Bajaj Allianz Health Ensure

Happy Customers Comprehensive Coverage

Buy Policy in just 2 mins Cumulative Bonus

Free Comparison Life Long Renewal

Network hospital

18400+

Network hospitals

Claim settlement ratio

93.54%

Claim settlement ratio

Sum Insured

Up to 25 Cr

Sum insured

No of Plans

1

No. of Plans

Solvency Ratio

3.6

Solvency Ratio

Pan India Presence

1100+

Pan India Presence

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Bajaj Allianz Health Ensure
Daina Teres Mathew
Written By:
Daina

Daina Teres Mathew

Health & Term Insurance

Daina is a content writer with a profound grasp of Insurance, Stocks, and Business domains. Her extensive 3-year experience in the insurance industry equips her with a nuanced understanding of its intricacies. Her skills extend to crafting blogs, articles, social media copies, video scripts, and website content. Her ability to simplify complex insurance concepts into reader-friendly content makes her an expert in the domain.

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Reviewed By:
Sharan Gurve

Sharan Gurve

Term & Health Insurance

Sharan Gurve has spent over 9 years in the insurance and finance industries to gather end-to-end knowledge in health and term insurance. His in-house skill development programs and interactive workshops have worked wonders in our B2C domain.

Updated on Jun 25, 2025 10 min read

Bajaj Allianz Health Ensure

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding health insurance. 

Bajaj Allianz Health Ensure is an insurance policy that comes with comprehensive benefits at an affordable price. It is a perfect product to care for medical expenses for you and your family in case of unfortunate events of
hospitalization for illness/ injury.

Find out everything about the said plan in this article, and make an informed purchase decision. 

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Bajaj Allianz Health Ensure Specifications

To understand Bajaj Allianz Health Ensure Insurance in detail, take a look at the below table:

Entry Age

18 Years to No Upper Age Limit

Policy Type

Individual and Family Health Insurance

Sum Insured

1 L | 2 L | 3 L | 4 L | 5 L | 6 L | 7 L | 8 L | 9 L | 10 L

Initial Waiting Period*

30 Days Days

Renewability

Lifetime

Policy Term

1 | 2 | 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

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Choose Your Bajaj Allianz Health Ensure

With wide coverage options available, Bajaj Allianz Health Ensure Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Not Covered

Daily Hospital Cash

Not Covered

Organ Donor

Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Not Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Covered

Second Medical Opinion

Not Covered

Vaccination

Not Covered

Limitations

Co-payment

Applicable

Sub-limits

Applicable

What is Room Rent?

The room rent limit is the maximum bed charge you can claim if you are hospitalised. Common Room categories covered under room rent are all kinds of rooms including single, private and AC rooms (except suite).

What are ICU Charges?

It is a special hospital department where patients with serious medical conditions are treated.

What is Pre Hospitalization?

Medical expenses incurred before hospitalisation of the policyholder.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

What is Domiciliary Hospitalization?

Domiciliary hospitalization or home care treatments are the arrangements for an insured individual due to the unavailability of medical amenities in hospitals, or in a case where an insured member can not be admitted to the hospital due to an inability. The treatment should last equal to or more than 72 hours to get financial coverage.

What is Daycare Treatment?

Treatments that can be completed within 24 hours of hospitalization like blood dialysis, cataracts, etc.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization. .

What is COVID-19 Treatment?

It includes the treatment cost for COVID-19 with a confirmative diagnosis from a government-approved centre.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred due to cloudy formation in your eyes.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the sum insured amount as a no-claim bonus or cumulative bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage varying from one plan to the other.

What is Automatic Restoration?

It is a benefit in which an insurance company restores the amount of sum insured completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from one plan to the other.

What is Daily Hospital Cash?

Daily hospital cash or Hospicash is a cash amount that you receive each day during the time of hospitalization to cover your non-medical expenses.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body. In most of the cases, the insurer pays for the hospitalization and transplant expenses for both the parties i.e. the donor and the receiver.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section deliveries.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalisation of the newborn baby in case of any childbirth complications, medical challenges, and so on. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Daycare treatment
What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are settled or reimbursed for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)
What is a Modern Treatment?

