Bajaj Allianz Star Package
  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options
Bajaj Allianz Health Insurance
premium

Network hospitals

8000+

premium

Claim settlement ratio

96.59%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

8

premium

Solvency Ratio

3.41

premium

Pan India Presence

240

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

8000+

premium

Claim settlement ratio

96.59%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

8

premium

Solvency Ratio

3.41

premium

Pan India Presence

240

Bajaj Allianz Star Package Plan

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medical emergencies. The plan provides coverage for various health risks, education grants, household content, baggage during travel, and public liability. Under the Bajaj Allianz Star Package Policy, insured individuals have the option to opt from the 8 coverage sections provided below out of which a minimum 3 must be selected:

  • Hospital Cash
  • Health-Guard
  • Critical Illness
  • Personal Accident
  • Education Grant
  • Householders Content
  • Travelling Baggage
  • Public Liability

The wide range of coverage provides not only financial security but also the flexibility to customize the health insurance plan as per your needs and requirements. With the health guard coverage insured individuals can avail of efficient medical care features like room rent, ICU expenses, wellness benefits, convalescence benefits, and more.

Recommended Videos

Bajaj Allianz Health Insurance

Bajaj Allianz Health Insurance

Bajaj Allianz Star Package Policy Eligibility Criteria

There are certain eligibility criteria and conditions that are supposed to be fulfilled by insured individuals before purchasing the Bajaj Allianz Star Package Policy which are mentioned below:

Child Entry Age

Minimum: 18 Years Children: 3 Months to 25 Years

Adult Entry Age

Maximum: 65 Years

Plan Type

Individual/ Family Floater

Policy Term

1/2/3 Years

Sum Insured

1.5 L | 2 L | 3 L | 4 L | 5 L | 7.5 L | 10 L | 15 L | 20 L | 25 L | 30 L | 35 L | 40 L | 45 L | 50 L | 75 L | 1 Cr

Initial Waiting Period*

30 Days

Bajaj Allianz Star Package Policy Benefits

Bajaj Allianz Star Package Policy offers a multitude of benefits and features to insured individuals allowing them to avail the full potential of the respective plan. To know more about the benefits involved read below:

  • 8 Benefit Sections

    Under the Bajaj Star Package Insurance Policy, insured individuals can avail of 8 benefit sections spread across various aspects of financial protection. The plan offers 360-degree protection by providing coverage for medical care, education, travel, public liabilities, personal accidents, and more.
  • Critical Illness Benefit

    Bajaj Star Package Policy offers critical illness coverage Insurance to insured individuals. Critical illnesses covered under the plan are Heart attack, Open Chest CABG, Stroke, Cancer, Kidney Failure, Organ Transplant, Multiple Sclerosis, Neurosurgery, Joint Replacement, and more.
  • Personal Accident

    Bajaj Allianz Star Package covers personal accidents wherein, death due to accident, permanent total disability, permanent partial disability, and temporary total disability are all covered. This benefit safeguards you and your family in the face of medical adversity.
  • Education Grant

    In case of an accidental death or permanent total disability, the plan offers the sum insured would be payable to the dependent child of the insured individual. The sum insured would be used in order to continue the education of the dependent child.
  • Wellness Benefit

    Bajaj Allianz Star Package policy provides wellness program benefits within the health guard section of the plan. Insured policyholders are entitled to up to 10% health discounts and rewards on renewal considering they fulfill the tasks mentioned in the policy schedule.

Choose Your Bajaj Allianz Star Package Policy

With the Bajaj Allianz Star Package Policy, you can opt for various sum insured options ranging between INR 2.5 Lakhs to 1 Crore. To understand the different plan variants and sum insured options available read the details below

Coverage for SI: 1.5 L - 1 Crore

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered Up to 60 Days

Post-Hospitalization

Covered Up to 90 Days

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Not Covered

Cataract

Covered

No Claim Bonus

Applicable up to 100% of SI

Automatic Restoration

Not Covered

Daily Hospital Cash

Covered

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Not Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Covered

Second Medical Opinion

Not Covered

Vaccination

Covered

Limitations

Co-payment

Applicable, 10/20% optional

Sub-limits

Not Applicable

What is Room Rent?

The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common room categories covered under room rent are:

  • Private Single AC Room
  • Twin Sharing
  • General Ward

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, the room rent is covered up to 1% of SI.

