HDFC Ergo Senior Citizen Health Insurance is a unique health insurance designed for individuals over 60 years of age enabling them to live a happy stress-free post-retirement life. HDFC Ergo Senior Citizen Health Insurance is capable of safeguarding individuals post-retirement during any medical emergency. Senior citizens face multiple health problems with their increasing age that are usually expensive to treat and can lead to financial disruption.
HDFC Ergo Senior Citizen Health Insurance is a good choice for individuals entering the second-innings of their life post-retirement. Health Insurance for senior citizens is an essential investment. HDFC Senior Citizen Health Insurance provides coverage against pre-existing diseases, hospitalization expenses, critical illness, and even COVID-19. HDFC Ergo Senior Citizen Health Insurance has a widespread hospital network of 13,000+ across India which ensures that you get the best possible medical care.
HDFC Senior Citizen Health Insurance Eligibility Criteria
Minimum: 18 Years
Lifelong, no bar
Individual / Family Floater
1 / 2 / 3 year
3 L | 5 L | 7 L | 10 L | 15 L | 20 L | 25 L | 50 L | 75 L
Initial Waiting Period*
Key Benefits of HDFC Senior Citizen Health Insurance
HDFC Ergo Senior Citizen Health Insurance is a good investment to safeguard your hard-earned savings accumulated over the years. Health Insurance plans for senior citizens are specially designed to prevent your savings from draining in case of any medical necessity.
Cover Hospitalization Expenses : HDFC Ergo Senior Citizen Plan offers policyholders coverage against rising hospitalization costs. The plan covers all hospitalization expenses namely, ICU charges, nursing fees, and more.
Enhanced Sum Insured : HDFC Ergo Senior Citizen Health Insurance offers a feature known as the multiplier benefit that allows policyholders to avail of the enhanced sum insured i.e the sum insured grows by 50% in the next policy year if there is no claim in the first year.
Free Health Check-up : When a policyholder renews their HDFC Ergo Senior Citizen Health Insurance policy they can avail of a free health check-up within 60 days of renewing their policy.
Lifelong Renewability Benefit : Policyholders can opt for lifelong renewability option and make their HDFC Ergo Senior Citizen Health Insurance valid with break free renewals.
Avail recharged sum insured : HDFC Ergo Senior Citizen Health Insurance offers policyholders with the option of recharging the sum insured up to the base cover in case the existing health cover gets exhausted.
1. Will policyholders get any home healthcare if needed under HDFC Ergo Senior Citizen Health Insurance?
Yes, HDFC Senior Citizen plans offers home healthcare options for the insured life on the recommendation of your doctor.
2. What is multiplier benefit under HDFC Ergo Senior Citizen Health Insurance Plans?
HDFC Ergo Senior Citizen Health Insurance offers a feature known as the multiplier benefit that allows policyholders to avail enhanced sum insured i.e the sum insured grows by 50% in the next policy year if there is no claim in the first year.
3. Are organ donor expenses covered under HDFC Ergo Senior Citizen Health Insurance Plans?
Yes, organ donor expenses are covered under HDFC Senior Citizen Plans.
4. Are there any discounts offered if policyholders purchase HDFC Ergo Senior Citizen Health Insurance Online?
Yes, policyholders can avail a 5% discount in case they purchase HDFC Senior Citizen Plan online.
5. Do policyholders have the option to purchase HDFC Senior Citizen Health Insurance if they choose to pay for premiums in installments?
Yes, policyholders can choose to pay premiums in monthly, quarterly, half-yearly or yearly installments.
What Our Customers Have to Say
January 12, 2023
Dnt buy any policy from Star health They are big fraud my father is admitted in hospital crucial stage they reject our claims without reason i will filled case against company in consumer court...
December 9, 2022
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December 9, 2022
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December 9, 2022
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November 30, 2022
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The process was very smooth.
November 8, 2022
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September 27, 2022
I want to thanks Atul Bhardwaj he suggested me good policy and provide me good comparison which help me to choose best plan...........
September 14, 2022
Very Good Organization, Very Decent Staff. Sales team is very good, they are following clients in proper manner