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HDFC Ergo Senior Citizen Health Insurance is a unique health insurance designed for individuals over 60 years of age enabling them to live a happy stress-free post-retirement life. HDFC Ergo Senior Citizen Health Insurance is capable of safeguarding individuals post-retirement during any medical emergency. Senior citizens face multiple health problems with their increasing age that are usually expensive to treat and can lead to financial disruption.
HDFC Ergo Senior Citizen Health Insurance is a good choice for individuals entering the second innings of their life post-retirement. Health Insurance for senior citizens is an essential investment. HDFC Senior Citizen Health Insurance provides coverage against pre-existing diseases, hospitalization expenses, critical illness, and even COVID-19. HDFC Ergo Senior Citizen Health Insurance has a widespread network hospital of 13,000+ across India which ensures that you get the best possible medical care.
HDFC Ergo Senior Citizen Health Insurance is a good investment to safeguard your hard-earned savings accumulated over the years. Health Insurance plans for senior citizens are specially designed to prevent your savings from draining in case of any medical necessity.
Inclusions of HDFC Ergo Senior Citizen Health Insurance consist of:
Pre and post-hospitalization expenses
Annual Health Check-up
Daycare Treatments
COVID-19 treatment
Ambulance cover
AYUSH coverage
Domiciliary Hospitalisation
Exclusions of HDFC Ergo Senior Citizen Health Insurance include:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Adventure Sports Injuries
Cosmetic or obesity-related surgeries
HDFC ERGO Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, HDFC ERGO Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
HDFC Ergo Health Insurance Plan Detailed Review
To cater to the different medical needs of an individual & their family, HDFC ERGO Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to HDFC ERGO Health Insurance plans explore more:
Women Health Insurance
HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. T...
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Individual and Family Health Insurance
The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...
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Individual and Family Health Insurance
Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...
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Individual and Family Health Insurance
HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...
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Individual
Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...
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Critical Illness Health Insurance
iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...
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Individual and Family Health Insurance
HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...
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Individual
HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...
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Individual and Family Health Insurance
HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...
Unique Features
Top Up and Super Top Up
HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...
Unique Features
Individual and Family Health Insurance
HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...
Unique Features
Individual and Family Health Insurance
HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...
Unique Features
Yes, HDFC Senior Citizen plans offers home healthcare options for the insured life on the recommendation of your doctor.
HDFC Ergo Senior Citizen Health Insurance offers a feature known as the multiplier benefit that allows policyholders to avail of enhanced sum insured i.e the sum insured grows by 50% in the next policy year if there is no claim in the first year.
Yes, organ donor expenses are covered under HDFC Senior Citizen Plans.
Yes, policyholders can avail a 5% discount in case they purchase HDFC Senior Citizen Plan online.
Yes, policyholders can choose to pay premiums in monthly, quarterly, half-yearly or yearly instalments.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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February 5, 2023
Asia/Kolkata
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