Bajaj Allianz Tax Gain Policy
  • OPD Cover
  • Senior Citizen Cover
  • 4 Plan Variants
premium

Network hospitals

18400+

premium

Incurred claim ratio

74.27%

premium

Sum insured

Up to 25 CR

premium

No. of Plans

23

premium

Solvency Ratio

3.6

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Pan India Presence

240

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

18400+

premium

Incurred claim ratio

74.27%

premium

Sum insured

Up to 25 CR

premium

No. of Plans

23

premium

Solvency Ratio

3.6

premium

Pan India Presence

240

Bajaj Allianz Tax Gain Plan

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under a single policy. The plan offers 4 plan variants namely,

  • Plan A  - Hospitalization Cover with OPD for self
  • Plan B - Hospitalization Cover Floater with OPD self and Spouse
  • Plan C - Hospitalization Cover with OPD Self and Spouse and sum insured variants of 2 and 3 Lakhs
  • Plan D - For senior citizens Hospitalization is covered with OPD cover for self and spouse

The plan is available for individuals between the ages of 18 years to 55 years for Plan A, B, and C. Whereas for Plan D the entry age criteria is 56 to 75 years. The policy can be issued for 1/2/3 years with flexible premium payment modes. Policyholders can cover themselves and their spouses under the Bajaj Allianz Tax Gain Plan. 

Bajaj Allianz Tax Gain Plan Eligibility Criteria 

Entry Age

Minimum: 18/ 56 Years

Entry Age Max.

Maximum: 55/75 Years

Policy Term

1/2/3 Years

Plan Type

Family Floater

Sum Insured

1 L | 2 L | 3 L

Initial Waiting Period*

30 Days*

Read more specifications in the brochure.

Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Network Hospitals have a vast present PAN India. A well connected network of over 8000+ cashless hospitals, Bajaj Allianz Insurance ensures that you are medically secured, irrespective of the city you reside in.

Bajaj Allianz Tax Gain Plan Benefits

Insured individuals are entitled to multiple benefits with the Bajaj Allianz Tax Gain Plan that are mentioned below:

  • Plan Variants: Bajaj Allianz Tax Gain Plan offers 4 different types of plan variants with different coverage options. The plan also covers senior citizens offering them OPD coverage and hospitalization cover.
  • Tax Benefits: All premiums paid towards the Bajaj Allianz Tax Gain Plan are eligible to receive tax benefits as per the Income Tax Act of 1961.
  • Daycare Treatment Cover: Bajaj Allianz Tax Gain Plan offers daycare treatment coverage for 130 daycare procedures. Insurance holders can avail of medical care for all the listed daycare procedures as mentioned in the policy schedule.
  • Multiple Discounts: Bajaj Allianz Tax Gain Plan offers multiple long term discount options to insured individuals get a 4% discount for 2 years policy term, and an 8% discount for 3 years policy term. However, in case the premiums paid are opted to be paid in installments the discounts are not applicable.
  • Health Check-ups: Bajaj Allianz Tax Gain Plan offers a health check-up benefit at the end of every continuous period of 4 years.

Bajaj Allianz Tax Gain Plan Coverage

The various coverage features provided under the Tax Gain Plan mentioned in the policy schedule are listed below:

  • Outpatient and Hospitalization Expenses covered for self and spouse on floater basis.
  • 130 Daycare procedures covered subject to terms and conditions as mentioned in policy schedule.
  • Pre and Post hospitalization expenses are covered under the specific OPD expenses.
  • Ambulance charges are covered in case of emergency hospitalization up to INR 1,000.
  • Expenses for crutches will be covered from day 1 under OPD benefit.
  • Free Health Check-up.
  • Seperate Plan for Senior Citizens covering both OPD and hospitalization expenses.

Bajaj Allianz Tax Gain Plan Variants

Plan A

Hospitalization Cover - SI 1 L
Age8-25 Years26-40 years41-45 Years46-55 Years
OPD SI (Self)3,1002,9002,5001,600

Plan B

Hospitalization Cover - Floater SI - 2 L
Age18-25 Years26-40 years41-45 Years46-55 Years
OPD SI (Self)6,5006,0005,0003,000
OPD SI (Self+Spouse)5,2004,8003,5001,000

Plan C

Cover 1 (Hospitalization Cover - Floater SI 2 L)
Age18-25 Years26-40 Years41-45 Years46-55 Years
OPD SI (Self)9,5009,0008,5007,500
OPD SI (Self + Spouse)9,0008,5007,0004,500
Cover 2 (Hospitalization Cover - Floater SI 3 L)
Age18-25 Years26-40 Years41-45 Years46-55 Years
OPD SI (Self)9,0008,5007,5006,000
OPD SI (Self + Spouse)8,0007,5005,5002,500

