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Bajaj Allianz Critical Illness Insurance

43 CI Covered
Women-specific Plans
Lifelong Renewability

Network hospitals

18400+

Incurred claim ratio

74.27%

Sum insured

Up to 25 CR

No. of Plans

23

Solvency Ratio

3.6

Pan India Presence

240

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

18400+

Incurred claim ratio

74.27%

Sum insured

Up to 25 CR

No. of Plans

23

Solvency Ratio

3.6

Pan India Presence

240

Bajaj Allianz Critical Illness Insurance

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous critical illness plans offered by Bajaj Allianz Health Insurance include a variety of sum-insured options as well as supplementary benefits. Bajaj Allianz Critical Illness provides coverage for 43 main critical illnesses. The insurer also offers a unique plan for women that covers women-specific critical illnesses. The sum insured offered under Bajaj Allianz critical illness varies from INR 1 Lac to 50 Lac. Bajaj Allianz Critical Illness Insurance offers protection against various critical illnesses such as

Cancer
Cardiovascular Diseases
Kidney Care
Neurological Diseases
Organ Transplants
Breast Cancer
Fallopian Tube Cancer

Uterine/Cervical Cancer
Ovarian Cancer
Vaginal Cancer
Permanent Paralysis of Limbs
Multi trauma
Burn and more.

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Bajaj Allianz Health Insurance

Bajaj Allianz Health Insurance

Bajaj Allianz Critical Illness Plans

Bajaj Allianz Critical Illness

A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.

Unique Features

Avail discounts on policy terms
50 Lakh SI
Flexible premium payment

Bajaj Allianz Critical Illness (Pros)

Joint Replacement
Major Organ Transplantation
Surgery of Aorta
Limbs Permanent Paralysis
Dialysis Care

Bajaj Allianz Critical Illness (Cons)

No C- Section Coverage
No Weight Surgery Cover
No War Injury Cover
HIV/AIDS not covered
No Natural Peril Cover

Bajaj Allianz Critical Illness (Other Benefits)

First Heart Attack
Open Chest CABG
Regular Dialysis
Neuro Care
Multiple Sclerosis

Bajaj Allianz Critical Illness (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 50 L
Waiting Period - 90 Days

Bajaj Allianz Star Package

An all-in-one family floater policy that covers health, household contents, travel baggage and much more.

Unique Features

Covers Household content
Avail education grant
Avail critical illness cover

Bajaj Allianz Women Specific Critical Illness

This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.

Unique Features

Congenital Disability Benefit
Children Education Bonus
Avail various discounts

Bajaj Allianz Criti-Care

Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.

Unique Features

Avail lifetime renewal
Avail coverage against cancer
Avail wellness discount

Bajaj Allianz Criti-Care (Pros)

Dialysis Care Cover
Cancer reconstructive surgery
Cardiac Nursing Cover
Physiotherapy care
Dialysis Care

Bajaj Allianz Criti-Care (Cons)

No Intoxication Coverage
No Cosmetic Surgery
No Postpartum Cover
STD not covered
No Natural Calamity Cover

Bajaj Allianz Criti-Care (Other Benefits)

Cancer Care
Cardiovascular Care
Kidney Care
Neuro Care
Transplants care

Bajaj Allianz Criti-Care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 2 Cr
Waiting Period - 30 Days

Bajaj Health Insurance Plans for Senior Citizens Eligibility Criteria

Entry Age Child

Minimum: 6 to 21 Years

Entry Age Max.

Maximum: 65 Years

Policy Term

1/2/3 Years

Plan Type

Individual

Sum Insured

1 L | 1.5 L | 2 L 5 L | 7 L | 10 L | 50 L

Initial Waiting Period*

30 Days*

Key Benefits of Bajaj Allianz Critical Illness

The Bajaj Allianz Critical Illness Plan protects people from losing their hard-earned money during the treatment of a costly critical illness. Along with financial security, the plan provides a slew of other advantages.

Tax Benefits Bajaj Allianz Critical Illness Insurance is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
Multiple Discounts Bajaj Allianz Critical Illness Insurance offers a long-term policy discount wherein, a 4 % discount is applicable if the policy has been opted for 2 years and an 8 % discount is applicable if the policy has been opted for 3 years.
Child Education Bonus Under Bajaj Allianz Critical Illness, a child education bonus is provided if a claim is paid to the insured life. INR 25,000 is paid towards the future education of the dependent child of the insured life.
Lifelong Renewability Bajaj Allianz Critical Illness offers lifelong renewability to policyholders.
Portability Benefit Bajaj Allianz Critical Illness offers portability benefits to its customers. If an individual is insured under any other critical illness health insurance plan, they can switch to Bajaj Allianz Critical Illness Plan with all the benefits intact.