Medical treatments that demand the use of modern technology and advanced machinery such as robotic surgeries, stem cell therapy, etc.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer them to another hospital, and take them for different tests outside the hospital.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

What is Compassionate Travel?

Refers to the travelling expenses of a family member who’s visiting the hospital to look after the patient when the policyholder gets admitted to a hospital outside his/her residential city.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India is covered for hospitalization expenses, modern and specific treatments, etc.

What is E-Consultation?

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

What is a Health Checkup?

A facility where the policyholder can avail of free health check-ups after fulfilling the company's eligibility criteria. In most cases, the insured member/s gets an annual health check-up cover.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations of either the newborn baby, for an animal bite, etc is provided by the insurance companies.

What is Co-payment?

In the co-payment clause, policyholders have to pay a preset amount (either compulsorily or voluntarily) of the hospitalisation expense on their own and the insurer will pay the rest of the medical bill amount.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder. For instance, if your policy covers room rent for upto 20% of the sum insured, but the expense of the same is more than 25%, you will have to pay the rest amount, i.e. 5%, for your room rent.

Benefits of Bajaj Allianz Health Ensure

The Bajaj Allianz Health Ensure Policy comes with many advantages to help you make the most of your insurancе. Hеrе arе somе оf thеsе bеnеfits:

  • Covеragе for Individuals and Familiеs

    Bajaj Allianz Health Ensure Policy offеrs protеction for both individuals and thеir familiеs, ensuring thе well-being of your lovеd onеs.

  • Comprehensive Covеragе

    This policy providеs еxtеnsivе covеragе, including hospitalization, pre and post-hospitalization еxpеnsеs, day carе procеdurеs, organ donor еxpеnsеs, and even preventive hеalth chеck-ups.

  • No Prе-Policy Mеdical Tеsts (Up to 50 yеars)

    If you're undеr 50 and havе a clеan proposal form, you won't nееd to undеrgo prе-policy mеdical tеsts, making it еasy to gеt covеragе.

  • Covеragе for Prе-Existing Conditions

    Prе-existing diseases arе covеrеd aftеr 24 months from your first Hеalth Ensurе Policy year, giving you coverage even if you havе еxisting hеalth conditions.

  • Incomе Tax Bеnеfits

    You can enjoy incomе tax bеnеfits undеr sеction 80D of thе Incomе Tax Act for thе prеmiums paid towards this policy, rеducing your tax liability.

  • Cumulativе Bonus

    With a 5% cumulativе bonus for еach claim-frее yеar, your coverage incrеasеs ovеr timе as a rеward for maintaining good hеalth.

  • Lifеtimе Rеnеwal

    This policy offеrs thе valuablе bеnеfit of lifеtimе rеnеwal, еnsuring that you can continuе to avail of covеragе as long as you nееd it.

  • Covеragе for Indian Nationals and NRIs

    Bajaj Allianz Health Ensure Policy catеrs to Indian nationals rеsiding in India and is also an option for Non-Rеsidеnt Indians (NRIs), as long as prеmiums arе paid in Indian currеncy through an Indian account.

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Bajaj Allianz Health Insurance Network Hospital List

Bajaj Allianz Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Bajaj Allianz Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Exclusions of Health Ensure By Bajaj Allianz

The policy has certain exclusions or situations where coverage may not apply, the following are some of the exclusions:

Rеst curе, rеhabilitation, and respite care еxpеnsеs.

Obesity and weight control trеatmеnts.

Treatments related to changing gеndеr.

Cosmеtic or plastic surgеriеs.

Injuriеs incurrеd during hazardous or advеnturе sports.

Any еxpеnsеs resulting from a brеach of law..

Stеrility and infеrtility trеatmеnts.

Treatments for substancе abusе.

Explore other Bajaj Allianz Health Insurance

To cater to the different medical needs of an individual & their family, Bajaj Allianz Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Bajaj Allianz Health Insurance plans explore more:

Individual

Bajaj Allianz HERizon Care

Bajaj Allianz HERizon Care

This plan allows HER to be in HERizon! Bajaj Allianz HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women....