Plan D for Senior Citizens

Age56-60 Years61-65 Years65-70 Years71-75 Years
OPD SI (Self)13,00012,50012,00011,000
OPD SI (Self+Spouse)11,00010,0009,5008,000

Bajaj Allianz Tax Gain Plan Exclusions

Certain diseases and health conditions that are not included under this plan after a specific period of time are mentioned below:

Obesity and weight management surgeries

Suicide or drug Abuse

Contamination from Nuclear Fuel or Radiation

Civil War

Breach of Law

Coverage after Waiting Period

Certain diseases and treatments are covered under the Bajaj Allianz Tax Gain Policy after a specific time period that is mentioned below:

Listed ailments after 24 Months

Pre-existing diseases after 48 Months

Explore other Bajaj Allianz Health Plans

Bajaj Allianz Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

A plan with 3 variants offering up to 1 Cr SI. It covers expenses incurred during hospitalization resulting from serious illness or accident.

Unique Features

  • Avail Discounts
  • Maternity cover available
  • Organ Donor expenses covered

Bajaj Allianz Health Guard (Pros)

  • Convalescence benefit
  • Super Cumulative bonus
  • Daily cash benefit
  • New Born Baby Cover
  • Pre & post hospitalization

Bajaj Allianz Health Guard (Cons)

  • No Global Coverage
  • No Dental Treatment
  • No Parkinson's Cover
  • HIV/AIDS not covered
  • No Obesity/Weight Cover

Bajaj Allianz Health Guard (Other Benefits)

  • Health prime rider
  • Non-medical expense rider
  • Wellness benefits
  • Bariatric surgery cover
  • SI reinstatement benefit

Bajaj Allianz Health Guard (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1.5 L to 1 Cr
  • Waiting Period - 30 Days

A competitive plan with affordable premiums for your family, a perfect product to take care of medical expenses for you and your family in case of an unfortunate event.

Unique Features

  • Avail daycare procedures
  • Road ambulance coverage
  • Prosthetic cost covered

Bajaj Allianz Health Infinity (Pros)

  • In-patient hospitalization cover
  • Pre & post hospitalization
  • Spouse Cover
  • Global Coverage
  • Preventive health check-up

Bajaj Allianz Health Infinity (Cons)

  • No Sleep Apnea Coverage
  • No Dental Treatment
  • No Alcoholism Cover
  • Type2 Diabetes not covered
  • No Obesity/Weight Cover

Bajaj Allianz Health Infinity (Other Benefits)

  • Per Day Room Rent Benefit
  • Co-Pay Benefit
  • Tax Benefits
  • Cataract Cover
  • Alzheimer Cover

Bajaj Allianz Health Infinity (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - No Limit
  • Waiting Period - 30 Days

A robust policy that takes care of 360-degree health needs for you and your family with a maximum sum assured up to INR 25 lakh.

Unique Features

  • Modern Treatment covered
  • Avail AYUSH treatment
  • Avail cumulative bonus

Arogya Sanjeevani Plan (Pros)

  • Cataract Treatment
  • Modern Treatment
  • Pre-hospitalization
  • Post-hospitalization
  • Hospitalization Cover

Arogya Sanjeevani Plan (Cons)

  • No Global Coverage
  • No Weight Control Cover
  • No Sleep Apnea Cover
  • HIV/AIDS not covered
  • No War Injury Cover

Arogya Sanjeevani Plan (Other Benefits)

  • Plastic Surgery Cover
  • Spouse Cover
  • Child Cover
  • Dental Treatment Cover
  • Diabetes Cover

Arogya Sanjeevani Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Bajaj Allianz Criti-Care

Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.

Unique Features

  • Avail lifetime renewal
  • Avail coverage against cancer
  • Avail wellness discount

Bajaj Allianz Criti-Care (Pros)

  • Dialysis Care Cover
  • Cancer reconstructive surgery
  • Cardiac Nursing Cover
  • Physiotherapy care
  • Dialysis Care

Bajaj Allianz Criti-Care (Cons)

  • No Intoxication Coverage
  • No Cosmetic Surgery
  • No Postpartum Cover
  • STD not covered
  • No Natural Calamity Cover

Bajaj Allianz Criti-Care (Other Benefits)

  • Cancer Care
  • Cardiovascular Care
  • Kidney Care
  • Neuro Care
  • Transplants care

Bajaj Allianz Criti-Care (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 2 Cr
  • Waiting Period - 30 Days

A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.

