Network hospitals
13000+
Claim settlement ratio
98.49%
Sum insured
2 CR
No. of Plans
7
Solvency Ratio
1.68
Pan India Presence
200+
Network hospitals
13000+
Claim settlement ratio
98.49%
Sum insured
2 CR
No. of Plans
7
Solvency Ratio
1.68
Pan India Presence
200+
Health Insurance Plans are an essential part of caretaking for parents when they grow old. HDFC Ergo health insurance for parents is a comprehensive group of health insurance plans that comprises all things that are necessary in order to reduce financial stress during medical emergencies. HDFC ERGO Health Insurance for parents offer a wide range of coverage options that include cashless treatment and hospitalization at 13,000+ hospitals, daycare treatments, no room rent restriction, AYUSH cover, in-patient hospitalization, pre and post-hospitalization, etc.
HDFC Ergo health insurance for parents offers coverage against medical conditions because of old age. Health Insurance plans designed for parents provide a high sum insured and encompass beneficial features such as annual health check-ups, cashless treatment, and more, allowing them to live a stress-free life by creating a safety net for medical expenses. HDFC ERGO health insurance for parents are a vast category which keep you and your parents free of any worries.
5 Best Health Insurance for Parents in India
HDFC Ergo Health Insurance Plan Detailed Review
HDFC Ergo health insurance for parents consists of multiple features and benefits
Comprehensive
Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.
Unique Features
Flexible
Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.
Unique Features
Top-Up
Avail of extra cover to meet medical expenses without any limitations by purchasing this deductible-based top-up plan.
Unique Features
Comprehensive
Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.
Unique Features
Children : 91 days to 25 years
Adult : 18 years
Maximum: Age no bar
3 L | 4 L | 5 L | 6 L | 7 L | 8 L | 9 L 10 L | 15 L | 20 L | 25 L | 30 L | 40 L | 50 L | 75 L | 1 Cr | 2 Cr
Individual/Family Floater
1/2/3 Years
30 Days*
The various inclusions of HDFC Ergo Health Insurance for Parents are listed below:
Hospitalization expenses
Mental Health Care
Pre and Post Hospitalization
Day care treatments
Home healthcare
Organ donor expense
AYUSH treatments
Multiplier benefit
The various exclusions of HDFC Ergo Health Insurance for Parents are listed below:
Sexually transmitted disease or HIV/ AIDS
Influence of intoxicating liquor or drugs
Suicide or attempted suicide, intentional self-injury
Congenital external diseases, defects, or anomalies
Injuries/accidents caused while being involved in any unlawful activity
Hdfc Ergo Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Comprehensive
Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.
Unique Features
Comprehensive
Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.
Unique Features
Flexible
Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.
Unique Features
Comprehensive
An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.
Unique Features
Disease-specific plan
Designed especially for people with pre-existing diabetes or hypertension. Get coverage for diabetes and hypertension from Day 1 without any waiting period.
Unique Features
Disease-specific plan
Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.
Unique Features
Critical Illness
An ideal health plan for people with a pre-existing critical illness or a family history of critical illnesses. Get comprehensive coverage for 15 critical illnesses.
Unique Features
Bonus-oriented health plan
A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*
Unique Features
Top-Up
Avail of extra cover to meet medical expenses without any limitations by purchasing this deductible-based top-up plan.
Unique Features
Women-oriented health
Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
HDFC Ergo health insurance for parents offers a vast range of benefits and features that help cover your parents in the event of any medical emergency. There is extensive coverage offered with features like
There are various plans available under HDFC Ergo health insurance for parents and the eligibility criteria varies. For some plans the entry age for children starts from 91days and the maximum entry age is 25 years while for some plans it is just 18 years. Whereas, for adults the minimum entry age is 18 years and maximum entry age is 65 years but for some plans there is no fixed upper age limit to invest in a plan.
It is an absolute necessity to invest in a good health insurance plans for parents not only is it a moral duty but also a practical need. With rising costs of medical treatments and increasing age of your parents it is best to secure HDFC Ergo health insurance for parents as it will act as a safety net in the face of any medical emergency.
Yes, HDFC Ergo health insurancce for parents are eligible for tax benefits under section 80D all the premiums paid towards the health insurance plan for parents are eligible for tax deduction.
There are several reasons listed below which indicate towards why HDFC Ergo Health Insurance for parents is a good option
Aniruddh Singh
Chandigarh
May 1, 2023
I am satisfied with the customer service provided to me when I had a small query regarding my HDFC health insurance policy. Thank you to the customer support team of PolicyX
Subhro Jha
Hyderabad
September 14, 2022
It was great experiance with Policyx.com about the claims as i got rejection my claim from HDFC Ergo but after getting support of policyx.com i got my claim and the complete amount is given by...
Vedika Verma
Delhi
May 25, 2022
With several health plans, HDFC ERGO offers looks after the healthcare need of every individual. I am glad that I chose to buy health insurance from HDFC ERGO
Vedantu Singhania
Coimbatore
August 5, 2021
Thanks to HDFC ERGO Health Insurance company for ensuring that all the healthcare needs of your customers are looked after. I am glad that I got in touch with PolicyX.com who helped me at every...
Usha Dodiya
Indore
May 20, 2021
Policyx.com give very good insurance policy I will recommend to everyone and manager support is very gool
harish kumar
Delhi
March 16, 2021
thanks to Policyx and HDFC to provide good service at the time of claims he help me two times and provide 100% cashless benefit
ambika chauhan
Chennai
March 4, 2021
i am happy that i recieved my claim today. got good support. after first rejection i was scared, but i got it due to the sipport of policyx
Ashu Goyal
Ludhiana
March 4, 2021
I have taken the policy of HDFC ergo by Policy X.Com , Claim settlement Tat is very Good . Policy X.com team is helpful about claim settlement without any issue.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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