What are ICU Charges?

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, ICU charges are covered.

What is Pre Hospitalization?

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, pre-hospitalization is covered for up to 60 days.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Bajaj Allianz Star Package Policy?

Bajaj Allianz Star Package Policy covers medical expenses incurred during post-hospitalization for 90 Days.

What is Domiciliary Hospitalization?

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.

Coverage status under Bajaj Allianz Star Package Policy?

Bajaj Allianz Star Package Policy does not cover domiciliary hospitalizations.

What is Daycare Treatment?

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Bajaj Allianz Star Package Policy?

Bajaj Allianz Star Package Policy covers the expenses of all daycare procedures.

What are OPD charges?

Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Bajaj Allianz Star Package Policy?

OPD charges are not covered under the Bajaj Allianz Star Package Policy.

What is COVID-19 Treatment?

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved center.

Coverage status under Bajaj Allianz Star Package Policy?

Bajaj Allianz Star Package Policy does not cover COVID-19.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred.

Coverage status under Bajaj Allianz Star Package Policy?

Bajaj Allianz Star Package Policy covers Cataract Treatment with a Limit per eye of 20% of Sum Insured max up to Rs. 1 lakh.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Bajaj Allianz Star Package Policy?

Bajaj Allianz Star Package Policy offers a no-claim bonus of 10% of the sum insured for each claim-free year.

What is Automatic Restoration?

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Bajaj Allianz Star Package Policy?

Bajaj Allianz Star Package Policy does not offer automatic restoration.

What is Daily Hospital Cash?

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Bajaj Allianz Star Package Policy?

The Daily hospital cash is available under the Bajaj Allianz Star Package Policy.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Bajaj Allianz Star Package Policy?

Under Bajaj Allianz Star Package Policy the organ donor expenses are covered.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, Maternity Cover is available.

  • For SI Rs. 3 lacs to Rs. 7.5 lacs maternity benefit is restricted to Rs. 15,000 for normal delivery and Rs. 25000 for cesarean section.
  • For SI Rs. 10 lacs to Rs. 50 lacs maternity benefit is restricted to Rs. 25,000 for normal delivery and Rs. 35000 for cesarean section.
What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover are listed below and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Day care treatment

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, the newborn baby cover is available.

What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, AYUSH treatment is covered.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, IVF is not available.

What is a Modern Treatment?

Medical treatments that demand modern technology such as robotic surgeries, stem cell therapy, etc.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, modern treatments are not covered.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, ambulance cover is available up to Rs 20,000/- per policy year.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, the air ambulance is not covered.

What is Compassionate Travel?

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, compassionate travel is not covered.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, global coverage is not covered.

What is E-Consultation?

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, E-consultation is not covered.

What is a Health Checkup?

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Bajaj Allianz Star Package Policy?

Under the Bajaj Allianz Star Package Policy, a health check-up is available at the end of a block of every continuous period of 3 policy years the plan will reimburse the amount equal to 1% of the sum insured max up to Rs. 2,000/- for each member in Individual policy.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

Coverage status under Bajaj Allianz Star Package Policy?

Bajaj Allianz Star Package Policy does not cover the expenses for a second medical opinion.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations is provided by the insurance companies.

Coverage status under Bajaj Allianz Star Package Policy?

Bajaj Allianz Star Package Policy covers vaccination expenses.

What is Co-payment?

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Status under Bajaj Allianz Star Package Policy?

A voluntary 10/20 % co-pay is available under the Bajaj Allianz Star Package Policy applicable to Section 2. Health-Guard only.

What is the Sub limit?

Sub-limits are the specific limits set in an insurance policy for its various features. For example, there are usually sub-limits set on room rent, OPD, doctor’s fees, ambulance charges, family visits, etc. Small amounts of the total sum insured are allotted to different features that the policy comes with and exceeding these amounts leads to out-of-pocket expenses from the policyholder.

Status under Bajaj Allianz Star Package Policy?

Sub-limits are not applicable.

Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Network Hospitals have a vast present PAN India. A well connected network of over 8000+ cashless hospitals, Bajaj Allianz Insurance ensures that you are medically secured, irrespective of the city you reside in.

