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Updated on Jul 08, 2025 4 min read

HDFC ERGO iCan Cancer Insurance Plan

iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatment of cancer. In addition to the standard coverage provided by the plan, the plan offers additional coverage for costs related to cancer treatment.

In addition to the standard coverage provided by the plan, an advanced plan is also an option. The Advanced Plan offers the insured additional coverage for costs related to cancer treatment. When an insured person is initially given a cancer diagnosis within the term of the policy, the plan additionally provides for a medical second opinion.

Relations Covered: Self, Spouse, dependent children, dependent parents and dependent parents-in-law.

There are two variants of the iCan Cancer Insurance Plan:

iCan Essential
iCan Enhance

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HDFC ERGO iCan Cancer Insurance Plan Specifications

To understand HDFC ERGO iCan Cancer Insurance Plan Insurance in detail, take a look at the below table:

Entry Age

5 years to 65 years

Policy Type

Critical Illness Health Insurance

Sum Insured

5 L | 10 L | 15 L | 20 L | 25 L | 50 L

Initial Waiting Period*

120 Days

Renewability

N/A

Policy Term

1 year

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

iCan Cancer Plan Benefits

iCan Cancer Health Insurance plan offers several benefits to its customers. From criticare benefits to lifelong coverage, iCan Cancer has got everything covered.

Lifelong Coverage
There are high chances of recurrence of cancer in the first five years after the treatment. The plan does not stop giving coverage to its insured for a lifetime irrespective of medical state and age. This is more beneficial in the case of cancer insurance for women because, with the increase in age, the probability of the occurrence of cancer increases in females. Cases of breast cancer, ovarian cancer, etc have been found in females as their age increases.
CritiCare Benefit
In case the insured is diagnosed with cancer then s/he gets a 60% lump sum payout of the sum insured. This is also applicable to cancer insurance for women. This means if the insured sum chosen is Rs. 20 lakhs then, in this case, the insured gets Rs. 12 lakhs as a lump sum and still the insured can use the base 20 lakhs, to meet the treatment expenses.
FamilyCare Benefit
On diagnosis of stage IV cancer or recurrence of cancer, a 100% lump sum payment of the sum insured is provided to the policyholder. So, in case the insured has a cover of Rs. 20 lakhs, s/he will get a lump sum amount of 20 lakhs, and still, the policyholder is eligible to have the base 20 lakhs to cover the treatment expenses.
My Care Benefit
Standard Plan The plan covers expenses for hospitalization (Daycare and Inpatient) and outpatient treatment taken for cancer. A list of conventional treatment that gets coverage is: Chemotherapy Radiotherapy Organ transplantation, as part of cancer transplantation Surgeries for excision of cancerous tissue or removal of organs/ tissue (Onco-surgery) All the pre-hospitalization medical expenses incurred within 30 days before the hospitalization date get coverage. Under post-hospitalization expenses, all the costing for treatment after the discharge from the hospitals gets the coverage. There is an ambulance coverage of Rs. 2000 per hospitalization in the case of an emergency. The follow-up care post gets coverage of Rs. 3000 twice a year. Advanced Plan Other than the base cover following are mentioned things that get coverage
Second Opinion
iCan cancer insurance provides coverage for a second opinion from a specialist in certain cases depending upon the criticality of the cancer phase for women and individual/ family floaters.

HDFC ERGO Health Insurance Network Hospital List

HDFC ERGO Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, HDFC ERGO Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

HDFC ERGO iCan Cancer Insurance Sample Premiums

For a better understanding, below are the sample premium illustrations of the iCan Cancer plan. The premium is calculated for a 30 year old, non-smoker male in the Essential & Enhanced variants

iCan Essential

Sum Insured (in Rs.)	5 Lakhs	10 Lakhs	20 Lakhs	50 Lakhs
Premium Payable (in Rs.)	1016	1062	1246	2093

iCan Enhance

Sum Insured (in Rs.)	5 Lakhs	10 Lakhs	20 Lakhs	50 Lakhs
Premium Payable (in Rs.)	1155	1328	1742	3395

iCan Cancer Plan Exclusions

Permanent Exclusions

Non-allopathic treatment

Any treatment other than cancer

Congenital external diseases, defects, and anomalies

Pre-existing condition for cancer for which the insured has existing signs & symptoms, and/or was diagnosed, and/or received consultation, investigation, treatment, or admission anytime before the date on which policy was issued.

Prosthetic and other devices which are self-detachable, and removable without surgery involving anesthesia.

AIDs and other infections with HIV including but not limited to conditions related to or arising out of HIV/AIDs such as ARC, Lymphomas in the brain, Kaposi's sarcoma, and tuberculosis.

Treatment is availed outside India or at a healthcare facility that is not a hospital.