Unique Features

  • Exclusive plan for women
  • Covers prophylactic surgeries
  • Vita Shield and Cradle Care

Bajaj Allianz HERizon Care (Pros)

Bajaj Allianz HERizon Care
  • Surrogacy support
  • Oocyte donor cover
  • Nurture nest

Bajaj Allianz HERizon Care (Cons)

Bajaj Allianz HERizon Care
  • Waiting period
  • Diagnostic tests not included
  • Non-medical items

Bajaj Allianz HERizon Care (Other Benefits)

Bajaj Allianz HERizon Care
  • Prophylactic Surgeries
  • Legal Expense Support
  • Fetal Flourish

Bajaj Allianz HERizon Care (Eligibility Criteria)

Bajaj Allianz HERizon Care
  • Entry age - 90 days
  • Max entry age - 80 years
  • SI - INR 3 L to 2 Cr
  • Waiting Period - 30 days

Individual

Criti Care

Criti Care

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

  • 43 CI cover
  • All-stage cancer cover
  • Physiotherapy care

Criti Care (Pros)

Criti Care
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Criti Care (Cons)

Criti Care
  • ICU cover not available
  • No pre and post-hospitalisation cover
  • No room rent cover

Criti Care (Other Benefits)

Criti Care
  • Early Stage Cancers
  • Carotid Artery Surgery
  • Removal of one Kidney

Criti Care (Eligibility Criteria)

Criti Care
  • 18 to 65 Years

Top Up and Super Top Up

Bajaj Allianz Extra Care Plus

Bajaj Allianz Extra Care Plus

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

  • Bajaj Allianz Super Top-Up
  • Avail High Sum Insured
  • Entry Age Up To 80 Years

Bajaj Allianz Extra Care Plus (Pros)

Bajaj Allianz Extra Care Plus
  • High sum insured
  • Entry age up to 80 years
  • Cover for family members available

Bajaj Allianz Extra Care Plus (Cons)

Bajaj Allianz Extra Care Plus
  • AIDS not covered
  • Self-inflicted injury not covered
  • Global coverage not available

Bajaj Allianz Extra Care Plus (Other Benefits)

Bajaj Allianz Extra Care Plus
  • Comprehensive features
  • Affordable premiums
  • Family cover

Bajaj Allianz Extra Care Plus (Eligibility Criteria)

Bajaj Allianz Extra Care Plus
  • Entry Age: 18 Years
  • SI: Up to 50 L
  • Initial Waiting Period: 30 Days

Senior Citizen Health Insurance

Silver Health Plan

Silver Health Plan

Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Silver Health Plan (Pros)

Silver Health Plan
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long term policy

Silver Health Plan (Cons)

Silver Health Plan
  • Organ donor expenses not covered
  • Vaccination charges not covered
  • Self-inflicted injury not covered

Silver Health Plan (Other Benefits)

Silver Health Plan
  • 2 Plan variants
  • Preventive Health Checkups
  • Modern Treatments Covered 

Silver Health Plan (Eligibility Criteria)

Silver Health Plan
  • Entry Age: 46 to 80 Years
  • SI: Up to 10 L
  • Initial Waiting Period: 30 Days

Accident Health Insurance

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Pros)

Bajaj Allianz Personal Accident Policy
  • High sum insured
  • Death cover
  • Disability cover

Bajaj Allianz Personal Accident Policy (Cons)

Bajaj Allianz Personal Accident Policy
  • Hospitalization out of war/riot/strike NA
  •  Intentional self-injury

Bajaj Allianz Personal Accident Policy (Other Benefits)

Bajaj Allianz Personal Accident Policy
  • Affordable premiums
  • Complete security

Bajaj Allianz Personal Accident Policy (Eligibility Criteria)

Bajaj Allianz Personal Accident Policy
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Arogya Sanjeevani

Bajaj Allianz Arogya Sanjeevani

A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

  • Life-long Renewability
  • Hassle-free Claim Settlement
  • Flexible Payment Modes

Bajaj Allianz Arogya Sanjeevani (Pros)

Bajaj Allianz Arogya Sanjeevani
  • Lifelong renewability
  • Affordable premiums
  • Cover for pre-policy health checkups

Bajaj Allianz Arogya Sanjeevani (Cons)

Bajaj Allianz Arogya Sanjeevani
  • Low SI options
  • No cover for dental treatments
  • No cover for mental illness