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Niva Bupa Critical Illness Health Insurance Plans

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Choose Bajaj Allianz Health Insurance Plan for

Bajaj Allianz Critical Illness Inclusions

Bajaj Allianz Critical Illness inclusions are mentioned below:

First Heart Attack (Myocardial Infarction)

Open Chest CABG(Coronary Artery Disease Requiring Surgery)

Stroke Resulting in Permanent Symptoms

Cancer of Specified Severity

Kidney Failure Requiring Regular Dialysis

Major Organ Transplantation

Multiple Sclerosis with Persisting Symptoms

Breast Cancer

Fallopian Tube Cancer

Uterine/Cervical Cancer

Ovarian Cancer

Vaginal Cancer

Permanent Paralysis of Limbs

Multi trauma

Burn

Bajaj Allianz Critical Illness Exclusions

Bajaj Allianz Critical Illness exclusions are mentioned below:

Cleft Palate

Spina bifida

Any Critical Illness diagnosed within the first 90 days of the date of commencement of the Policy is excluded

Any hospitalization primarily for investigation / diagnostic purpose

Alternative Treatments (Non Allopathic treatments)

War, terrorism, or nuclear weapons

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Alcohol consumption, smoking, other tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

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Royal Sundaram Health Insurance

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Future Generali Health Insurance

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New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

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Explore Bajaj Allianz Health Insurance

Explore other Bajaj Allianz Health Plans

Bajaj Allianz Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Bajaj Allianz Critical Illness

A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.

Unique Features

Avail discounts on policy terms
50 Lakh SI
Flexible premium payment

Bajaj Allianz Critical Illness (Pros)

Joint Replacement
Major Organ Transplantation
Surgery of Aorta
Limbs Permanent Paralysis
Dialysis Care

Bajaj Allianz Critical Illness (Cons)

No C- Section Coverage
No Weight Surgery Cover
No War Injury Cover
HIV/AIDS not covered
No Natural Peril Cover

Bajaj Allianz Critical Illness (Other Benefits)

First Heart Attack
Open Chest CABG
Regular Dialysis
Neuro Care
Multiple Sclerosis

Bajaj Allianz Critical Illness (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 50 L
Waiting Period - 90 Days

Bajaj Allianz Extra Care

Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.

Unique Features

Avail Modern Treatments
Avail Ambulance coverage
Avail discounts on policy terms

Bajaj Allianz Extra Care Plus

A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.

Unique Benefits

Air Ambulance cover
Avail maternity expense
Organ donor expenses covered

Bajaj Allianz Extra Care Plus (Pros)

Modern treatment Covered
Air Ambulance Cover
Maternity Benefit
Organ Donor Expenses
Free Medical Check-Up

Bajaj Allianz Extra Care Plus (Cons)

No New Born Baby Cover
No Dental Treatment
No Obesity Cover
STD not covered
No BMI Cover

Bajaj Allianz Extra Care Plus (Other Benefits)

Day Care Treatment Covered
ICU Covered
Specialist Doctor Cover
Post-hospitalisation expenses
Spouse and Child Cover

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 80 Years
SI - 3 L to 50 L
Waiting Period - 30 Days

Bajaj Allianz M care

The plan offers wide coverage and comes at an affordable price and takes care of the most common vector-borne ailments.

Unique Features

Avail Lifetime Renewal
Coverage against Dengue
Avail family coverage

Bajaj Allianz M care (Pros)

Chikungunya Cover
Malaria Cover
Filariasis Cover
Kala Azar Cover
Pre & post hospitalisation

Bajaj Allianz M care (Cons)

No Global Coverage
No Dental Treatment
No Parkinson's Cover
HIV/AIDS not covered
No Obesity/Weight Cover

Bajaj Allianz M care (Other Benefits)

Zika Virus Cover
Japanese Encephalitis Cover
Dengue Fever Cover
Bariatric surgery cover
SI reinstatement benefit

Bajaj Allianz M care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 25 Thousand to 75 Thousand
Waiting Period - 30 Days

Bajaj Allianz Personal Accident

Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability

Unique Features

Covers children’s education
Avail cumulative bonus
Avail additional covers with plan

Bajaj Allianz Sankat Mochan

A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.

Unique Features

Offers 16 variants
Lifetime renewal available
Avail Hospitalization expenses

Bajaj Allianz Premium Personal Guard

Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs

Unique Features

Avail cumulative bonus
Cover dependent children
Cover death and disability

Bajaj Allianz Loan Care

A unique insurance policy that covers loan borrowers providing comprehensive protection in the event of an unfortunate incident.

Unique Features

Personal Accident Covered
EMI Payment Cover
Child education benefit available

Bajaj Allianz Saral Suraksha Bima

Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.

Unique Features

Lifetime renewal available
Child education benefit available
Cumulative Bonus

Bajaj Allianz Saral Suraksha Bima (Pros)

Total Temporary Disablement
Installment Premium Payment
Cumulative Bonus
Hospitalization Expenses
10% Education Grant

Bajaj Allianz Saral Suraksha Bima (Cons)

No Alcoholism Cover
No War Injury Cover
No Cataract Cover
No Suicide Cover
No STD Cover

Bajaj Allianz Saral Suraksha Bima (Other Benefits)

Partial Disablement Cover
Total Disablement Cover
Nursing Expenses Cover
Prosthetic Cover
ICU Cover

Bajaj Allianz Saral Suraksha Bima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2.5 L to 1 cr
Waiting Period - 30 Days

Bajaj Allianz Star Package

An all-in-one family floater policy that covers health, household contents, travel baggage and much more.