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain period. Read the details below:

Pre-existing diseases after 48 Months

Explore other HDFC ERGO Health Insurance

To cater to the different medical needs of an individual & their family, HDFC ERGO Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to HDFC ERGO Health Insurance plans explore more:

Individual and Family Health Insurance

HDFC ERGO Optima Restore Plan

HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...

Unique Features

Recovery benefit
SI restoration
Waiting period reduction

HDFC ERGO Optima Restore Plan (Pros)

Restore benefit
2X Multiplier benefit
Renewal discounts

HDFC ERGO Optima Restore Plan (Cons)

AYUSH not covered
OPD cover unavailable
Global health cover

HDFC ERGO Optima Restore Plan (Other Benefits)

Recovery benefits
Organ donor cover
In-patient and out-patient hospitalization

HDFC ERGO Optima Restore Plan (Eligibility Criteria)

Entry Age: 18 - 65 Years
Sum Insured: 3 | 5 | 10 | 15 | 20 | 25 | 50L
Initial Waiting Period: 30 Days

Individual and Family Health Insurance

HDFC ERGO Koti Suraksha Plan

HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...

Unique Features

High sum insured
Health and wellness plan
Emergency worldwide coverage

HDFC ERGO Koti Suraksha Plan (Pros)

Air ambulance
OPD cover
Domiciliary hospitalization
Emergency global coverage

HDFC ERGO Koti Suraksha Plan (Cons)

Vaccination not covered
Modern treatment unavailable
Maternity & newborn baby care unavailable

HDFC ERGO Koti Suraksha Plan (Other Benefits)

In-patient hospitalization
Daycare procedures
Health check-up cover

HDFC ERGO Koti Suraksha Plan (Eligibility Criteria)

Entry age: 18 to 65 years
Sum insured: 50 Lakhs & 1 Crore
Waiting period: 30 days
Policy term: 1/2/3 years

Top Up and Super Top Up

My Health Medisure Super Top Up

HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...

Unique Features

Plan Specifications
Key Features & Benefits
Quick Buying And Claim Process

My Health Medisure Super Top Up (Pros)

Day care procedures
High sum insured
6 Hours response guarantee

My Health Medisure Super Top Up (Cons)

Adventure sport injuries
Self-inflicted injuries
War

My Health Medisure Super Top Up (Other Benefits)

Deductibles offered
Covers family members
Versatile plan

My Health Medisure Super Top Up (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 20 L

Individual and Family Health Insurance

HDFC ERGO Health Wallet Family Floater

HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...

Unique Features

Worldwide Emergency Care
Avail 6% interest on un-used SI
Cashless Homecare treatment

HDFC ERGO Health Wallet Family Floater (Pros)

Inpatient and outpatient cover
OPD cover
Domiciliary hospitalization

HDFC ERGO Health Wallet Family Floater (Cons)

Air ambulance
E-consultations
Health check-up
Modern treatment cover

HDFC ERGO Health Wallet Family Floater (Other Benefits)

Global coverage
Daycare procedures
Health check-up
Vaccination charges

HDFC ERGO Health Wallet Family Floater (Eligibility Criteria)

Entry age: 18 to 65 years
Initial waiting period: 30 days
Sum insured: 3 to 50 Lakhs
Policy term: 1/2/3 years

Individual

HDFC ERGO Energy Diabetes Plan

HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...

Unique Features

Personalized health coach option
Get rewards to reduce your premiums
Diabetes-Hypertension without waiting period

HDFC ERGO Energy Diabetes Plan (Pros)

Personal health coach
Rewards for premium discount
Diabetes and Hypertesion cover

HDFC ERGO Energy Diabetes Plan (Cons)

ICU cover unavailable
AYUSH treatment
OPD not covered
Domiciliary treatment unavailable

HDFC ERGO Energy Diabetes Plan (Other Benefits)

Organ donor cover
Ambulance services
Pre & post-hospitalization cover

HDFC ERGO Energy Diabetes Plan (Eligibility Criteria)

Entry age: 18 to 65 years
Policy term: 1 year
Initial waiting period: 30 days
Sum insured: 2 to 50 L

Individual and Family Health Insurance

My:Health Suraksha Smart Plan

HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...

Unique Features

Key Features
Eligibility & Age Restrictions
Types of My:Health Suraksha Smart Plans

My:Health Suraksha Smart Plan (Pros)

Air ambulance cover
Recovery benefit
Infertility cover

My:Health Suraksha Smart Plan (Cons)

Vaccination cover unavailable
Second medical opinion not available
Maternity cover
Newborn baby cover

My:Health Suraksha Smart Plan (Other Benefits)

Family discount
Long-term policy discount
Loyalty discount

My:Health Suraksha Smart Plan (Eligibility Criteria)

Entry age: 18 years to no age limit
Sum insured: 3 to 75 Lakhs
Policy term: 1/2/3 years
Initial waiting period: 30 days

Critical Illness Health Insurance

HDFC ERGO iCan Cancer Insurance Plan

iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...

