Hdfc ergo koti suraksha offers emergency worldwide coverage and overseas treatment as optional coverage under section A of the health insurance plan. Emergency worldwide coverage pays medical expenses on medically necessary hospitalization
of an insured person outside India due to a life-threatening situation where such treatment cannot be postponed until the Insured has returned to India. Whereas, Overseas treatment pays for medical Expenses incurred outside India
for the treatment of Major Illnesses like Cancer, Kidney failure, Major organ/bone marrow transplants, and more.