Bajaj Allianz Arogya Sanjeevani (Other Benefits)

Bajaj Allianz Arogya Sanjeevani
  • Pre-policy health check-up coverage
  • Daycare procedures covered
  • Ambulance cover available

Bajaj Allianz Arogya Sanjeevani (Eligibility Criteria)

Bajaj Allianz Arogya Sanjeevani
  • 18-65 Years

Accident Health Insurance

Premium Personal Guard

Premium Personal Guard

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

  • In-house claim settlement team
  • Multiple Sum Insured Options
  • Lifelong Renewability

Premium Personal Guard (Pros)

Premium Personal Guard
  • In-house claim settlement team
  • Multiple sum insured options
  • Lifelong renewability

Premium Personal Guard (Cons)

Premium Personal Guard
  • Does not cover self-inflicted injury
  • No AIDS cover
  • Organ donation not covered

Premium Personal Guard (Other Benefits)

Premium Personal Guard
  • High sum insured up to INR 25 Lakhs
  • Lifetime renewal
  •   Annual policy

Premium Personal Guard (Eligibility Criteria)

Premium Personal Guard
  • 18 to 65 Years

Individual

Bajaj Allianz Health Infinity

Bajaj Allianz Health Infinity

Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

  • Comprehensive Health Plan
  • Lifetime Renewability
  • Quick Claim Process

Bajaj Allianz Health Infinity (Pros)

Bajaj Allianz Health Infinity
  • Comprehensive coverage
  • Lifelong renewal
  • Easy and quick claim process

Bajaj Allianz Health Infinity (Cons)

Bajaj Allianz Health Infinity
  • OPD not covered
  • Infertility treatments not covered
  • Organ donor coverage not available

Bajaj Allianz Health Infinity (Other Benefits)

Bajaj Allianz Health Infinity
  • Pre- Hospitalization
  • 60 days Coverage for Day Care Procedures
  • Pre-existing disease covered after 36 months

Bajaj Allianz Health Infinity (Eligibility Criteria)

Bajaj Allianz Health Infinity
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Health Guard

Bajaj Allianz Health Guard

Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

  • About Health Guard Variants
  • Buying Process ’On a Go’
  • Quick Claim Settlement

Bajaj Allianz Health Guard (Pros)

Bajaj Allianz Health Guard
  • Lifelong entry age
  • SI upto 1 Crore
  • Variants available

Bajaj Allianz Health Guard (Cons)

Bajaj Allianz Health Guard
  • Domiciliary not covered
  • E-consultation not available
  • No second medical opinion

Bajaj Allianz Health Guard (Other Benefits)

Bajaj Allianz Health Guard
  • 3 variants available
  • Comprehensive coverage
  • Different family sizes covered

Bajaj Allianz Health Guard (Eligibility Criteria)

Bajaj Allianz Health Guard
  • 18 Years to Lifelong

Individual and Family Health Insurance

Bajaj Allianz Health Care Supreme

Bajaj Allianz Health Care Supreme

Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...

Unique Features

  • Cover 15 Critical Illnesses
  • Preventive Health Check-ups
  • Long Term Policy

Bajaj Allianz Health Care Supreme (Pros)

Bajaj Allianz Health Care Supreme
  • Cover 15 critical illnesses
  • Preventive health check-ups
  • Long-term policy

Bajaj Allianz Health Care Supreme (Cons)

Bajaj Allianz Health Care Supreme
  • Global coverage not available
  • Domiciliary hospitalisation not covered
  • No compassionate travel benefits

Bajaj Allianz Health Care Supreme (Other Benefits)

Bajaj Allianz Health Care Supreme
  • 100% of the sum insured will be restored
  • Maternity cover
  • Lifelong renewability 

Bajaj Allianz Health Care Supreme (Eligibility Criteria)

Bajaj Allianz Health Care Supreme
  • Entry Age: 18 Years to Lifetime
  • SI: Up to 50 L

Critical Illness Health Insurance

Bajaj Allianz Criti Care Plan

Bajaj Allianz Criti Care Plan

Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj Allianz Criti Care ...