Unique Features

Key Features
Eligibility & Exclusions
iCan Cancer Plan Sample Premiums

HDFC ERGO iCan Cancer Insurance Plan (Pros)

Cancer cover
In-patient hospitalization
Ambulance cover

HDFC ERGO iCan Cancer Insurance Plan (Cons)

Maternity cover
Newborn cover
Organ donor cover
Global coverage

HDFC ERGO iCan Cancer Insurance Plan (Other Benefits)

COVID-19 cover
Pre and post-hospitalization
ICU charges

HDFC ERGO iCan Cancer Insurance Plan (Eligibility Criteria)

Entry age: 5 to 65 years
POlicy term: 1 year
Initial waiting period: 120 days

Individual

HDFC ERGO Personal Accident Insurance

Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...

Unique Features

Worldwide coverage
No pre-policy medicals
Lifelong renewability

HDFC ERGO Personal Accident Insurance (Pros)

Accidental Death
Permanent Total Disability
Broken Bones
Burns

HDFC ERGO Personal Accident Insurance (Cons)

Breach of law
Pregnancy or childbirth
Self-inflicted injury

HDFC ERGO Personal Accident Insurance (Other Benefits)

Ambulance costs
Hospital cash
Lump sum payout benefit
Air ambulance cover

HDFC ERGO Personal Accident Insurance (Eligibility Criteria)

Entry Age: 18 - 65 years
Policy Term: 1/2/3 years
Initial Waiting Period: None
Sum Insured: 20 L - 10 Cr

Individual and Family Health Insurance

HDFC ERGO Optima Secure Plan

HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...

Unique Features

3 plan variants
Double coverage
E-opinion on critical illnesses

HDFC ERGO Optima Secure Plan (Pros)

Hospital Cash Benefit
No Cost Instalment Option
Restore Benefit
Unlimited Restore

HDFC ERGO Optima Secure Plan (Cons)

Maternity cover NA
Newborn care unavailable
OPD cover unavailable

HDFC ERGO Optima Secure Plan (Other Benefits)

Aggregate deductible discounts
Disposables & consumables cover
Worldwide cover

HDFC ERGO Optima Secure Plan (Eligibility Criteria)

Entry age: 18 years to no max limit
SI: 5 Lakhs to 2 Crore
Policy term: 1/2/3 years
Initial waiting period: 30 days

Individual and Family Health Insurance

HDFC ERGO Optima Secure Global Plan

Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...

Unique Features

India & Worldwide Coverage
High SI up to 2 Crores
Aggregate Deductible Discounts

HDFC ERGO Optima Secure Global Plan (Pros)

Pre and post-hospitalisation
Organ donor expenses
AYUSH treatment

HDFC ERGO Optima Secure Global Plan (Cons)

Modern treatment
Vaccination unavailable
Maternity and newborn baby cover
Cataract cover

HDFC ERGO Optima Secure Global Plan (Other Benefits)

E-opinion for 51 critical illnesses
Add-on covers
Overseas travel secure

HDFC ERGO Optima Secure Global Plan (Eligibility Criteria)

Entry age: 18 to 65 years
Sum insured: 1 to 2 Crore
Initial Waiting Period 30 Days
Policy Term: 1/2/3 Years

Individual and Family Health Insurance

HDFC ERGO Arogya Sanjeevani Policy

The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...

Unique Features

3 plan variants
Double coverage
E-opinion on critical illnesses

HDFC ERGO Arogya Sanjeevani Policy (Pros)

Pre and post-hospitalization
Doctor consultation
AYUSH treatment
Preventive health check-ups

HDFC ERGO Arogya Sanjeevani Policy (Cons)

Maternity expenses
Daily hospital cash
Modern treatment
Organ donor cover

HDFC ERGO Arogya Sanjeevani Policy (Other Benefits)

Family floater cover
SI upto 10 Lakhs
Lifelong renewability

HDFC ERGO Arogya Sanjeevani Policy (Eligibility Criteria)

Min. Entry Age - 18 Years
Max. Entry Age - 65 Years
Si - Up to 10 L
Initial Waiting Period - 30 Days

Women Health Insurance

My:Health Women Suraksha Policy

HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. T...

