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HDFC ERGO Health Insurance is a joint venture between HDFC Ltd and ERGO International AG, the primary insurance entity of the Munich Re Group of Germany. It has a network of more than 200 branches in more than 170 cities in PAN India. The company is also committed to delivering customized insurance solutions for the Property, Marine, and Liability insurance requirements of its corporate customers.
HDFC ERGO Health Insurance Renewal is an easy process through which the insured can pay the pending premium of its health insurance for the next policy term before the policy expires.
Let’s discuss the HDFC ERGO renewal in detail.
HDFC ERGO policy renewal offers you the following benefits:
Sometimes you forget to pay your HDFC ERGO health insurance premium on time. In such cases, the following situations can arise:
HDFC ERGO Health Insurance offers a 30 day grace period to pay the pending health insurance premium with easy payment methods so that you do not lose your health insurance coverage benefits or policy lapse.
As per IRDAI, it is mandatory for every health insurance company to offer a grace period of 15 or 30 days to its customers.
Insured should renew their HDFC ERGO Health policy before its expiry date. The policy can be renewed in several ways such as, through the official website of HDFC ERGO Health Insurance or at a HDFC ERGO Health Insurance branch near you.
Below are the steps to renew your HDFC Ergo Health Insurance Policy through their official website:
For any further queries, you can call on 022-6234-6234 or 0120-6234-6234.
Renewal of HDFC ERGO Health Insurance is simple. Some significant things to keep in mind when renewing your policy are as follows:
Always remember to renew your health insurance policy on time or within the grace period to continuously avail the health insurance policy benefits. You will be financially secure if you pay your premiums on time, and insurers will allow you a grace period if you miss the premium due date. However, if you miss the grace period as well, the policy will lapse and it can be troublesome in case of a medical emergency.
HDFC ERGO Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, HDFC ERGO Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family, HDFC ERGO Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to HDFC ERGO Health Insurance plans explore more:
Women Health Insurance
HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. T...
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Individual and Family Health Insurance
The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...
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Individual and Family Health Insurance
Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...
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Individual and Family Health Insurance
HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...
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Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...
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Critical Illness Health Insurance
iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...
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Individual and Family Health Insurance
HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...
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Individual
HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...
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Individual and Family Health Insurance
HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...
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Top Up and Super Top Up
HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...
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Individual and Family Health Insurance
HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...
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Individual and Family Health Insurance
HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...
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Renewing your health policy is necessary to receive an uninterrupted healthcare service from your insurer.
No. You have to renew your health insurance policy manually, either online from the company’s official website or offline at the nearest branch of the same.
You can renew your HDFC ERGO health insurance policy as per the policy’s term, say if your policy tenure is 1 year, you have to renew the same annually.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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February 5, 2023
Asia/Kolkata
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