Bajaj Allianz Star Package Policy Exclusions

Permanent Exclusions

Permanent Diseases or health conditions that are not included under the Bajaj Allianz Star Package Policy are mentioned below:

Obesity and weight management surgeries

Change of gender treatments

Cosmetic or plastic surgeries

Treatments due to substance abuse

Sterility and infertility-related treatments

Permanent Exclusions

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below

Pre-Existing Diseases 36 Months

Listed Ailments 24 Months

Conclusion

Bajaj Allianz Star Package Policy is a unique and feature-loaded health insurance plan, as it offers benefits like recharge benefits, super cumulative bonus, and personal accident coverage. Insurance plans usually cover one or two concerns for an individual, however, this particular policy takes care of multiple healthcare concerns. Bajaj Allianz Star Package Policy is apt for individuals who are looking for health coverage for multiple concerns under a single health plan.

Explore other Bajaj Allianz Health Plans

Bajaj Allianz Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

A plan with 3 variants offering up to 1 Cr SI. It covers expenses incurred during hospitalization resulting from serious illness or accident.

Unique Features

  • Avail Discounts
  • Maternity cover available
  • Organ Donor expenses covered

Bajaj Allianz Health Guard (Pros)

  • Convalescence benefit
  • Super Cumulative bonus
  • Daily cash benefit
  • New Born Baby Cover
  • Pre & post hospitalization

Bajaj Allianz Health Guard (Cons)

  • No Global Coverage
  • No Dental Treatment
  • No Parkinson's Cover
  • HIV/AIDS not covered
  • No Obesity/Weight Cover

Bajaj Allianz Health Guard (Other Benefits)

  • Health prime rider
  • Non-medical expense rider
  • Wellness benefits
  • Bariatric surgery cover
  • SI reinstatement benefit

Bajaj Allianz Health Guard (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1.5 L to 1 Cr
  • Waiting Period - 30 Days

A competitive plan with affordable premiums for your family, a perfect product to take care of medical expenses for you and your family in case of an unfortunate event.

Unique Features

  • Avail daycare procedures
  • Road ambulance coverage
  • Prosthetic cost covered

Bajaj Allianz Health Infinity (Pros)

  • In-patient hospitalization cover
  • Pre & post hospitalization
  • Spouse Cover
  • Global Coverage
  • Preventive health check-up

Bajaj Allianz Health Infinity (Cons)

  • No Sleep Apnea Coverage
  • No Dental Treatment
  • No Alcoholism Cover
  • Type2 Diabetes not covered
  • No Obesity/Weight Cover

Bajaj Allianz Health Infinity (Other Benefits)

  • Per Day Room Rent Benefit
  • Co-Pay Benefit
  • Tax Benefits
  • Cataract Cover
  • Alzheimer Cover

Bajaj Allianz Health Infinity (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - No Limit
  • Waiting Period - 30 Days

A robust policy that takes care of 360-degree health needs for you and your family with a maximum sum assured up to INR 25 lakh.

Unique Features

  • Modern Treatment covered
  • Avail AYUSH treatment
  • Avail cumulative bonus

Arogya Sanjeevani Plan (Pros)

  • Cataract Treatment
  • Modern Treatment
  • Pre-hospitalization
  • Post-hospitalization
  • Hospitalization Cover

Arogya Sanjeevani Plan (Cons)

  • No Global Coverage
  • No Weight Control Cover
  • No Sleep Apnea Cover
  • HIV/AIDS not covered
  • No War Injury Cover

Arogya Sanjeevani Plan (Other Benefits)

  • Plastic Surgery Cover
  • Spouse Cover
  • Child Cover
  • Dental Treatment Cover
  • Diabetes Cover

Arogya Sanjeevani Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Bajaj Allianz Criti-Care

Criti-Care plan covers over 43 critical illnesses and offers you to choose from a wide range of Sum Assured.