Unique Features

Cancer Cover
Assault And Burn Cover
41 Critical Illness Cover

My:Health Women Suraksha Policy (Pros)

Lifetime renewal
Wellness Incentives
Add-On Coverage

My:Health Women Suraksha Policy (Cons)

Obesity or weight control
Cosmetic surgeries
Maternity cover
Change of gender treatment

My:Health Women Suraksha Policy (Other Benefits)

Post Diagnosis Support
Cancer Cover
Major Illness Cover
Surgical Procedure
Critical Illness Cover

My:Health Women Suraksha Policy (Eligibility Criteria)

Entry age: 18 to 65 years
Sum insured: 1 Lakh to 1 Crore
Policy term: 1/2/3 years

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.

iCan Cancer Insurance Plan: FAQs

1. Is Ayurvedic treatment covered under the plan?

No, the plan does not cover any of the non-allopathic treatments.

2. What is the maximum age limit to buy the iCan Cancer plan?

The maximum age limit to buy the plan is 65 years.

3. Is there a plan like HDFC ERGO iCan Cancer Cover For Women?

Particularly there is no such plan. Rather women can be covered under the iCan Cancer Insurance individual plan.

4. What is the waiting period for the plan?

The waiting period is for 120 days.

5. What is the maximum sum insured limit under the plan?

The maximum sum insured limit is Rs. 50 lakhs.

6. Are AIDs and HIV covered under the plan?

No, these diseases are clearly mentioned in the exclusions of the plan.

HDFC ERGO iCan Cancer Insurance Plan

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HDFC ERGO iCan Cancer Insurance Plan

Why Do We Exist?

Compare

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HDFC ERGO iCan Cancer Insurance Plan Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

iCan Cancer Plan Benefits

Lifelong Coverage

CritiCare Benefit

FamilyCare Benefit

My Care Benefit

Second Opinion

Recommended Videos

HDFC ERGO Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

HDFC ERGO iCan Cancer Insurance Sample Premiums

iCan Essential

iCan Enhance

iCan Cancer Plan Exclusions

Permanent Exclusions

Coverage after Waiting Period

Explore other HDFC ERGO Health Insurance

HDFC ERGO Optima Restore Plan (Pros)

HDFC ERGO Optima Restore Plan (Cons)

HDFC ERGO Optima Restore Plan (Other Benefits)

HDFC ERGO Optima Restore Plan (Eligibility Criteria)

HDFC ERGO Koti Suraksha Plan (Pros)

HDFC ERGO Koti Suraksha Plan (Cons)

HDFC ERGO Koti Suraksha Plan (Other Benefits)

HDFC ERGO Koti Suraksha Plan (Eligibility Criteria)

My Health Medisure Super Top Up (Pros)

My Health Medisure Super Top Up (Cons)

My Health Medisure Super Top Up (Other Benefits)

My Health Medisure Super Top Up (Eligibility Criteria)

HDFC ERGO Health Wallet Family Floater (Pros)

HDFC ERGO Health Wallet Family Floater (Cons)

HDFC ERGO Health Wallet Family Floater (Other Benefits)

HDFC ERGO Health Wallet Family Floater (Eligibility Criteria)

HDFC ERGO Energy Diabetes Plan (Pros)

HDFC ERGO Energy Diabetes Plan (Cons)

HDFC ERGO Energy Diabetes Plan (Other Benefits)

HDFC ERGO Energy Diabetes Plan (Eligibility Criteria)

My:Health Suraksha Smart Plan (Pros)

My:Health Suraksha Smart Plan (Cons)

My:Health Suraksha Smart Plan (Other Benefits)

My:Health Suraksha Smart Plan (Eligibility Criteria)

HDFC ERGO iCan Cancer Insurance Plan (Pros)

HDFC ERGO iCan Cancer Insurance Plan (Cons)

HDFC ERGO iCan Cancer Insurance Plan (Other Benefits)

HDFC ERGO iCan Cancer Insurance Plan (Eligibility Criteria)

HDFC ERGO Personal Accident Insurance (Pros)

HDFC ERGO Personal Accident Insurance (Cons)

HDFC ERGO Personal Accident Insurance (Other Benefits)

HDFC ERGO Personal Accident Insurance (Eligibility Criteria)

HDFC ERGO Optima Secure Plan (Pros)

HDFC ERGO Optima Secure Plan (Cons)

HDFC ERGO Optima Secure Plan (Other Benefits)

HDFC ERGO Optima Secure Plan (Eligibility Criteria)

HDFC ERGO Optima Secure Global Plan (Pros)

HDFC ERGO Optima Secure Global Plan (Cons)

HDFC ERGO Optima Secure Global Plan (Other Benefits)

HDFC ERGO Optima Secure Global Plan (Eligibility Criteria)

HDFC ERGO Arogya Sanjeevani Policy (Pros)

HDFC ERGO Arogya Sanjeevani Policy (Cons)