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Health Insurance Plans are an essential part of caretaking for parents when they grow old. HDFC ERGO health insurance for parents is a comprehensive group of health insurance plans that comprises all the things that are necessary to reduce financial stress during medical emergencies. HDFC ERGO Health Insurance for parents offer a wide range of coverage options that include cashless treatment and hospitalization at 13,000+ Network hospitals, daycare treatments, no room rent restriction, AYUSH cover, in-patient hospitalization, pre and post-hospitalization, etc.
HDFC ERGO health insurance for parents offers coverage against medical conditions because of old age. Health Insurance plans designed for parents provide a high sum insured and encompass beneficial features such as annual health check-ups, cashless treatment, and more, allowing them to live a stress-free life by creating a safety net for medical expenses. HDFC ERGO health insurance for parents is a vast category which keeps you and your parents free of any worries.
HDFC Ergo health insurance for parents consists of multiple features and benefits
The various inclusions of HDFC Ergo Health Insurance for Parents are listed below:
Hospitalization expenses
Mental Health Care
Pre and Post Hospitalization
Day care treatments
Home healthcare
Organ donor expense
AYUSH treatments
Multiplier benefit
The various exclusions of HDFC Ergo Health Insurance for Parents are listed below:
Sexually transmitted disease or HIV/ AIDS
Influence of intoxicating liquor or drugs
Suicide or attempted suicide, intentional self-injury
Congenital external diseases, defects, or anomalies
Injuries/accidents caused while being involved in any unlawful activity
HDFC ERGO Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, HDFC ERGO Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
5 Best Health Insurance for Parents in India
HDFC Ergo Health Insurance Plan Detailed Review
To cater to the different medical needs of an individual & their family, HDFC ERGO Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to HDFC ERGO Health Insurance plans explore more:
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Individual and Family Health Insurance
The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...
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Individual and Family Health Insurance
Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...
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Individual and Family Health Insurance
HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...
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Individual
Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...
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Critical Illness Health Insurance
iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...
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Individual and Family Health Insurance
HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...
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Individual
HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...
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Individual and Family Health Insurance
HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...
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Top Up and Super Top Up
HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...
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Individual and Family Health Insurance
HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...
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Individual and Family Health Insurance
HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...
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HDFC ERGO health insurance for parents offers a vast range of benefits and features that help cover your parents in the event of any medical emergency. There is extensive coverage offered with features like Hospitalization expenses Mental Health Care Pre and Post Hospitalization Day care treatments Home healthcare Organ donor expense AYUSH treatments Multiplier benefit
There are various plans available under HDFC Ergo health insurance for parents and the eligibility criteria varies. For some plans the entry age for children starts from 91days and the maximum entry age is 25 years while for some plans it is just 18 years. Whereas, for adults the minimum entry age is 18 years and maximum entry age is 65 years but for some plans there is no fixed upper age limit to invest in a plan.
It is an absolute necessity to invest in a good health insurance plans for parents not only is it a moral duty but also a practical need. With rising costs of medical treatments and increasing age of your parents it is best to secure HDFC Ergo health insurance for parents as it will act as a safety net in the face of any medical emergency.
Yes, HDFC Ergo health insurancce for parents are eligible for tax benefits under section 80D all the premiums paid towards the health insurance plan for parents are eligible for tax deduction.
There are several reasons listed below which indicate towards why HDFC Ergo Health Insurance for parents is a good option Insuranceholders can avail 5% online discount on purchasing any health plan online HDFC Ergo has a robust network of 13,000 plus network hospitals HDFC Ergo Health Insurance for Parents offers lifelong renewability The insurance provider offers cashless claim service Tax savings under Section 80D of the Income Tax Act
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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February 5, 2023
Asia/Kolkata
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