allianz Health Infinity (Cons)

Bajaj Allianz Health Infinity (Other Benefits)

Bajaj Allianz Health Infinity (Eligibility Criteria)

Premium Personal Guard (Pros)

Premium Personal Guard (Cons)

Premium Personal Guard (Other Benefits)

Premium Personal Guard (Eligibility Criteria)

Bajaj Allianz Arogya Sanjeevani (Pros)

Bajaj Allianz Arogya Sanjeevani (Cons)

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)