Unique Features

  • Avail lifetime renewal
  • Avail coverage against cancer
  • Avail wellness discount

Bajaj Allianz Criti-Care (Pros)

  • Dialysis Care Cover
  • Cancer reconstructive surgery
  • Cardiac Nursing Cover
  • Physiotherapy care
  • Dialysis Care

Bajaj Allianz Criti-Care (Cons)

  • No Intoxication Coverage
  • No Cosmetic Surgery
  • No Postpartum Cover
  • STD not covered
  • No Natural Calamity Cover

Bajaj Allianz Criti-Care (Other Benefits)

  • Cancer Care
  • Cardiovascular Care
  • Kidney Care
  • Neuro Care
  • Transplants care

Bajaj Allianz Criti-Care (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 2 Cr
  • Waiting Period - 30 Days

Bajaj Allianz Critical Illness

A plan which covers you against major life-threatening diseases such as cancer, major organ transplant, heart attack, and more. The plan covers 10 critical diseases.

Unique Features

  • Avail discounts on policy terms
  • 50 Lakh SI
  • Flexible premium payment

Bajaj Allianz Critical Illness (Pros)

  • Joint Replacement
  • Major Organ Transplantation
  • Surgery of Aorta
  • Limbs Permanent Paralysis
  • Dialysis Care

Bajaj Allianz Critical Illness (Cons)

  • No C- Section Coverage
  • No Weight Surgery Cover
  • No War Injury Cover
  • HIV/AIDS not covered
  • No Natural Peril Cover

Bajaj Allianz Critical Illness (Other Benefits)

  • First Heart Attack
  • Open Chest CABG
  • Regular Dialysis
  • Neuro Care
  • Multiple Sclerosis

Bajaj Allianz Critical Illness (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 50 L
  • Waiting Period - 90 Days

Bajaj Allianz Silver Health Plan -Senior Citizens

It is a comprehensive senior citizen plan which includes a spouse . With High sum insured the plan offers critical illness cover,life time renewal and innovative packages.

Unique Features

  • Quick Disbursement
  • Global Expertise
  • In House Claim Administration

Silver Health Plan -Senior Citizens (Pros)

  • Pre-existing illness cover
  • Waiver of co-payment
  • Cumulative bonus
  • High entry age
  • Free health check-up

Silver Health Plan -Senior Citizens (Cons)

  • No Hernia Cover
  • No Piles Cover
  • No Cataract Cover
  • No Non -Allopathic Cover
  • No AIDS Cover

Silver Health Plan -Senior Citizens (Other Benefits)

  • Pre and post hospitalization
  • Ambulance cover
  • Customized Plans
  • Cashless Facility
  • Family Discount

Silver Health Plan -Senior Citizens (Eligibility Criteria)

  • Entry Age - 46 Years
  • Max Entry Age - 70 Years
  • SI - 50 Thousand to 50 Lakh
  • Waiting Period - 30 Days

Bajaj Allianz Individual Health Insurance

An inclusive plan with multiple SI options and 50% cumulative bonus.

Unique Features

  • Covers Homeopathic Treatment
  • Extended Family Cover
  • New Born Cover

Individual Health Insurance (Pros)

  • Recharge Benefit
  • Bariatric surgery cover
  • Maternity Cover
  • Daily cash benefit
  • Covers extended family

Individual Health Insurance (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Dental Cover
  • No Cosmetic Surgery Cover
  • No STD Cover

Individual Health Insurance (Other Benefits)

  • Organ donor expenses
  • Ayurvedic Treatment Cover
  • SI Reinstatement
  • Ambulance Cover
  • Convalescence Benefit

Individual Health Insurance (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 cr
  • Waiting Period - 30 Days

A super top-up health plan that provides additional coverage to the existing health insurance policy. The plan provides wider health protection to you and your family.

Unique Benefits

  • Air Ambulance cover
  • Avail maternity expense
  • Organ donor expenses covered

Bajaj Allianz Extra Care Plus (Pros)

  • Modern treatment Covered
  • Air Ambulance Cover
  • Maternity Benefit
  • Organ Donor Expenses
  • Free Medical Check-Up

Bajaj Allianz Extra Care Plus (Cons)

  • No New Born Baby Cover
  • No Dental Treatment
  • No Obesity Cover
  • STD not covered
  • No BMI Cover

Bajaj Allianz Extra Care Plus (Other Benefits)

  • Day Care Treatment Covered
  • ICU Covered
  • Specialist Doctor Cover
  • Post-hospitalisation expenses
  • Spouse and Child Cover

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 80 Years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Bajaj Allianz M care

The plan offers wide coverage and comes at an affordable price and takes care of the most common vector-borne ailments.