Unique Features

  • Avail discounts on policy terms
  • 50 Lakh SI
  • Flexible premium payment

Bajaj Allianz Critical Illness (Pros)

  • Joint Replacement
  • Major Organ Transplantation
  • Surgery of Aorta
  • Limbs Permanent Paralysis
  • Dialysis Care

Bajaj Allianz Critical Illness (Cons)

  • No C- Section Coverage
  • No Weight Surgery Cover
  • No War Injury Cover
  • HIV/AIDS not covered
  • No Natural Peril Cover

Bajaj Allianz Critical Illness (Other Benefits)

  • First Heart Attack
  • Open Chest CABG
  • Regular Dialysis
  • Neuro Care
  • Multiple Sclerosis

Bajaj Allianz Critical Illness (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 90 Days

Bajaj Allianz Silver Health Plan -Senior Citizens

It is a comprehensive senior citizen plan which includes a spouse . With High sum insured the plan offers critical illness cover,life time renewal and innovative packages.

Unique Features

  • Quick Disbursement
  • Global Expertise
  • In House Claim Administration

Silver Health Plan -Senior Citizens (Pros)

  • Pre-existing illness cover
  • Waiver of co-payment
  • Cumulative bonus
  • High entry age
  • Free health check-up

Silver Health Plan -Senior Citizens (Cons)

  • No Hernia Cover
  • No Piles Cover
  • No Cataract Cover
  • No Non -Allopathic Cover
  • No AIDS Cover

Silver Health Plan -Senior Citizens (Other Benefits)

  • Pre and post hospitalization
  • Ambulance cover
  • Customized Plans
  • Cashless Facility
  • Family Discount

Silver Health Plan -Senior Citizens (Eligibility Criteria)

  • Entry Age - 46 Years
  • Max Entry Age - 70 Years
  • SI - 50 Thousand to 50 Lakh
  • Waiting Period - 30 Days

Bajaj Allianz Individual Health Insurance

An inclusive plan with multiple SI options and 50% cumulative bonus.

Unique Features

  • Covers Homeopathic Treatment
  • Extended Family Cover
  • New Born Cover

Individual Health Insurance (Pros)

  • Recharge Benefit
  • Bariatric surgery cover
  • Maternity Cover
  • Daily cash benefit
  • Covers extended family

Individual Health Insurance (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Dental Cover
  • No Cosmetic Surgery Cover
  • No STD Cover

Individual Health Insurance (Other Benefits)

  • Organ donor expenses
  • Ayurvedic Treatment Cover
  • SI Reinstatement
  • Ambulance Cover
  • Convalescence Benefit

Individual Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 cr
  • Waiting Period - 30 Days

A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.

Unique Benefits

  • Air Ambulance cover
  • Avail maternity expense
  • Organ donor expenses covered

Bajaj Allianz Extra Care Plus (Pros)

  • Modern treatment Covered
  • Air Ambulance Cover
  • Maternity Benefit
  • Organ Donor Expenses
  • Free Medical Check-Up

Bajaj Allianz Extra Care Plus (Cons)

  • No New Born Baby Cover
  • No Dental Treatment
  • No Obesity Cover
  • STD not covered
  • No BMI Cover

Bajaj Allianz Extra Care Plus (Other Benefits)

  • Day Care Treatment Covered
  • ICU Covered
  • Specialist Doctor Cover
  • Post-hospitalisation expenses
  • Spouse and Child Cover

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 80 Years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Bajaj Allianz M care

The plan offers wide coverage and comes at an affordable price and takes care of the most common vector-borne ailments.

Unique Features

  • Avail Lifetime Renewal
  • Coverage against Dengue
  • Avail family coverage

Bajaj Allianz M care (Pros)

  • Chikungunya Cover
  • Malaria Cover
  • Filariasis Cover
  • Kala Azar Cover
  • Pre & post hospitalisation

Bajaj Allianz M care (Cons)

  • No Global Coverage
  • No Dental Treatment
  • No Parkinson's Cover
  • HIV/AIDS not covered
  • No Obesity/Weight Cover

Bajaj Allianz M care (Other Benefits)

  • Zika Virus Cover
  • Japanese Encephalitis Cover
  • Dengue Fever Cover
  • Bariatric surgery cover
  • SI reinstatement benefit

Bajaj Allianz M care (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 25 Thousand to 75 Thousand
  • Waiting Period - 30 Days

Bajaj Allianz Saral Suraksha Bima

Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.

Unique Features

  • Lifetime renewal available
  • Child education benefit available
  • Cumulative Bonus

Bajaj Allianz Saral Suraksha Bima (Pros)

  • Total Temporary Disablement
  • Installment Premium Payment
  • Cumulative Bonus
  • Hospitalization Expenses
  • 10% Education Grant

Bajaj Allianz Saral Suraksha Bima (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

Bajaj Allianz Saral Suraksha Bima (Other Benefits)

  • Partial Disablement Cover
  • Total Disablement Cover
  • Nursing Expenses Cover
  • Prosthetic Cover
  • ICU Cover

Bajaj Allianz Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 cr
  • Waiting Period - 30 Days

Bajaj Allianz Corona-Kavach Policy

An affordable health insurance policy, Corona Kavach, takes care of your expenses at the time of hospitalization for COVID-19 treatment.