Unique Features

Covers Household content
Avail education grant
Avail critical illness cover

Bajaj Allianz Global Health Care

This plan provides comprehensive coverage for planned and emergency medical treatment within and outside India.

Unique Features

USD 1,000,000 cover
Mental Illnesses covered
Air Ambulance covered

Bajaj Allianz Health Care Supreme

A Comprehensive Plan with a wide range of benefits, ensuring a cover for maximum expenses related to Illness and Accidents offering optional add-on benefits.

Unique Features

Avail Maternity Cover
Avail Newborn baby cover
Physiotherapy expenses covered

Bajaj Allianz Silver Health

A plan designed for senior citizens offering cashless benefits or reimbursement for hospitalisation expenses due to illness or accident.

Unique Features

Avail Hospitalization expenses
Pre-existing illnesses Cover
130 day care procedures

Bajaj Allianz Tax Gain Policy

A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.

Unique Features

OPD covereage available
130 Day care procedures
Avail free health check up

Bajaj Allianz Health Ensure

A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.

Unique Features

Upto 10lakh sum assured
Avail cumulative bonus
Day care procedures covered

Bajaj Allianz Corona-Kavach Policy

An affordable health insurance policy, Corona Kavach, takes care of your expenses at the time of hospitalization for COVID-19 treatment.

Unique Features

Avail homecare treatment
AYUSH treatment available
Avail hospital daily cash

Bajaj Allianz Corona-Kavach Policy (Pros)

Covid Hospitalization Cover
AYUSH Treatment
Pre Hospitalization
Post Hospitalization
Home Care Treatment Expenses

Bajaj Allianz Corona-Kavach Policy (Cons)

No Global Coverage
No Dental Treatment
No Alcoholism Cover
No Unproven Treatments
No Suicide Cover

Bajaj Allianz Corona-Kavach Policy (Other Benefits)

Hospital Daily Cash
Oxygen cylinder Cover
Diagnostic tests Cover
Consultation charge cover
Road Ambulance Cover

Bajaj Allianz Corona-Kavach Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50 Thousand to 5 L
Waiting Period - 15 Days

Bajaj Allianz Hospital Cash Daily Allowance

Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.

Unique Features

Avail discounts
Flexible premium payment term
Avail family cover

Bajaj Allianz Women Specific Critical Illness

This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.

Unique Features

Congenital Disability Benefit
Children Education Bonus
Avail various discounts

Bajaj Allianz Family Health Care Policy

A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.

Unique Features

Avail Daycare procedures
Hospital cash benefits
Modern treatment covered

Bajaj Allianz Criti-Care

Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.

Unique Features

Avail lifetime renewal
Avail coverage against cancer
Avail wellness discount

Bajaj Allianz Criti-Care (Pros)

Dialysis Care Cover
Cancer reconstructive surgery
Cardiac Nursing Cover
Physiotherapy care
Dialysis Care

Bajaj Allianz Criti-Care (Cons)

No Intoxication Coverage
No Cosmetic Surgery
No Postpartum Cover
STD not covered
No Natural Calamity Cover

Bajaj Allianz Criti-Care (Other Benefits)

Cancer Care
Cardiovascular Care
Kidney Care
Neuro Care
Transplants care

Bajaj Allianz Criti-Care (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 2 Cr
Waiting Period - 30 Days

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Bajaj Allianz Critical Illness: FAQ's

1. What are the eligibility criteria for Bajaj Allianz Critical Illness?

The entry age for dependent children under the Bajaj Allianz Critical Illness plan is 6 years and the maximum entry age is 21 years. Adults can invest in the Bajaj Allianz Critical Illness plan 18 years and above till 65 years.

2. What are the Sum insured options available under Bajaj Allianz Critical Illness Plan?

The sum insured options are vast under Bajaj Allianz Critical Illness Plan ranging from INR 1 Lac to 50 Lac. Insurance holders can avail of sum insured options as per their own requirements.

3. Does Bajaj Allianz Critical Illness Plan offer discounts?

Yes, Bajaj Allianz Critical Illness Plan offers multiple discounts to customers. A loyalty discount is awarded to individuals on renewal. Bajaj Allianz Critical Illness Insurance offers a long-term policy discount wherein, a 4 % discount is applicable if the policy has been opted for 2 years and an 8 % discount is applicable if the policy has been opted for 3 years.

4. Does Bajaj Allianz Critical Illness cover death?

No, Bajaj Allianz Critical Illness Insurance is designed specifically to provide coverage against life-threatening critical illnesses. However, Life Insurance plans by Bajaj Allianz will help cover death.

5. What are the policy periods available for Bajaj Allianz Critical Illness?

The policy periods available under Bajaj Allianz Critical Illness policy are 1/2/3 years for insurance holders.

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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