Unique Features

  • Avail Lifetime Renewal
  • Coverage against Dengue
  • Avail family coverage

Bajaj Allianz M care (Pros)

  • Chikungunya Cover
  • Malaria Cover
  • Filariasis Cover
  • Kala Azar Cover
  • Pre & post hospitalisation

Bajaj Allianz M care (Cons)

  • No Global Coverage
  • No Dental Treatment
  • No Parkinson's Cover
  • HIV/AIDS not covered
  • No Obesity/Weight Cover

Bajaj Allianz M care (Other Benefits)

  • Zika Virus Cover
  • Japanese Encephalitis Cover
  • Dengue Fever Cover
  • Bariatric surgery cover
  • SI reinstatement benefit

Bajaj Allianz M care (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 25 Thousand to 75 Thousand
  • Waiting Period - 30 Days

Bajaj Allianz Saral Suraksha Bima

Saral Suraksha Bima offers a sum assured up to 1 Cr and offers optional covers for temporary Total Disablement and Hospitalisation Expenses due to Accident.

Unique Features

  • Lifetime renewal available
  • Child education benefit available
  • Cumulative Bonus

Bajaj Allianz Saral Suraksha Bima (Pros)

  • Total Temporary Disablement
  • Installment Premium Payment
  • Cumulative Bonus
  • Hospitalization Expenses
  • 10% Education Grant

Bajaj Allianz Saral Suraksha Bima (Cons)

  • No Alcoholism Cover
  • No War Injury Cover
  • No Cataract Cover
  • No Suicide Cover
  • No STD Cover

Bajaj Allianz Saral Suraksha Bima (Other Benefits)

  • Partial Disablement Cover
  • Total Disablement Cover
  • Nursing Expenses Cover
  • Prosthetic Cover
  • ICU Cover

Bajaj Allianz Saral Suraksha Bima (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 2.5 L to 1 cr
  • Waiting Period - 30 Days

Bajaj Allianz Corona-Kavach Policy

An affordable health insurance policy, Corona Kavach, takes care of your expenses at the time of hospitalization for COVID-19 treatment.

Unique Features

  • Avail homecare treatment
  • AYUSH treatment available
  • Avail hospital daily cash

Bajaj Allianz Corona-Kavach Policy (Pros)

  • Covid Hospitalization Cover
  • AYUSH Treatment
  • Pre Hospitalization
  • Post Hospitalization
  • Home Care Treatment Expenses

Bajaj Allianz Corona-Kavach Policy (Cons)

  • No Global Coverage
  • No Dental Treatment
  • No Alcoholism Cover
  • No Unproven Treatments
  • No Suicide Cover

Bajaj Allianz Corona-Kavach Policy (Other Benefits)

  • Hospital Daily Cash
  • Oxygen cylinder Cover
  • Diagnostic tests Cover
  • Consultation charge cover
  • Road Ambulance Cover

Bajaj Allianz Corona-Kavach Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 50 Thousand to 5 L
  • Waiting Period - 15 Days

Bajaj Allianz Personal Accident Plan is designed to protect you and your family from serious financial problems in case of death, and partial and total disability

Unique Features

  • Covers children’s education
  • Avail cumulative bonus
  • Avail additional covers with plan

Bajaj Allianz Sankat Mochan

A plan that covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total disability caused due to accidental injury.

Unique Features

  • Offers 16 variants
  • Lifetime renewal available
  • Avail Hospitalization expenses

Premium Personal Guard covers you and your family against bodily injury or death caused due to an accident and offers a high sum assured ranging from 10 lakhs to 25 lakhs

Unique Features

  • Avail cumulative bonus
  • Cover dependent children
  • Cover death and disability

Bajaj Allianz Women Specific Critical Illness

This is a Women Specific Critical Illness Plan that provides you protection against the risk of serious illness.

Unique Features

  • Congenital Disability Benefit
  • Children Education Bonus
  • Avail various discounts

Bajaj Allianz Extra Care

Bajaj Allianz Extra Care is a perfect health protection plan that offers financial support to you and your family. It is a floater Policy with a single premium for the family.

Unique Features

  • Avail Modern Treatments
  • Avail Ambulance coverage
  • Avail discounts on policy terms

Bajaj Allianz Loan Care

A unique insurance policy that covers loan borrowers providing comprehensive protection in the event of an unfortunate incident.

