Affordable Premiums
Multiplier Benefits
Tax Benefits
12000+
Network hospitals
98.59%
Claim settlement ratio
Up to 2 Cr
Sum insured
1
No. of Plans
1.7
Solvency Ratio
200+
Pan India Presence
PolicyX is one of India's leading digital insurance platform
PolicyX Exclusive Benefits
Buy Policy in just 2 mins
With expert guidance from advisors
2 lakh + Happy Customers
Real-time reviews on Google
Free Comparison
Find the best policy for you
Health and Term Insurance
Simran has over 4 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Health Insurance
Raj Kumar has more than a decade of experience in driving product knowledge and sales in the health insurance sector. His data-focused approach towards business planning, manpower management, and strategic decision-making has elevated insurance awareness within and beyond our organisation.
Updated on Jul 07, 2025 4 min read
Health Insurance Plans are an essential part of caretaking for parents when they grow old. HDFC ERGO health insurance for parents is a comprehensive group of health insurance plans that comprises all the things that are necessary to reduce financial stress during medical emergencies. HDFC ERGO Health Insurance for parents offer a wide range of coverage options that include cashless treatment and hospitalization at 13,000+ Network hospitals, daycare treatments, no room rent restriction, AYUSH cover, in-patient hospitalization, pre and post-hospitalization, etc.
HDFC ERGO health insurance for parents offers coverage against medical conditions because of old age. Health Insurance plans designed for parents provide a high sum insured and encompass beneficial features such as annual health check-ups, cashless treatment, and more, allowing them to live a stress-free life by creating a safety net for medical expenses. HDFC ERGO health insurance for parents is a vast category which keeps you and your parents free of any worries.
HDFC Ergo health insurance for parents consists of multiple features and benefits
The various inclusions of HDFC Ergo Health Insurance for Parents are listed below:
Hospitalization expenses
Mental Health Care
Pre and Post Hospitalization
Day care treatments
Home healthcare
Organ donor expense
AYUSH treatments
Multiplier benefit
The various exclusions of HDFC Ergo Health Insurance for Parents are listed below:
Sexually transmitted disease or HIV/ AIDS
Influence of intoxicating liquor or drugs
Suicide or attempted suicide, intentional self-injury
Congenital external diseases, defects, or anomalies
Injuries/accidents caused while being involved in any unlawful activity
HDFC ERGO Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, HDFC ERGO Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
5 Best Health Insurance for Parents in India
HDFC Ergo Health Insurance Plan Detailed Review
To cater to the different medical needs of an individual & their family, HDFC ERGO Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to HDFC ERGO Health Insurance plans explore more:
Individual and Family Health Insurance
HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...
Unique Features
Individual and Family Health Insurance
HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...
Unique Features
Top Up and Super Top Up
HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...
Unique Features
Individual and Family Health Insurance
HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...
Unique Features
Individual
HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...
Unique Features
Individual and Family Health Insurance
HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...
Unique Features
Critical Illness Health Insurance
iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...
Unique Features
Individual
Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...
Unique Features
Individual and Family Health Insurance
HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...
Unique Features
Individual and Family Health Insurance
Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...
Unique Features
Individual and Family Health Insurance
The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...
Unique Features
Women Health Insurance
HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. T...
Unique Features
HDFC ERGO health insurance for parents offers a vast range of benefits and features that help cover your parents in the event of any medical emergency. There is extensive coverage offered with features like Hospitalization expenses Mental Health Care Pre and Post Hospitalization Day care treatments Home healthcare Organ donor expense AYUSH treatments Multiplier benefit
There are various plans available under HDFC Ergo health insurance for parents and the eligibility criteria varies. For some plans the entry age for children starts from 91days and the maximum entry age is 25 years while for some plans it is just 18 years. Whereas, for adults the minimum entry age is 18 years and maximum entry age is 65 years but for some plans there is no fixed upper age limit to invest in a plan.
It is an absolute necessity to invest in a good health insurance plans for parents not only is it a moral duty but also a practical need. With rising costs of medical treatments and increasing age of your parents it is best to secure HDFC Ergo health insurance for parents as it will act as a safety net in the face of any medical emergency.
Yes, HDFC Ergo health insurancce for parents are eligible for tax benefits under section 80D all the premiums paid towards the health insurance plan for parents are eligible for tax deduction.
There are several reasons listed below which indicate towards why HDFC Ergo Health Insurance for parents is a good option Insuranceholders can avail 5% online discount on purchasing any health plan online HDFC Ergo has a robust network of 13,000 plus network hospitals HDFC Ergo Health Insurance for Parents offers lifelong renewability The insurance provider offers cashless claim service Tax savings under Section 80D of the Income Tax Act
See More Health Insurance Articles
See More Health Insurance Articles
4.4
Rated by 2635 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
Simran has over 4 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
You May Also Know About
Our experts will provide you with guidance and address all your concerns within 30 minutes.
Note: Choose your desired date and time slot and our expert will get in touch with you shortly.
In case you have not found your desired slot, you can visit at website and use the Request Call Back option.
You are just one step away from getting insurance.
Policyx offers a completely spam-free experience. We will never contact you unless you request us to do so.
Your call has been scheduled with Policyx for health insurance.
Talk to an advisor
February 5, 2023
Asia/Kolkata
Do you have any thoughts you’d like to share?