Unique Features

  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj Allianz Criti Care Plan (Pros)

Bajaj Allianz Criti Care Plan
  • 43 critical illnesses cover
  • All-stage cancer cover
  • Physiotherapy care available

Bajaj Allianz Criti Care Plan (Cons)

Bajaj Allianz Criti Care Plan
  • Sexually transmitted diseases
  • War injuries
  • Self-Inflicted injuries

Bajaj Allianz Criti Care Plan (Other Benefits)

Bajaj Allianz Criti Care Plan
  • Cardiovascular care
  • Kidney care
  • Cancer care
  • Sensory organ care

Bajaj Allianz Criti Care Plan (Eligibility Criteria)

Bajaj Allianz Criti Care Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Critical Illness Health Insurance

Bajaj Allianz Women Specific Critical Illness Plan

Bajaj Allianz Women Specific Critical Illness Plan

Protection from critical illnesses when you need it the most! Bajaj Allianz women specific critical illness plan protects women against the serious th...

Unique Features

  • Critical illness coverage for women
  • Loss of job cover
  • Children education benefits

Bajaj Allianz Women Specific Critical Illness Plan (Pros)

Bajaj Allianz Women Specific Critical Illness Plan

Bajaj Allianz Women Specific Critical Illness Plan (Cons)

Bajaj Allianz Women Specific Critical Illness Plan

Bajaj Allianz Women Specific Critical Illness Plan (Other Benefits)

Bajaj Allianz Women Specific Critical Illness Plan

Bajaj Allianz Women Specific Critical Illness Plan (Eligibility Criteria)

Bajaj Allianz Women Specific Critical Illness Plan

Top Up and Super Top Up

Bajaj Allianz Extra Care Policy

Bajaj Allianz Extra Care Policy

Extra Care policy is an additional layer of protection that ensures adequate health coverage. Sometimes, it's not enough to have a health insurance po...

Unique Features

  • Pre & post-hospitalization cover
  • In-house claim settlement
  • Ambulance cover

Bajaj Allianz Extra Care Policy (Pros)

Bajaj Allianz Extra Care Policy
  • In-house claim settlement
  • Global expertise
  • Quick disbursement of claims

Bajaj Allianz Extra Care Policy (Cons)

Bajaj Allianz Extra Care Policy
  • War
  • Cost of spectacles
  • Rest and rehabliation

Bajaj Allianz Extra Care Policy (Other Benefits)

Bajaj Allianz Extra Care Policy
  • Uterine Artery Embolization and HIFU
  • Balloon Sinuplasty
  • Deep Brain stimulation
  • Oral chemotherapy

Bajaj Allianz Extra Care Policy (Eligibility Criteria)

Bajaj Allianz Extra Care Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 15 L

Critical Illness Health Insurance

Bajaj Allianz M-Care Plan

Bajaj Allianz M-Care Plan

Get additional protection against diseases carried by mosquitoes with the M-Care health policy. According to The New Indian Express report of May 2024...

Unique Features

  • Vector-borne diseases cover
  • Lifetime renewable options
  • Affordable premiums

Bajaj Allianz M-Care Plan (Pros)

Bajaj Allianz M-Care Plan
  • Dengue Fever
  • Malaria
  • Filariasis

Bajaj Allianz M-Care Plan (Cons)

Bajaj Allianz M-Care Plan
  • Only covers vector-borne diseases
  • Hospital admission for less than 24 hours
  • Diagnosis and treatment outside India

Bajaj Allianz M-Care Plan (Other Benefits)

Bajaj Allianz M-Care Plan
  • Covers the proposer/spouse/dependent children
  • Affordable premiums
  • Only 15 days waiting period

Bajaj Allianz M-Care Plan (Eligibility Criteria)

Bajaj Allianz M-Care Plan
  • Min entry age: Day 1
  • Max entry age: 65 Years
  • Initial Waiting Period: 15 Days
  • Sum Insured: Up to 75 K

Individual

Bajaj Allianz Global Health Care

Bajaj Allianz Global Health Care

Bajaj Allianz Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to...