Unique Features

  • Personal Accident Covered
  • EMI Payment Cover
  • Child education benefit available

Bajaj Allianz Global Health Care

This plan provides comprehensive coverage for planned and emergency medical treatment within and outside India.

Unique Features

  • USD 1,000,000 cover
  • Mental Illnesses covered
  • Air Ambulance covered

Bajaj Allianz Tax Gain Policy

A floater health policy that covers out patient expenses (OPD) & hospitalization expenses under a single policy for self and spouse.

Unique Features

  • OPD covereage available
  • 130 Day care procedures
  • Avail free health check up

Bajaj Allianz Health Ensure

A comprehensive plan that takes care of medical expenses for you and your family in case of unfortunate event of hospitalisation for illness/ injury.

Unique Features

  • Upto 10lakh sum assured
  • Avail cumulative bonus
  • Day care procedures covered

Bajaj Allianz Hospital Cash Daily Allowance

Hospital Cash Daily Allowance Policy guards you and your family against hospitalization expenses.

Unique Features

  • Avail discounts
  • Flexible premium payment term
  • Avail family cover

Bajaj Allianz Family Health Care Policy

A group policy that takes care of you and your family and protects you from hospitalization expenses in case of any unfortunate incident.

Unique Features

  • Avail Daycare procedures
  • Hospital cash benefits
  • Modern treatment covered

Bajaj Allianz Star Package: FAQ's

1. What is Star Package Policy by Bajaj Allianz?

It is a family floater health insurance plan covering multiple sections such as critical illness, hospital cash, travel baggage, personal accident, and many more features under a single health insurance plan.

2. Can I cover my spouse under the Bajaj Allianz Star Package Policy?

Yes, you can cover family members under the Bajaj Allianz Star Package policy as it is designed for medical care coverage for families.

3. What are the eligibility criteria for the Bajaj Allianz Star Package Policy?

Star Package Policy by Bajaj Allianz has eligibility criteria between 18 to 65 years for adults, wherein dependent children can be covered from 3 months to 25 Years.

4. Is Maternity Cover included in the Bajaj Allianz Star Package Policy?

Yes, maternity cover is available under the Bajaj Allianz Star Package Policy.

5. Is co-pay applicable under the Bajaj Allianz Star Package Policy?

Yes, a 10% / 20% optional co-pay is available under the Health Guard benefit available.

Other Health Insurance Companies

Bajaj Allianz Health Insurance Review

Read what customers have to say about Bajaj Allianz Health Insurance.

Customer Review Image

Raj Kumar

Bhopal

October 16, 2023

Invested in a senior citizen health insurance with Bajaj Allianz for my parents and the coverage benefits are very helpful

Customer Review Image

Riya Chatterjee

Pune

October 9, 2023

Recently purchased a senior citizen plan from Bajaj Allianz and it provided my parents with wellness benefits and annual health check-ups that are useful for me as I stay away from my family.

Customer Review Image

Rishabh Singh

Chandigarh

October 9, 2023

Quick and efficient response from customer care of Bajaj Allianz when it comes to claim settlement queries.

Customer Review Image

Priyanka Kumari

Guwahati

October 9, 2023

Provides different options in health insurance and offers unique benefits. I purchased a maternity plan from Bajaj 2 years ago and now I am planning to start a family. Bajaj Allianz has been ve...

Customer Review Image

Smita Patil

Bengaluru

May 1, 2023

I have availed health insurance services from PolicyX in the year 2021 and I must say that they are reliable and have supported me with claim settlement without any delay.

Customer Review Image

Pawan

Delhi

June 6, 2022

Trust me, friends, Bajja is one of the best insurance companies in India. It offers good health insurance plans and its claim service is superb. I am very impressed by the work done by Bajaj Al...

Customer Review Image

Himanshi Nalwa

Pune

May 26, 2022

My claim was settled in no time... I went to a non-network hospital and Bajaj Allianz reimburse my claim within 2 days

Customer Review Image

Priya Singhania

Guwahati

May 26, 2022

I took the health insurance plan for my family. Bajaj Allianz is a nice company. Go for it. Thanks to Policyx.com, they helped me a lot.

View All Bajaj Health Insurance Reviews

Simran Nirala

Written By: Simran Nirala

Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.