Unique Features

  • Avail homecare treatment
  • AYUSH treatment available
  • Avail hospital daily cash

Bajaj Allianz Corona-Kavach Policy (Pros)

  • Covid Hospitalization Cover
  • AYUSH Treatment
  • Pre Hospitalization
  • Post Hospitalization
  • Home Care Treatment Expenses

Bajaj Allianz Corona-Kavach Policy (Cons)

  • No Global Coverage
  • No Dental Treatment
  • No Alcoholism Cover
  • No Unproven Treatments
  • No Suicide Cover

Bajaj Allianz Corona-Kavach Policy (Other Benefits)

  • Hospital Daily Cash
  • Oxygen cylinder Cover
  • Diagnostic tests Cover
  • Consultation charge cover
  • Road Ambulance Cover

Bajaj Allianz Corona-Kavach Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 5 L
  • Waiting Period - 15 Days

Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability

Unique Features

  • Covers children’s education
  • Avail cumulative bonus
  • Avail additional covers with plan

Bajaj Allianz Sankat Mochan

A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.

Unique Features

  • Offers 16 variants
  • Lifetime renewal available
  • Avail Hospitalization expenses

Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs

Unique Features

  • Avail cumulative bonus
  • Cover dependent children
  • Cover death and disability

Bajaj Allianz Women Specific Critical Illness

This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.

Unique Features

  • Congenital Disability Benefit
  • Children Education Bonus
  • Avail various discounts

Bajaj Allianz Extra Care

Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.

Unique Features

  • Avail Modern Treatments
  • Avail Ambulance coverage
  • Avail discounts on policy terms

Bajaj Allianz Loan Care

A unique insurance policy that covers loan borrowers providing comprehensive protection in the event of an unfortunate incident.

Unique Features

  • Personal Accident Covered
  • EMI Payment Cover
  • Child education benefit available

Bajaj Allianz Star Package

An all-in-one family floater policy that covers health, household contents, travel baggage and much more.

Unique Features

  • Covers Household content
  • Avail education grant
  • Avail critical illness cover

Bajaj Allianz Global Health Care

This plan provides comprehensive coverage for planned and emergency medical treatment within and outside India.

Unique Features

  • USD 1,000,000 cover
  • Mental Illnesses covered
  • Air Ambulance covered

Bajaj Allianz Tax Gain Policy

A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.

Unique Features

  • OPD covereage available
  • 130 Day care procedures
  • Avail free health check up

A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.

Unique Features

  • Upto 10lakh sum assured
  • Avail cumulative bonus
  • Day care procedures covered

Bajaj Allianz Hospital Cash Daily Allowance

Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.

Unique Features

  • Avail discounts
  • Flexible premium payment term
  • Avail family cover

Bajaj Allianz Family Health Care Policy

A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.

Unique Features

  • Avail Daycare procedures
  • Hospital cash benefits
  • Modern treatment covered

Conclusion

Bajaj Allianz Tax Gain Insurance Plan is an OPD insurance plan along with hospitalization expenses cover available in 4 different variants allowing insurance holders to opt and customize their coverage accordingly. The plan is a suitable choice for individuals who want coverage against Outpatient expenses.

Bajaj Allianz Tax Gain FAQs

1. What are the sum insured options available under Bajaj Allianz Tax Gain Benefit?

The sum insured options available in the Bajaj Allianz Tax Gain Policy are INR 1/2/3 Lakhs.

2. What is the eligibilty criteria for Bajaj Allianz Tax Gain Policy?

The eligibility criteria for Bajaj Allianz Tax Gain Policy are:

  • Minimum - 18 Years to 55 Years for Plan A, B and C
  • Minimum- 56 to 75 Years

3. Are tax benefits available under the Bajaj Allianz Tax Gain Policy?

Yes, all the premiums paid towards the plan are eligible for tax benefits under the Bajaj Allianz Tax Gain Policy.

4. What are the coverage benefits available under the Bajaj Allianz Tax Gain Policy?

The coverage benefits available under the Bajaj Allianz Tax Gain Policy are as follows:

  • Daycare Treatments
  • OPD Expenses
  • Hospitalization Expenses
  • Pre & Post Hospitalization Expenses
  • Free Health Check Up and more

5. Can I cover senior citizens under the Bajaj Allianz Tax Gain Policy?

Yes, senior citizens are covered under the Tax Gain Policy by Bajaj Allianz.

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Varun Saxena

Written By: Varun Saxena

Varun is a passionate content writer with over three years of experience in the insurance domain. An avid learner, he stays ahead of the industry's trends ensuring his writing remains fresh and includes the latest insurance shifts. Through his work, Varun strives to engage with targeted insurance readers.