Unique Features

  • International medical cover
  • Daily cash benefit
  • Mental health treatment

Bajaj Allianz Global Health Care (Pros)

Bajaj Allianz Global Health Care
  • Preventive health check-up
  • Pre and post-hospitalization cover
  • Compassionate visit
  • Mental health cover

Bajaj Allianz Global Health Care (Cons)

Bajaj Allianz Global Health Care
  • Obesity/ weight control
  • Change of gender treatments
  • COVID-19 not covered
  • Hazardous or adventure sports
  • Maternity not covered

Bajaj Allianz Global Health Care (Other Benefits)

Bajaj Allianz Global Health Care
  • Lifelong renewability
  • Organ donor cover
  • International coverage
  • Optional dental treatment cover
  • Air ambulance

Bajaj Allianz Global Health Care (Eligibility Criteria)

Bajaj Allianz Global Health Care
  • Entry Age - 3 months
  • Max Entry Age - 65 Years
  • SI - 37.5 L - 3.75 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Bajaj Allianz Critical Illness

Bajaj Allianz Critical Illness

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

  • Covers 10 critical illnesses
  • In-house claim settlement
  • Lifelong renewability

Bajaj Allianz Critical Illness (Pros)

Bajaj Allianz Critical Illness
  • Cover for 10 critical illnesses
  • Lifelong renewability
  • Affordable premium options

Bajaj Allianz Critical Illness (Cons)

Bajaj Allianz Critical Illness
  • No cover for childhood defects
  • No cover for HIV/AIDS
  • Survival period of 30 days

Bajaj Allianz Critical Illness (Other Benefits)

Bajaj Allianz Critical Illness
  • Long Term Policy Discount
  • Major Organ Transplantation
  • Hassle free In House claim process

Bajaj Allianz Critical Illness (Eligibility Criteria)

Bajaj Allianz Critical Illness
  • 18 to 65 Years

Individual and Family Health Insurance

Bajaj Allianz Health Ensure

Bajaj Allianz Health Ensure

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

  • Comprehensive Coverage
  • Cumulative Bonus
  • Life Long Renewal

Bajaj Allianz Health Ensure (Pros)

Bajaj Allianz Health Ensure
  • Comprehensive coverage
  • Cumulative bonus
  • Lifelong renewal

Bajaj Allianz Health Ensure (Cons)

Bajaj Allianz Health Ensure
  • Domiciliary not covered
  • No coverage for infertility
  • Sub-limits applicable

Bajaj Allianz Health Ensure (Other Benefits)

Bajaj Allianz Health Ensure
  • Individual and family plan
  • Flexible premium payment term
  • AYUSH cover

Bajaj Allianz Health Ensure (Eligibility Criteria)

Bajaj Allianz Health Ensure
  • 18 Years to no upper age limit

Individual and Family Health Insurance

Bajaj Allianz Tax Gain Policy

Bajaj Allianz Tax Gain Policy

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

  • OPD Cover
  • Senior Citizen Cover
  • 4 Plan Variants

Bajaj Allianz Tax Gain Policy (Pros)

Bajaj Allianz Tax Gain Policy
  • Multiple plan options available
  • OPD cover
  • Coverage for senior citizens

Bajaj Allianz Tax Gain Policy (Cons)

Bajaj Allianz Tax Gain Policy
  • ICU charges not covered
  • Pre-hospitalisation not covered
  • No coverage for post-hospitalisation

Bajaj Allianz Tax Gain Policy (Other Benefits)

Bajaj Allianz Tax Gain Policy
  • Choose from Plan A/B/C/D
  • OPD and hospitalization coverage available
  • Multiple discounts are available depending on policy term

Bajaj Allianz Tax Gain Policy (Eligibility Criteria)

Bajaj Allianz Tax Gain Policy
  • 18 to 75 Years

Individual and Family Health Insurance

Bajaj Allianz Star Package

Bajaj Allianz Star Package

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

  • Super Cumulative Bonus
  • Co-Pay Available
  • 8 Benefit Options

Bajaj Allianz Star Package (Pros)

Bajaj Allianz Star Package
  • Super cumulative bonus
  • Co-pay available
  • 8 benefit options

Bajaj Allianz Star Package (Cons)

Bajaj Allianz Star Package
  • Domiciliary hospitalisation not covered
  • OPD coverage not available
  • Weight management treatments not covered

Bajaj Allianz Star Package (Other Benefits)

Bajaj Allianz Star Package
  • Select from 8 plan options
  • Hospital Cash Daily Allowance
  • Up to INR 1 Crore SI 

