HDFC Ergo iCan Cancer Insurance Plan

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under HDFC ERGO iCan Cancer Plan?

Under HDFC ERGO iCan Cancer Plan, room rent is covered

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under HDFC ERGO iCan Cancer Plan?

Under this plan, ICU Charges are covered.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under HDFC ERGO iCan Cancer Plan?

This plan covers medical expenses incurred during pre-hospitalization for up to 30 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under HDFC ERGO iCan Cancer Plan?

This plan covers medical expenses incurred during post-hospitalization for up to 60 days.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under HDFC ERGO iCan Cancer Plan?

Under this plan, domiciliary hospitalizations is not covered

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under HDFC ERGO iCan Cancer Plan?

This plan does not cover the expenses of daycare procedures.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under HDFC ERGO iCan Cancer Plan?

Not covered under the plan.

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under HDFC ERGO iCan Cancer Plan?

COVID-19 treatment cover is not available under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under HDFC ERGO iCan Cancer Plan?

The plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under HDFC ERGO iCan Cancer Plan?

The plan does not offer a no-claim bonus.

Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.

Coverage status under HDFC ERGO iCan Cancer Plan?

No Automatic restoirations available under the plan.

Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under HDFC ERGO iCan Cancer Plan?

Organ Donor coverage is not covered

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

• Full infertility
• No fertility
• Infertility diagnosis
• Infertility diagnosis and limited fertility treatment
• Medication (which may or may not include fertility drug prescriptions)

Coverage status under HDFC ERGO iCan Cancer Plan?

Not available

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under HDFC ERGO iCan Cancer Plan?

The plan covers emergency amulance expenses up to Rs. 2,000

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under HDFC ERGO iCan Cancer Plan?

The plan does not cover the cost of an air ambulance.

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under HDFC ERGO iCan Cancer Plan?

The plan does not cover the compassionate travel expenses

Any kind of medical/health emergency when you are outside of India.

Coverage status under HDFC ERGO iCan Cancer Plan?

Not available

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under HDFC ERGO iCan Cancer Plan?

The plan does not cover the expenses for E-consultation.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under HDFC ERGO iCan Cancer Plan?

On receiving a cancer diagnosis, the insured would have the option of asking for a second opinion. This would be delivered by our team of medical professionals, who would have access to cognitive software, deep analytics, and artificial intelligence.