HDFC ERGO Health Insurance is a joint venture between HDFC Ltd and ERGO International AG, the primary insurance entity of the Munich Re Group of Germany. It has a network of more than 200 branches in more than 170 cities PAN India. The company is also committed to delivering customized insurance solutions for the Property, Marine, and Liability insurance requirements of its corporate customers.
HDFC ERGO Health Insurance Renewal is an easy process through which the insured can pay the pending premium of its health insurance for the next policy term before the policy expires.
Let's discuss the HDFC ERGO renewal in detail.
HDFC ERGO policy renewal offers you the following benefits:
Sometimes you forget to pay your HDFC ERGO health insurance premium on time. In such cases, the following situations can arise:
HDFC ERGO Health Insurance offers a 30 day grace period to pay the pending health insurance premium with easy payment methods so that you do not lose your health insurance coverage benefits or policy lapsing.
As per IRDAI, it is mandatory for every health insurance company to offer a grace period of 15 or 30 days to its customers.
Insured should renew their HDFC ERGO Health policy before its expiry date. The policy can be renewed in a number of ways such as, through the official website of HDFC ERGO Health Insurance or at a HDFC ERGO Health Insurance branch near you.
Below mentioned are the steps to renew your HDFC Ergo Health Insurance Policy through their official website:
For any further queries, you can call on 022-6234-6234| 0120-6234-6234.
Renewal of HDFC ERGO Health Insurance is simple. Some significant things to keep in mind when renewing your policy are as follows:
Always remember to renew your health insurance policy on time or within the grace period to continuously avail the health insurance policy benefits. You will be financially secure if you pay your premiums on time, and insurers will allow you a grace period if you miss the premium due date. However, if you miss the grace period as well, the policy will lapse and it can be troublesome in case of a medical emergency.
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