Bajaj Allianz Star Package (Eligibility Criteria)

Bajaj Allianz Star Package
  • 18 to 65 Years

Individual and Family Health Insurance

My Health Care Plan

My Health Care Plan

Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

  • Avail Optional Cover
  • Maternity Cover
  • High SI

My Health Care Plan (Pros)

My Health Care Plan
  • High SI options
  • OPD cover
  • Cataract cover

My Health Care Plan (Cons)

My Health Care Plan
  • No cover for gender change treatments
  • No cover for obesity treatments
  • Infertility cover not available

My Health Care Plan (Other Benefits)

My Health Care Plan
  • Avail Optional Cover
  • Maternity Cover
  • High SI

My Health Care Plan (Eligibility Criteria)

My Health Care Plan
  • 18 to 65 Years

Accident Health Insurance

Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard

Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj Allianz Personal Guard (Pros)

Bajaj Allianz Personal Guard
  • Death Cover
  • EMI Payment Cover
  • Hospital Cash Benefit

Bajaj Allianz Personal Guard (Cons)

Bajaj Allianz Personal Guard
  • Intentional self-injury
  •  AIDS
  •  Miscarriage
  • and abortion

Bajaj Allianz Personal Guard (Other Benefits)

Bajaj Allianz Personal Guard
  • Accidental Hospitalization
  • Expenses Air Ambulance Cover
  • Loss of Income due to Disability from Accident

Bajaj Allianz Personal Guard (Eligibility Criteria)

Bajaj Allianz Personal Guard
  • 18 to 70 Years

Health Insurance Premium Calculator

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Bajaj Allianz Health Ensure: FAQs

1. What is thе minimum еntry agе for thе Bajaj Allianz Health Ensure Policy?

Thе minimum еntry agе is 18 yеars, and for dependent childrеn or grandchildren, it is as young as 3 months.

2. Who is еligiblе for thе Bajaj Allianz Health Ensure Policy?

This policy is availablе for Indian nationals rеsiding in India and can also bе optеd for by NRIs, providеd thеy pay prеmiums in Indian currеncy through an Indian bank account.

3. Is thеrе a waiting pеriod for prе-еxisting conditions covеragе?

Yеs, prе-existing disеasеs arе covеrеd aftеr 24 months of continuous covеragе havе passеd sincе thе datе of inception of thе first Hеalth Ensurе Policy.

4. Is thеrе a no claim bonus availablе with this plan?

Yеs, you can accumulatе a 5% no claim bonus for еach claim-frее yеar, which increases your covеragе ovеr timе.

5. Arе dеntal trеatmеnts covеrеd undеr this policy?

Dental treatments likе cosmetic surgery and dentures arе not covеrеd unlеss thеy rеsult from an accidеntal injury to natural tееth rеquiring hospitalization.

Explore Bajaj Allianz Health Insurance

Bajaj Allianz Maternity Cover

Bajaj Allianz Maternity Cover

Customer Service of Bajaj Allianz

Customer Service of Bajaj Allianz

Bajaj Allianz Claim Process

Bajaj Allianz Claim Process

Bajaj Allianz Insurance Cancellation

Bajaj Allianz Insurance Cancellation

Bajaj Allianz Renewal

Bajaj Allianz Renewal

Bajaj Allianz Health Policy Download

Bajaj Allianz Health Policy Download

Bajaj Allianz Claim Settlement Ratio

Bajaj Allianz Claim Settlement Ratio

Bajaj Allianz Health Insurance for Senior Citizens

Bajaj Allianz Health Insurance for Senior Citizens

Bajaj Plans for Family

Bajaj Plans for Family

BAJAJ Allianz Health Insurance Premium Calculator

BAJAJ Allianz Health Insurance Premium Calculator

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Daina Mathew

Written By: Daina Mathew

Daina is a content writer with a profound grasp of Insurance, Stocks, and Business domains. Her extensive 3-year experience in the insurance industry equips her with a nuanced understanding of its intricacies. Her skills extend to crafting blogs, articles, social media copies, video scripts, and website content. Her ability to simplify complex insurance concepts into reader-friendly content makes her an expert in the domain.

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